Isuzu Car Insurance: How Much Is Isuzu Insurance? 2026
The average monthly insurance cost for an Isuzu is $153, which adds up to about $1,832 per year.
We’ve saved shoppers an average of $600 per year on their car insurance.
Isuzu car insurance currently averages around $1,832 per year for full coverage, though your actual rate depends on the specific model, your driving history, and where you live.
Trucks like the Isuzu NPR tend to cost less to insure than many SUVs or sedans in the same class, partly due to their strong safety ratings and lower theft rates. Understanding what drives your premium can help you compare quotes more effectively and avoid overpaying.
What’s Changed In 2026?
- Finding replacement parts for discontinued Isuzu models is increasingly difficult, raising potential repair costs.
- These higher repair costs mean comprehensive and collision premiums for legacy vehicles are climbing.
- Many owners are now dropping full coverage entirely as their vehicles’ actual cash values decline.
How Much Does Isuzu Insurance Cost?
The average monthly cost to insure an Isuzu is $153, amounting to approximately $1,832 per year. However, your actual insurance rate will vary based on factors like your age, location, driving history, and the specific Isuzu model you drive.
Average Isuzu Insurance Cost By Model
A key factor in determining your car insurance rate is the model that you drive. According to our analysis, the average cost of insuring an Isuzu, across all models, is $1,832 per year.
The Isuzu NPR is the cheapest model to insure, at $1,662 per year. On the other hand, the Isuzu NRR is the most expensive, at an average of $1,974 per year.
Use the table below to compare insurance rates for Isuzu models.
| Isuzu Model | Average Yearly Insurance Cost |
| Isuzu FTR | $1,922 |
| Isuzu NPR | $1,662 |
| Isuzu NQR | $1,766 |
| Isuzu NRR | $1,974 |
Keep in mind that these numbers are averages, and the actual cost may differ based on where you live, your age, driving record, and the type of coverage you select.
Are Isuzus Expensive To Insure?
The national average car insurance cost is $162 per month, while insuring an Isuzu averages $153 per month across all models—slightly lower. However, insurance rates are generally determined by the specific car model rather than the brand, so it’s important to check rates tailored to your vehicle.
Isuzu FTR Insurance Cost
The average cost of insuring an Isuzu FTR across all model years, is $2,866 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2021 Isuzu FTR | $3,049 |
| 2020 Isuzu FTR | $2,682 |
Isuzu NPR Insurance Cost
The average cost of insuring an Isuzu NPR across all model years, is $3,161 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Isuzu NPR | $2,476 |
| 2021 Isuzu NPR | $3,020 |
| 2020 Isuzu NPR | $5,310 |
| 2019 Isuzu NPR | $2,784 |
| 2017 Isuzu NPR | $2,217 |
Isuzu NQR Insurance Cost
The average cost of insuring an Isuzu NQR across all model years, is $3,253 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Isuzu NQR | $8,260 |
| 2020 Isuzu NQR | $1,193 |
| 2019 Isuzu NQR | $2,848 |
| 2018 Isuzu NQR | $1,547 |
| 2016 Isuzu NQR | $2,419 |
Isuzu NRR Insurance Cost
The average cost of insuring an Isuzu NRR across all model years, is $1,613 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2020 Isuzu NRR | $1,782 |
| 2018 Isuzu NRR | $1,541 |
| 2012 Isuzu NRR | $1,877 |
| 2010 Isuzu NRR | $1,255 |
Isuzu Car Insurance Cost – By Driver Age
The rates you pay to insure an Isuzu will differ dramatically based on driver age. Younger drivers tend to pay a lot more for car insurance because, statistically, they are much more likely to get into accidents.
As drivers get older, their insurance rates tend to drop until they turn about 60-70. Then their rates increase again.
| Age | Average Annual Rate |
| 17 | $3,376 |
| 18 | $2,961 |
| 19 | $2,701 |
| 20 | $2,493 |
| 21 | $2,286 |
| 22 | $2,130 |
| 23 | $1,922 |
| 24 | $1,870 |
| 25 | $1,766 |
| 30 | $1,454 |
| 35 | $1,247 |
| 40 | $1,091 |
| 45 | $1,013 |
| 55 | $935 |
| 65 | $1,013 |
| 75 | $1,091 |
Seeing the average cost is helpful, but it doesn’t tell you what your own policy actually protects. Curious what’s really in yours? Upload it to PolicyOwl and get a clear, plain-English breakdown in minutes.
Average Isuzu Car Insurance Rates – By Company
| Insurance Provider | Average Monthly Premium |
| GEICO | $104 |
| State Farm | $114 |
| Progressive | $109 |
| Allstate | $119 |
| Farmers Insurance | $125 |
Average Isuzu Car Insurance Rates – By U.S. State
| State | Average Annual Rate |
| Alabama | $1,558 |
| Alaska | $1,495 |
| Arizona | $1,565 |
| Arkansas | $1,429 |
| California | $2,096 |
| Colorado | $1,675 |
| Connecticut | $1,893 |
| Delaware | $1,869 |
| Florida | $2,384 |
| Hawaii | $1,830 |
| Idaho | $1,436 |
| Illinois | $1,759 |
| Indiana | $1,545 |
| Iowa | $1,494 |
| Kansas | $1,534 |
| Kentucky | $1,579 |
| Louisiana | $2,101 |
| Maine | $1,300 |
| Maryland | $1,678 |
| Massachusetts | $1,606 |
| Michigan | $2,176 |
| Minnesota | $1,551 |
| Mississippi | $1,488 |
| Missouri | $1,552 |
| Montana | $1,659 |
| Nebraska | $1,458 |
| Nevada | $1,809 |
| New Hampshire | $1,608 |
| New Jersey | $1,771 |
| New Mexico | $1,515 |
| New York | $1,886 |
| North Carolina | $1,574 |
| North Dakota | $1,496 |
| Ohio | $1,544 |
| Oklahoma | $1,549 |
| Oregon | $1,763 |
| Pennsylvania | $1,721 |
| Rhode Island | $1,919 |
| South Carolina | $1,549 |
| South Dakota | $1,458 |
| Tennessee | $1,571 |
| Texas | $1,706 |
| Utah | $1,568 |
| Vermont | $1,556 |
| Virginia | $1,598 |
| Washington | $1,815 |
| West Virginia | $1,610 |
| Wisconsin | $1,572 |
| Wyoming | $1,513 |
| Georgia | $1,562 |
How to Save Money on Isuzu Car Insurance?
Owning an Isuzu involves various costs, and car insurance is a significant one. However, there are ways to cut down on your insurance expenses. Here’s how:
Keep a Clean Driving Record
Insurance companies use your driving history to set your premium. By avoiding accidents and traffic tickets, you demonstrate that you’re a low-risk driver, which can help lower your insurance costs.
Bundle Your Policies
Combining multiple policies, such as home and auto insurance, with the same provider often leads to discounts. This not only makes managing your insurance easier but also reduces your premiums.
Increase Your Deductible
Raising your deductible—the amount you pay out of pocket before your insurance starts—can lower your premium. Just make sure you can afford the higher deductible if you need to make a claim.
Add Safety Features
Isuzu vehicles come with various safety features, but adding extras like anti-theft devices can further lower your insurance costs by reducing the risk of theft and damage.
Look for Discounts
Insurance companies often offer discounts for good students, clean driving records, or completing defensive driving courses. Check with your insurer to see what discounts you might be eligible for.
Compare Quotes
Insurance rates can differ significantly between providers. It’s important to get quotes from multiple insurers and choose the one that offers the best value for your situation.
Consider Usage-Based Insurance
If you don’t drive your Isuzu very often, usage-based insurance might be a good option. This type of policy bases your premium on how much you drive, potentially saving you money if your Isuzu isn’t your primary vehicle.
Our Methodology
In order to calculate average car insurance costs, Insuranceopedia aggregated thousands of quotes from leading auto insurance providers. The sample profile was for a 40-year-old male driver buying full-coverage car insurance with these coverage limits: $100,000 in property damage liability, $100k in bodily injury liability and a $1,000 deductible. However, the figures in this guide may differ from your own individual results.
FAQs
What Is The Most Expensive Isuzu Model To Insure?
At $1,922 per year, the Isuzu FTR is the most expensive Isuzu model for car insurance.
What Is The Cheapest Isuzu Model To Insure?
The Isuzu NPR is the cheapest model for car insurance, at $1,662 per year.
About Bob Phillips
Bob Phillips is a former California-licensed insurance agent (license #0C27547) with over 15 years helping clients plan their finances. He holds the Chartered Life Underwriter (CLU) designation from The American College, a BA from the State University of New York, and Series 6, 7, 26, 63, and 65 securities licenses, and has held life, health, disability, and property/casualty insurance licenses.
He has written hundreds of insurance and investment articles and published two financial books. You can verify Bob’s license history (#0C27547) at the California Department of Insurance.