Definition - What does Intentional Tort mean?
An intentional tort is a deliberate action or omission that causes financial harm, injury, or damage to the property of another party. In the context of insurance, liability insurance can protect individuals and companies from damages resulting from intentional torts. Such damages could cause extreme financial duress without liability insurance protection.
Insuranceopedia explains Intentional Tort
Intentional torts are different from unintentional torts in which the party responsible did not actually intend to cause harm to another, it simply happened by accident. Examples of intentional torts include defamation of character, fraud, and invasion of privacy. A person can be held liable for unintended damages if he or she committed an intentional tort. For example, if a person intentionally frightens someone with a serious heart condition, and he or she suffers a heart attack as a result, the person can be held liable.
CLUE Yourself In: How Your Claims History Informs Your Insurance Future