Guaranteed Issue Rights

Definition - What does Guaranteed Issue Rights mean?

Guaranteed Issue Rights (also known as Medigap protections) is a law that prohibits American insurance companies from declining to sell additional health insurance to a person who has Medicare or any of its variants.

Insuranceopedia explains Guaranteed Issue Rights

Under the Guaranteed Issue Rights law, insurance companies cannot deny coverage to a person with Medicare who wants to buy health insurance, even if they have prior health conditions. The company is also forbidden to charge more for prior conditions.

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