GMC Sierra Car Insurance Cost

Insurance for a GMC Sierra usually costs around $728 per year with National General. However, the exact price can change depending on your age, the model year of the vehicle, and other factors. You can check the tables below to get a personalized estimate.

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Updated: 21 June 2024
Written by Bob Phillips
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If you’re considering buying a GMC Sierra, one important factor to think about is the cost of insurance. Insurance is a major part of owning a car, so it’s vital to understand this financial commitment before making your decision.

Choosing the right insurance is essential to avoid unexpected and costly surprises. You need enough coverage to protect yourself from large out-of-pocket expenses in case of an accident. Being at fault in an accident can also raise your premiums.

With over ten years of experience studying car insurance rates, I’ve seen how much these costs can vary. Your age, driving history, and location significantly affect your insurance premiums.

How Much Does GMC Sierra Car Insurance Cost?

National General usually offers the best price for full coverage insurance on a 2024 GMC Sierra, charging about $728 per year.

While National General’s rate is a good starting point, it’s important to remember that car insurance costs can vary widely. Factors such as where you live, your driving history, the age of your car, and the coverage options you choose all play a role. A clean driving record usually means lower premiums, while a history of accidents or traffic violations can increase your rates.

Living in a busy city typically results in higher insurance costs compared to living in a quiet rural area. The type of coverage you select also impacts your premium—comprehensive coverage, which includes both comprehensive and collision coverage, is more expensive than basic liability coverage.

At Insuranceopedia, we help you compare quotes from different insurance providers to ensure you get the best deal.

2024 GMC Sierra Insurance Rates

Insurance Provider Average Annual Cost
National General $728
Utica National Ins Group $782
PEMCO $886
Capital Insurance Group $950
Erie $974
North Carolina Farm Bureau $1,052
Unitrin $1,110
GMAC Insurance Group $1,118
USAA $1,154
Oregon Mutual $1,170

2023 GMC Sierra Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto | Infinity $295
NatGen Value $336
Safeco $388
Nationwide $690
Utica National Ins Group $757
Texas Farm Bureau Group $817
PEMCO $893
Capital Insurance Group $946
Erie $972
North Carolina Farm Bureau $1,038

2022 GMC Sierra Insurance Rates

Insurance Provider Average Annual Cost
AssuranceAmerica $526
American National P $552
Buckeye Insurance Group $571
Pekin Insurance $636
NatGen Advantage $724
Hastings Mutual Insurance Co $789
Wolverine Mutual $817
Safeco $825
Mercury Insurance $900
Western Reserve $975

2021 GMC Sierra Insurance Rates

Insurance Provider Average Annual Cost
Dairyland Broadform $441
Safeco $615
Atlantic States Insurance $736
Buckeye Insurance Group $793
American National P $783
NatGen PPA $796
Plymouth Rock $825
Concord Group $896
Western Reserve $975
PEMCO $1,047

2020 GMC Sierra Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $96
Kemper Personal Insurance $255
Safeco $309
American National P $537
NatGen Custom 360 $783
Buckeye Insurance Group $900
NatGen Advantage $929
Concord Group $968
PEMCO $984
North Carolina Farm Bureau $987

2019 GMC Sierra Insurance Rates

Insurance Provider Average Annual Cost
Safeco $270
American National P $674
AssuranceAmerica Mobile Max $751
Pekin Insurance $824
Concord Group $857
Buckeye Insurance Group $852
Utica National Ins Group $842
North Carolina Farm Bureau $922
New York Central Mutual Fire $972
West Bend Mutual $978

2018 GMC Sierra Insurance Rates

Insurance Provider Average Annual Cost
Safeco $276
Kemper Personal Insurance $311
NatGen Custom 360 $517
American National P $531
Infinity Special $669
Utica National Ins Group $701
New York Central Mutual Fire $811
Nodak Mutual $797
Mercury Insurance $817
North Carolina Farm Bureau $848

2017 GMC Sierra Insurance Rates

Insurance Provider Average Annual Cost
Safeco $146
AssuranceAmerica Mobile Max $516
Mercury Insurance $532
National General RAD $583
Utica National Ins Group $610
Buckeye Insurance Group $666
Pekin Insurance $734
American National P $765
Kemper Auto $793
MMG Insurance Company $833

2016 GMC Sierra Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $198
Safeco $207
Mercury Insurance $505
American National P $520
Dairyland FR Bond $527
SafeAuto $531
AssuranceAmerica Mobile Max $680
Buckeye Insurance Group $713
MMG Insurance Company $794
Concord Group $797

2015 GMC Sierra Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $21
Safeco $246
Dairyland Auto 1 Month $323
Kemper Personal Insurance $393
New York Central Mutual Fire $455
Dairyland Broadform $510
Mercury Insurance $493
American National P $580
AssuranceAmerica Mobile Max $605
Buckeye Insurance Group $622

2014 GMC Sierra Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $33
Safeco $129
Kemper Personal Insurance $245
NatGen Custom 360 $421
American National P&C $512
American National P $558
Mercury Insurance $661
Utica National Ins Group $689
Concord Group $702
SafeAuto $728

2013 GMC Sierra Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $21
Mercury Insurance $120
Safeco $163
Infinity Special $255
American National P $473
North Carolina Farm Bureau $620
Buckeye Insurance Group $646
Kemper Auto | Infinity $649
SECURA Insurance $683
Rockford Mutual Insurance $659

2012 GMC Sierra Insurance Rates

Insurance Provider Average Annual Cost
Safeco $237
Union Mutual Fire Group $480
American National P $502
Buckeye Insurance Group $586
Mercury Insurance $585
SECURA Insurance $653
Pekin Insurance $672
Concord Group $660
North Carolina Farm Bureau $689
Rockford Mutual Insurance $747

2011 GMC Sierra Insurance Rates

Insurance Provider Average Annual Cost
Safeco $106
Mercury Insurance Company $332
Dairyland FR Bond $336
Infinity Special $356
Dairyland Broadform $358
NatGen Custom 360 $369
American National P $398
Mercury Insurance $476
Buckeye Insurance Group $509
American National P&C $514

2010 GMCSierra Insurance Rates

Insurance Provider Average Annual Cost
Safeco $202
Mercury Insurance $200
Buckeye Insurance Group $306
Kemper Personal Insurance $368
American National P $430
Pekin Insurance $579
Concord Group $561
Rockford Mutual Insurance $586
Safety Group $610
West Bend Mutual $644

FAQs

Who has the cheapest car insurance for a GMC Sierra?

For the 2024 model year, National General provides the cheapest car insurance rates for the GMC Sierra.

Which company offers the best car insurance for a GMC Sierra?

With their low prices, comprehensive coverage, and high customer service ratings, we believe National General offers the best car insurance for a GMC Sierra.

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