Bentley Car Insurance: How Much Is Bentley Insurance? 2024

The average monthly cost to insure a Bentley is $554, totaling around $6,658 annually.

We’ve saved shoppers an average of $600 per year on their car insurance.

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Updated: 01 December 2024
Written by Bob Phillips
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Bentley, founded in 1919, is a British luxury car manufacturer renowned for crafting high-performance, opulent vehicles that combine advanced engineering with timeless design. The cost of insuring a Bentley depends on several factors. Your age, driving record, and location play a major role in determining your car insurance premium. Insurance companies use this information to assess the risk of insuring your Bentley. The average cost to insure a Bentley is $6,658 per year.

How Much Does Bentley Insurance Cost?

The average monthly cost to insure a Bentley is about $554, which adds up to approximately $6,658 per year. However, your actual insurance premium will depend on factors like your age, location, driving history, and the specific Bentley model you own.

Average Bentley Insurance Cost By Model

A key factor in determining your car insurance rate is the model that you drive. According to our analysis, the average cost of insuring a Bentley, across all models, is $6,658 per year.

The Bentley Bentayga is the cheapest model to insure, at $6,027 per year. On the other hand, the Bentley Continental is the most expensive, at an average of $7,289 per year.

Use the table below to compare insurance rates for Bentley models.

Bentley Model Average Yearly Insurance Cost
Bentley Bentayga $6,027
Bentley Continental $7,289

Remember that these figures are just averages, and the actual cost can vary depending on your location, age, driving history, and the coverage you choose.

Are Bentleys Expensive To Insure?

The national average cost of car insurance is $156 per month, while insuring a Bentley averages $554 per month, which is significantly higher. However, insurance rates are typically based on the specific model of the car rather than the brand overall, so it’s important to review rates for your particular Bentley model.

Bentley Bentayga Insurance Cost

The average cost of insuring a Bentley Bentayga across all model years, is $3,262 per year. Use the table below to compare rates for different model years.

Model Year Average Yearly Premium
2022 Bentley Bentayga $3,484
2021 Bentley Bentayga $3,003
2020 Bentley Bentayga $5,556
2019 Bentley Bentayga $1,800
2018 Bentley Bentayga $2,468

Bentley Continental Insurance Cost

The average cost of insuring a Bentley Continental across all model years, is $2,871 per year. Use the table below to compare rates for different model years.

Model Year Average Yearly Premium
2023 Bentley Continental $3,329
2022 Bentley Continental $2,638
2021 Bentley Continental $3,381
2020 Bentley Continental $3,694
2019 Bentley Continental $1,315

Bentley Car Insurance Cost – By Driver Age

The rates you pay to insure a Bentley will differ dramatically based on driver age. Younger drivers tend to pay a lot more for car insurance because, statistically, they are much more likely to get into accidents.

As drivers get older, their insurance rates tend to drop until they turn about 60-70. Then their rates increase again.

Age Average Annual Rate
17 $22,558
18 $20,997
19 $18,577
20 $16,183
21 $13,570
22 $13,237
23 $11,567
24 $10,982
25 $9,475
30 $7,384
35 $6,928
40 $6,663
45 $6,467
55 $5,954
65 $6,206
75 $7,831

Average Bentley Car Insurance Rates – By Company

Insurance Provider Average Monthly Premium
State Farm $400
GEICO $450
Farmer $475
Progressive $480
Allstate $550

Average Bentley Car Insurance Rates – By U.S. State

State Average Annual Rate
Alabama $7,048
Alaska $5,824
Arizona $6,602
Arkansas $7,223
California $8,059
Colorado $7,510
Connecticut $9,608
Delaware $7,955
Florida $9,453
Hawaii $3,090
Idaho $5,362
Illinois $5,598
Indiana $5,747
Iowa $4,570
Kansas $6,073
Kentucky $8,779
Louisiana $11,265
Maine $4,262
Maryland $6,883
Massachusetts $5,530
Michigan $13,340
Minnesota $5,496
Mississippi $6,621
Missouri $6,238
Montana $6,336
Nebraska $5,355
Nevada $8,850
New Hampshire $6,162
New Jersey $6,775
New Mexico $6,934
New York $6,425
North Carolina $3,970
North Dakota $5,451
Ohio $4,861
Oklahoma $7,753
Oregon $7,046
Pennsylvania $5,936
Rhode Island $9,909
South Carolina $6,735
South Dakota $6,051
Tennessee $7,113
Texas $7,152
Utah $6,085
Vermont $4,678
Virginia $4,423
Washington $5,846
West Virginia $5,873
Wisconsin $5,868
Wyoming $5,474
Georgia $7,719

How To Save Money On Bentley Car Insurance?

Owning a Bentley comes with various expenses, and car insurance is one of the biggest. However, you can still find ways to save on your insurance. Here’s how:

Maintain a Clean Driving Record

Your driving history is crucial for insurance companies when determining your premium. By avoiding accidents and traffic tickets, you show insurers that you’re a low-risk driver, which can significantly lower your insurance costs.

1

Bundle Your Policies

Many insurers offer discounts if you combine multiple policies, like home and auto insurance. This not only simplifies managing your insurance but also saves you money on premiums.

2

Raise Your Deductible

Increasing your deductible—the amount you pay out of pocket before your insurance kicks in—can lower your premium. Just ensure you can afford the higher deductible if you have an accident.

3

Install Safety Features

Bentley vehicles come with many safety features, but adding extras like anti-theft devices can further reduce your insurance costs by lowering the risk of theft and damage.

4

Take Advantage of Discounts

Insurance companies often offer discounts for things like being a good student, having a clean driving record, or completing a defensive driving course. Ask your insurer about any discounts you might qualify for.

5

Shop Around

Insurance premiums can vary widely between different providers. It’s important to compare quotes and choose the insurer that offers the best value for your needs.

6

Consider Usage-Based Insurance

If you don’t drive your Bentley often, think about usage-based insurance. This type of policy bases your premium on how much you drive, potentially saving you money if your Bentley isn’t your main vehicle.

7

Our Methodology

In order to calculate average car insurance costs, Insuranceopedia aggregated thousands of quotes from leading auto insurance providers. The sample profile was for a 40-year-old male driver buying full-coverage car insurance with these coverage limits: $100,000 in property damage liability, $100k in bodily injury liability and a $1,000 deductible. However, the figures in this guide may differ from your own individual results

FAQs

What Is The Most Expensive Bentley Model To Insure?

At $7,289 per year, the Bentley Continental is the most expensive Bentley model for car insurance.

What Is The Cheapest Bentley Model To Insure?

The Bentley Bentayga is the cheapest model for car insurance, at $6,027 per year.

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