What Does Manufacturer's and Contractor's Liability Policy Mean?
A manufacturer's and contractor's liability policy is an insurance policy that is taken out by a manufacturer or a contractor in order to cover liabilities such as injuries that could occur during work operations. This type of insurance, however, has been largely replaced by commercial general insurance policies, which have become more popular.
Insuranceopedia Explains Manufacturer's and Contractor's Liability Policy
Manufacturing and contracting companies often have dangerous work sites. For this reason, injuries can occur commonly on these sites. A good manufacturer's and contractor's liability insurance policy can provide solid coverage for such liabilities. Many of these policies, however, do not provide coverage for independent contractors. So, contracting companies who wish to provide coverage for independent contractors may to take out a separate insurance policy for them, or to look for one that specifically covers them.