Cheapest Car Insurance In Summersville, WV 2024
GEICO offers Summersville residents the cheapest minimum coverage car insurance, with a monthly average of $37.
We’ve saved shoppers an average of $600 per year on their car insurance.
Scouring for affordable car insurance in Summersville, WV , can lead to discovering a wide range of costs.
GEICO dominates in providing budget-friendly liability-only coverage. Progressive is the top pick for full coverage policies, and young drivers benefit most from State Farm’s low rates.
Cheapest Car Insurance Companies In Summersville, WV 2024
Cheapest Liability-only Car Insurance In Summersville: Cincinnati
Summersville residents looking for low-cost minimum coverage car insurance can turn to GEICO, with an average cost of $37 monthly.
Take a look at the table below for a comparison of insurance rates from various providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Cincinnati Insurance | $30 | $360 |
| Travelers | $41 | $490 |
| Auto-Owners | $37 | $443 |
| State Farm | $50 | $596 |
| Nationwide | $43 | $520 |
Cheapest Full Coverage Insurance Rates In Summersville: Auto-Owners
Progressive leads the way in Summersville with the lowest average full coverage car insurance rate of $92 per month.
In the table below, you’ll find a comparison of average auto insurance quotes from low-cost providers in Summersville.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $73 | $871 |
| Cincinnati | $80 | $962 |
| Nationwide | $74 | $884 |
| Shelter | $92 | $1,107 |
| Allstate | $124 | $1,490 |
Cheapest Car Insurance Rates For Seniors: Auto-Owners
For seniors looking for affordable car insurance in Summersville, State Farm leads with an average rate of $87 a month.
The table below compares average quotes from affordable auto insurance providers for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $68 | $814 |
| State Farm | $86 | $1,036 |
| Allstate | $133 | $1,590 |
| Shelter | $95 | $1,135 |
| GEICO | $112 | $1,344 |
Cheapest Rates In Summersville For Teenagers: Nationwide
With an average monthly premium of $313, State Farm leads in offering affordable car insurance for teens in Summersville.
The following table lists the companies with the best car insurance rates for teenagers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $155 | $1,865 |
| State Farm | $176 | $2,109 |
| Allstate | $167 | $2,007 |
| Travelers | $198 | $2,370 |
| Auto-Owners | $243 | $2,913 |
Cheapest Auto Insurance For Young Adults in Summersville: Travelers
State Farm offers young adults in Summersville the best deal on car insurance, with an average rate of $238 a month.
The table below highlights the cheapest auto insurance rates for young adults in Summersville.
| Provider | Average Monthly Cost | Average Annual Cost |
| Travelers | $91 | $1,092 |
| State Farm | $119 | $1,422 |
| Nationwide | $99 | $1,192 |
| Auto-Owners | $100 | $1,197 |
| Allstate | $130 | $1,560 |
Cheapest Car Insurance In Summersville For Good Drivers: Cincinnati
GEICO offers the most affordable insurance for good drivers in Summersville, with rates averaging $37 a month.
The table below compares average quotes from the most cost-effective insurance companies for good drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Cincinnati Insurance | $30 | $360 |
| Shelter | $48 | $576 |
| Auto-Owners | $37 | $443 |
| State Farm | $50 | $596 |
| Nationwide | $43 | $520 |
Find affordable Summersville rates
Cheapest Car Insurance In Summersville After A Speeding Ticket: Auto-Owners
State Farm is one of the most affordable options in Summersville for drivers with a speeding ticket, offering an average rate of $176 per month.
Below is a table showing the average rates for drivers with a speeding violation.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $80 | $964 |
| State Farm | $107 | $1,280 |
| Cincinnati Insurance | $95 | $1,140 |
| Allstate | $148 | $1,772 |
| Progressive | $136 | $1,632 |
Cheapest For Drivers With After At-Fault Accident: Auto-Owners
For drivers who have caused an accident, State Farm offers the lowest car insurance premiums, averaging $193 a month.
The following insurance companies offer the lowest rates for drivers with an at-fault accident on their record.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $99 | $1,197 |
| Cincinnati Insurance | $167 | $2,004 |
| State Farm | $116 | $1,391 |
| GEICO | $217 | $2,600 |
| Progressive | $124 | $1,490 |
Cheapest Rates In Summersville For Drivers After A DUI: State Farm
State Farm leads in offering affordable car insurance for Summersville drivers post-DUI, with rates averaging $188 per month.
The table below shows a comparison of affordable car insurance rates for drivers in Summersville with a DUI.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $107 | $1,282 |
| Nationwide | $138 | $1,657 |
| Allstate | $166 | $1,992 |
| Auto-Owners | $171 | $2,051 |
| Cincinnati | $213 | $2,555 |
Best Car Insurance Companies In Summersville
AAA provides the cheapest car insurance in Summersville at $83 per month, followed by Progressive at $90 and GEICO at $93.
The table below ranks the top 10 car insurance companies in Summersville, WV, by the average monthly rates they offer.
| Company | Monthly Premium |
| Cincinnati Insurance | $30 |
| Kentucky Farm Bureau | $39 |
| Travelers | $41 |
| Auto-Owners | $37 |
| State Farm | $50 |
| Nationwide | $43 |
| Allstate | $76 |
| GEICO | $53 |
| Shelter | $50 |
| Westfield | $62 |
| Grange Insurance | $89 |
Average Auto Insurance Rates In Summersville – By Age
Insurance companies consider age when setting rates, and younger drivers often pay more due to their higher risk. Teenagers generally pay an average of $7,599 per year for car insurance.
Insurance premiums for drivers typically begin to lower around age 25, as long as they have a history of safe driving.
Drivers in their 50s and early 60s are usually offered the best car insurance rates, as they are perceived as experienced and lower risk by insurers.
| Age | Average Yearly Rate |
| Teenagers | $4,080 |
| 20s | $2,100 |
| 30s | $1,704 |
| 40s | $1,500 |
| 50s | $1,370 |
| 60s | $1,440 |
| 70s | $1,632 |
Average Rates In Summersville – By Vehicle
The vehicle you drive is a major factor in your insurance premium. Newer, high-end cars with advanced technology and higher repair costs usually have higher insurance rates.
Below is a table showing the average insurance rates for a variety of vehicles in Summersville.
| Vehicle | Average Monthly Rate |
| Hyundai Sonata | $970 |
| Audi A3 | $129 |
| Toyota Prius | $192 |
| Chevrolet Equinox | $360 |
| Kia Optima | $460 |
Average Cost Of Auto Insurance In Summersville – By Zip Code
Since zip codes help insurers assess the crime risk in a given area, they directly impact car insurance rates, which can vary from one location to another.
Use the table below to view the average insurance rates for each zip code in Summersville.
| Zip Code | Average Monthly Rate |
| 40509 | $153 |
| 40511 | $130 |
| 40516 | $105 |
| 40504 | $124 |
| 40515 | $165 |
How Much Is Car Insurance In Other Cities in West Virginia?
The city in which you reside has a major impact on your car insurance costs. Urban areas tend to have higher risks, leading to higher premiums due to increased accidents and theft.
For example, in Los Angeles, the average monthly cost for car insurance is $243, while in San Diego, it’s around $176.
| City | Average Monthly Rate |
| Nitro | $215 |
| Dunbar | $170 |
| South Charleston | $192 |
| Bluefield | $180 |
| Beckley | $196 |
| Huntington | $180 |
| Logan | $173 |
| Clarksburg | $180 |
| Keyser | $190 |
| Hurricane | $180 |
Find affordable Summersville rates
Our Methodology
Through careful consideration of multiple factors, including pricing, customer service, product offerings, and online reviews, I’ve assembled a complete overview of car insurance providers in Summersville, WV.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Summersville?
For drivers in Summersville, GEICO offers the lowest minimum coverage rates, and Progressive offers the best rates for full coverage, which includes both comprehensive and collision coverage.
What is the average cost of car insurance in Summersville?
The typical cost for car insurance in Summersville is approximately $180 per month, with rates varying based on your location, car model, and driving record.
