Updated: 29 February 2024

What Does Appurtenance Mean?

An appurtenance is an item that is considered an accessory or contingent but connected part of a primary item.

In the context of home insurance, an appurtenance is a piece of property that is associated with the primary dwelling. Most home insurance policies will have coverage for the house’s appurtenances.

Insuranceopedia Explains Appurtenance

A house’s appurtenances are the objects that are considered attached to it or adjunct to it. This includes not only the yard and trees, but also other structures on the property, such as garages, decks, and swimming pools, as well as items that are in some ways part of the house, such as air conditioning units, furnaces, and septic systems.

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