Americans With Disabilities Act

Updated: 11 March 2024

What Does Americans With Disabilities Act Mean?

Americans with Disabilities Act (ADA) is a law passed by the US congress in 1990 which prohibits discrimination against American citizens with physical or mental disabilities in all areas of life, including employment, education, and insurance.

Insuranceopedia Explains Americans With Disabilities Act

Disability was first addressed in 1954 by Social Security when it allowed retirement and survivor benefits to people who became disabled. In 1956, it allowed regular benefits to people with disability. In 1996, disability benefits were withheld for people whose disability stemmed from drug addiction or alcoholism.

To get disability benefits, a person must qualify for the disability insurance. It takes five months for Social Security to review and approve an application because of the large number of applicants. Once approved, the benefits are given six months after the application.

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