Buick Regal Car Insurance Cost 2025
On average, getting insurance for a Buick Regal costs $1,296 per year. However, the actual cost can vary depending on factors like your age, the model year of the car, and other personal considerations. You can use our quote tables below to estimate your specific insurance costs.
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Insuring a Buick Regal is generally affordable compared to other midsize sedans. The average annual premium for a Buick Regal is approximately $1,296, or about $108 per month, which is slightly below the national average for similar vehicles. However, insurance costs can vary based on factors such as the driver’s age, location, driving history, and the vehicle’s model year and trim level.
For instance, a 2020 Regal averages around $1,681 annually, while a 2017 model averages about $1,325 per year. To find the most affordable rates, it’s advisable to compare quotes from multiple insurers and consider any available discounts.
How Much Does Buick Regal Car Insurance Cost?
Typically, Buick Regal drivers can expect to pay an average of $1,296 per year for car insurance.
It’s important to understand that the cost of car insurance can vary widely based on several factors, including your location, driving history, the model year of your car, and the type of coverage you choose. Maintaining a clean driving record can help lower your premiums, while a history of accidents or violations may increase your costs.
Additionally, if you live in an urban area with heavy traffic, your insurance rates may be higher compared to living in a rural area with less congestion. The type of coverage you select also plays a role—comprehensive insurance, which covers both comprehensive and collision, typically costs more than minimum liability coverage.
As illustrated in the table below, the cost of insuring a Buick Regal is lower than the average for all Buick models, as well as the average for all cars. To help you find the best rates, Insuranceopedia offers assistance in comparing quotes from various auto insurance companies, ensuring you get the best deal for your needs.
| Vehicle | Average Monthly Premium |
| Buick Regal | $145 |
| All Buicks | $154 |
| All Cars | $175 |
Average Insurance Cost Of Buick Regal By Model Year
| Model Year | Average Premium |
| 2025 Buick Regal | $1,844 |
| 2021 Buick Regal | $1,763 |
| 2020 Buick Regal | $1,681 |
| 2019 Buick Regal | $1,634 |
| 2018 Buick Regal | $1,038 |
| 2017 Buick Regal | $684 |
| 2016 Buick Regal | $618 |
| 2015 Buick Regal | $834 |
| 2014 Buick Regal | $725 |
| 2013 Buick Regal | $726 |
| 2012 Buick Regal | $596 |
| 2011 Buick Regal | $659 |
| 2010 Buick Regal | $897 |
2025 Buick Regal Insurance Rates
The average annual insurance cost for a 2025 Buick Regal is $1,844. However, Farmers offers the cheapest rates, averaging $1,790 per year.
| Insurance Provider | Average Annual Cost |
| Nationwide | $1,850 |
| The Hartford | $1,900 |
| USAA | $1,800 |
| State Farm | $1,870 |
| Geico | $1,820 |
| Progressive | $1,880 |
| Allstate | $1,830 |
| Liberty Mutual | $1,860 |
| Farmers | $1,790 |
| Travelers | $1,840 |
2021 Buick Regal Insurance Rates
The average annual insurance cost for a 2021 Buick Regal is $1,763. However, Metropolitan offers the cheapest rates, averaging $845 per year.
| Insurance Provider | Average Annual Cost |
| Metropolitan | $845 |
| Direct Auto | $1,929 |
| Farmers | $2,514 |
2020 Buick Regal Insurance Rates
The average annual insurance cost for a 2020 Buick Regal is $1,681. However, Clearcover offers the cheapest rates, averaging $1,004 per year.
| Insurance Provider | Average Annual Cost |
| Nationwide | $1,631 |
| New Jersey Manufacturers | $1,531 |
| Erie | $2,149 |
| Mercury Insurance Company | $1,424 |
| USAA | $2,145 |
| Dairyland | $2,133 |
| Virginia Farm Bureau | $1,271 |
| Plymouth Rock | $1,371 |
| Clearcover | $1,004 |
| Mercury Insurance | $2,148 |
2019 Buick Regal Insurance Rates
The average annual insurance cost for a 2019 Buick Regal is $1,634. However, Dairyland offers the cheapest rates, averaging $1,356 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland | $1,356 |
| MEEMIC Insurance Company | $1,940 |
| SECURA Insurance | $1,350 |
| Auto-Owners Insurance Co | $1,667 |
| Mercury | $1,601 |
| Auto Club | $1,831 |
| Farm Bureau Mutual (IA Group) | $1,370 |
| USAA | $1,815 |
| NatGen PPA | $1,730 |
| West Bend Mutual | $1,681 |
2018 Buick Regal Insurance Rates
The average annual insurance cost for a 2018 Buick Regal is $1,038. However, Safeco offers the cheapest rates, averaging $144 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $144 |
| Buckeye Insurance Group | $1,064 |
| NatGen Value | $1,352 |
| Western Reserve | $1,192 |
| American National P | $926 |
| PEMCO | $930 |
| Mercury Insurance | $1,348 |
| Oregon Mutual | $1,421 |
| SECURA Insurance | $1,166 |
| Capital Insurance Group | $837 |
2017 Buick Regal Insurance Rates
The average annual insurance cost for a 2017 Buick Regal is $684. However, Safeco offers the cheapest rates, averaging $118 per year.
| Insurance Provider | Average Annual Cost |
| New York Central Mutual Fire | $998 |
| Kemper Auto | Infinity | $747 |
| Texas Farm Bureau Group | $1,135 |
| Safeco | $118 |
| American National P | $604 |
| Pekin Insurance | $1,037 |
| National General Value | $320 |
| NatGen Custom 360 | $422 |
| SECURA Insurance | $1,017 |
| Kemper Auto | $443 |
2016 Buick Regal Insurance Rates
The average annual insurance cost for a 2016 Buick Regal is $618. However, Mercury Insurance offers the cheapest rates, averaging $162 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $234 |
| Dairyland | $682 |
| Clearcover | $890 |
| Safeco | $325 |
| Rural Mutual Insurance | $700 |
| North Carolina Farm Bureau | $932 |
| Mercury Insurance | $162 |
| SafeAuto | $884 |
| AssuranceAmerica Mobile Max | $688 |
| New York Central Mutual Fire | $687 |
2015 Buick Regal Insurance Rates
The average annual insurance cost for a 2015 Buick Regal is $834. However, Safeco offers the cheapest rates, averaging $151 per year.
| Insurance Provider | Average Annual Cost |
| Virginia Farm Bureau | $999 |
| SECURA Insurance | $872 |
| ACE American Pool | $1,081 |
| Texas Farm Bureau Group | $931 |
| NatGen Value | $750 |
| Safety Group | $973 |
| ALFA | $769 |
| Utica National Ins Group | $933 |
| Safeco | $151 |
| Clearcover | $883 |
2014 Buick Regal Insurance Rates
The average annual insurance cost for a 2014 Buick Regal is $725. However, Mercury Insurance offers the cheapest rates, averaging $282 per year.
| Insurance Provider | Average Annual Cost |
| Capital Insurance Group | $634 |
| Mississippi Farm Bureau | $1,098 |
| PEMCO | $657 |
| Dairyland Auto 1 Month | $558 |
| American National P | $495 |
| Texas Farm Bureau Group | $1,044 |
| Safeco | $443 |
| Kentucky Farm Bureau | $995 |
| Mercury Insurance | $282 |
| SafeAuto | $1,047 |
2013 Buick Regal Insurance Rates
The average annual insurance cost for a 2013 Buick Regal is $726. However, Safeco offers the cheapest rates, averaging $109 per year.
| Insurance Provider | Average Annual Cost |
| Unigard | $926 |
| Safeco | $109 |
| Concord Group | $1,026 |
| Farmers Mutual of Nebraska | $842 |
| Mississippi Farm Bureau | $995 |
| PEMCO | $587 |
| SECURA Insurance | $821 |
| SafeAuto | $881 |
| Mercury Insurance | $392 |
| American National P | $676 |
2012 Buick Regal Insurance Rates
The average annual insurance cost for a 2012 Buick Regal is $596. However, Safeco offers the cheapest rates, averaging $155 per year.
| Insurance Provider | Average Annual Cost |
| Concord Group | $620 |
| Countryway Insurance | $515 |
| MMG Insurance Company | $549 |
| Union Mutual Fire Group | $592 |
| Dairyland Auto 1 Month | $664 |
| NatGen Advantage | $735 |
| Utica National Ins Group | $687 |
| Safeco | $155 |
| Vermont Mutual | $711 |
| North Carolina Farm Bureau | $727 |
2011 Buick Regal Insurance Rates
The average annual insurance cost for a 2011 Buick Regal is $659. However, Safeco offers the cheapest rates, averaging $210 per year.
| Insurance Provider | Average Annual Cost |
| North Carolina Farm Bureau | $679 |
| Virginia Farm Bureau | $917 |
| AssuranceAmerica Economy | $839 |
| Mercury Insurance | $715 |
| Plymouth Rock | $846 |
| Safeco | $210 |
| AssuranceAmerica Elite | $628 |
| SECURA Insurance | $860 |
| AssuranceAmerica Mobile Max | $348 |
| American National P | $552 |
2010 Buick Regal Insurance Rates
The average annual insurance cost for a 2010 Buick Regal is $897. However, Unitrin offers the cheapest rates, averaging $897 per year.
| Insurance Provider | Average Annual Cost |
| Unitrin | $897 |
Find Affordable Buick Regal Insurance Rates
Is A Buick Regal Expensive To Insure?
The Buick Regal is moderately priced to insure compared to other midsize sedans. On average, full coverage insurance for a Buick Regal costs approximately $1,296 per year, or about $108 per month. This rate is slightly below the national average for similar vehicles. However, premiums can vary based on factors such as the driver’s age, location, driving history, and the vehicle’s model year and trim level. For instance, a 2020 Regal averages around $1,681 annually, while a 2017 model averages about $1,325 per year. To find the most affordable rates, it’s advisable to compare quotes from multiple insurers and consider any available discounts.
Cheapest Car Insurance Companies For A Buick Regal
Based on recent data, the average annual insurance premium for a 2025 Buick Regal is approximately $1,296, though this figure can vary depending on factors such as the driver’s age, location, driving history, and chosen coverage levels.
Below is a table showcasing estimated monthly premiums from five major insurance providers for a 2025 Buick Regal. These figures have been adjusted slightly for illustrative purposes and may not reflect actual current rates.
| Company | Average Monthly Rate |
| Liberty Mutual | $26 |
| Mercury Insurance | $62 |
| Safeco | $53 |
| Allied | $59 |
| Lemonade | $47 |
Common Buick Regal Insurance Discounts
Discounts are an excellent way to reduce your car insurance costs. While each insurance provider offers different discounts, some common ones you may be eligible for include:
- Multi-policy: Bundling your home and auto insurance with the same provider often leads to discounted rates.
- Pay annually: Paying your premium all at once, rather than monthly, can help you save money.
- Defensive driving: Completing a defensive driving course from a certified institution can qualify you for discounts.
There are additional discounts you may be able to apply for. It’s a good idea to speak with your insurance agent to identify which discounts you qualify for.
Ways To Save On Buick Regal Insurance Costs
Maintaining a clean driving record is one of the best ways to keep your Buick Regal insurance premiums low. Traffic violations like speeding tickets or accidents can raise your rates. For example, Buick Regal drivers with a ticket on their record can expect to pay around $67 per month, while those with multiple accidents will pay an average of $113 per month. By avoiding these incidents, you can keep your insurance costs more affordable.
Additionally, drivers with low annual mileage typically pay less for insurance, as they spend less time on the road and have fewer chances of getting into accidents. Buick Regal drivers who drive between 5,000 and 7,500 miles per year will pay about $76 per month, whereas those driving over 10,000 miles annually will pay around $80 per month.
Compare Buick Regal To Other Buick Models
Looking for other Buick model insurance costs?
Our Methodology
To calculate average car insurance costs, Insuranceopedia gathered data from thousands of quotes provided by leading auto insurance companies. The sample profile used was a 40-year-old male driver purchasing full-coverage insurance with the following coverage limits: $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. Keep in mind that the figures in this guide may vary from your personal results, as individual factors can influence the cost of your car insurance.
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FAQs
Do You Need Insurance Before You Can Purchase A Buick Regal?
Yes, you will need to provide proof of insurance before driving your Buick Regal off the dealership lot. The best approach is to purchase a policy in advance and inform your insurance company that you’re about to buy the car, rather than obtaining insurance directly through the dealership.
How Can You Get The Cheapest Insurance For Your Buick Regal?
The best way to find the cheapest rates for your Buick Regal is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia allows you to compare quotes from multiple providers directly on our website, making it easier to find the best deal for your needs.
