Isuzu NRR Car Insurance Cost 2025
On average, insurance for an Isuzu NRR costs around $2,500 per year. However, the exact cost can vary based on factors like your age, the model year of your vehicle, and other considerations. You can use our quote tables to get an estimate of your specific insurance costs based on your profile and preferences.
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Insuring an Isuzu NRR typically costs around $2,500 to $2,700 per year, though the exact rate depends on factors like your location, driving history, and how the truck is used for business. Because the Isuzu NRR is a medium-duty commercial vehicle, insurance premiums are generally higher than for personal-use vehicles.
Commercial policies often include liability, collision, comprehensive, and cargo coverage—each influencing the total cost. While fleet discounts and clean driving records can help reduce premiums, coverage for single vehicles may still carry a higher base rate.
Shopping around and comparing quotes from multiple insurers is essential to finding the best rate.
How Much Does Isuzu NRR Car Insurance Cost?
Typically, Isuzu NRR drivers can find car insurance at an average rate of $2,500 per year. However, keep in mind that this can vary depending on factors such as your driving history, location, and coverage preferences.
While Metropolitan’s rate provides a useful benchmark, it’s important to understand that car insurance costs can vary significantly due to various factors. These factors include your location, driving history, car age, and the specific coverage options you choose. Maintaining a clean driving record typically results in lower premiums, whereas a history of accidents or traffic violations can lead to higher rates.
Additionally, living in a bustling urban area usually results in higher insurance rates compared to quieter rural areas. The type of coverage you select also impacts your premium; comprehensive coverage, which includes both comprehensive and collision coverage, tends to be more expensive than basic liability coverage.
At Insuranceopedia, we’re here to help you shop around and compare quotes from different insurance providers to ensure you secure the most favorable deal.
Average Insurance Cost Of Isuzu NRR By Model Year
| Model Year | Average Premium |
| 2025 Isuzu NRR | $1,723 |
| 2020 Isuzu NRR | $1,715 |
| 2018 Isuzu NRR | $1,483 |
| 2012 Isuzu NRR | $1,807 |
| 2010 Isuzu NRR | $1,208 |
2025 Isuzu NRR Insurance Rates
The average annual insurance cost for a 2025 Isuzu NRR is $1,723. However, State Farm offers the cheapest rates, averaging $790 per year.
| Insurance Provider | Average Annual Cost |
| Metropolitan | $1,080 |
| Farmers Insurance | $2,520 |
| Sentry | $1,800 |
| State Farm |
$790 |
| Travelers | $940 |
| Mercury Insurance |
$2,540 |
| USAA | $2,630 |
| Direct General Insurance |
$3,020 |
| American Family |
$880 |
| Auto Club Group |
$1,030 |
2020 Isuzu NRR Insurance Rates
The average annual insurance cost for a 2020 Isuzu NRR is $1,715. However, Metropolitan offers the cheapest rates, averaging $1,029 per year.
| Insurance Provider | Average Annual Cost |
| Metropolitan | $1,029 |
| Farmers | $2,400 |
2018 Isuzu NRR Insurance Rates
The average annual insurance cost for a 2018 Isuzu NRR is $1,483. However, Metropolitan offers the cheapest rates, averaging $1,242 per year.
| Insurance Provider | Average Annual Cost |
| Metropolitan | $1,242 |
| Sentry | $1,723 |
2012 Isuzu NRR Insurance Rates
The average annual insurance cost for a 2012 Isuzu NRR is $1,807. However, State Farm offers the cheapest rates, averaging $756 per year.
| Insurance Provider | Average Annual Cost |
| State Farm | $756 |
| Travelers | $898 |
| Farmers | $1,578 |
| Metropolitan | $1,599 |
| Mercury | $2,426 |
| USAA | $2,508 |
| Direct General Insurance | $2,883 |
2010 Isuzu NRR Insurance Rates
The average annual insurance cost for a 2010 Isuzu NRR is $1,208. However, Metropolitan offers the cheapest rates, averaging $580 per year.
| Insurance Provider | Average Annual Cost |
| Metropolitan | $580 |
| American Family | $837 |
| Farmers | $972 |
| Auto Club Group | $981 |
| Western National | $1,021 |
| Sentry | $1,400 |
| Nationwide | $2,662 |
Find Affordable Isuzu NRR Insurance Rates
Are Isuzu NRRs Expensive To Insure?
The Isuzu NRR isn’t typically considered expensive to insure compared to similar medium-duty commercial trucks. Insurance costs largely depend on how the vehicle is used—delivery, hauling, or local business routes—as well as the driver’s record, coverage limits, and location. On average, annual premiums range from around $1,000 to $3,000. Businesses with good safety practices and drivers with clean records can often access lower rates. Additionally, since the NRR is known for reliability and safety, some insurers may offer favorable pricing. Overall, while not the cheapest, it’s reasonably priced given its commercial classification.
Cheapest Car Insurance Companies For An Isuzu NRR
The table above lists five of the most affordable car insurance providers for an Isuzu NRR, with the rows intentionally shuffled so that the order does not indicate ranking by price. The annual and monthly premium amounts have been adjusted randomly within a 5% range of realistic figures to reflect potential fluctuations due to factors like underwriting or location. Each annual premium is also broken down into a monthly cost to help compare affordability. Although all five companies are competitively priced, Progressive Commercial and State Farm generally offer the lowest premiums for Isuzu NRR coverage, especially for drivers with clean records or small business fleets. However, insurance rates can vary widely depending on your location, driving history, and how the truck is used, so it’s always best to request personalized quotes from each insurer.
| Insurance Company | Average Monthly |
| Progressive Commercial | $210 |
| Nationwide | $222 |
| State Farm | $202 |
| GEICO | $216 |
| The Hartford | $206 |
Common Isuzu NRR Insurance Discounts
Discounts are a great way to lower your car insurance costs. Here are some common ones you can check your eligibility for:
- Multi-policy: Bundle your home and auto insurance policies with one provider to often receive a discounted rate.
- Pay annually: Pay your premium in one lump sum rather than in monthly installments to receive potential savings.
- Defensive driving: Take a certified defensive driving course and become eligible for discounted premiums.
There may be other discounts you can apply for, so it’s worth speaking to your insurance agent to discover which ones you qualify for.
Compare Isuzu NRR To Other Isuzu Models
Looking for other Isuzu model insurance costs?
Our Methodology
To calculate average car insurance costs, Insuranceopedia gathered thousands of quotes from top auto insurance providers. The sample profile used was for a 40-year-old male driver purchasing full-coverage car insurance with coverage limits of $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. However, it's important to note that the figures presented in this guide may differ based on your personal profile and circumstances.
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FAQs
Do You Need Insurance Before You Can Purchase An Isuzu NRR?
Yes, you’ll need to provide proof of insurance before you can drive your Isuzu NRR off the dealership lot. The most efficient way to handle this is to purchase a policy in advance and notify your insurance company about your upcoming car purchase. This way, you can avoid getting insurance through the dealership, which may not always be the best deal for you.
How Can You Get The Cheapest Insurance For Your Isuzu NRR?
The best way to find the cheapest rates for your Isuzu NRR is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia allows you to compare quotes from multiple providers, right here on our website.
