Cheapest Car Insurance In Henderson, NV 2025
Country Financial minimum coverage plan in Henderson is the cheapest available, averaging $34 a month.
We’ve saved shoppers an average of $600 per year on their car insurance.
When looking for the most affordable car insurance in Henderson, NV, expect to see big differences in pricing.
Country Financial takes the lead in affordability for liability-only policies. Meanwhile, State Farm offers the best rates for full coverage, and young drivers can find the lowest prices with Country Financial.
Cheapest Car Insurance Companies In Henderson, NV 2025
Cheapest Liability-only Car Insurance In Henderson: Country Financial
With an average monthly cost of $34, Country Financial is Henderson’s most affordable provider of minimum coverage car insurance.
The table below provides a clear comparison of insurance rates from various companies.
| Provider | Average Monthly Cost | Average Annual Cost |
| Country Financial | $34 | $408 |
| Allstate | $84 | $1,008 |
| State Farm | $47 | $564 |
| USAA | $67 | $804 |
| Nationwide | $134 | $1,608 |
Cheapest Full Coverage Insurance Rates In Henderson: State Farm
State Farm provides the best-priced full coverage car insurance in Henderson, with average monthly rates of $74.
The chart below outlines average car insurance prices from the most cost-effective providers in Henderson.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $74 | $888 |
| Allstate | $135 | $1,620 |
| Farmers | $207 | $2,484 |
| GEICO | $90 | $1,080 |
| Nationwide | $213 | $2,556 |
Cheapest Car Insurance Rates For Seniors: Country Financial
Country Financial average rate for senior drivers in Henderson is $104 per month, making it the cheapest option available.
Here’s a table showing how much seniors can expect to pay on average with the cheapest car insurance providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Country Financial | $104 | $1,248 |
| State Farm | $124 | $1,488 |
| CIG | $105 | $1,260 |
| Travelers | $160 | $1,920 |
| USAA | $137 | $1,644 |
Cheapest Rates In Henderson For Teenagers: Country Financial
Among all insurers in Henderson, Country Financial offers teenage drivers the most affordable rates, averaging $162 per month.
Here’s a table comparing insurance companies with the best prices for teenage drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Country Financial | $162 | $1,944 |
| State Farm | $232 | $2,784 |
| USAA | $250 | $3,000 |
| Nationwide | $415 | $4,980 |
| CIG | $230 | $2,760 |
Cheapest Auto Insurance For Young Adults in Henderson: Country Financial
Young adults in Henderson looking for low-cost insurance can find the best deal with Country Financial at $142 per month.
Below is a side-by-side comparison of the best-priced auto insurance plans for young adults in Henderson.
| Provider | Average Monthly Cost | Average Annual Cost |
| Country Financial | $142 | $1,704 |
| State Farm | $186 | $2,232 |
| CIG | $182 | $2,184 |
| Kemper | $281 | $3,372 |
| USAA | $198 | $2,376 |
Cheapest Car Insurance In Henderson For Good Drivers: Country Financial
Among all insurers in Henderson, Country Financial provides the cheapest car insurance for good drivers, averaging $34 per month.
Good drivers can use the table below to explore affordable car insurance options based on average quotes.
| Provider | Average Monthly Cost | Average Annual Cost |
| Country Financial | $34 | $408 |
| Allstate | $84 | $1,008 |
| State Farm | $47 | $564 |
| USAA | $67 | $804 |
| Nationwide | $134 | $1,608 |
Find affordable Henderson rates
Cheapest Car Insurance In Henderson After A Speeding Ticket: State Farm
Drivers in Henderson with a speeding ticket can get one of the lowest rates from State Farm, which averages $60 per month.
Use the table below to compare insurance costs for drivers with a history of speeding violations.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $60 | $720 |
| USAA | $85 | $1,020 |
| Nationwide | $170 | $2,040 |
| Allstate | $107 | $1,284 |
| Mercury | $183 | $2,196 |
Cheapest For Drivers With After At-Fault Accident: State Farm
Among all insurers, State Farm offers the best-priced coverage for at-fault drivers, averaging $64 per month.
If you’ve had an at-fault accident, these insurers offer the most cost-effective coverage options.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $64 | $768 |
| Allstate | $113 | $1,356 |
| GEICO | $77 | $924 |
| Mercury | $196 | $2,352 |
| Farmers | $175 | $2,100 |
Cheapest Rates In Henderson For Drivers After A DUI: State Farm
Among all insurers, State Farm has the best rates for Henderson drivers with a DUI, at an average of $76 per month.
DUI drivers in Henderson can review the table below for the most cost-effective insurance rates.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $76 | $912 |
| Allstate | $135 | $1,620 |
| Nationwide | $217 | $2,604 |
| Farmers | $211 | $2,532 |
| Mercury | $209 | $2,508 |
Best Car Insurance Companies In Henderson
For Henderson drivers seeking low-cost insurance, Country Financial leads at $34 per month, followed by State Farm at $47 and GEICO at $56.
Here’s a ranking of the top 10 car insurance companies in Henderson, NV, based on their standard monthly rates.
| Company | Monthly Premium |
| Country Financial | $34 |
| Allstate | $84 |
| State Farm | $47 |
| USAA | $67 |
| GEICO | $56 |
| Farmers | $130 |
| Nationwide | $134 |
| American Family | $160 |
| Safeco | $144 |
| Progressive | $170 |
Average Auto Insurance Rates In Henderson – By Age
Age is a major factor in car insurance pricing. Since younger drivers lack experience and have a higher accident risk, they pay more. The average teen pays about $4,627 per year for coverage.
A clean driving record can lead to lower insurance rates when a driver turns 25.
Because insurers assess experience and risk based on age, drivers in their 50s and early 60s tend to receive the lowest insurance premiums.
| Age | Average Yearly Rate |
| Teenagers | $4,627 |
| 20s | $3,454 |
| 30s | $2,479 |
| 40s | $2,513 |
| 50s | $2,499 |
| 60s | $2,134 |
| 70s | $2,359 |
Average Rates In Henderson – By Vehicle
The price you pay for car insurance depends partly on your vehicle. Insurers look at factors like age and body type, with high-end, newer models typically having the highest premiums.
The table below highlights the typical insurance costs for various cars in Henderson.
| Vehicle | Average Monthly Rate |
| Honda CRV | $342 |
| Honda Odessy | $247 |
| Honda Fit | $249 |
| Chevrolet Cavalier | $450 |
| Toyota Crown | $355 |
How Much Is Car Insurance In Other Cities in Nevada?
Living in a high-risk area can raise your car insurance costs. Cities tend to have more accidents and thefts, which means higher premiums for urban drivers.
The cost of car insurance depends on the city—North Las Vegas drivers pay about $284 monthly, while those in Gardnerville pay $95.
| City | Average Monthly Rate |
| North Las Vegas | $284 |
| Boulder City | $192 |
| Mesquite | $135 |
| Carson City | $126 |
| Las Vegas | $270 |
| Reno | $140 |
| Indian springs | $191 |
| Gardnerville | $95 |
| Incline Village | $127 |
| Elko | $138 |
Average Cost Of Auto Insurance In Henderson – By Zip Code
Each zip code has its own car insurance rates because insurers use them to assess the likelihood of crime.
If you’re looking for insurance costs by zip code in Henderson, refer to the table below.
| City | Average Monthly Rate |
| 89011 | $230 |
| 89002 | $216 |
| 89012 | $199 |
| 89044 | $223 |
| 89183 | $346 |
Find affordable Henderson rates
Our Methodology
I created this in-depth guide to car insurance in Henderson, NV, by analyzing pricing, customer service, coverage options, and online reviews.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Henderson?
Country Financial offers the most budget-friendly minimum coverage in Henderson, whereas State Farm provides the lowest-priced full coverage policy, including comprehensive and collision.
What is the average cost of car insurance in Henderson?
The standard cost of car insurance in Henderson is approximately $230 per month, though your rate may differ depending on your location and driving history.
