Cheapest Car Insurance In Malden, MA 2025

State Farm offers the lowest price for minimum car insurance in Malden, averaging just $20 a month.

We’ve saved shoppers an average of $600 per year on their car insurance.

Explore offers from 100's of our trusted partners
Free. Secure. No Spam.
min read -
Updated: 27 May 2025
Written by Bob Phillips
On this page Open

If you’re looking for the cheapest car insurance in Malden, MA, you’ll find that prices can differ a lot.

State Farm is the top choice for drivers who just want basic liability coverage. If you’re after full coverage, State Farm also has the best prices. For young drivers, State Farm still is the most affordable.

Cheapest Car Insurance Companies In Malden, MA 2025

Cheapest Car Insurance, Malden, 2025

Cheapest Liability-only Car Insurance In Malden: State Farm

In Malden, State Farm offers the lowest cost for minimum car insurance, averaging $20 per month.

Check the table below to see how rates from different insurance companies compare.

Provider Average Monthly Cost Average Annual Cost
State Farm $20 $240
American Family $32 $384
The Hanover $27 $324
Safety Group $26 $312
Chubb $42 $504

Cheapest Full Coverage Insurance Rates In Malden: State Farm

State Farm offers the lowest full coverage car insurance rates, with an average monthly cost of $42 in Malden.

The table below shows average car insurance quotes from budget-friendly providers in Malden.

Provider Average Monthly Cost Average Annual Cost
State Farm $42 $504
American Family $69 $828
Plymouth Rock $67 $804
Hanover $95 $1,140
Safety Group $77 $924

Cheapest Car Insurance Rates For Seniors: State Farm

State Farm offers the lowest car insurance rates for seniors in Malden, with an average monthly cost of $97.

The table below displays average quotes from the most affordable auto insurers for seniors.

Provider Average Monthly Cost Average Annual Cost
State Farm $97 $1,164
USAA $191 $2,292
Preferred Mutual $145 $1,740
Norfolk and Dedham Group $194 $2,328
Safety Group $202 $2,424

Cheapest Rates In Malden For Teenagers: USAA

USAA offers the lowest car insurance rates for teenage drivers in Malden, with average monthly premiums of $174.

The table below lists the companies offering the lowest insurance rates for teenagers.

Provider Average Monthly Cost Average Annual Cost
USAA $174 $2,088
State Farm $178 $2,136
Safety Group $290 $3,480
Preferred Mutual $246 $2,952
Norfolk and Dedham Group $273 $3,276

Cheapest Auto Insurance For Young Adults in Malden: State Farm

For young adults in Malden, State Farm has the lowest average car insurance rates at $87 per month.

Use the table below to compare the lowest car insurance rates for young adults in Malden.

Provider Average Monthly Cost Average Annual Cost
State Farm $87 $1,044
USAA $155 $1,860
Preferred Mutual $174 $2,088
Encompass $187 $2,244
Pure Companies Grp $170 $2,040

Cheapest Car Insurance In Malden For Good Drivers: State Farm

State Farm offers the lowest car insurance rates for good drivers in Malden, averaging about $20 per month.

If you have a good driving record, the table below shows average quotes from the cheapest insurance providers.

Provider Average Monthly Cost Average Annual Cost
State Farm $20 $240
American Family $32 $384
The Hanover $27 $324
Safety Group $26 $312
Chubb $42 $504

Find affordable Malden rates

Free. Secure. No Spam.

Cheapest Car Insurance In Malden After A Speeding Ticket: State Farm

State Farm is one of the most affordable companies in Malden, charging drivers with a speeding ticket about $24 per month on average.

Use the table below to see average insurance rates for drivers who have a speeding ticket.

Provider Average Monthly Cost Average Annual Cost
State Farm $24 $288
American Family $43 $516
The Hanover $45 $540
Safety Group $31 $372
Plymouth Rock $36 $432

Cheapest For Drivers With After At-Fault Accident: State Farm

State Farm has the lowest car insurance rates for drivers with an at-fault accident, averaging $34 a month.

These car insurance companies offer the lowest rates for drivers with an at-fault accident on their record.

Provider Average Monthly Cost Average Annual Cost
State Farm $34 $408
Safety Group $47 $564
American Family $43 $516
Plymouth Rock $41 $492
Hanover $49 $588

Cheapest Rates In Malden For Drivers After A DUI: Hanover

Hanover offers the lowest car insurance rates for Malden drivers with a DUI, averaging $38 per month.

The table below shows the lowest car insurance rates for Malden drivers with a DUI.

Provider Average Monthly Cost Average Annual Cost
Hanover $38 $456
Plymouth Rock $41 $492
Safety Group $47 $564
American Family $43 $516
The Hanover $50 $600

Best Car Insurance Companies In Malden

In Malden, State Farm offers the cheapest insurance at $20 per month. The Hanover and Safety Group follow closely at $27 and $26, respectively.

Below is a list of the top car insurance companies in Malden, MA, ranked by their average monthly rates.

Company Monthly Premium
State Farm $20
American Family $32
The Hanover $27
Safety Group $26
Chubb $42
Vermont Mutual $27
Plymouth Rock $26

Average Rates In Malden – By Age

Age plays a big role in how car insurance rates are set. Younger drivers, especially teens, usually pay more because they’re less experienced and more likely to be in accidents. On average, teens pay about $2,309 per year.

Once drivers turn 25, their insurance rates typically go down—especially if they’ve kept a clean driving record.

Drivers in their 50s and early 60s often get the best insurance rates, as insurers view age as a sign of experience and lower risk.

Age Average Yearly Rate
Teenagers $2,309
20s $1,680
30s $1,486
40s $1,418
50s $1,645
60s $1,689
70s $1,323

Average Rates In Malden – By Vehicle

What kind of car you drive has a big impact on your insurance rates. Insurers look at the car’s make, model, year, and body style. Newer and luxury cars usually cost more to insure because they’re more expensive to repair or replace.

Check the table below to see average insurance rates in Malden for various vehicles.

Vehicle Average Monthly Rate
Honda Civic $65
Toyota Corolla $87
Buick Verano $177
Tesla Model Y $106
Chevrolet Impala $117

Average Cost Of Auto Insurance In Malden – By Zip Code

Insurance companies use zip codes to check crime rates in your area, which means rates can vary by zip code.

Check the table below to see average insurance rates by zip code in Malden.

City Average Monthly Rate
02148 $132
01453 $145

How Much Is Car Insurance In Other Cities in Massachusetts?

Where you live has a big impact on your car insurance rates. Insurers look at things like accident chances, theft, and vandalism in your area, which tend to be higher in cities, leading to higher premiums.

For example, car insurance costs about $162 per month in Brockton, compared to $80 per month in Andover.

City Average Monthly Rate
Chicopee $95
Springfield $124
Cambridge $108
Lynn $143
Brockton $162
Haverhill $99
Boston $138
Framingham $100
Andover $80
Fall River $131

Find affordable Malden rates

Free. Secure. No Spam.

Our Methodology

After thoroughly analyzing customer service, product choices, pricing, and online reviews, I’ve put together a detailed overview of car insurance companies in Malden, MA.

107

Quotes Analyzed

31

Brands Reviewed

15+

Years Of Experience

30+

Research Hours

FAQs

Who has the lowest car insurance rates in Malden?

In Malden, State Farm offers the cheapest rates for minimum required coverage, while State Farm one more has the lowest prices for full coverage including comprehensive and collision.

What is the average cost of car insurance in Malden?

In Malden, the average monthly car insurance cost is around $130, but rates can change depending on your zip code, car make and model, and driving history.

Go back to top