Isuzu NQR Car Insurance Cost 2025
The average cost of insuring an Isuzu NQR is $7,950 per year. However, this rate can fluctuate depending on various factors such as your age, the model year of your vehicle, location, driving history, and the type of coverage you choose. To get a more accurate estimate tailored to your specific situation, you can use our quote tables below.
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Insuring a 2025 Isuzu NQR typically costs around $7,950 per year, though the exact amount can vary widely based on several factors. As a medium-duty commercial truck, the NQR is used primarily for business operations, which increases its insurance risk profile.
Higher mileage, cargo transport, and potential for damage contribute to elevated premiums compared to personal-use vehicles. Additionally, commercial coverage often includes liability, physical damage, and cargo insurance, which further raises costs.
However, businesses can often reduce their premiums by maintaining clean driving records, limiting claims, and bundling policies. Comparing quotes from multiple providers is key to finding the best deal.
How Much Does An Isuzu NQR Car Insurance Cost?
Typically, Isuzu NQR drivers can expect to pay an average of $7,950 per year for car insurance.
While Dairyland’s rate provides a useful benchmark, it’s important to understand that car insurance costs can vary significantly due to various factors. These factors include your location, driving history, car age, and the specific coverage options you choose. Maintaining a clean driving record typically results in lower premiums, whereas a history of accidents or traffic violations can lead to higher rates.
Additionally, living in a bustling urban area often results in higher insurance rates compared to quieter rural areas. The type of coverage you select also impacts your premium; comprehensive coverage, which includes both comprehensive and collision coverage, tends to be more expensive than basic liability coverage.
At Insuranceopedia, we’re here to help you shop around and compare quotes from different insurance providers to ensure you secure the most favorable deal.
Average Insurance Cost Of Isuzu NQR By Model Year
| Model Year | Average Premium |
| 2025 Isuzu NQR | $2,726 |
| 2024 Isuzu NQR | $7,951 |
| 2020 Isuzu NQR | $1,148 |
| 2019 Isuzu NQR | $2,741 |
| 2018 Isuzu NQR | $1,489 |
| 2016 Isuzu NQR | $2,328 |
| 2014 Isuzu NQR | $1,949 |
| 2012 Isuzu NQR | $1,812 |
| 2010 Isuzu NQR | $4,906 |
2025 Isuzu NQR Insurance Rates
The average annual insurance cost for a 2025 Isuzu NQR is $2,726. However, State Farm offers the cheapest rates, averaging $569 per year
| Insurance Provider | Average Annual Cost |
| Travelers | $1,029 |
| Metropolitan | $1,074 |
| Mercury Insurance | $2,761 |
| Farmers | $1,458 |
| State Farm | $569 |
| Allied | $864 |
| Dairyland | $7,948 |
| Nationwide | $1,798 |
| Sentry | $5,713 |
| Encompass | $4,050 |
2024 Isuzu NQR Insurance Rates
The average annual insurance cost for a 2024 Isuzu NQR is $7,951. However, Dairyland offers the cheapest rates, averaging $7,951 per year
| Insurance Provider | Average Annual Cost |
| Dairyland | $7,951 |
2020 Isuzu NQR Insurance Rates
The average annual insurance cost for a 2020 Isuzu NQR is $1,148. However, Travelers offers the cheapest rates, averaging $1,000 per year.
| Insurance Provider | Average Annual Cost |
| Travelers | $1,000 |
| Metropolitan | $1,038 |
| Farmers | $1,405 |
2019 Isuzu NQR Insurance Rates
The average annual insurance cost for a 2019 Isuzu NQR is $2,741. However, Mercury offers the cheapest rates, averaging $2,630 per year.
| Insurance Provider | Average Annual Cost |
| Mercury | $2,630 |
| Metropolitan | $2,852 |
2018 Isuzu NQR Insurance Rates
The average annual insurance cost for a 2018 Isuzu NQR is $1,489. However, Travelers offers the cheapest rates, averaging $1,145 per year.
| Insurance Provider | Average Annual Cost |
| Travelers | $1,145 |
| Metropolitan | $1,833 |
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2016 Isuzu NQR Insurance Rates
The average annual insurance cost for a 2016 Isuzu NQR is $2,328. However, State Farm offers the cheapest rates, averaging $551 per year.
| Insurance Provider | Average Annual Cost |
| Safe Auto | $6,318 |
| Home State Ins Group | $2,130 |
| Allied | $4,791 |
| Virginia Farm Bureau | $856 |
| State Farm | $551 |
| Nationwide | $1,734 |
| Metropolitan | $1,097 |
| Mercury | $1,148 |
2014 Isuzu NQR Insurance Rates
The average annual insurance cost for a 2014 Isuzu NQR is $1,949. However, Allied offers the cheapest rates, averaging $5823 per year.
| Insurance Provider | Average Annual Cost |
| Allied | $823 |
| Metropolitan | $919 |
| Bristol West | $1,346 |
| Farmers | $1,427 |
| Travelers | $1,467 |
| Sentry | $5,713 |
2012 Isuzu NQR Insurance Rates
The average annual insurance cost for a 2012 Isuzu NQR is $1,812. However, Metropolitan offers the cheapest rates, averaging $484 per year.
| Insurance Provider | Average Annual Cost |
| Bristol West | $2,288 |
| Metropolitan | $484 |
| Westfield | $2,370 |
| Nationwide | $1,060 |
| Mercury | $1,353 |
| Farm Bureau Ins of MI | $1,912 |
| Home State Ins Group | $2,366 |
| Farmers | $1,645 |
| Encompass | $4,062 |
| State Farm | $575 |
2010 Isuzu NQR Insurance Rates
The average annual insurance cost for a 2010 Isuzu NQR is $1,812. However, Nationwide offers the cheapest rates, averaging $3,121 per year.
| Insurance Provider | Average Annual Cost |
| Nationwide | $3,121 |
| Travelers | $3,357 |
| Hanover | $8,241 |
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Are Isuzu NQRs Expensive To Insure?
Insuring a 2025 Isuzu NQR can be relatively expensive due to its classification as a medium-duty commercial truck. According to Insuranceopedia, the average annual premium for this model is approximately $7,951. This higher cost reflects factors such as the vehicle’s usage in commercial operations, potential for higher mileage, and the need for specialized coverage. However, actual insurance rates can vary significantly based on individual circumstances, including driving history, location, and specific coverage needs. To secure the most competitive rates, it’s advisable to compare quotes from multiple insurance providers tailored to your unique profile and business requirements.
Cheapest Car Insurance Companies For An Isuzu NQR
Among these providers, State Farm offers the most competitive rate at approximately $569 annually, equating to about $47 per month. Allied follows with an annual premium of $864, or $72 monthly. Travelers and Metropolitan offer premiums of $1,029 and $1,074 annually, respectively, translating to monthly costs of $85 and $89 Farmers provides coverage at $1,458 annually ($121 monthly).
| Insurance Company | Average Monthly |
| Metropolitan | $89 |
| Travelers | $85 |
| Allied | $72 |
| State Farm | $47 |
| Farmers | $121 |
Common Isuzu NQR Insurance Discounts
Discounts can significantly help reduce your car insurance premiums. Here are some common ones to look into:
- Multi-policy: If you bundle your home and auto insurance with one provider, you may qualify for a discounted rate.
- Pay annually: Some insurers offer a discount if you pay your premium in full for the year rather than making monthly payments.
- Defensive driving: Completing a certified defensive driving course may make you eligible for lower premiums.
In addition to these, other discounts may be available. It’s a good idea to consult with your insurance agent to explore all the discounts you might qualify for.
Compare Isuzu NQR To Other Isuzu Models
Looking for other Isuzu model insurance costs?
Our Methodology
Insuranceopedia calculated average car insurance costs by aggregating thousands of quotes from leading auto insurance providers. The sample profile used was for a 40-year-old male driver purchasing full-coverage car insurance with coverage limits of $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. It's important to note, however, that the figures in this guide may differ from your personal results, as the actual cost of insurance can vary based on factors such as your driving history, location, vehicle model, and other personal considerations.
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FAQs
Do You Need Insurance Before You Can Purchase An Isuzu NQR ?
Yes, you will need to provide proof of insurance before you can drive your Isuzu NQR off the dealership lot. The best approach is to purchase an insurance policy ahead of time and notify your insurance company that you’re about to buy your car. This way, you’ll be covered as soon as you take ownership of the vehicle, without needing to rely on the dealership’s insurance options.
How Can You Get The Cheapest Insurance For Your Isuzu NQR ?
The best way to find the cheapest rates for your Isuzu NQR is by shopping around and comparing quotes from different auto insurance companies. Luckily, Insuranceopedia makes this easy by allowing you to compare quotes from multiple providers directly on our website. This way, you can find the most affordable policy that fits your needs.
