A motor vehicle report (MVR) is a document issued by a state from the Department of Motor Vehicles that contains biographical information about a person such as name, address and age; license information including status, endorsements and restrictions; as well as driving history within a specific time frame.
The time frame for motor vehicle reports in most states for driving incidents like violations and offenses is three years. The information comes from a state agency rather than a federal one. This is a document that insurance companies check to determine insurance premiums. This document can also possibly lead to an insurance company denying somebody insurance. If a person has too many offenses listed on the motor vehicle report, an insurance company may determine that insuring that person is too big of a risk.
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