Cheapest Car Insurance In Malden, MA 2025
State Farm offers the lowest price for minimum car insurance in Malden, averaging just $20 a month.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re looking for the cheapest car insurance in Malden, MA, you’ll find that prices can differ a lot.
State Farm is the top choice for drivers who just want basic liability coverage. If you’re after full coverage, State Farm also has the best prices. For young drivers, State Farm still is the most affordable.
Cheapest Car Insurance Companies In Malden, MA 2025
Cheapest Liability-only Car Insurance In Malden: State Farm
In Malden, State Farm offers the lowest cost for minimum car insurance, averaging $20 per month.
Check the table below to see how rates from different insurance companies compare.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $20 | $240 |
| American Family | $32 | $384 |
| The Hanover | $27 | $324 |
| Safety Group | $26 | $312 |
| Chubb | $42 | $504 |
Cheapest Full Coverage Insurance Rates In Malden: State Farm
State Farm offers the lowest full coverage car insurance rates, with an average monthly cost of $42 in Malden.
The table below shows average car insurance quotes from budget-friendly providers in Malden.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $42 | $504 |
| American Family | $69 | $828 |
| Plymouth Rock | $67 | $804 |
| Hanover | $95 | $1,140 |
| Safety Group | $77 | $924 |
Cheapest Car Insurance Rates For Seniors: State Farm
State Farm offers the lowest car insurance rates for seniors in Malden, with an average monthly cost of $97.
The table below displays average quotes from the most affordable auto insurers for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $97 | $1,164 |
| USAA | $191 | $2,292 |
| Preferred Mutual | $145 | $1,740 |
| Norfolk and Dedham Group | $194 | $2,328 |
| Safety Group | $202 | $2,424 |
Cheapest Rates In Malden For Teenagers: USAA
USAA offers the lowest car insurance rates for teenage drivers in Malden, with average monthly premiums of $174.
The table below lists the companies offering the lowest insurance rates for teenagers.
| Provider | Average Monthly Cost | Average Annual Cost |
| USAA | $174 | $2,088 |
| State Farm | $178 | $2,136 |
| Safety Group | $290 | $3,480 |
| Preferred Mutual | $246 | $2,952 |
| Norfolk and Dedham Group | $273 | $3,276 |
Cheapest Auto Insurance For Young Adults in Malden: State Farm
For young adults in Malden, State Farm has the lowest average car insurance rates at $87 per month.
Use the table below to compare the lowest car insurance rates for young adults in Malden.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $87 | $1,044 |
| USAA | $155 | $1,860 |
| Preferred Mutual | $174 | $2,088 |
| Encompass | $187 | $2,244 |
| Pure Companies Grp | $170 | $2,040 |
Cheapest Car Insurance In Malden For Good Drivers: State Farm
State Farm offers the lowest car insurance rates for good drivers in Malden, averaging about $20 per month.
If you have a good driving record, the table below shows average quotes from the cheapest insurance providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $20 | $240 |
| American Family | $32 | $384 |
| The Hanover | $27 | $324 |
| Safety Group | $26 | $312 |
| Chubb | $42 | $504 |
Find affordable Malden rates
Cheapest Car Insurance In Malden After A Speeding Ticket: State Farm
State Farm is one of the most affordable companies in Malden, charging drivers with a speeding ticket about $24 per month on average.
Use the table below to see average insurance rates for drivers who have a speeding ticket.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $24 | $288 |
| American Family | $43 | $516 |
| The Hanover | $45 | $540 |
| Safety Group | $31 | $372 |
| Plymouth Rock | $36 | $432 |
Cheapest For Drivers With After At-Fault Accident: State Farm
State Farm has the lowest car insurance rates for drivers with an at-fault accident, averaging $34 a month.
These car insurance companies offer the lowest rates for drivers with an at-fault accident on their record.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $34 | $408 |
| Safety Group | $47 | $564 |
| American Family | $43 | $516 |
| Plymouth Rock | $41 | $492 |
| Hanover | $49 | $588 |
Cheapest Rates In Malden For Drivers After A DUI: Hanover
Hanover offers the lowest car insurance rates for Malden drivers with a DUI, averaging $38 per month.
The table below shows the lowest car insurance rates for Malden drivers with a DUI.
| Provider | Average Monthly Cost | Average Annual Cost |
| Hanover | $38 | $456 |
| Plymouth Rock | $41 | $492 |
| Safety Group | $47 | $564 |
| American Family | $43 | $516 |
| The Hanover | $50 | $600 |
Best Car Insurance Companies In Malden
In Malden, State Farm offers the cheapest insurance at $20 per month. The Hanover and Safety Group follow closely at $27 and $26, respectively.
Below is a list of the top car insurance companies in Malden, MA, ranked by their average monthly rates.
| Company | Monthly Premium |
| State Farm | $20 |
| American Family | $32 |
| The Hanover | $27 |
| Safety Group | $26 |
| Chubb | $42 |
| Vermont Mutual | $27 |
| Plymouth Rock | $26 |
Average Rates In Malden – By Age
Age plays a big role in how car insurance rates are set. Younger drivers, especially teens, usually pay more because they’re less experienced and more likely to be in accidents. On average, teens pay about $2,309 per year.
Once drivers turn 25, their insurance rates typically go down—especially if they’ve kept a clean driving record.
Drivers in their 50s and early 60s often get the best insurance rates, as insurers view age as a sign of experience and lower risk.
| Age | Average Yearly Rate |
| Teenagers | $2,309 |
| 20s | $1,680 |
| 30s | $1,486 |
| 40s | $1,418 |
| 50s | $1,645 |
| 60s | $1,689 |
| 70s | $1,323 |
Average Rates In Malden – By Vehicle
What kind of car you drive has a big impact on your insurance rates. Insurers look at the car’s make, model, year, and body style. Newer and luxury cars usually cost more to insure because they’re more expensive to repair or replace.
Check the table below to see average insurance rates in Malden for various vehicles.
| Vehicle | Average Monthly Rate |
| Honda Civic | $65 |
| Toyota Corolla | $87 |
| Buick Verano | $177 |
| Tesla Model Y | $106 |
| Chevrolet Impala | $117 |
Average Cost Of Auto Insurance In Malden – By Zip Code
Insurance companies use zip codes to check crime rates in your area, which means rates can vary by zip code.
Check the table below to see average insurance rates by zip code in Malden.
| City | Average Monthly Rate |
| 02148 | $132 |
| 01453 | $145 |
How Much Is Car Insurance In Other Cities in Massachusetts?
Where you live has a big impact on your car insurance rates. Insurers look at things like accident chances, theft, and vandalism in your area, which tend to be higher in cities, leading to higher premiums.
For example, car insurance costs about $162 per month in Brockton, compared to $80 per month in Andover.
| City | Average Monthly Rate |
| Chicopee | $95 |
| Springfield | $124 |
| Cambridge | $108 |
| Lynn | $143 |
| Brockton | $162 |
| Haverhill | $99 |
| Boston | $138 |
| Framingham | $100 |
| Andover | $80 |
| Fall River | $131 |
Find affordable Malden rates
Our Methodology
After thoroughly analyzing customer service, product choices, pricing, and online reviews, I’ve put together a detailed overview of car insurance companies in Malden, MA.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Malden?
In Malden, State Farm offers the cheapest rates for minimum required coverage, while State Farm one more has the lowest prices for full coverage including comprehensive and collision.
What is the average cost of car insurance in Malden?
In Malden, the average monthly car insurance cost is around $130, but rates can change depending on your zip code, car make and model, and driving history.
