Cheapest Car Insurance In Summersville, WV 2025

Erie offers Summersville residents the cheapest minimum coverage car insurance, with a monthly average of $37.

We’ve saved shoppers an average of $600 per year on their car insurance.

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Updated: 15 January 2025
Written by Bob Phillips
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Scouring for affordable car insurance in Summersville, WV , can lead to discovering a wide range of costs.

Erie dominates in providing budget-friendly liability-only coverage. State Farm is the top pick for full coverage policies, and young drivers benefit most from Erie’s low rates.

Cheapest Car Insurance Companies In Summersville, WV 2025

Cheapest Car Insurance Rates For Seniors: State Farm

For seniors looking for affordable car insurance in Summersville, State Farm leads with an average rate of $47 a month.

The table below compares average quotes from affordable auto insurance providers for seniors.

Provider Average Monthly Cost Average Annual Cost
State Farm $47 $564
GEICO $85 $1,020
Allstate $71 $852
Erie $59 $708
Nationwide $63 $756

Cheapest Liability-only Car Insurance In Summersville: Erie

Summersville residents looking for low-cost minimum coverage car insurance can turn to Erie, with an average cost of $37 monthly.

Take a look at the table below for a comparison of insurance rates from various providers.

Provider Average Monthly Cost Average Annual Cost
Erie $37 $444
State Farm $38 $456
Nationwide $81 $972
Allstate $90 $1,080
Progressive $76 $912

Cheapest Full Coverage Insurance Rates In Summersville: State Farm

State Farm leads the way in Summersville with the lowest average full coverage car insurance rate of $65 per month.

In the table below, you’ll find a comparison of average auto insurance quotes from low-cost providers in Summersville.

Provider Average Monthly Cost Average Annual Cost
State Farm $65 $780
GEICO $72 $864
Nationwide $141 $1,692
Progressive $130 $1,560
Allstate $156 $1,872

Cheapest Rates In Summersville For Teenagers: Erie

With an average monthly premium of $134, Erie leads in offering affordable car insurance for teens in Summersville.

The following table lists the companies with the best car insurance rates for teenagers.

Provider Average Monthly Cost Average Annual Cost
Erie $134 $1,608
Progressive $248 $2,976
Allstate $303 $3,636
Root $243 $2,916
Nationwide $269 $3,228

Cheapest Auto Insurance For Young Adults in Summersville: Erie

Erie offers young adults in Summersville the best deal on car insurance, with an average rate of $50 a month.

The table below highlights the cheapest auto insurance rates for young adults in Summersville.

Provider Average Monthly Cost Average Annual Cost
Erie $50 $600
State Farm $59 $708
Allstate $56 $672
Westfield $54 $648
GEICO $51 $612

Cheapest Car Insurance In Summersville For Good Drivers: Erie

Erie offers the most affordable insurance for good drivers in Summersville, with rates averaging $37 a month.

The table below compares average quotes from the most cost-effective insurance companies for good drivers.

Provider Average Monthly Cost Average Annual Cost
Erie $37 $444
State Farm $38 $456
Nationwide $81 $972
Allstate $90 $1,080
Progressive $76 $912

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Cheapest Car Insurance In Summersville After A Speeding Ticket: Erie

Erie is one of the most affordable options in Summersville for drivers with a speeding ticket, offering an average rate of $67 per month.

Below is a table showing the average rates for drivers with a speeding violation.

Provider Average Monthly Cost Average Annual Cost
Erie $67 $804
Progressive $111 $1,332
Nationwide $117 $1,404
Allstate $125 $1,500
GEICO $95 $1,140

Cheapest For Drivers With After At-Fault Accident: State Farm

For drivers who have caused an accident, State Farm offers the lowest car insurance premiums, averaging $62 a month.

The following insurance companies offer the lowest rates for drivers with an at-fault accident on their record.

Provider Average Monthly Cost Average Annual Cost
State Farm $62 $744
GEICO $94 $1,128
Progressive $112 $1,344
Erie $66 $792
Nationwide $116 $1,392

Cheapest Rates In Summersville For Drivers After A DUI: Erie

Erie leads in offering affordable car insurance for Summersville drivers post-DUI, with rates averaging $75 per month.

The table below shows a comparison of affordable car insurance rates for drivers in Summersville with a DUI.

Provider Average Monthly Cost Average Annual Cost
Erie $75 $900
Nationwide $140 $1,680
GEICO $116 $1,392
Allstate $153 $1,836
Progressive $131 $1,572

How Much Is Car Insurance In Other Cities in West Virginia?

The city in which you reside has a major impact on your car insurance costs. Urban areas tend to have higher risks, leading to higher premiums due to increased accidents and theft.

For example, in Logan, the average monthly cost for car insurance is $169, while in Keyser, it’s around $138.

City Average Monthly Rate
Nitro $148
Dunbar $146
South Charleston $146
Bluefield $143
Beckley $149
Huntington $150
Logan $169
Clarksburg $144
Keyser $138
Hurricane $147

Best Car Insurance Companies In Summersville

Erie provides the cheapest car insurance in Summersville at $37 per month, followed by State Farm at $38 and Progressive at $76.

The table below ranks the top 10 car insurance companies in Summersville, WV, by the average monthly rates they offer.

Company Monthly Premium
Erie $37
State Farm $38
Nationwide $81
Allstate $90
Progressive $76
National General $79
Root $87
CSAA $101
Foremost $108
Direct Auto $91
Clear Cover $93

Average Auto Insurance Rates In Summersville – By Age

Insurance companies consider age when setting rates, and younger drivers often pay more due to their higher risk. Teenagers generally pay an average of $3,036 per year for car insurance.

Insurance premiums for drivers typically begin to lower around age 25, as long as they have a history of safe driving.

Drivers in their 50s and early 60s are usually offered the best car insurance rates, as they are perceived as experienced and lower risk by insurers.

Age Average Yearly Rate
Teenagers $3,036
20s $2,610
30s $1,662
40s $1,534
50s $1,512
60s $1,290
70s $1,483

Average Rates In Summersville – By Vehicle

The vehicle you drive is a major factor in your insurance premium. Newer, high-end cars with advanced technology and higher repair costs usually have higher insurance rates.

Below is a table showing the average insurance rates for a variety of vehicles in Summersville.

Vehicle Average Monthly Rate
Ford Edge $313
Chevrolet Equinox $359
Kia Optima $461
Ford F10 $352
GMC Sierra $423

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Our Methodology

Through careful consideration of multiple factors, including pricing, customer service, product offerings, and online reviews, I’ve assembled a complete overview of car insurance providers in Summersville, WV.

107

Quotes Analyzed

31

Brands Reviewed

15+

Years Of Experience

30+

Research Hours

FAQs

Who has the lowest car insurance rates in Summersville?

For drivers in Summersville, Erie offers the lowest minimum coverage rates, and State Farm offers the best rates for full coverage, which includes both comprehensive and collision coverage.

What is the average cost of car insurance in Summersville?

The typical cost for car insurance in Summersville is approximately $150 per month, with rates varying based on your location, car model, and driving record.

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