Qualifying Event

Updated: 11 March 2024

What Does Qualifying Event Mean?

Qualifying event refers to a change in a person’s life that affects their insurance coverage. A proof of this change can make that person enroll for coverage suited to their new life in the government-sponsored insurance department in the United States.

Insuranceopedia Explains Qualifying Event

Under the Consolidated Omnibus Budget Reconciliation Act 9 (COBRA), insurance can be continued under certain circumstances. These circumstances include termination of employment, the birth of a child, marriage, or even divorce. In terms of insurance, these events can make coverage insufficient and even gone. However, social insurance under the Obama administration has altered these scenarios. Now, if one is a US citizen and experiences a situation that can be considered as a qualifying event, they can apply for Special Enrollment and continue being covered.

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