Worldwide Coverage

Updated: 09 June 2023

What Does Worldwide Coverage Mean?

Worldwide coverage is an insurance program that offers coverage all over the world. Because of the differences in legal climates and regulations, most global programs cover only property, business interruption, and sometimes crime.

Insuranceopedia Explains Worldwide Coverage

Insurance policies typically have territorial limits for liability coverage, but this endorsement or rider extends coverage worldwide. Personal property insurance policyholders may opt for it to cover their properties. Business owners with commercial general liability policies may also purchase it to extend liability coverage for damages anywhere in the world. Some life insurance companies offer worldwide coverage to their policyholders when they travel abroad, but only for a limited period of time, which is usually six weeks.

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