Best Mobile Home Insurance In Ohio For 2026
Foremost ranks as the best overall mobile home insurance carrier in Ohio based on my 2026 review, with average annual premiums between $500 and $1,500 depending on county, home age, and wind mitigation features.
We’ve saved shoppers an average of $450 per year on their home insurance.
Ohio sits at the eastern edge of Tornado Alley, and that geography drives almost every mobile home insurance decision in the state. Carriers price aggressively for newer units in the Cleveland and Toledo metros, where lake-effect snow dominates. They get noticeably more cautious about older single-wides in tornado-prone counties like Montgomery, Greene, and Logan.
I pulled quotes from seven carriers writing manufactured housing policies in Ohio and weighed each on premium stability, anchoring discounts, and how they handle the wind and hail claims that dominate Ohio loss reports. Foremost came out ahead on the combined score. Progressive ran close behind for bundled auto-and-mobile-home customers.
Best Mobile Home Insurance Companies In Ohio 2026
Every carrier on this list has different strengths. The right one for you depends on where in Ohio you live, how old your home is, and whether you need niche coverage like trip collision or vacant-home protection.
Seven carriers made the final cut for Ohio in 2026. Each one is reviewed in detail further down with pros, cons, and the specific Ohio considerations that affect rates.
Compare The Best Mobile Home Insurance Companies In Ohio
Pay particular attention to the J.D. Power column and bundle discount availability when comparing these carriers. For Ohio specifically, bundle discounts matter more than usual. Most mobile home owners also need vehicle coverage, and the savings stack across both policies.
| Overall Rating | Bundle Discount | J.D. Power Rating /1000 | Best For | A.M. Best Rating | Get A Quote | |
|---|---|---|---|---|---|---|
| Foremost |
|
No |
868 |
Overall |
A |
Instant Quote |
| American Family |
|
No |
855 |
Discounts |
A |
Instant Quote |
| American Modern |
|
No |
Not Rated |
Specialized Coverage |
A+ |
Instant Quote |
| Allstate |
|
Yes |
854 |
Retirees |
A+ |
Instant Quote |
| Progressive |
|
Yes |
859 |
Runner-Up |
A+ |
Instant Quote |
| Farmers |
|
Yes |
792 |
Endorsements |
A- |
Instant Quote |
| Assurant |
|
No |
Not Rated |
Most Comprehensive Coverage |
A |
Instant Quote |
Best Mobile Home Insurance Companies In Ohio
Carrier quality varies more than you'd expect across the Ohio market. Foremost and Allstate are the safe defaults. Two or three of the smaller specialty insurers consistently undercut them for specific home profiles, particularly older single-wides and seasonally occupied properties.
Best Overall
Key Statistics
Why We Like Them
Foremost is a Farmers subsidiary and the largest manufactured housing insurer in the United States. It has been writing mobile home policies since 1952, when it created the first dedicated mobile home insurance product on the market.
For Ohio specifically, the carrier earns its top spot through extended replacement cost coverage that pays up to 20 percent above your dwelling limit after a total loss. That feature matters in a state where tornado damage routinely exceeds initial appraisals. After the May 2019 Memorial Day tornado outbreak around Dayton, plenty of homeowners discovered their dwelling limits were well below the actual rebuild cost. Without an extended replacement cost provision, the gap comes out of pocket.
The carrier’s J.D. Power score of 868 led every insurer in my 2026 review. Foremost also accepts older mobile homes that most standard carriers refuse, including units built in the 1980s, as long as the roof and electrical system have been updated. AARP members get an additional discount, which makes Foremost a reasonable fit for retirees in Ohio’s manufactured home communities.
Foremost doesn’t offer instant online quotes, which is the main friction. You submit a form and wait roughly 24 hours for a quote to land in your inbox.
Benefits & Drawbacks
- Backed by an AARP endorsement with an associated member discount
- Accepts applicants with credit difficulties
- Writes coverage on older mobile homes that most carriers decline
- Long list of optional coverages, including debris removal and food spoilage ✓
- No online quote capability
- Quote turnaround can take up to 24 hours ✘
Tip: Verify your tie-downs before the quote. A documented HUD-certified inspection can knock 5 to 10 percent off your premium.
Runner-Up for Best Overall
Key Statistics
Why We Like Them
Progressive is the only carrier on this list that lets you complete a full quote and bind coverage entirely online for an Ohio mobile home. That alone makes it the pick if you don’t want to wait on an agent callback.
What pushes Progressive close to Foremost in my ranking is the single deductible advantage. When you bundle the mobile home policy with auto, claims that touch both policies (say, a hailstorm that damages your roof and car at the same time) only require you to pay one deductible. In hail-prone counties like Hamilton, Stark, and Mahoning, that benefit can mean real money.
Progressive also offers a trip collision endorsement that protects your home while it’s being relocated. Most Ohio mobile home owners never use it. But if you’re moving a unit between parks or out of state, it’s worth pricing.
Customer satisfaction scores are a little lower than Foremost or Allstate. Progressive also underwrites some policies through third-party companies rather than directly. Read the policy paperwork carefully before signing.
Benefits & Drawbacks
- Replacement cost coverage available as an option
- New homeowner discounts
- Strong mobile app for policy management and claims ✓
- Customer ratings lag several competitors
- Some policies are underwritten through third parties ✘
Best for Discounts
Key Statistics
Why We Like Them
American Family doesn’t have the name recognition of Allstate or State Farm. But it holds a sizable share of the Midwest home insurance market and writes manufactured housing in most Ohio counties.
The carrier’s stacking discount structure is genuinely useful. Bundle the auto policy, install a smart home device like Nest or Ring, take advantage of paperless billing, sign up for autopay, and you can routinely shave 20 to 25 percent off the base premium. American Family also runs a diminishing deductible that drops $100 on day one and continues dropping each renewal.
Claims handling is the weak spot. Several Ohio policyholders I spoke with reported delays of two to three weeks on storm claims after the spring 2024 tornado outbreak. That outbreak was unusually severe (Ohio led the nation with more than 70 confirmed tornadoes in 2024), so it’s worth treating those reports as a stress-test signal rather than a routine indicator.
Benefits & Drawbacks
- Wide range of stackable discounts
- Mobile app with claim status tracking
- Strong selection of optional coverages ✓
- Some policyholders report slow claims processing ✘
Best for Endorsements
Key Statistics
Why We Like Them
Farmers writes through a dedicated agent network in Ohio. That’s both the strength and the limitation. You can’t get an online quote (you’ll need to call or visit an agent), but the trade-off is personalized coverage matching.
Where Farmers wins is the endorsement menu. Green-home replacement bumps your appliance coverage to energy-efficient models after a covered loss. The identity theft rider covers up to $25,000 in recovery costs. Claim forgiveness kicks in after five consecutive claim-free years. Farmers also covers personal property losses that happen away from your home. That matters if you spend winters in Florida or Arizona, a common pattern for Ohio retirees.
Farmers earned the lowest J.D. Power score in my review at 792. That’s not disqualifying, but it’s worth weighing against carriers like Foremost and Progressive that score 60 to 75 points higher.
Benefits & Drawbacks
- Claim forgiveness after five claim-free years
- Personal property coverage extends beyond the home ✓
- Quotes require agent contact
- Lowest J.D. Power score among carriers reviewed ✘
Best for Specialized Coverage
Key Statistics
Why We Like Them
American Modern was founded in 1949 in Cincinnati, which is part of why it tends to know the Ohio mobile home market better than most national carriers. The company specializes in non-standard housing, and that includes vacant and seasonally occupied units.
If you own a mobile home that sits empty for stretches (say, a unit at a Lake Erie summer property or a second home in Hocking Hills), American Modern is one of the few carriers that will write a full policy without forcing you into a stripped-down vacancy product. Most competitors won’t do that.
The trade-off is the settlement structure. American Modern doesn’t offer replacement cost coverage by default on total losses. Settlements are based on the stated value in your policy, with no adjustment for depreciation, but no upward flexibility either. You can upgrade to replacement cost valuation as an endorsement. If you’re insuring an older unit in tornado country, you should.
Benefits & Drawbacks
- Strong mobile app for claims reporting
- Decades of manufactured housing specialization ✓
- Quotes only through agents, no online option
- Fewer discounts than other carriers ✘
Best Online Experience
Key Statistics
Why We Like Them
Assurant’s All Risk policy is the broadest in my Ohio review. Most named-peril mobile home policies cover only the events they specifically list. All Risk inverts that approach: it covers sudden and accidental losses unless they’re specifically excluded.
What matters more for Ohio is that Assurant includes flood, earthquake, landslide, and mudslide coverage inside the base policy. Flooding is the relevant one. Counties along the Ohio River (Hamilton, Clermont, Adams, Scioto, and Lawrence) see repeat flood losses on mobile homes that sit in FEMA-designated 100-year floodplains. Those are areas with at least a 1 percent annual chance of flooding.
Replacement cost on both the dwelling and personal property is included by default. The friction point is access. Assurant only quotes by phone, 7 a.m. to 7 p.m., and doesn’t run a mobile app for policy management.
If you’re insuring a mobile home along the Ohio River or in any FEMA-designated Special Flood Hazard Area (the high-risk zones that ring much of the state), Assurant is worth the phone call, even if the base premium quotes higher than competitors. A standalone NFIP flood policy for a mobile home in zone AE typically runs $700 to $1,200 per year. When you bundle that exposure into Assurant’s base policy, the all-in cost often lands lower than a Foremost or Progressive policy plus separate flood coverage.
Benefits & Drawbacks
- Flood and earthquake coverage in the base policy
- Replacement cost is included by default for dwelling and contents ✓
- Quotes only by phone during business hours
- No mobile app ✘
Best for Retirees
Key Statistics
Why We Like Them
Allstate is a top writer of manufactured home insurance in Ohio. For retirees specifically, the carrier runs a meaningful discount stack. There’s a 55-and-older retiree discount, an original titleholder discount if you’ve owned the home since it was new, and a standard auto bundle discount on top of that.
One coverage worth understanding here is mine subsidence: protection against ground movement caused by underground mining. Ohio Revised Code 3929.56 requires every insurer writing homeowners policies in 26 designated counties (Athens, Belmont, Carroll, Columbiana, Coshocton, Gallia, Guernsey, Harrison, Hocking, Holmes, Jackson, Jefferson, Lawrence, Mahoning, Meigs, Monroe, Morgan, Muskingum, Noble, Perry, Scioto, Stark, Trumbull, Tuscarawas, Vinton, and Washington) to include mine subsidence coverage in every policy. Allstate complies with that mandate, but so does every other carrier writing in those counties. Where Allstate stands out is its handling of optional mine subsidence coverage in the 11 additional optional counties, where the protection isn’t auto-included.
Optional coverages worth pricing include water backup, electronic data recovery, and a green home rebuild endorsement. Claims experience varies by local agent. That’s an Allstate-wide pattern rather than an Ohio quirk, but it’s worth asking about your agent’s average claim turnaround before binding.
Benefits & Drawbacks
- Dedicated retiree and original titleholder discounts
- Smooth handling of mine subsidence in both mandatory and optional counties
- Strong selection of optional coverages ✓
- Experience can vary by local agent
- No instant online quotes ✘
Tip: Ohio’s mine subsidence overlay covers 11 optional counties beyond the 26 mandatory ones, including Delaware, Erie, Geauga, Lake, Licking, Medina, Ottawa, Portage, Preble, Summit, and Wayne. The endorsement is inexpensive and pays for itself in a single foundation claim.
How To Find The Best Mobile Home Insurance Company For You
Finding the right carrier in Ohio comes down to matching your specific situation (home age, location, and risk exposure) to a carrier that prices that profile competitively.
The process I’d follow:
Pull quotes from at least three carriers on this list. Foremost, Progressive, and one regional Midwest specialist are a good starting trio for most Ohio zip codes.
Identify your real risk exposure. If you’re in tornado country (Montgomery, Greene, Logan, Auglaize, Mercer counties), prioritize wind and hail handling. If you’re along Lake Erie, look at frozen pipe and ice dam coverage. If you’re near the Ohio River, flood needs to be in the conversation.
Inventory your higher-value belongings. Add up electronics, appliances, firearms, jewelry, and tools. That number sets your personal property limit and prevents you from either under-insuring or paying for coverage you don’t need.
Factor in renovations and upgrades. New roof, new HVAC, replaced electrical, added skirting: all of these affect rebuild cost. Most of them earn you discounts if documented.
Photograph and serial-number your major items before you bind. Store the inventory off-site or in cloud storage. After a tornado claim or a flood in Lawrence County, you do not want to be reconstructing your possessions list from memory.
Find Mobile Home Insurance In Ohio
Do You Need Mobile Home Insurance In Ohio?
Ohio has no state law requiring mobile home insurance. That said, three situations make it functionally required.
If you have a mortgage or chattel loan on the home, your lender will require coverage. This is the most common reason Ohio mobile home owners carry insurance. The lender typically dictates minimum limits.
If you live in a manufactured home community, your lease almost certainly requires it. Ohio has roughly 1,500 to 1,800 licensed manufactured home parks (the exact count fluctuates as parks open, close, and re-register with the Ohio Manufactured Homes Commission). The vast majority of those parks require proof of liability and dwelling coverage as a condition of tenancy.
Independent of either of those situations, Ohio’s tornado exposure is real. The state averages roughly 20 to 21 confirmed tornadoes per year, with most striking the western and central counties between April and July. An EF-2 tornado will destroy a single-wide mobile home regardless of how new it is, and without insurance, you’re absorbing the full replacement cost yourself.
What Does Mobile Home Insurance Cover?
A standard Ohio mobile home policy bundles four main coverages. The limits and deductibles vary by carrier, but the structure is consistent across the market.
Dwelling coverage
This pays to repair or replace the structure of your home itself (walls, roof, floors, attached structures, and built-in systems) up to the limit you choose. You’ll pick a deductible, typically between $500 and $2,500, which you pay before the carrier contributes.
Covered perils generally include:
- Fire and lightning
- Wind and hail (the most common claim type in Ohio)
- Explosions and vandalism
- Falling objects
- Weight of ice and snow, relevant in northeast Ohio’s lake-effect zones
- Damage from wild or stray animals
- Burst pipes
Other structures coverage
Covers detached structures on your lot (sheds, fences, carports, standalone garages) if a covered peril damages them. Standard limits run 10 to 20 percent of your dwelling coverage.
Personal property coverage
Pays to repair or replace your belongings if they’re damaged or stolen. Electronics, furniture, clothing, and appliances you brought with you. Most carriers default to actual cash value (ACV), which factors in depreciation, but offer replacement cost as an upgrade. Replacement cost pays what it would take to buy new versions of the same items today. For an Ohio mobile home, the upgrade is almost always worth it.
Liability insurance
If a guest is injured on your property or you accidentally damage someone else’s property, liability coverage pays the settlement and related legal costs. The Ohio standard is $100,000 in liability, but I usually recommend bumping it to $300,000. The premium difference is small, often under $40 per year.
What Doesn’t Mobile Home Insurance In Ohio Cover?
Every mobile home policy has exclusions. These are the ones that bite Ohio homeowners most often.
Flooding
Standard mobile home policies do not cover flood damage. If your home sits in or near a FEMA-designated flood zone, common along the Ohio River, the Scioto, the Cuyahoga, and the Maumee, you need a separate NFIP policy or coverage through a carrier like Assurant that builds flood into the base.
Earthquakes
Earth movement is excluded from standard policies. Ohio sits on the Western Ohio Seismic Zone, and minor quakes do happen. Coverage is available as an endorsement and typically costs $50 to $150 per year.
Wear and tear
Insurance covers sudden and accidental damage, not the gradual deterioration that comes with age. A 30-year-old roof that finally leaks because the shingles are spent is your problem, not the carrier’s.
Insect or animal infestation
Termites, carpenter ants, rodents, and raccoons in the crawlspace: all are considered maintenance issues and not covered.
Business use
If you run a business from your mobile home, the personal policy won’t respond to commercial losses. You’ll need a separate business policy or a home-based business endorsement.
Average Cost Of Home Insurance In Ohio
Based on the sample quotes I pulled across Ohio zip codes, mobile home insurance runs roughly $41 to $125 per month, or $500 to $1,500 annually. The spread is wide because Ohio mobile home premiums are particularly sensitive to county-level risk.
A newer double-wide in suburban Cleveland will sit at the low end of that range. An older single-wide in Logan County, which has been hit by EF-3 tornadoes twice in the past 15 years, will price toward the top.
The factors carriers weigh most heavily:
- Location (zip code and county-level tornado, hail, and flood exposure)
- Age of the home (units built after 1995 to HUD wind zone II standards price meaningfully better; wind zone II is the federal standard for areas with sustained winds up to 100 mph)
- Replacement cost of the dwelling
- Coverage limits and deductible selection
- Claims history on the property and the applicant
Almost every carrier in my review offers multiple discount paths. Auto-and-home bundling typically saves the most (10 to 15 percent off the home premium). Anchoring documentation, smoke detector installation, and security systems each chip in additional savings.
Largest Manufactured Home Insurance Providers In Ohio
Market share for manufactured housing specifically isn’t published with the same granularity as general homeowners insurance, but reporting from the Ohio Department of Insurance and industry trackers consistently shows Allstate, State Farm, and Foremost among the largest writers in the state. The figures below should be treated as approximate.
| Provider | Approximate Market Share |
| Allstate | ~9% |
| State Farm | ~8% |
| Foremost | ~4% |
| American Family | ~4% |
| Assurant | ~2% |
| American Modern | ~2% |
| Progressive | ~2% |
How To Buy Mobile Home Insurance Online In Ohio
Only Progressive among the carriers I reviewed offers a true end-to-end online application for Ohio mobile homes. The others require either a phone call or an agent visit.
Calculate coverage needs first. Add up your dwelling replacement cost (cost to rebuild, not market value) and your personal property total. These two numbers drive the quote.
Get the online quote from Progressive directly, then call Foremost and one regional carrier for comparison. Three quotes are the minimum to know whether you’re being priced fairly.
Have your anchoring documentation, recent roof inspection, and electrical panel info ready. Carriers will ask. Providing it upfront speeds the bind by a day or two.
Complete the application. Most carriers can issue a policy within 24 to 48 hours of receiving a complete application, with coverage effective as early as the next day.
Unique Considerations For Mobile Home Insurance In Ohio
Ohio has a specific risk mix that doesn’t quite match any neighboring state, and it shapes how you should think about coverage.
The exposures that drive Ohio mobile home premiums:
Tornadoes. Ohio averages roughly 20 to 21 confirmed tornadoes per year, concentrated in the western and central counties between April and July. 2024 was an outlier, with Ohio leading the nation. Mobile homes are disproportionately vulnerable. NWS data shows manufactured homes account for around 54 percent of housing-related tornado fatalities despite making up roughly 6 percent of the U.S. housing stock.
Severe thunderstorms with hail and damaging winds are the dominant claim type by volume across the state.
Lake-effect snow. Northeast Ohio counties along Lake Erie (Lake, Geauga, Ashtabula, Cuyahoga) can see 100-plus inches in a season, which puts real stress on mobile home roofs.
Ice storms. The corridor through central Ohio is hit hard once or twice per decade. Falling tree limbs and freeze damage drive claims.
Flooding. Ohio River counties and Maumee River basin properties carry real flood risk. The 1997 Ohio River flood remains the benchmark event.
Mine subsidence. Abandoned coal mines underlie chunks of southeast Ohio. Ground movement claims still happen decades after mining ended. Ohio’s mandatory mine subsidence program covers this in 26 counties by law.
A base policy that handles wind, hail, and fire isn’t enough for most Ohio mobile home owners. Flood and replacement cost upgrades should be part of the initial quote conversation, not afterthoughts.
Tip: Document hurricane-strap anchoring, reinforced roof tie-downs, and impact-resistant skirting for a wind mitigation discount. The inspection runs around $150 and typically pays for itself the first year.
How To Find Cheap Mobile Home Insurance In Ohio
Cheap is relative. What you actually want is the lowest premium that still gives you adequate coverage for Ohio’s risk mix.
Pull at least three quotes. Rates between carriers can differ by 30 percent or more on identical home specs. You won’t know where you land until you see numbers side by side.
Ask about every discount when you quote. Bundle discounts, anchoring discounts, retiree discounts, claim-free discounts, smart home discounts, and original-owner discounts can stack to 25 percent or more off the base premium.
Raise your deductible if you can afford to. Moving from a $500 to a $1,500 deductible typically saves 12 to 18 percent on premiums. Just make sure you actually have $1,500 in cash available if you need to file a claim.
Don’t pick on price alone. A $40-per-year cheaper policy that excludes replacement cost or caps your wind deductible at 5 percent of dwelling value is not actually cheaper after a tornado claim.
Compare Mobile Home Insurance Rates In Other States
Ohio’s average annual premium of roughly $980 sits in the middle of the national range. Rates vary substantially across other states based on tornado exposure, hurricane risk, and regional building costs.
| U.S. State | Average Annual Premium |
| Alabama | $1,195 |
| Alaska | $770 |
| Arizona | $865 |
| Arkansas | $1,231 |
| California | $724 |
| Colorado | $1,167 |
| Connecticut | $806 |
| Delaware | $596 |
| Florida | $1,337 |
| Georgia | $1,192 |
| Hawaii | $498 |
| Idaho | $764 |
| Illinois | $1,195 |
| Indiana | $971 |
| Iowa | $1,186 |
| Kansas | $1,456 |
| Kentucky | $1,267 |
| Louisiana | $1,467 |
| Maine | $679 |
| Maryland | $871 |
| Massachusetts | $903 |
| Michigan | $840 |
| Minnesota | $1,124 |
| Mississippi | $1,289 |
| Missouri | $1,367 |
| Montana | $1,308 |
| Nebraska | $1,353 |
| Nevada | $569 |
| New Hampshire | $570 |
| New Jersey | $697 |
| New Mexico | $936 |
| New York | $710 |
| North Carolina | $887 |
| North Dakota | $1,242 |
| Ohio | $793 |
| Oklahoma | $1,401 |
| Oregon | $563 |
| Pennsylvania | $674 |
| Rhode Island | $923 |
| South Carolina | $935 |
| South Dakota | $1,528 |
| Tennessee | $1,526 |
| Texas | $1,414 |
| Utah | $583 |
| Vermont | $652 |
| Virginia | $730 |
| Washington | $881 |
| West Virginia | $796 |
| Wisconsin | $759 |
| Wyoming | $741 |
Our Methodology
I focused the rating system on what actually matters for Ohio mobile home owners: how carriers handle wind and hail claims, whether they accept older units, and the discount structures that meaningfully cut premiums for properly anchored homes.
I gathered quotes from seven carriers across multiple Ohio zip codes, weighted financial strength and customer satisfaction scores from J.D. Power and A.M. Best, and cross-checked complaint ratios through the Ohio Department of Insurance. None of the carriers reviewed publishes full pricing online, so quote ranges came from sample applications using consistent home specs.
Quotes Analyzed
Research Hours
Years Of Experience
Brands Reviewed
FAQs
Is mobile home insurance more expensive in Ohio?
Ohio prices roughly in line with Indiana and Michigan and a bit cheaper than Kentucky or Missouri. The state’s tornado exposure pushes premiums above what you’d see in low-risk states like New York or Pennsylvania, but Ohio is far less expensive than Florida or Louisiana, where hurricane risk dominates the rate.
Do you need mobile home insurance in Ohio?
Not by state law. But if you have a lender, they will require it, and most Ohio manufactured home communities require it as a condition of tenancy. Given the tornado and severe weather exposure across the state, going without coverage is a real financial risk regardless of what’s legally required.
How are mobile home insurance rates determined?
Carriers weigh your zip code’s loss history (tornado, hail, flood), the age and construction of the home, your selected coverage limits and deductible, anchoring and roof condition, your claims history, and applicable discounts. For Ohio specifically, county-level tornado exposure is one of the largest variables. Premiums in Montgomery County can run 20 to 30 percent higher than the same home spec in Cuyahoga County.
Does Ohio require mobile homes to be anchored?
Yes. Ohio Administrative Code Chapter 4781-6 sets installation standards for manufactured homes, including anchorage against wind under rule 4781-6-03.4. Enforcement varies by county, but carriers will heavily discount premiums for documented hurricane-strap anchoring. Some carriers may refuse to write coverage without it.
Sources
- Ohio Department of Insurance. “Home.” https://insurance.ohio.gov/
- Ohio Department of Commerce. “Manufactured Homes Program.” https://www.omhc.ohio.gov/
- NOAA Storm Prediction Center. “Severe Weather Climatology.” https://www.spc.noaa.gov/wcm/
- U.S. Department of Housing and Urban Development. “Manufactured Housing and Standards: Construction and Safety Program.” https://www.hud.gov/program_offices/housing/mhs/csp
- FEMA. “Flood Maps.” https://www.fema.gov/flood-maps
About Bob Phillips
Bob Phillips is a former California-licensed insurance agent (license #0C27547) with over 15 years helping clients plan their finances. He holds the Chartered Life Underwriter (CLU) designation from The American College, a BA from the State University of New York, and Series 6, 7, 26, 63, and 65 securities licenses, and has held life, health, disability, and property/casualty insurance licenses.
He has written hundreds of insurance and investment articles and published two financial books. You can verify Bob’s license history (#0C27547) at the California Department of Insurance.