Messenger Insurance

What Does Messenger Insurance Mean?

Messenger insurance provides coverage for property that is in transit and under the care of a messenger.

This type of insurance is also referred to as messenger robbery insurance. It is part of commercial crime insurance, a category that covers businesses against theft, employee dishonesty, forgery, and related losses.

Insuranceopedia Explains Messenger Insurance

Messenger insurance provides coverage in the event that insured property is damaged or stolen while in transit. Property owners are responsible for determining the amount of insurance needed to cover the risk. That decision matters most for courier and delivery businesses, where the value of items being moved can change from one shift to the next. If they choose insufficient coverage, the company may only be reimbursed for a portion of the losses.