Motor Vehicle Report

Updated: 29 February 2024

What Does Motor Vehicle Report Mean?

A motor vehicle report (MVR) is a document issued by a state from the Department of Motor Vehicles that contains biographical information about a person such as name, address and age; license information including status, endorsements and restrictions; as well as driving history within a specific time frame.

Insuranceopedia Explains Motor Vehicle Report

The time frame for motor vehicle reports in most states for driving incidents like violations and offenses is three years. The information comes from a state agency rather than a federal one. This is a document that insurance companies check to determine insurance premiums. This document can also possibly lead to an insurance company denying somebody insurance. If a person has too many offenses listed on the motor vehicle report, an insurance company may determine that insuring that person is too big of a risk.

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