Buick Encore Car Insurance Cost

To insure a Buick Encore, it typically amounts to approximately $319 per year through Victoria. However, actual costs may vary based on factors such as age, the car’s model year, and other relevant considerations. Utilize the quote tables provided below to estimate your potential expenses.

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Updated: 02 April 2024
Written by
Bob Phillips
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If you’re thinking about buying a Buick Encore, it’s essential to consider the cost of insurance. Insurance plays a significant role in owning a car, and it’s important to understand what you’re committing to before making a purchase.

Choosing the right car insurance policy is crucial to avoid unexpected and potentially costly outcomes in the future. You wouldn’t want to be underinsured in the event of an accident, facing substantial out-of-pocket expenses. Additionally, there’s the possibility of premium increases if you’re found at fault.

With more than ten years of experience analyzing car insurance rates, I’ve observed how much these costs can vary. Factors like your age, driving record, and location can have a significant impact on your insurance premiums.

How Much Does Buick Encore Car Insurance Cost?

Typically, Victoria provides the most competitive average rate for full coverage insurance on a 2022 Buick Encore, coming in at $319 per year.

While Victoria’s pricing serves as a valuable reference point, it’s crucial to recognize that car insurance costs can vary significantly due to several factors. These factors include your location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record typically results in lower premiums, whereas a history of accidents or traffic violations can raise your costs.

Moreover, residing in a bustling urban area with heavy traffic may lead to higher rates compared to more rural areas with lighter traffic. Your choice of coverage also plays a role in determining your premium; full coverage insurance, which includes comprehensive and collision coverage, tends to be more expensive than minimum liability coverage.

Insuranceopedia is available to assist you in exploring various insurance companies and comparing quotes to ensure you secure the most favorable deal.

2022 Buick Encore Insurance Rates

Insurance Provider Average Annual Cost
Victoria $319
Safeco $344
American National P $403
Mercury Insurance $574
Concord Group $599
Jupiter Auto Insurance $612
Direct Auto $705
Kemper Personal Insurance $706
NatGen Value $743
Countryway Insurance $796

2021 Buick Encore Insurance Rates

Insurance Provider Average Annual Cost
NatGen Advantage $216
NatGen Custom 360 $513
Victoria $543
NatGen PPA $564
Mercury Insurance $617
Dairyland Broadform $646
Jupiter Auto Insurance $708
National General Value $717
Safeco $806
Countryway Insurance $840

2020 Buick Encore Insurance Rates

Insurance Provider Average Annual Cost
NatGen Custom 360 $473
Kemper Auto Premier $474
Mercury Insurance $476
SAFECO $548
Kemper Premium $618
NatGen Value $644
Concord Group $699
Countryway Insurance $796
American National P&C $873
MMG Insurance Company $912

2019 Buick Encore Insurance Rates

Insurance Provider Average Annual Cost
AssuranceAmerica Mobile Max $120
Kemper Personal Insurance $138
Dairyland FR Bond $142
Kemper Auto Premium $344
SAFECO $543
American National P&C $544
American National P $640
Concord Group $744
Mercury Insurance $782
Countryway Insurance $777

2018 Buick Encore Insurance Rates

Insurance Provider Average Annual Cost
Dairyland Broadform $320
AssuranceAmerica Mobile Max $397
SAFECO $460
Jupiter Auto Insurance $477
American National P&C $476
American National P $542
NatGen Custom 360 $564
Mercury Insurance $676
Countryway Insurance $734
Concord Group $769

2017 Buick Encore Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $250
NatGen Custom 360 $334
Jupiter Auto Insurance $384
Dairyland Broadform $383
American National P&C $505
Dairyland FR Bond $520
AssuranceAmerica Mobile Max $578
American National P $618
Mercury Insurance $675
Ameriprise Group $748

2016 Buick Encore Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $71
NatGen Custom 360 $222
Dairyland FR Bond $299
SAFECO $439
American National P $504
Jupiter Auto Insurance $515
Mercury Insurance $530
Dairyland Broadform $579
NatGen Advantage $610
American National P&C $608

2015 Buick Encore Insurance Rates

Insurance Provider Average Annual Cost
NatGen Custom 360 $43
Kemper Personal Insurance $207
National General RAD $204
AssuranceAmerica Mobile Max $329
Jupiter Auto Insurance $335
SAFECO $422
American National P&C $490
Dairyland Auto 1 Month $534
Nodak Mutual $560
American National P $593

2014 Buick Encore Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $127
Kemper Auto Premium $122
Dairyland Broadform $327
Dairyland FR Bond $372
SAFECO $453
American National P $529
Concord Group $642
Countryway Insurance $712
Mercury Insurance $745
Buckeye Insurance Group $774

2013 Buick Encore Insurance Rates

Insurance Provider Average Annual Cost
Dairyland FR Bond $217
Mercury Insurance $317
SAFECO $418
Jupiter Auto Insurance $508
Concord Group $518
Kemper Auto | Infinity $547
NatGen Custom 360 $551
NatGen Value $599
MMG Insurance Company $662
Patriot Group $717

Cost of Buick Encore Car Insurance By Age

Driver Age Good Driver Recent Accident Poor Credit
17 $4,948 $7,309 $8,546
18 $4,610 $6,795 $7,968
19 $4,077 $6,015 $7,035
20 $3,553 $5,226 $6,126
21 $2,998 $4,392 $5,116
22 $2,922 $4,288 $5,022
23 $2,529 $3,723 $4,368
24 $2,432 $3,551 $4,160
25 $2,070 $3,054 $3,568
30 $1,626 $2,408 $2,816
35 $1,531 $2,235 $2,608
40 $1,473 $2,170 $2,525
45 $1,435 $2,078 $2,440
55 $1,300 $1,906 $2,268
65 $1,364 $2,017 $2,341
75 $1,708 $2,544 $2,942

Buick Encore Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $1,560 $2,240 $2,863
Alaska $1,271 $1,781 $1,735
Arizona $1,462 $2,099 $3,086
Arkansas $1,579 $2,521 $2,763
California $1,756 $3,130 $1,765
Colorado $1,663 $2,324 $2,953
Connecticut $2,116 $3,265 $4,155
Delaware $1,741 $2,331 $2,981
Florida $2,102 $2,890 $3,751
Hawaii $668 $906 $693
Idaho $1,183 $1,571 $1,900
Illinois $1,244 $1,859 $2,123
Indiana $1,285 $1,935 $2,180
Iowa $1,016 $1,357 $1,620
Kansas $1,323 $1,933 $2,283
Kentucky $1,923 $2,852 $3,341
Louisiana $2,483 $3,733 $4,072
Maine $931 $1,293 $1,907
Maryland $1,525 $2,212 $2,454
Massachusetts $1,214 $2,118 $1,208
Michigan $2,917 $4,456 $7,037
Minnesota $1,190 $1,613 $2,255
Mississippi $1,456 $2,084 $2,080
Missouri $1,368 $1,980 $2,574
Montana $1,401 $1,933 $2,254
Nebraska $1,199 $1,752 $1,909
Nevada $1,942 $2,870 $3,051
New Hampshire $1,365 $2,137 $2,700
New Jersey $1,500 $2,324 $3,050
New Mexico $1,525 $2,261 $2,350
New York $1,395 $1,782 $2,990
North Carolina $876 $1,508 $1,069
North Dakota $1,200 $1,829 $2,148
Ohio $1,066 $1,657 $1,701
Oklahoma $1,713 $2,444 $2,747
Oregon $1,542 $2,081 $2,480
Pennsylvania $1,313 $1,920 $2,240
Rhode Island $2,173 $3,193 $3,586
South Carolina $1,474 $2,067 $2,850
South Dakota $1,330 $1,901 $2,218
Tennessee $1,571 $2,285 $3,086
Texas $1,592 $2,260 $2,839
Utah $1,326 $1,898 $2,605
Vermont $1,035 $1,580 $1,684
Virginia $970 $1,475 $1,482
Washington $1,286 $1,739 $2,091
West Virginia $1,276 $1,865 $2,303
Wisconsin $1,280 $2,015 $2,292
Wyoming $1,223 $1,689 $1,781
Georgia $1,710 $2,549 $2,555

Compare Buick Encore To Other Buick Models

FAQs

Who has the cheapest car insurance for a Buick Encore?

For the 2022 model year, Victoria offers the most affordable car insurance for the Buick Encore.

Which company offers the best car insurance for a Buick Encore?

Considering their combination of the most competitive rates, comprehensive coverage options, and highly praised customer service, we believe Victoria provides the best car insurance for a Buick Encore.

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