Bentley Car Insurance: How Much Is Bentley Insurance? 2024
The average monthly cost to insure a Bentley is $554, totaling around $6,658 annually.
We’ve saved shoppers an average of $600 per year on their car insurance.
Bentley, founded in 1919, is a British luxury car manufacturer renowned for crafting high-performance, opulent vehicles that combine advanced engineering with timeless design. The cost of insuring a Bentley depends on several factors. Your age, driving record, and location play a major role in determining your car insurance premium. Insurance companies use this information to assess the risk of insuring your Bentley. The average cost to insure a Bentley is $6,658 per year.
How Much Does Bentley Insurance Cost?
The average monthly cost to insure a Bentley is about $554, which adds up to approximately $6,658 per year. However, your actual insurance premium will depend on factors like your age, location, driving history, and the specific Bentley model you own.
Average Bentley Insurance Cost By Model
A key factor in determining your car insurance rate is the model that you drive. According to our analysis, the average cost of insuring a Bentley, across all models, is $6,658 per year.
The Bentley Bentayga is the cheapest model to insure, at $6,027 per year. On the other hand, the Bentley Continental is the most expensive, at an average of $7,289 per year.
Use the table below to compare insurance rates for Bentley models.
| Bentley Model | Average Yearly Insurance Cost |
| Bentley Bentayga | $6,027 |
| Bentley Continental | $7,289 |
Remember that these figures are just averages, and the actual cost can vary depending on your location, age, driving history, and the coverage you choose.
Are Bentleys Expensive To Insure?
The national average cost of car insurance is $156 per month, while insuring a Bentley averages $554 per month, which is significantly higher. However, insurance rates are typically based on the specific model of the car rather than the brand overall, so it’s important to review rates for your particular Bentley model.
Bentley Bentayga Insurance Cost
The average cost of insuring a Bentley Bentayga across all model years, is $3,262 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2022 Bentley Bentayga | $3,484 |
| 2021 Bentley Bentayga | $3,003 |
| 2020 Bentley Bentayga | $5,556 |
| 2019 Bentley Bentayga | $1,800 |
| 2018 Bentley Bentayga | $2,468 |
Bentley Continental Insurance Cost
The average cost of insuring a Bentley Continental across all model years, is $2,871 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2023 Bentley Continental | $3,329 |
| 2022 Bentley Continental | $2,638 |
| 2021 Bentley Continental | $3,381 |
| 2020 Bentley Continental | $3,694 |
| 2019 Bentley Continental | $1,315 |
Bentley Car Insurance Cost – By Driver Age
The rates you pay to insure a Bentley will differ dramatically based on driver age. Younger drivers tend to pay a lot more for car insurance because, statistically, they are much more likely to get into accidents.
As drivers get older, their insurance rates tend to drop until they turn about 60-70. Then their rates increase again.
| Age | Average Annual Rate |
| 17 | $22,558 |
| 18 | $20,997 |
| 19 | $18,577 |
| 20 | $16,183 |
| 21 | $13,570 |
| 22 | $13,237 |
| 23 | $11,567 |
| 24 | $10,982 |
| 25 | $9,475 |
| 30 | $7,384 |
| 35 | $6,928 |
| 40 | $6,663 |
| 45 | $6,467 |
| 55 | $5,954 |
| 65 | $6,206 |
| 75 | $7,831 |
Average Bentley Car Insurance Rates – By Company
| Insurance Provider | Average Monthly Premium |
| State Farm | $400 |
| GEICO | $450 |
| Farmer | $475 |
| Progressive | $480 |
| Allstate | $550 |
Average Bentley Car Insurance Rates – By U.S. State
| State | Average Annual Rate |
| Alabama | $7,048 |
| Alaska | $5,824 |
| Arizona | $6,602 |
| Arkansas | $7,223 |
| California | $8,059 |
| Colorado | $7,510 |
| Connecticut | $9,608 |
| Delaware | $7,955 |
| Florida | $9,453 |
| Hawaii | $3,090 |
| Idaho | $5,362 |
| Illinois | $5,598 |
| Indiana | $5,747 |
| Iowa | $4,570 |
| Kansas | $6,073 |
| Kentucky | $8,779 |
| Louisiana | $11,265 |
| Maine | $4,262 |
| Maryland | $6,883 |
| Massachusetts | $5,530 |
| Michigan | $13,340 |
| Minnesota | $5,496 |
| Mississippi | $6,621 |
| Missouri | $6,238 |
| Montana | $6,336 |
| Nebraska | $5,355 |
| Nevada | $8,850 |
| New Hampshire | $6,162 |
| New Jersey | $6,775 |
| New Mexico | $6,934 |
| New York | $6,425 |
| North Carolina | $3,970 |
| North Dakota | $5,451 |
| Ohio | $4,861 |
| Oklahoma | $7,753 |
| Oregon | $7,046 |
| Pennsylvania | $5,936 |
| Rhode Island | $9,909 |
| South Carolina | $6,735 |
| South Dakota | $6,051 |
| Tennessee | $7,113 |
| Texas | $7,152 |
| Utah | $6,085 |
| Vermont | $4,678 |
| Virginia | $4,423 |
| Washington | $5,846 |
| West Virginia | $5,873 |
| Wisconsin | $5,868 |
| Wyoming | $5,474 |
| Georgia | $7,719 |
How To Save Money On Bentley Car Insurance?
Owning a Bentley comes with various expenses, and car insurance is one of the biggest. However, you can still find ways to save on your insurance. Here’s how:
Maintain a Clean Driving Record
Your driving history is crucial for insurance companies when determining your premium. By avoiding accidents and traffic tickets, you show insurers that you’re a low-risk driver, which can significantly lower your insurance costs.
Bundle Your Policies
Many insurers offer discounts if you combine multiple policies, like home and auto insurance. This not only simplifies managing your insurance but also saves you money on premiums.
Raise Your Deductible
Increasing your deductible—the amount you pay out of pocket before your insurance kicks in—can lower your premium. Just ensure you can afford the higher deductible if you have an accident.
Install Safety Features
Bentley vehicles come with many safety features, but adding extras like anti-theft devices can further reduce your insurance costs by lowering the risk of theft and damage.
Take Advantage of Discounts
Insurance companies often offer discounts for things like being a good student, having a clean driving record, or completing a defensive driving course. Ask your insurer about any discounts you might qualify for.
Shop Around
Insurance premiums can vary widely between different providers. It’s important to compare quotes and choose the insurer that offers the best value for your needs.
Consider Usage-Based Insurance
If you don’t drive your Bentley often, think about usage-based insurance. This type of policy bases your premium on how much you drive, potentially saving you money if your Bentley isn’t your main vehicle.
Our Methodology
In order to calculate average car insurance costs, Insuranceopedia aggregated thousands of quotes from leading auto insurance providers. The sample profile was for a 40-year-old male driver buying full-coverage car insurance with these coverage limits: $100,000 in property damage liability, $100k in bodily injury liability and a $1,000 deductible. However, the figures in this guide may differ from your own individual results
FAQs
What Is The Most Expensive Bentley Model To Insure?
At $7,289 per year, the Bentley Continental is the most expensive Bentley model for car insurance.
What Is The Cheapest Bentley Model To Insure?
The Bentley Bentayga is the cheapest model for car insurance, at $6,027 per year.
