Cheapest Car Insurance In Reno, NV 2025

When scouring for the cheapest car insurance in Reno, NV, the options can vary greatly.

For those seeking the cheapest liability-only coverage, Country Financial emerges as the most affordable option. Meanwhile, drivers looking for more comprehensive protection find that State Farm offers the best rates for full coverage policies. While State Farm offers the cheapest car insurance rates for young drivers.

Cheapest Liability-Only Car Insurance In Reno – Country Financial

Country Financial is the cheapest car insurance company for minimum coverage car insurance in Reno, with an average monthly cost of $37.

Use the table below to compare rates across different insurance providers.

Cheapest Full Coverage Insurance In Reno – State Farm

State Farm has the cheapest car insurance rates for full coverage. Their quotes average $147 a month in Reno.

The table below compares average auto insurance quotes from affordable insurers in Reno.

Cheapest Car Insurance For Senior Drivers – Country Financial

Country Financial offers the cheapest car insurance policy for seniors in Reno, at an average rate of $89 a month.

The below table shows average quotes from the cheapest auto insurers for seniors.

Cheapest Car Insurance In Reno For Teenagers – State Farm

Teenage drivers in Reno can find the cheapest quotes from State Farm, with average monthly premiums of $309.

The table below shows the companies with the cheapest insurance rates for teenagers.

Cheapest Car Insurance In Reno After A Speeding Ticket – Country Financial

Country Financial offers the cheapest car insurance in Reno, with average rates of $141 a month for drivers who have a speeding ticket on their record.

You can use the table below to find average rates for drivers with a speeding ticket.

Cheapest For Drivers With After At-Fault Accident – Country Financial

Country Financial offers the cheapest car insurance quotes for drivers with an at-fault incident, with an average rate of $162 per month.

Here are the car insurance companies with the cheapest rates for drivers with an at-fault accident on their record.

Cheapest Rates In Reno For Drivers After A DUI – State Farm

State Farm offers the cheapest rates for drivers after a DUI in Reno, with average monthly premiums of $196.

Drivers in Reno with a DUI can find the cheapest rates in the table below.

Best Car Insurance Companies In Reno

Drivers in Reno can find the most affordable insurance with Country Financial for $136 a month. Reno drivers might want to also consider State Farm at $147 a month, or GEICO at $152 per month.

Shown below are the top 10 car insurance companies in Reno, NV, ranked by the average monthly rate they offer.

Average Car Insurance Cost In Reno

Car accident statistics, weather patterns and other area-specific factors all influence car insurance costs, meaning that what you pay for car insurance in one area will be different to what you pay in another area.

According to our latest research, the average cost of car insurance in Reno is $171 per month, compared to the Nevada state average of $242, and the national average of $172 per month.

Average Auto Insurance Rates In Reno – By Age

Age is a key determinant in car insurance rate calculations. Typically, younger drivers encounter higher insurance premiums due to their lack of experience and statistically higher likelihood of accidents and traffic violations. Teenagers can expect to pay around $5,960 per year for car insurance.

As drivers reach 25 years old, their rates usually begin to decrease, assuming they maintain a clean driving record.

The most competitive insurance rates are often offered to drivers in their 50s and early 60s. Insurance companies utilize age as a metric to assess driving experience and risk, which in turn influences the cost of premiums.

Average Car Insurance Rates In Reno – By Vehicle

The type of vehicle you own plays a significant role in determining your car insurance costs. Insurance companies take into account factors such as the make, model, year, and body type of the car. Typically, newer vehicles, particularly luxury models with advanced technology and higher replacement costs, tend to have higher insurance rates.

You can use the table below to find average rates in Reno for different vehicles.

Average Cost Of Auto Insurance In Reno – By Zip Code

Zip codes help insurers to determine crime rates in your area. Therefore, each zip code has different car insurance rates.

You can use the table below to find average insurance rates for different zip codes in Reno.

How Much Is Car Insurance In Other Cities In Nevada?

The city in which you live greatly influences your car insurance rates. Insurance companies evaluate numerous factors associated with your location, including the probability of accidents, vehicle theft, and vandalism rates, which are generally higher in urban areas. This heightened risk often results in higher premiums.

For example, drivers in North Las Vegas can expect to pay around $208 per month for car insurance, while residents of Sparks pay an average rate of $189 per month.