Buick Encore Car Insurance Cost
To insure a Buick Encore, it typically amounts to approximately $319 per year through Victoria. However, actual costs may vary based on factors such as age, the car’s model year, and other relevant considerations. Utilize the quote tables provided below to estimate your potential expenses.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Buick Encore, it’s essential to consider the cost of insurance. Insurance plays a significant role in owning a car, and it’s important to understand what you’re committing to before making a purchase.
Choosing the right car insurance policy is crucial to avoid unexpected and potentially costly outcomes in the future. You wouldn’t want to be underinsured in the event of an accident, facing substantial out-of-pocket expenses. Additionally, there’s the possibility of premium increases if you’re found at fault.
With more than ten years of experience analyzing car insurance rates, I’ve observed how much these costs can vary. Factors like your age, driving record, and location can have a significant impact on your insurance premiums.
How Much Does Buick Encore Car Insurance Cost?
Typically, Victoria provides the most competitive average rate for full coverage insurance on a 2022 Buick Encore, coming in at $319 per year.
While Victoria’s pricing serves as a valuable reference point, it’s crucial to recognize that car insurance costs can vary significantly due to several factors. These factors include your location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record typically results in lower premiums, whereas a history of accidents or traffic violations can raise your costs.
Moreover, residing in a bustling urban area with heavy traffic may lead to higher rates compared to more rural areas with lighter traffic. Your choice of coverage also plays a role in determining your premium; full coverage insurance, which includes comprehensive and collision coverage, tends to be more expensive than minimum liability coverage.
Insuranceopedia is available to assist you in exploring various insurance companies and comparing quotes to ensure you secure the most favorable deal.
2022 Buick Encore Insurance Rates
| Insurance Provider | Average Annual Cost |
| Victoria | $319 |
| Safeco | $344 |
| American National P | $403 |
| Mercury Insurance | $574 |
| Concord Group | $599 |
| Jupiter Auto Insurance | $612 |
| Direct Auto | $705 |
| Kemper Personal Insurance | $706 |
| NatGen Value | $743 |
| Countryway Insurance | $796 |
2021 Buick Encore Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Advantage | $216 |
| NatGen Custom 360 | $513 |
| Victoria | $543 |
| NatGen PPA | $564 |
| Mercury Insurance | $617 |
| Dairyland Broadform | $646 |
| Jupiter Auto Insurance | $708 |
| National General Value | $717 |
| Safeco | $806 |
| Countryway Insurance | $840 |
2020 Buick Encore Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $473 |
| Kemper Auto Premier | $474 |
| Mercury Insurance | $476 |
| SAFECO | $548 |
| Kemper Premium | $618 |
| NatGen Value | $644 |
| Concord Group | $699 |
| Countryway Insurance | $796 |
| American National P&C | $873 |
| MMG Insurance Company | $912 |
2019 Buick Encore Insurance Rates
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $120 |
| Kemper Personal Insurance | $138 |
| Dairyland FR Bond | $142 |
| Kemper Auto Premium | $344 |
| SAFECO | $543 |
| American National P&C | $544 |
| American National P | $640 |
| Concord Group | $744 |
| Mercury Insurance | $782 |
| Countryway Insurance | $777 |
2018 Buick Encore Insurance Rates
| Insurance Provider | Average Annual Cost |
| Dairyland Broadform | $320 |
| AssuranceAmerica Mobile Max | $397 |
| SAFECO | $460 |
| Jupiter Auto Insurance | $477 |
| American National P&C | $476 |
| American National P | $542 |
| NatGen Custom 360 | $564 |
| Mercury Insurance | $676 |
| Countryway Insurance | $734 |
| Concord Group | $769 |
2017 Buick Encore Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $250 |
| NatGen Custom 360 | $334 |
| Jupiter Auto Insurance | $384 |
| Dairyland Broadform | $383 |
| American National P&C | $505 |
| Dairyland FR Bond | $520 |
| AssuranceAmerica Mobile Max | $578 |
| American National P | $618 |
| Mercury Insurance | $675 |
| Ameriprise Group | $748 |
2016 Buick Encore Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $71 |
| NatGen Custom 360 | $222 |
| Dairyland FR Bond | $299 |
| SAFECO | $439 |
| American National P | $504 |
| Jupiter Auto Insurance | $515 |
| Mercury Insurance | $530 |
| Dairyland Broadform | $579 |
| NatGen Advantage | $610 |
| American National P&C | $608 |
2015 Buick Encore Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $43 |
| Kemper Personal Insurance | $207 |
| National General RAD | $204 |
| AssuranceAmerica Mobile Max | $329 |
| Jupiter Auto Insurance | $335 |
| SAFECO | $422 |
| American National P&C | $490 |
| Dairyland Auto 1 Month | $534 |
| Nodak Mutual | $560 |
| American National P | $593 |
2014 Buick Encore Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $127 |
| Kemper Auto Premium | $122 |
| Dairyland Broadform | $327 |
| Dairyland FR Bond | $372 |
| SAFECO | $453 |
| American National P | $529 |
| Concord Group | $642 |
| Countryway Insurance | $712 |
| Mercury Insurance | $745 |
| Buckeye Insurance Group | $774 |
2013 Buick Encore Insurance Rates
| Insurance Provider | Average Annual Cost |
| Dairyland FR Bond | $217 |
| Mercury Insurance | $317 |
| SAFECO | $418 |
| Jupiter Auto Insurance | $508 |
| Concord Group | $518 |
| Kemper Auto | Infinity | $547 |
| NatGen Custom 360 | $551 |
| NatGen Value | $599 |
| MMG Insurance Company | $662 |
| Patriot Group | $717 |
Cost of Buick Encore Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $4,948 | $7,309 | $8,546 |
| 18 | $4,610 | $6,795 | $7,968 |
| 19 | $4,077 | $6,015 | $7,035 |
| 20 | $3,553 | $5,226 | $6,126 |
| 21 | $2,998 | $4,392 | $5,116 |
| 22 | $2,922 | $4,288 | $5,022 |
| 23 | $2,529 | $3,723 | $4,368 |
| 24 | $2,432 | $3,551 | $4,160 |
| 25 | $2,070 | $3,054 | $3,568 |
| 30 | $1,626 | $2,408 | $2,816 |
| 35 | $1,531 | $2,235 | $2,608 |
| 40 | $1,473 | $2,170 | $2,525 |
| 45 | $1,435 | $2,078 | $2,440 |
| 55 | $1,300 | $1,906 | $2,268 |
| 65 | $1,364 | $2,017 | $2,341 |
| 75 | $1,708 | $2,544 | $2,942 |
Buick Encore Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $1,560 | $2,240 | $2,863 |
| Alaska | $1,271 | $1,781 | $1,735 |
| Arizona | $1,462 | $2,099 | $3,086 |
| Arkansas | $1,579 | $2,521 | $2,763 |
| California | $1,756 | $3,130 | $1,765 |
| Colorado | $1,663 | $2,324 | $2,953 |
| Connecticut | $2,116 | $3,265 | $4,155 |
| Delaware | $1,741 | $2,331 | $2,981 |
| Florida | $2,102 | $2,890 | $3,751 |
| Hawaii | $668 | $906 | $693 |
| Idaho | $1,183 | $1,571 | $1,900 |
| Illinois | $1,244 | $1,859 | $2,123 |
| Indiana | $1,285 | $1,935 | $2,180 |
| Iowa | $1,016 | $1,357 | $1,620 |
| Kansas | $1,323 | $1,933 | $2,283 |
| Kentucky | $1,923 | $2,852 | $3,341 |
| Louisiana | $2,483 | $3,733 | $4,072 |
| Maine | $931 | $1,293 | $1,907 |
| Maryland | $1,525 | $2,212 | $2,454 |
| Massachusetts | $1,214 | $2,118 | $1,208 |
| Michigan | $2,917 | $4,456 | $7,037 |
| Minnesota | $1,190 | $1,613 | $2,255 |
| Mississippi | $1,456 | $2,084 | $2,080 |
| Missouri | $1,368 | $1,980 | $2,574 |
| Montana | $1,401 | $1,933 | $2,254 |
| Nebraska | $1,199 | $1,752 | $1,909 |
| Nevada | $1,942 | $2,870 | $3,051 |
| New Hampshire | $1,365 | $2,137 | $2,700 |
| New Jersey | $1,500 | $2,324 | $3,050 |
| New Mexico | $1,525 | $2,261 | $2,350 |
| New York | $1,395 | $1,782 | $2,990 |
| North Carolina | $876 | $1,508 | $1,069 |
| North Dakota | $1,200 | $1,829 | $2,148 |
| Ohio | $1,066 | $1,657 | $1,701 |
| Oklahoma | $1,713 | $2,444 | $2,747 |
| Oregon | $1,542 | $2,081 | $2,480 |
| Pennsylvania | $1,313 | $1,920 | $2,240 |
| Rhode Island | $2,173 | $3,193 | $3,586 |
| South Carolina | $1,474 | $2,067 | $2,850 |
| South Dakota | $1,330 | $1,901 | $2,218 |
| Tennessee | $1,571 | $2,285 | $3,086 |
| Texas | $1,592 | $2,260 | $2,839 |
| Utah | $1,326 | $1,898 | $2,605 |
| Vermont | $1,035 | $1,580 | $1,684 |
| Virginia | $970 | $1,475 | $1,482 |
| Washington | $1,286 | $1,739 | $2,091 |
| West Virginia | $1,276 | $1,865 | $2,303 |
| Wisconsin | $1,280 | $2,015 | $2,292 |
| Wyoming | $1,223 | $1,689 | $1,781 |
| Georgia | $1,710 | $2,549 | $2,555 |
Compare Buick Encore To Other Buick Models
FAQs
Who has the cheapest car insurance for a Buick Encore?
For the 2022 model year, Victoria offers the most affordable car insurance for the Buick Encore.
Which company offers the best car insurance for a Buick Encore?
Considering their combination of the most competitive rates, comprehensive coverage options, and highly praised customer service, we believe Victoria provides the best car insurance for a Buick Encore.
