Bentley Continental Car Insurance Cost 2025

On average, insuring a Bentley Continental costs $7,310 per year. However, your exact premium will depend on various factors such as your age, the car’s model year, and additional personal considerations. Check out our quote tables for a tailored estimate of your insurance costs.

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Updated: 21 April 2025
Written by Bob Phillips
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Insuring a 2025 Bentley Continental GT is notably more expensive than the average vehicle due to its luxury status, high repair costs, and performance capabilities. On average, drivers can expect to pay around $7,310 annually for full coverage, though rates can vary based on factors like location, driving history, and coverage options.

Given the significant investment in such a vehicle, it’s crucial to compare quotes from multiple insurance providers to find the most competitive rates. Shopping around not only helps in securing better premiums but also ensures that the coverage aligns with individual needs and circumstances.

How Much Does Bentley Continental Car Insurance Cost?

Bentley Continental drivers typically pay an average of $7,310 per year for car insurance.

Even though Dairyland Auto’s price is a good starting point, it’s important to understand that car insurance costs can vary widely due to several factors. These factors include where you live, your driving history, your car’s age, and the specific coverage options you choose. A clean driving record usually means lower premiums, while a history of accidents or traffic violations can raise your rates.

Furthermore, living in a busy city area generally results in higher insurance costs compared to quieter rural areas. The type of coverage you select also impacts your premium – comprehensive coverage, which includes both comprehensive and collision coverage, will be more expensive than basic liability coverage.

At Insuranceopedia, we’re here to help you shop around and compare quotes from different insurance providers to ensure you get the best deal possible.

Average Insurance Cost Of Bentley Continental By Model Year

Model Year Average Premium
2025 Bentley Continental $3,349
2023 Bentley Continental $33,329
2022 Bentley Continental $2,638
2021 Bentley Continental $3,381
2020 Bentley Continental $3,694
2019 Bentley Continental $1,315
2018 Bentley Continental $2,220
2017 Bentley Continental $3,364
2016 Bentley Continental $3,302
2015 Bentley Continental $1,561
2014 Bentley Continental $5,220
2013 Bentley Continental $2,218
2012 Bentley Continental $1,582
2011 Bentley Continental $3,340
2010 Bentley Continental $126,986

2025 Bentley Continental Insurance Rates

The average annual insurance cost for a 2025 Bentley Continental is $3,349. However, State Farm  offers the cheapest rates, averaging $1,050 per year.

Insurance Provider Average Annual Cost
Mercury Insurance $2,520
Plymouth Rock Assurance $2,200
Metropolitan Insurance $2,180
Farmers Insurance $2,540
Sentry Insurance $3,600
State Farm $1,050
Unitrin Insurance
$1,900
Safe Auto
$12,800
Home State Insurance Group
$3,200
Nationwide
$1,500

2023 Bentley Continental Insurance Rates

The average annual insurance cost for a 2023 Bentley Continental is $33,329. However, Direct Auto offers the cheapest rates, averaging $33,329 per year.

Insurance Provider Average Annual Cost
Dairyland Auto $33,329

2022 Bentley Continental Insurance Rates

The average annual insurance cost for a 2022 Bentley Continental is $2,638. However, Travelers offers the cheapest rates, averaging $1,339 per year.

Insurance Provider Average Annual Cost
Travelers $1,339
American Family $2,135
Nationwide $3,268
Direct General Insurance $3,668
Allstate $1,573
Metropolitan $2,142
Sentry $4,292
Western National $3,107
Farmers $2,914
Mercury $1,940

2021 Bentley Continental Insurance Rates

The average annual insurance cost for a 2021 Bentley Continental is $3,381. However, Nationwide offers the cheapest rates, averaging $824 per year.

Insurance Provider Average Annual Cost
Nationwide $824
Mercury $2,424
Direct General Insurance $3,757
Safe Auto $8,091
Bristol West $3,934
Farmers $2,820
Metropolitan $3,595
Encompass $1,604

2020 Bentley Continental Insurance Rates

The average annual insurance cost for a 2020 Bentley Continental is $3,694. However, Penn National offers the cheapest rates, averaging $1,266 per year.

Insurance Provider Average Annual Cost
Penn National $1,266
Metropolitan $1,939
Dairyland Auto $8,967
SAFECO $5,065
Sentry $3,155
Unitrin $1,769

2019 Bentley Continental Insurance Rates

The average annual insurance cost for a 2019 Bentley Continental is $1,315. However, Hastings Mutual Insurance Co offers the cheapest rates, averaging $512 per year.

Insurance Provider Average Annual Cost
Hastings Mutual Insurance Co $512
Westfield $760
Farmers $1,381
Penn National $1,714
Metropolitan $1,352
Safe Auto $2,890
Allied $595

2018 Bentley Continental Insurance Rates

The average annual insurance cost for a 2018 Bentley Continental is $2,220. However, Nationwide offers the cheapest rates, averaging $436 per year.

Insurance Provider Average Annual Cost
Nationwide $436
Bristol West $1,519
Travelers $1,330
Metropolitan $1,344
Allied $976
Sentry $4,933
Dairyland Auto $5,627
Farmers $1,593

2017 Bentley Continental Insurance Rates

The average annual insurance cost for a 2017 Bentley Continental is $3,364. However, Travelers offers the cheapest rates, averaging $813 per year.

Insurance Provider Average Annual Cost
Travelers $813
Nationwide $951
Farm Bureau Ins of MI $4,503
Metropolitan $2,180
Direct General Insurance $4,800
Penn National $5,289
Westfield $3,465
Bristol West $6,821
Mercury $3,153
Unitrin $1,664

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2016 Bentley Continental Insurance Rates

The average annual insurance cost for a 2016 Bentley Continental is $3,302. However, Virginia Farm Bureau offers the cheapest rates, averaging $889 per year.

Insurance Provider Average Annual Cost
Plymouth Rock Assurance $1,365
Allstate $963
Dairyland Auto $12,037
Direct General Insurance $3,406
Mercury $1,398
Metropolitan $1,923
Virginia Farm Bureau $889
Allied $5,037
Nationwide $1,798

2015 Bentley Continental Insurance Rates

The average annual insurance cost for a 2015 Bentley Continental is $1,561. However, Western National offers the cheapest rates, averaging $542 per year.

Insurance Provider Average Annual Cost
National Farmers Union P $2,461
Nationwide $3,128
Unitrin $1,243
Sentry $1,479
Allstate $974
Auto Club Group $1,091
American Family $625
Metropolitan $955
Farmers $3,110
Western National $542

2014 Bentley Continental Insurance Rates

The average annual insurance cost for a 2014 Bentley Continental is $5,220. However, Travelers offers the cheapest rates, averaging $922 per year.

Insurance Provider Average Annual Cost
National Farmers Union P $1,539
Farmers $12,773
Farm Bureau Ins of MI $4,888
Bristol West $9,639
Encompass $9,176
Westfield $4,323
Travelers $922
Metropolitan $1,521
Safe Auto $5,394
Mercury $2,026

2013 Bentley Continental Insurance Rates

The average annual insurance cost for a 2013 Bentley Continental is $2,218. However, Travelers offers the cheapest rates, averaging $942 per year.

Insurance Provider Average Annual Cost
State Farm $1,074
Mercury $2,792
Travelers $942
Unitrin $1,288
Direct General Insurance $3,957
Metropolitan $3,255

2012 Bentley Continental Insurance Rates

The average annual insurance cost for a 2012 Bentley Continental is $1,582. However, Travelers offers the cheapest rates, averaging $735 per year.

Insurance Provider Average Annual Cost
Dairyland Broadform $858
Safe Auto $3,962
Hanover $2,383
Farmers $1,626
Hastings Mutual Insurance Co $781
Travelers $735
Dairyland $1,670
Auto Club Group $1,933
Mercury $1,096
Metropolitan $771

2011 Bentley Continental Insurance Rates

The average annual insurance cost for a 2011 Bentley Continental is $3,340. However, Nationwide offers the cheapest rates, averaging $737 per year.

Insurance Provider Average Annual Cost
Nationwide $737
Penn National $1,272
Metropolitan $2,277
Travelers $2,700
Mercury $2,892
Unitrin $4,226
Direct General Insurance $4,747
Dairyland Auto $7,865

2010 Bentley Continental Insurance Rates

The average annual insurance cost for a 2010 Bentley Continental is $126,986. However, Unitrin offers the cheapest rates, averaging $868 per year.

Insurance Provider Average Annual Cost
Unitrin $868
Sentry $1,346
Metropolitan $1,064
Travelers $7,221
Hanover $748,980
Nationwide $2,436

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Are Bentley Continentals Expensive To Insure?

Yes, Bentley Continentals are typically expensive to insure. As a luxury grand tourer, the Continental comes with a high price tag, powerful performance, and costly parts—all of which drive up insurance premiums. The average annual insurance cost for a Bentley Continental is well above the national average, often exceeding $7,000 per year for full coverage. Insurers also factor in repair complexity and the car’s appeal to thieves, which further increases rates. Costs can vary significantly depending on your driving record, location, and chosen coverage. Comparing quotes from multiple providers is key to finding the best possible rate for this vehicle.

Cheapest Car Insurance Companies For A Bentley Continental

Travelers offers the most affordable annual premium for the Bentley Continental GT, making it an attractive option for cost-conscious drivers. Allstate follows closely, providing competitive rates coupled with a strong reputation for customer service. Mercury Insurance and American Family offer mid-range premiums, balancing cost with comprehensive coverage options. Metropolitan rounds out the list, delivering reasonable rates with flexible policy features.

Insurance Company Annual Premium
Travelers $118
Allstate $137
Mercury Insurance $165
American Family $189
Metropolitan $188

Common Bentley Continental Insurance Discounts

Discounts can be an effective way to reduce your car insurance costs. While the specific discounts vary by provider, here are some common options you might qualify for:

  • Multi-policy: Bundle your auto and home insurance policies with the same company to receive a discount.
  • Pay annually: Opt to pay your premium in full instead of monthly installments to save money.
  • Defensive driving: Complete a certified defensive driving course to qualify for lower rates.

Other discounts may also apply depending on your circumstances. To maximize savings, consult with your insurance agent, who can guide you on the discounts you’re eligible for.

Compare Bentley Continental To Other Bentley Models

Looking for other Bentley model insurance costs?

Our Methodology

To determine average car insurance costs, Insuranceopedia analyzed thousands of quotes from top auto insurance providers. The sample profile was based on a 40-year-old male purchasing full-coverage insurance with $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. However, the figures provided in this guide may differ from your individual results, which depend on factors like your age, driving record, location, and coverage preferences.

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FAQs

Do You Need Insurance Before You Can Purchase A Bentley Continental?

Yes, you must provide proof of insurance before driving your Bentley Continental off the dealership lot. It’s best to secure a policy beforehand and inform your insurance provider about your upcoming purchase rather than opting for insurance directly through the dealership.

How Can You Get The Cheapest Insurance For Your Bentley Continental?

The best way to find the cheapest rates for your Bentley Continental is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia allows you to compare quotes from multiple providers, right here on our website.

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