What Does Driving Record Mean?
A driving record contains a person's driving and license history, including information such as license status, violations, criminal offenses involving driving and any incidents involving vehicles. This has an impact on insurance premiums.
In Canada, a driving record is also known as a driver's abstract.
Insuranceopedia Explains Driving Record
The number of years included in the driving record vary depending on the state. Violations are usually highlighted according to their degree of severity. A grave crime involving driving is marked more conspicuously than lighter offenses. Insurance companies scrutinize a person's driving record before insuring his or her vehicle. A driving record that shows many violations will boost premiums for car insurance.