Cheapest Car Insurance In Rocky Mount, NC 2025
Drivers in Rocky Mount can find the cheapest minimum coverage car insurance with North Carolina Farm Bureau, which averages $24 monthly.
We’ve saved shoppers an average of $600 per year on their car insurance.
In Rocky Mount, NC, the cheapest car insurance isn’t the same for everyone, as prices can differ widely.
North Carolina Farm Bureau is the most affordable choice for liability-only insurance. Meanwhile, North Carolina Farm Bureau still has the best full coverage rates, and young drivers get the lowest prices from Direct Auto.
Cheapest Car Insurance Companies In Rocky Mount, NC 2025
Cheapest Liability-only Car Insurance In Rocky Mount: North Carolina Farm Bureau
For drivers in Rocky Mount seeking low-cost minimum coverage, North Carolina Farm Bureau is the cheapest option at $24 per month.
The table below breaks down the rates offered by different insurance providers for easy comparison.
| Provider | Average Monthly Cost | Average Annual Cost |
| North Carolina Farm Bureau | $24 | $288 |
| State Farm | $61 | $732 |
| Erie | $55 | $660 |
| Nationwide | $97 | $1,164 |
| Progressive | $70 | $840 |
Cheapest Full Coverage Insurance Rates In Rocky Mount: North Carolina Farm Bureau
North Carolina Farm Bureau offers Rocky Mount drivers the lowest-priced full coverage car insurance, with an average monthly premium of $47.
This table displays the average insurance quotes from Rocky Mount most affordable car insurance companies.
| Provider | Average Monthly Cost | Average Annual Cost |
| North Carolina Farm Bureau | $47 | $564 |
| State Farm | $61 | $732 |
| Erie | $55 | $660 |
| Nationwide | $96 | $1,152 |
| Progressive | $70 | $840 |
Cheapest Car Insurance Rates For Seniors: Direct Auto
At $50 per month on average, Direct Auto has the cheapest car insurance rates for seniors in Rocky Mount.
This table highlights the average insurance rates offered by the cheapest auto insurers for senior drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Direct Auto | $50 | $600 |
| Nationwide | $69 | $828 |
| Erie | $59 | $708 |
| North Carolina Farm Bureau | $70 | $840 |
| Nationwide | $72 | $864 |
Cheapest Rates In Rocky Mount For Teenagers: Direct Auto
At $90 per month on average, Direct Auto offers the best-priced insurance for teenage drivers in Rocky Mount.
This table outlines the insurers with the lowest-priced car insurance for teenagers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Direct Auto | $90 | $1,080 |
| Erie | $106 | $1,272 |
| State Farm | $102 | $1,224 |
| Nationwide | $147 | $1,764 |
| North Carolina Farm Bureau | $122 | $1,464 |
Cheapest Auto Insurance For Young Adults in Rocky Mount: Direct Auto
At $68 per month on average, Direct Auto provides the cheapest car insurance quotes for young adult drivers in Rocky Mount.
The table below displays the cheapest car insurance quotes for young adults in Rocky Mount.
| Provider | Average Monthly Cost | Average Annual Cost |
| Direct Auto | $68 | $816 |
| Travelers | $93 | $1,116 |
| National General | $94 | $1,128 |
| Utica National | $80 | $960 |
| Erie | $99 | $1,188 |
Cheapest Car Insurance In Rocky Mount For Good Drivers: North Carolina Farm Bureau
The cheapest car insurance for responsible drivers in Rocky Mount comes from North Carolina Farm Bureau, at about $24 per month.
If you maintain a good driving record, the table below will help you find the lowest insurance quotes.
| Provider | Average Monthly Cost | Average Annual Cost |
| North Carolina Farm Bureau | $24 | $288 |
| State Farm | $61 | $732 |
| Erie | $55 | $660 |
| Nationwide | $97 | $1,164 |
| Progressive | $70 | $840 |
Find affordable Rocky Mount rates
Cheapest Car Insurance In Rocky Mount After A Speeding Ticket: Nationwide
Among insurance providers in Rocky Mount, Nationwide offers some of the lowest rates—just $76 per month on average for those with a speeding ticket.
Check out the table below to find out what drivers with a speeding ticket typically pay for car insurance.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $76 | $912 |
| GEICO | $87 | $1044 |
| Progressive | $104 | $1248 |
| Allstate | $102 | $1224 |
| Direct Auto | $107 | $1284 |
Cheapest For Drivers With After At-Fault Accident: Nationwide
The most affordable car insurance for drivers with an at-fault accident comes from Nationwide, with an average cost of $80 per month.
Here are the top insurance providers with the best pricing for drivers who have been at fault in an accident.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $80 | $960 |
| Travelers | $100 | $1,200 |
| Erie | $83 | $996 |
| Progressive | $111 | $1,332 |
| Allstate | $107 | $1,284 |
Cheapest Rates In Rocky Mount For Drivers After A DUI: North Carolina Farm Bureau
North Carolina Farm Bureau offers the cheapest car insurance for Rocky Mount drivers with a DUI, with rates averaging $85 per month.
Drivers in Rocky Mount who have a DUI can find the lowest insurance premiums in the table below.
| Provider | Average Monthly Cost | Average Annual Cost |
| North Carolina Farm Bureau | $85 | $1,020 |
| Erie | $105 | $1,260 |
| State Farm | $112 | $1,344 |
| Nationwide | $175 | $2,100 |
| Progressive | $168 | $2,016 |
Best Car Insurance Companies In Rocky Mount
The most affordable auto insurance in Rocky Mount comes from North Carolina Farm Bureau at $24 a month, while Erie and State Farm follow closely at $55 and $61, respectively.
This ranking shows the 10 most popular car insurance providers in Rocky Mount, NC, based on their typical monthly rates.
| Company | Monthly Premium |
| North Carolina Farm Bureau | $24 |
| State Farm | $61 |
| Erie | $55 |
| Nationwide | $97 |
| Progressive | $70 |
| Allstate | $74 |
| Safeco | $78 |
| Dairyland | $75 |
| Direct Auto | $77 |
| National General | $83 |
Average Auto Insurance Rates In Rocky Mount – By Age
Insurance providers factor in age when calculating rates. Since younger drivers are statistically more accident-prone, they face higher costs, with teens paying about $2,121 per year for coverage.
A driver’s insurance costs typically drop at 25, assuming they have avoided accidents and traffic tickets.
Since insurers consider age when calculating risk, drivers in their 50s and early 60s often qualify for the best insurance rates.
| Age | Average Yearly Rate |
| Teenagers | $2,121 |
| 20s | $1,812 |
| 30s | $2,310 |
| 40s | $1,475 |
| 50s | $1,715 |
| 60s | $1,703 |
| 70s | $1,449 |
Average Rates In Rocky Mount – By Vehicle
Insurers determine your car insurance cost based on factors like the car’s make, model, and age. New luxury models with costly repairs usually come with higher premiums.
Compare the average insurance costs for different vehicles in Rocky Mount using the table below.
| Vehicle | Average Monthly Rate |
| Nissan Altima | $260 |
| Buick Enclave | $60 |
| Dodge Charger | $780 |
| Dodge Grand Caravan | $135 |
Average Cost Of Auto Insurance In Rocky Mount – By Zip Code
Your car insurance rate depends partly on your zip code, as it helps insurers assess local crime statistics.
Compare insurance rates by zip code in Rocky Mount using the table below.
| City | Average Monthly Rate |
| 27801 | $145 |
| 27806 | $70 |
| 27803 | $175 |
| 27804 | $125 |
How Much Is Car Insurance In Other Cities in North Carolina?
Where you park your car each night matters—urban locations with high accident and theft rates often lead to steeper insurance premiums.
The average car insurance rate in Durham is $157 per month, whereas drivers in Asheville pay a lower rate of $105 per month.
| City | Average Monthly Rate |
| Fayetteville | $150 |
| Raleigh | $140 |
| Durham | $157 |
| Greenville | $145 |
| Charlotte | $145 |
| High Point | $130 |
| Chapel Hill | $125 |
| Greensboro | $140 |
| Asheville | $105 |
| Cary | $120 |
Find affordable Rocky Mount rates
Our Methodology
Using a broad analysis of customer ratings, policy features, pricing, and online reputation, I’ve created a detailed look at Rocky Mount, NC car insurance landscape.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Rocky Mount?
The most affordable car insurance in Rocky Mount comes from North Carolina Farm Bureau for minimum coverage and North Carolina Farm Bureau for full coverage, which includes comprehensive and collision protection.
What is the average cost of car insurance in Rocky Mount?
In Rocky Mount, car insurance averages $150 per month, but your individual premium depends on things like your zip code, vehicle make, and driving record.
