Isuzu NPR HD Car Insurance Cost 2025
The average cost of insuring an Isuzu NPR HD is $2,838 per year. However, your actual premium may vary based on factors such as your age, location, driving history, and the specific model year of your vehicle. To get a more accurate estimate tailored to your profile, you can refer to our quote tables below.
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Insuring a 2025 Isuzu NPR HD, a medium-duty commercial truck, typically costs around $2,838 per year, or approximately $236 per month. This estimate is based on data from Insuranceopedia, which analyzed various factors influencing insurance premiums for this vehicle.
The NPR HD’s classification as a commercial vehicle, combined with its usage in various industries, contributes to its insurance cost. However, actual premiums can vary significantly based on factors such as the driver’s age, location, driving history, and the specific coverage options selected.
To obtain the most accurate and competitive rates, it’s advisable to compare quotes from multiple insurance providers tailored to your specific profile and business needs.
How Much Does Isuzu NPR HD Car Insurance Cost?
Typically, Isuzu NPR HD drivers can expect to pay an average of $2,838 per year for car insurance.
While Dairyland’s rate is a good reference point, it’s important to understand that car insurance costs can vary widely due to several factors. These include your location, driving history, car age, and the specific coverage options you choose. A clean driving record often results in lower premiums, while a history of accidents or traffic violations can increase your rates.
Additionally, living in a busy urban area usually means higher insurance rates compared to quieter rural areas. The type of coverage you choose also affects your premium—comprehensive coverage, which includes both comprehensive and collision coverage, is more expensive than basic liability coverage.
At Insuranceopedia, we can help you shop around and compare quotes from different insurance providers to ensure you get the best deal.
Average Insurance Cost Of Isuzu NPR HD By Model Year
| Model Year | Average Premium |
| 2025 Isuzu NPR HD | $4,548 |
| 2024 Isuzu NPR HD | $2,383 |
| 2021 Isuzu NPR HD | $2,907 |
| 2020 Isuzu NPR HD | $5,111 |
| 2019 Isuzu NPR HD | $2,680 |
| 2017 Isuzu NPR HD | $2,134 |
| 2016 Isuzu NPR HD | $1,334 |
| 2014 Isuzu NPR HD | $2,166 |
| 2013 Isuzu NPR HD | $1,738 |
| 2012 Isuzu NPR HD | $1,484 |
2025 Isuzu NPR HD Insurance Rates
The average annual insurance cost for a 2025 Isuzu NPR HD is $4,548. However, Dairyland Auto offers the cheapest rates, averaging $2,383 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland Auto | $2,383 |
| Metropolitan | $2,684 |
| Mercury Insurance | $2,702 |
| Penn National | $2,794 |
| Encompass | $6,025 |
| Farm Bureau Ins of MI | $3,500 |
| Bristol West | $4,500 |
| Farmers | $9,189 |
| Hanover | $8,341 |
| Westfield | $3,359 |
2024 Isuzu NPR HD Insurance Rates
The average annual insurance cost for a 2024 Isuzu NPR HD is $2,383. However, Dairyland offers the cheapest rates, averaging $2,383 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland | $2,383 |
2021 Isuzu NPR HD Insurance Rates
The average annual insurance cost for a 2021 Isuzu NPR HD is $2,907. However, Penn National offers the cheapest rates, averaging $2,794 per year.
| Insurance Provider | Average Annual Cost |
| Penn National | $2,794 |
| Metropolitan | $3,020 |
2020 Isuzu NPR HD Insurance Rates
The average annual insurance cost for a 2020 Isuzu NPR HD is $5,111. However, Metropolitan offers the cheapest rates, averaging $863 per year.
| Insurance Provider | Average Annual Cost |
| Encompass | $6,025 |
| Farm Bureau Ins of MI | $3,500 |
| Bristol West | $4,500 |
| Metropolitan | $863 |
| Farmers | $9,189 |
| Hanover | $8,341 |
| Westfield | $3,359 |
2019 Isuzu NPR HD Insurance Rates
The average annual insurance cost for a 2019 Isuzu NPR HD is $2,680. However, Metropolitan offers the cheapest rates, averaging $2,667 per year.
| Insurance Provider | Average Annual Cost |
| Metropolitan | $2,667 |
| Mercury | $2,693 |
2017 Isuzu NPR HD Insurance Rates
The average annual insurance cost for a 2017 Isuzu NPR HD is $2,134. However, Virginia Farm Bureau offers the cheapest rates, averaging $1,113 per year.
| Insurance Provider | Average Annual Cost |
| Virginia Farm Bureau | $1,113 |
| Mercury | $1,277 |
| Metropolitan | $1,500 |
| Nationwide | $2,984 |
| Allied | $3,797 |
Find Affordable Isuzu NPR HD Insurance Rates
2016 Isuzu NPR HD Insurance Rates
The average annual insurance cost for a 2016 Isuzu NPR HD is $1,334. However, Hastings Mutual Insurance Co offers the cheapest rates, averaging $431 per year.
| Insurance Provider | Average Annual Cost |
| Westfield | $786 |
| Hastings Mutual Insurance Co | $431 |
| Allied | $565 |
| Safe Auto | $3,283 |
| Sentry | $2,187 |
| Farmers | $1,075 |
| Metropolitan | $1,009 |
2014 Isuzu NPR HD Insurance Rates
The average annual insurance cost for a 2014 Isuzu NPR HD is $2,166. However, State Farm offers the cheapest rates, averaging $487 per year.
| Insurance Provider | Average Annual Cost |
| State Farm | $487 |
| Mercury | $945 |
| Dairyland Auto | $3,113 |
| Safeco | $2,262 |
| Safe Auto | $5,309 |
| Home State Ins Group | $2,136 |
| Nationwide | $911 |
2013 Isuzu NPR HD Insurance Rates
The average annual insurance cost for a 2013 Isuzu NPR HD is $1,738. However, State Farm offers the cheapest rates, averaging $443 per year.
| Insurance Provider | Average Annual Cost |
| State Farm | $443 |
| Metropolitan | $964 |
| Nationwide | $904 |
| Mercury | $983 |
| Home State Ins Group | $2,181 |
| Safe Auto | $5,331 |
| Penn National | $1,360 |
2012 Isuzu NPR HD Insurance Rates
The average annual insurance cost for a 2012 Isuzu NPR HD is $1,484. However, Allstate offers the cheapest rates, averaging $962 per year.
| Insurance Provider | Average Annual Cost |
| Allstate | $962 |
| Mercury | $2,005 |
Find Affordable Isuzu NPR HD Insurance Rates
Are Isuzu NPR HDs Expensive To Insure?
Insuring a 2025 Isuzu NPR HD generally costs more than standard vehicles due to its classification as a commercial truck. According to Insuranceopedia, the average annual premium for this model is approximately $2,838, or about $236 per month. This elevated cost reflects factors such as the vehicle’s usage in business operations, potential for higher mileage, and the need for specialized coverage. However, actual insurance rates can vary significantly based on individual circumstances, including driving history, location, and specific coverage needs. To secure the most competitive rates, it’s advisable to compare quotes from multiple insurance providers tailored to your unique profile and business requirements.
Cheapest Car Insurance Companies For An Isuzu NPR HD
Among these providers, Metropolitan offers the most competitive rate at approximately $948 annually, equating to about $79 per month. Dairyland Auto follows with an annual premium of $2,383, or $198 monthly. Mercury Insurance, Penn National, and Westfield offer premiums ranging from $2,702 to $3,359 annually, translating to monthly costs between $225.17 and $279.
| Insurance Company | Average Monthly |
| Metropolitan | $79 |
| Dairyland Auto | $198 |
| Mercury Insurance | $225 |
| Penn National | $232 |
| Westfield | $279 |
Common Isuzu NPR HD Insurance Discounts
Car insurance discounts can help lower your premium. While each provider offers different discounts, here are some common ones you may qualify for:
- Multi-policy discount: Bundle your home and auto insurance with one provider for a lower rate.
- Pay annually: Paying your premium in full instead of monthly can result in savings.
- Defensive driving discount: Completing a certified defensive driving course can make you eligible for lower rates.
- Low mileage discount: If you drive fewer miles per year, you may qualify for a reduced premium.
- Safe driver discount: Maintaining a clean driving record without accidents or tickets can lead to significant savings.
- Vehicle safety features discount: Cars equipped with safety features like anti-lock brakes or airbags may qualify for discounts.
To find out which discounts apply to you, speak with your insurance agent.
Compare Isuzu NPR HD To Other Isuzu Models
Looking for other Isuzu model insurance costs?
Our Methodology
To determine average car insurance costs, Insuranceopedia analyzed thousands of quotes from top auto insurance providers. The sample profile used for calculations was a 40-year-old male driver purchasing full-coverage car insurance with coverage limits of $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. However, these figures are estimates and may vary based on your unique profile, including factors like age, location, and driving history.
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FAQs
Do You Need Insurance Before You Can Purchase An Isuzu NPR HD?
Yes, you must provide proof of insurance before driving your Isuzu NPR HD off the dealership lot. The best approach is to purchase a policy in advance and inform your insurance company about your upcoming purchase, rather than obtaining coverage through the dealership. This ensures you have the right policy for your needs at the best possible rate.
How Can You Get The Cheapest Insurance For Your Isuzu NPR HD?
The most effective way to find the cheapest rates for your Isuzu NPR HD is to shop around and compare quotes from different auto insurance companies. Fortunately, Insuranceopedia makes this process easy by allowing you to compare quotes from multiple providers directly on their website.
