The Key Elements of an Insurance Contract
Understanding the basic terms of an insurance contract will help you make an informed choice when buying a policy.

Mark Cussen | CFP, CMFC
10 Ways to Prevent Theft and Break-Ins in Your Apartment
Make sure you prevent theft and break-ins in your apartment. Just because you don't own your space doesn't mean you can't take steps to secure it!
A Look at Uninsurable Risk
Uninsurable risk refers to those things insurance companies won't cover. Knowing what is uninsurable will help you plan for the future.
Stay informed with Insuranceopedia!
The world of insurance can be complicated. Subscribe to the Insuranceopedia newsletter and stay in the know! Access expert content, industry term definitions and answers to your questions from knowledgeable insurance insiders. Arm yourself with what you need to know to keep your assets and your family safe.
Latest Articles
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Personal Lines
Buying Versus Leasing a Car: Which Is Better?
So, you’ve got your dream car picked out. You’ve been driving by the dealership and seeing ads for a great deal. You decide to drive into the lot and the...
By: Kaitlyn Kokoska
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Personal Lines
From the Experts: Top Tips for Saving Money on Your Insurance
Let’s face it: for many of us, insurance is getting expensive. Insurance rates have a bad habit of creeping upward every year, even when you don’t file...
By: Steven Porrello
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The Insurance Business
CLUE Yourself In: How Your Claims History Informs Your Insurance Future
When you are finally able to buy that dream home where you want to spend the rest of your life, you may have a spotless credit report and enough money to make a down...
By: Claire Boyte-White | Vice President
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Personal Lines
Hazard Insurance: Is Your Home Protected?
So, you’ve picked out your dream house, you were approved for your mortgage, and finally, you’ve made it to the last steps of buying a home. You’re so...
By: Kaitlyn Kokoska
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The Insurance Business
A Look at Uninsurable Risk
In the insurance context, we look at risk to mean the chance of “financial loss”. This isn’t restricted solely to the loss of money—it could mean...
By: Jacques Wong
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Personal Lines
Maternity Coverage: Does Your Insurance Have You Covered?
Congratulations on your pregnancy! We hope this time is one of the best times of your life, but understand it can also be kind of scary and full of anxiety-ridden...
By: Maurice Draine
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Personal Lines
Insurance Tips for Newlyweds
Ah, love! Can you feel it in the air? Doesn’t it just make you feel like…it’s time to look at your insurance policy? Okay, maybe not.In the process of...
By: Kaitlyn Kokoska
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Commercial Lines
4 Types of Liability Insurance Every Business Should Have
Good business practices and safety guidelines are paramount for any organization. However, any company owner knows the business environment can be extremely...
By: Tiffanie Demasters | Commercial Insurance & Risk Mangement Advisor
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Personal Lines
Life Insurance Companies: 67 of the Biggest Carriers in the U.S.
Between pondering "How much life insurance do I need?" and researching all the types of life insurance (whole life, term life, universal...oh my!) finding the...
By: Jacques Wong
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Personal Lines
First Time Buying Car Insurance? Here's What to Do
You’ve had your eye on a car for a while. Maybe it’s out of necessity or maybe it’s a daydream ride you’ve been obsessed with since you saw the...
By: Kaitlyn Kokoska
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The Insurance Business
Insurance Agents: What's the Point?
Insurance companies can be tough to deal with. Between putting you on hold when you have a claim to spamming your email (or phone) with promotions, you can easily get...
By: Steven Porrello
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The Insurance Business
The Key Elements of an Insurance Contract
Buying insurance usually forms the backbone of anyone's financial plan, offering some reassurance of financial stability should the "worst" happen.Life...
By: Mark Cussen | CFP, CMFC
Stay informed with Insuranceopedia!
The world of insurance can be complicated. Subscribe to the Insuranceopedia newsletter and stay in the know! Access expert content, industry term definitions and answers to your questions from knowledgeable insurance insiders. Arm yourself with what you need to know to keep your assets and your family safe.