Bentley Mulsanne Car Insurance Cost
On average, insuring a Bentley Mulsanne costs $3,300 annually. However, the actual cost may vary depending on factors such as your age, the model year of the car, and other personal circumstances. Refer to our quote tables to get a tailored estimate for your insurance costs.
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Insuring a Bentley Mulsanne doesn’t come cheap. As a high-end luxury sedan with a powerful engine, premium materials, and advanced features, it typically carries higher insurance premiums than the average car.
On average, drivers can expect to pay around $1,700 to $3,300 per year to insure a Bentley Mulsanne, depending on factors like driving history, location, coverage level, and the insurer itself. Due to the vehicle’s high repair and replacement costs, insurers price policies accordingly. That’s why comparing quotes from multiple providers is essential if you want the best value without compromising on the level of protection you need.
How Much Does Bentley Mulsanne Car Insurance Cost?
Bentley Mulsanne drivers typically pay an average of $3,300 annually for car insurance.
While Nationwide’s rate can serve as a useful benchmark, it’s important to understand that car insurance costs can vary significantly due to various factors. These factors include your location, driving history, your car’s age, and the specific coverage options you choose. Having a clean driving record usually results in lower premiums, while a history of accidents or traffic violations can increase your rates.
Additionally, living in a busy urban area often leads to higher insurance rates compared to quieter rural areas. The type of coverage you select also impacts your premium – comprehensive coverage, which includes both comprehensive and collision coverage, will be more expensive than basic liability coverage.
At Insuranceopedia, we’re here to help you shop around and compare quotes from different insurance providers to ensure you find the most favorable deal for your needs.
Average Insurance Cost Of Bentley Mulsanne By Model Year
| Model Year | Average Premium |
| 2025 Bentley Mulsanne | $1,523 |
| 2021 Bentley Mulsanne | $1,502 |
| 2020 Bentley Mulsanne | $1,462 |
| 2019 Bentley Mulsanne | $1,732 |
| 2018 Bentley Mulsanne | $1,960 |
| 2017 Bentley Mulsanne | $1,451 |
| 2016 Bentley Mulsanne | $1,485 |
| 2015 Bentley Mulsanne | $1,071 |
| 2014 Bentley Mulsanne | $1,002 |
| 2013 Bentley Mulsanne | $2,076 |
| 2012 Bentley Mulsanne | $2,035 |
| 2011 Bentley Mulsanne | $1,026 |
2025 Bentley Mulsanne Insurance Rates
The average annual insurance cost for a 2025 Bentley Mulsanne is $1,523. However, State Farm offers the cheapest rates, averaging $680 per year.
| Insurance Provider | Average Annual Cost |
| State Farm | $680 |
| Nationwide | $930 |
| Allied | $970 |
| Hastings Mutual Insurance Co | $1,140 |
| Westfield | $1,240 |
| Allstate | $1,500 |
| Mercury | $1,520 |
| Metropolitan | $1,510 |
| Home State Insurance Group | $2,420 |
| Farmers | $3,320 |
2021 Bentley Mulsanne Insurance Rates
The average annual insurance cost for a 2021 Bentley Mulsanne is $1,502. However, Nationwide offers the cheapest rates, averaging $1,257 per year.
| Insurance Provider | Average Annual Cost |
| Nationwide | $1,257 |
| Travelers | $1,322 |
| Metropolitan | $1,927 |
2020 Bentley Mulsanne Insurance Rates
The average annual insurance cost for a 2020 Bentley Mulsanne is $1,462. However, Nationwide offers the cheapest rates, averaging $854 per year.
| Insurance Provider | Average Annual Cost |
| Metropolitan | $1,525 |
| State Farm | $659 |
| Allied | $930 |
| Westfield | $1,164 |
| Mercury | $1,490 |
| Nationwide | $854 |
| Home State Ins Group | $2,330 |
| Hastings Mutual Insurance Co | $1,115 |
| Farmers | $3,124 |
| Allstate | $1,432 |
2019 Bentley Mulsanne Insurance Rates
The average annual insurance cost for a 2019 Bentley Mulsanne is $1,732. However, State Farm offers the cheapest rates, averaging $846 per year.
| Insurance Provider | Average Annual Cost |
| Auto Club Group | $1,733 |
| Unitrin | $1,390 |
| State Farm | $846 |
| Sentry | $1,990 |
| Nationwide | $3,805 |
| Metropolitan | $1,466 |
| Farmers | $1,970 |
| Travelers | $1,099 |
| American Family | $1,264 |
| Western National | $1,756 |
2018 Bentley Mulsanne Insurance Rates
The average annual insurance cost for a 2018 Bentley Mulsanne is $1,960. However, American Family offers the cheapest rates, averaging $1,421 per year.
| Insurance Provider | Average Annual Cost |
| Westfield | $2,322 |
| American Family | $1,421 |
| Farmers | $2,253 |
| Metropolitan | $1,842 |
2017 Bentley Mulsanne Insurance Rates
The average annual insurance cost for a 2017 Bentley Mulsanne is $1,451. However, Travelers offers the cheapest rates, averaging $850 per year.
| Insurance Provider | Average Annual Cost |
| Travelers | $850 |
| Metropolitan | $947 |
| State Farm | $985 |
| Farmers | $1,699 |
| USAA | $2,773 |
2016 Bentley Mulsanne Insurance Rates
The average annual insurance cost for a 2016 Bentley Mulsanne is $1,485. However, Nationwide offers the cheapest rates, averaging $359 per year.
| Insurance Provider | Average Annual Cost |
| Nationwide | $359 |
| State Farm | $513 |
| American Family | $759 |
| Travelers | $991 |
| Unitrin | $1,719 |
| Farmers | $1,754 |
| Mercury | $1,852 |
| Home State Ins Group | $2,168 |
| Metropolitan | $2,302 |
| Hastings Mutual Insurance Co | $2,429 |
2015 Bentley Mulsanne Insurance Rates
The average annual insurance cost for a 2015 Bentley Mulsanne is $1,071. However, Metropolitan offers the cheapest rates, averaging $795 per year.
| Insurance Provider | Average Annual Cost |
| Metropolitan | $795 |
| Nationwide | $1,088 |
| American Family | $1,094 |
| Farmers | $1,307 |
2014 Bentley Mulsanne Insurance Rates
The average annual insurance cost for a 2014 Bentley Mulsanne is $1,002. However, American Family offers the cheapest rates, averaging $800 per year.
| Insurance Provider | Average Annual Cost |
| American Family | $800 |
| Travelers | $920 |
| Nationwide | $919 |
| Farmers | $1,166 |
| Metropolitan | $1,204 |
2013 Bentley Mulsanne Insurance Rates
The average annual insurance cost for a 2013 Bentley Mulsanne is $2,076. However, State Farm offers the cheapest rates, averaging $961 per year.
| Insurance Provider | Average Annual Cost |
| State Farm | $961 |
| Metropolitan | $1,177 |
| Travelers | $1,258 |
| Penn National | $1,673 |
| Sentry | $5,310 |
2012 Bentley Mulsanne Insurance Rates
The average annual insurance cost for a 2012 Bentley Mulsanne is $2,035. However, Allied offers the cheapest rates, averaging $963 per year.
| Insurance Provider | Average Annual Cost |
| Allied | $963 |
| Travelers | $1,047 |
| Nationwide | $1,136 |
| Hastings Mutual Insurance Co | $1,321 |
| Metropolitan | $1,342 |
| Farmers | $1,744 |
| SafeAuto | $4,163 |
| Safe Auto | $4,566 |
2011 Bentley Mulsanne Insurance Rates
The average annual insurance cost for a 2011 Bentley Mulsanne is $1,026. However, Hastings Mutual Insurance Co offers the cheapest rates, averaging $397 per year.
| Insurance Provider | Average Annual Cost |
| Hastings Mutual Insurance Co | $397 |
| State Farm | $671 |
| Allied | $756 |
| Nationwide | $901 |
| Mercury | $883 |
| Metropolitan | $889 |
| Travelers | $1,093 |
| Bristol West | $1,246 |
| Farmers | $1,349 |
| Home State Ins Group | $2,074 |
Find Affordable Bentley Mulsanne Insurance Rates
Are Bentley Mulsannes Expensive To Insure?
Yes, insuring a Bentley Mulsanne is generally more expensive than insuring standard vehicles. This is due to its high market value, specialized parts, and the cost of repairs, which elevate insurance premiums. Additionally, luxury vehicles like the Mulsanne may be more attractive to thieves, further increasing insurance costs. Factors such as the driver’s location, driving history, and chosen coverage levels also influence the overall insurance rate. Owners can potentially reduce premiums by maintaining a clean driving record, installing security features, and comparing quotes from multiple insurers.
Cheapest Car Insurance Companies For A Bentley Mulsanne
These insurance providers offer some of the most competitive rates for the Bentley Mulsanne in 2025. State Farm stands out with the lowest estimated annual premium, making it an attractive option for cost-conscious drivers. Allied and Nationwide also provide affordable rates, closely following State Farm. Hastings Mutual Insurance Co and Westfield complete the list, offering reasonable premiums that balance cost with coverage. It’s important to note that actual insurance costs can vary based on factors such as driving history, location, and selected coverage options. Therefore, it’s advisable to obtain personalized quotes from these providers to determine the best fit for your specific needs.
| Insurance Company | Monthly Premium |
| Hastings Mutual Insurance Co | $81 |
| State Farm | $78 |
| Allied | $95 |
| Nationwide | $103 |
| Mercury | $57 |
Common Bentley Mulsanne Insurance Discounts
Discounts can significantly reduce your car insurance costs. While specific discounts vary by provider, some common ones to inquire about include:
- Multi-policy discounts: Bundling your home and auto insurance policies with the same provider often leads to savings.
- Pay-in-full discounts: Paying your annual premium upfront rather than in monthly installments can reduce your rate.
- Defensive driving discounts: Completing certified defensive driving courses may qualify you for lower premiums.
Additionally, there may be other discounts tailored to your circumstances. It’s advisable to consult your insurance agent, who can help identify and apply all discounts for which you’re eligible.
Compare Bentley Mulsanne To Other Bentley Models
Looking for other Bentley model insurance costs?
Our Methodology
To determine average car insurance costs, Insuranceopedia reviewed thousands of quotes from top auto insurance providers. The sample profile used for this analysis represents a 40-year-old male driver purchasing full-coverage insurance with the following limits: - $100,000 in property damage liability - $100,000 in bodily injury liability - $1,000 deductible Please note that the figures presented in this guide are averages and may differ from your personal results, which depend on factors such as your location, driving history, and selected coverage options.
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FAQs
Do You Need Insurance Before You Can Purchase A Bentley Mulsanne?
Yes, you will need to provide proof of insurance before you can drive your Bentley Mulsanne off the dealership lot. The best approach is to purchase an insurance policy beforehand and inform your insurance company about the car you’re buying. This way, your coverage will be in place as soon as you drive your new vehicle home, and you won’t need to rely on the dealership’s insurance.
How Can You Get The Cheapest Insurance For Your Bentley Mulsanne?
The best way to find the cheapest rates for your Bentley Mulsanne is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia allows you to compare quotes from multiple providers directly on our website, making it easier to find the most affordable option tailored to your needs.
