GMC Yukon XL Car Insurance Cost 2025
Getting insurance for a GMC Yukon XL costs an average of $519 per year. However, the exact amount you’ll pay can vary based on several factors, including your age, the model year of your vehicle, and additional considerations. You can refer to our quote tables below to get a more personalized estimate of your insurance costs.
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If you’re thinking about buying a GMC Yukon XL, you must consider the cost of insurance. On average, insurance for a GMC Yukon XL costs $519 per year. Insurance plays a crucial role in car ownership, and it’s essential to understand its implications before making a decision.
Choosing the right car insurance policy is vital to avoid unexpected and potentially high expenses in the future. It’s crucial to ensure you have sufficient coverage in case of an accident to prevent significant out-of-pocket costs. Additionally, it’s essential to consider potential premium increases if you’re deemed responsible for an accident.
Having analyzed car insurance rates for over a decade, I’ve observed how much these costs can vary. Factors such as age, driving record, and location can significantly impact insurance premiums.
How Much Does GMC Yukon XL Car Insurance Cost?
GMC Yukon XL drivers typically pay an average of $519 per year for car insurance. However, the exact rate can vary based on individual factors such as driving history, location, and coverage preferences.
The cost of car insurance can vary greatly depending on several key factors, such as your location, driving history, vehicle model year, and chosen coverage options. Maintaining a clean driving record often leads to lower premiums, while accidents or traffic violations can increase your costs.
Living in urban areas with heavy traffic typically results in higher insurance rates compared to rural areas with less congestion. Additionally, opting for comprehensive coverage, which includes both collision and non-collision incidents, is generally more expensive than minimum liability coverage.
For the GMC Yukon XL, insurance costs are lower than the average for all GMC models and also below the overall average for all vehicles. Insuranceopedia offers tools to help you compare quotes from various providers, ensuring you find the best deal tailored to your needs.
| Vehicle | Average Monthly Premium |
| GMC Yukon XL | $134 |
| All GMC | $141 |
| All Cars | $175 |
Average Insurance Cost Of GMC Yukon XL By Model Year
| Model Year | Average Premium |
| 2023 GMC Yukon XL | $3,078 |
| 2022 GMC Yukon XL | $861 |
| 2021 GMC Yukon XL | $867 |
| 2020 GMC Yukon XL | $1,286 |
| 2019 GMC Yukon XL | $835 |
| 2018 GMC Yukon XL | $1,151 |
| 2017 GMC Yukon XL | $878 |
| 2016 GMC Yukon XL | $680 |
| 2015 GMC Yukon XL | $629 |
| 2014 GMC Yukon XL | $697 |
| 2013 GMC Yukon XL | $671 |
| 2012 GMC Yukon XL | $483 |
| 2011 GMC Yukon XL | $814 |
| 2010 GMC Yukon XL | $660 |
2023 GMC Yukon XL Insurance Rates
The average annual insurance cost for a 2023 GMC Yukon XL is $3,078. However, Dairyland Auto offers the cheapest rates, averaging $519 per year.
| Insurance Provider | Average Annual Cost |
| California Capital | $3,067 |
| Erie | $3,261 |
| New York Central Mutual Fire | $2,225 |
| Hartford | $3,790 |
| Allied | $3,258 |
| USAA | $3,411 |
| Dairyland Auto | $519 |
| Travelers | $3,740 |
| Nationwide | $3,909 |
| Mercury | $3,599 |
2022 GMC Yukon XL Insurance Rates
The average annual insurance cost for a 2022 GMC Yukon XL is $861. However, Safeco offers the cheapest rates, averaging $125 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $538 |
| Safeco | $125 |
| Buckeye Insurance Group | $916 |
| Hastings Mutual Insurance Co | $1,060 |
| SECURA Insurance | $1,052 |
| Texas Farm Bureau Group | $1,120 |
| New York Central Mutual Fire | $1,079 |
| Nationwide | $1,026 |
| Western Reserve | $1,118 |
| Pekin Insurance | $576 |
2021 GMC Yukon XL Insurance Rates
The average annual insurance cost for a 2021 GMC Yukon XL is $867. However, Direct Auto offers the cheapest rates, averaging $388 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $467 |
| PEMCO | $998 |
| North Carolina Farm Bureau | $867 |
| MMG Insurance Company | $1,064 |
| New Jersey Manufacturers | $1,015 |
| Concord Group | $832 |
| Plymouth Rock | $1,057 |
| Capital Insurance Group | $948 |
| Countryway Insurance | $1,034 |
| Direct Auto | $388 |
2020 GMC Yukon XL Insurance Rates
The average annual insurance cost for a 2020 GMC Yukon XL is $1,286. However, Safeco offers the cheapest rates, averaging $270 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $1,457 |
| SECURA Insurance | $1,029 |
| Auto-Owners Insurance Co | $1,651 |
| Dairyland Auto | $1,884 |
| Country | $1,542 |
| Kemper Auto | Infinity | $1,691 |
| Safeco | $270 |
| National General | $795 |
| California Capital | $1,907 |
| Dairyland | $630 |
2019 GMC Yukon XL Insurance Rates
The average annual insurance cost for a 2019 GMC Yukon XL is $835. However, Dairyland offers the cheapest rates, averaging $320 per year.
| Insurance Provider | Average Annual Cost |
| New York Central Mutual Fire | $684 |
| Buckeye Insurance Group | $978 |
| Rockford Mutual Insurance | $1,039 |
| Oregon Mutual | $978 |
| SECURA Insurance | $1,011 |
| Texas Farm Bureau Group | $909 |
| Pekin Insurance | $623 |
| PEMCO | $1,103 |
| Dairyland | $320 |
| Kemper Auto | $701 |
2018 GMC Yukon XL Insurance Rates
The average annual insurance cost for a 2018 GMC Yukon XL is $835. However, Mercury Insurance offers the cheapest rates, averaging $787 per year.
| Insurance Provider | Average Annual Cost |
| Erie | $914 |
| North Carolina Farm Bureau | $1,017 |
| Penn National | $1,372 |
| PEMCO | $1,101 |
| Country | $1,361 |
| Unigard | $1,246 |
| Oregon Mutual | $1,094 |
| Mercury Insurance | $787 |
| Central Mutual Insurance Co | $1,444 |
| GMAC Insurance Group | $1,177 |
Find Affordable GMC Yukon XL Insurance Rates
2017 GMC Yukon XL Insurance Rates
The average annual insurance cost for a 2017 GMC Yukon XL is $878. However, Safeco offers the cheapest rates, averaging $500 per year.
| Insurance Provider | Average Annual Cost |
| Rockford Mutual Insurance | $1,024 |
| Pekin Insurance | $723 |
| Unigard | $992 |
| Western Reserve | $1,140 |
| Country | $983 |
| Buckeye Insurance Group | $867 |
| Ohio Mutual Ins Group | $1,102 |
| Capital Insurance Group | $845 |
| PEMCO | $601 |
| Safeco | $500 |
2016 GMC Yukon XL Insurance Rates
The average annual insurance cost for a 2016 GMC Yukon XL is $680. However, Safeco offers the cheapest rates, averaging $350 per year.
| Insurance Provider | Average Annual Cost |
| Capital Insurance Group | $766 |
| Pekin Insurance | $599 |
| Safeco | $350 |
| PEMCO | $597 |
| Unigard | $972 |
| American National P | $692 |
| NatGen PPA | $784 |
| Infinity Special | $478 |
| Direct Auto | $820 |
| Texas Farm Bureau Group | $746 |
2015 GMC Yukon XL Insurance Rates
The average annual insurance cost for a 2015 GMC Yukon XL is $680. However, Kemper Auto | Infinity offers the cheapest rates, averaging $298 per year.
| Insurance Provider | Average Annual Cost |
| PEMCO | $675 |
| Countryway Insurance | $868 |
| Mercury Insurance | $674 |
| Infinity Special | $489 |
| SafeAuto | $590 |
| Concord Group | $605 |
| Patriot Group | $745 |
| Pekin Insurance | $599 |
| MMG Insurance Company | $750 |
| Kemper Auto | Infinity | $298 |
2014 GMC Yukon XL Insurance Rates
The average annual insurance cost for a 2014 GMC Yukon XL is $697. However, American National P offers the cheapest rates, averaging $384 per year.
| Insurance Provider | Average Annual Cost |
| PEMCO | $660 |
| Safeco | $580 |
| Frankenmuth Mutual | $966 |
| Mercury Insurance | $928 |
| Texas Farm Bureau Group | $423 |
| Grange Mutual | $819 |
| American National P | $384 |
| Capital Insurance Group | $915 |
| Hastings Mutual Insurance Co | $905 |
| Kemper Auto | Infinity | $387 |
2013 GMC Yukon XL Insurance Rates
The average annual insurance cost for a 2013 GMC Yukon XL is $671. However, Safeco offers the cheapest rates, averaging $69 per year.
| Insurance Provider | Average Annual Cost |
| Capital Insurance Group | $848 |
| Buckeye Insurance Group | $581 |
| IMT Insurance Company | $719 |
| Columbia Insurance Group | $789 |
| American National P | $514 |
| PEMCO | $600 |
| Virginia Farm Bureau | $927 |
| Mississippi Farm Bureau | $909 |
| North Carolina Farm Bureau | $753 |
| Safeco | $69 |
2012 GMC Yukon XL Insurance Rates
The average annual insurance cost for a 2012 GMC Yukon XL is $483. However, Safeco offers the cheapest rates, averaging $65 per year.
| Insurance Provider | Average Annual Cost |
| West Bend Mutual | $729 |
| Mercury Insurance | $291 |
| North Carolina Farm Bureau | $681 |
| Clearcover | $593 |
| Safeco | $65 |
| National General Value | $725 |
| Kemper Auto | Infinity | $139 |
| PEMCO | $535 |
| American National P | $557 |
| Buckeye Insurance Group | $513 |
2011 GMC Yukon XL Insurance Rates
The average annual insurance cost for a 2011 GMC Yukon XL is $814. However, Texas Farm Bureau Group offers the cheapest rates, averaging $450 per year.
| Insurance Provider | Average Annual Cost |
| Rockford Mutual Insurance | $983 |
| Columbia Insurance Group | $1,002 |
| Texas Farm Bureau Group | $450 |
| Atlantic States Insurance | $574 |
| National General | $921 |
| Quincy Mutual | $774 |
| Southern Farm Bureau | $700 |
| American Independent Ins Co | $868 |
| Virginia Farm Bureau | $946 |
| West Bend Mutual | $918 |
2010 GMC Yukon XL Insurance Rates
The average annual insurance cost for a 2010 GMC Yukon XL is $660. However, Safeco offers the cheapest rates, averaging $185 per year.
| Insurance Provider | Average Annual Cost |
| PEMCO | $577 |
| Kemper Auto | Infinity | $897 |
| SECURA Insurance | $753 |
| Capital Insurance Group | $781 |
| AssuranceAmerica Economy | $704 |
| Buckeye Insurance Group | $545 |
| Pekin Insurance | $606 |
| Safeco | $185 |
| Atlantic States Insurance | $713 |
| Texas Farm Bureau Group | $842 |
Find Affordable GMC Yukon XL Insurance Rates
Is A GMC Yukon XL Expensive To Insure?
The cost of insuring a GMC Yukon XL is typically lower than the overall average for all vehicles. However, the exact amount you’ll pay can vary based on factors like your age, the age of your vehicle, your location, driving history, and the coverage options you select. These elements play a crucial role in determining your final insurance premium.
Cost of GMC Yukon XL Car Insurance By Age
Age is a significant factor in determining car insurance rates for any vehicle. Teen drivers generally face the highest premiums due to their higher likelihood of being involved in accidents, as reflected in statistics. As drivers mature and gain more experience, their insurance premiums tend to decrease since they are perceived as lower-risk by insurance companies.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $8,422 | $12,404 | $14,510 |
| 18 | $7,926 | $11,588 | $13,555 |
| 19 | $6,978 | $10,237 | $11,956 |
| 20 | $6,054 | $8,928 | $10,418 |
| 21 | $5,140 | $7,478 | $8,750 |
| 22 | $4,968 | $7,280 | $8,510 |
| 23 | $4,316 | $6,358 | $7,484 |
| 24 | $4,130 | $6,069 | $7,046 |
| 25 | $3,544 | $5,248 | $6,076 |
| 30 | $2,813 | $4,070 | $4,779 |
| 35 | $2,573 | $3,814 | $4,474 |
| 40 | $2,528 | $3,675 | $4,274 |
| 45 | $2,479 | $3,579 | $4,183 |
| 55 | $2,273 | $3,298 | $3,856 |
| 65 | $2,305 | $3,390 | $4,009 |
| 75 | $2,945 | $4,343 | $5,076 |
GMC Yukon XL Car Insurance Rates By State
Where you live plays a significant role in how insurance companies calculate rates. Each state regulates its own auto insurance; for example, Michigan drivers tend to pay higher premiums because the state mandates higher levels of coverage. Additionally, each location has a unique climate. Some states experience extreme weather, such as hurricanes, storms, and flooding.
Moreover, each area has its own statistics on crime and auto accidents, including car thefts, crashes, and vehicle fatality rates. Insurance companies consider all of these factors when calculating your exact GMC Yukon XL insurance rate.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,630 | $3,803 | $4,893 |
| Alaska | $2,201 | $3,009 | $2,931 |
| Arizona | $2,432 | $3,623 | $5,319 |
| Arkansas | $2,694 | $4,253 | $4,709 |
| California | $2,984 | $5,366 | $3,063 |
| Colorado | $2,853 | $3,902 | $5,055 |
| Connecticut | $3,623 | $5,637 | $7,051 |
| Delaware | $2,979 | $3,942 | $5,119 |
| Florida | $3,551 | $4,924 | $6,433 |
| Georgia | $2,916 | $4,300 | $4,402 |
| Hawaii | $1,204 | $1,550 | $1,161 |
| Idaho | $2,034 | $2,661 | $3,215 |
| Illinois | $2,064 | $3,208 | $3,666 |
| Indiana | $2,204 | $3,263 | $3,669 |
| Iowa | $1,693 | $2,328 | $2,770 |
| Kansas | $2,251 | $3,276 | $3,887 |
| Kentucky | $3,315 | $4,833 | $5,718 |
| Louisiana | $4,227 | $6,408 | $6,950 |
| Maine | $1,617 | $2,177 | $3,273 |
| Maryland | $2,605 | $3,795 | $4,138 |
| Massachusetts | $2,030 | $3,608 | $2,090 |
| Michigan | $5,046 | $7,674 | $12,002 |
| Minnesota | $2,102 | $2,739 | $3,907 |
| Mississippi | $2,512 | $3,538 | $3,593 |
| Missouri | $2,295 | $3,330 | $4,436 |
| Montana | $2,413 | $3,296 | $3,900 |
| Nebraska | $2,014 | $2,954 | $3,243 |
| Nevada | $3,313 | $4,974 | $5,187 |
| New Hampshire | $2,358 | $3,704 | $4,643 |
| New Jersey | $2,543 | $4,036 | $5,251 |
| New Mexico | $2,583 | $3,829 | $4,048 |
| New York | $2,455 | $3,035 | $5,114 |
| North Carolina | $1,467 | $2,549 | $1,823 |
| North Dakota | $2,064 | $3,152 | $3,683 |
| Ohio | $1,803 | $2,854 | $2,894 |
| Oklahoma | $2,943 | $4,170 | $4,664 |
| Oregon | $2,688 | $3,570 | $4,279 |
| Pennsylvania | $2,265 | $3,297 | $3,809 |
| Rhode Island | $3,680 | $5,502 | $6,147 |
| South Carolina | $2,515 | $3,474 | $4,790 |
| South Dakota | $2,261 | $3,305 | $3,776 |
| Tennessee | $2,676 | $3,970 | $5,186 |
| Texas | $2,659 | $3,904 | $4,803 |
| Utah | $2,260 | $3,224 | $4,433 |
| Vermont | $1,743 | $2,673 | $2,844 |
| Virginia | $1,682 | $2,583 | $2,475 |
| Washington | $2,168 | $3,026 | $3,508 |
| West Virginia | $2,165 | $3,155 | $3,979 |
| Wisconsin | $2,174 | $3,429 | $3,931 |
| Wyoming | $2,046 | $2,840 | $3,020 |
Find Affordable GMC Yukon XL Insurance Rates
Cheapest Car Insurance Companies For A GMC Yukon XL
If you’re in the market for a new car insurance policy for your GMC Yukon XL, knowing the most affordable providers can be helpful. For budget-conscious drivers, Mercury offers a $26 monthly premium, making them the cheapest option for a GMC Yukon XL. Keep in mind, however, that rates vary depending on your driver profile, so this figure represents an average. To secure the best rate tailored to your needs, it’s recommended to shop around and compare quotes from multiple providers.
| Company | Average Monthly Rate |
| Mercury | $26 |
| DirectGeneral | $27 |
| Mapfre | $29 |
| Shelter Mutual | $31 |
| Commonwealth Casualty | $33 |
Common GMC Yukon XL Insurance Discounts
Discounts offer a great way to reduce your car insurance expenses. While each provider has its own offerings, some common discounts to consider include:
- Multi-policy: Bundling your home and auto insurance with the same company can often lead to significant savings.
- Pay annually: Paying your premium upfront, instead of monthly, may qualify you for a reduced rate.
- Defensive driving: Completing a certified defensive driving course could make you eligible for a discount.
Additionally, there may be other discounts available, such as good student discounts, low-mileage discounts, or loyalty rewards. To ensure you’re maximizing your savings, speak with your insurance agent to identify the discounts for which you qualify.
Ways To Save On GMC Yukon XL Insurance Costs
Maintaining a clean driving record is one of the most effective ways to reduce your GMC Yukon XL insurance costs. Traffic violations, such as speeding tickets or accidents, can significantly increase your premiums. For example, GMC Yukon XL drivers with a single ticket may pay around $107 per month, while those with multiple accidents could face premiums averaging $170 per month.
Additionally, keeping your annual mileage low can also lead to lower insurance costs. Drivers who cover between 7,501 and 10,000 miles annually typically pay around $82 per month, while those exceeding 10,000 miles pay slightly less, averaging $78 per month. By driving cautiously and minimizing your time on the road, you can keep your insurance costs under control.
Compare GMC Yukon To Other GMC Models
Looking for other GMC model insurance costs?
Our Methodology
To determine average car insurance costs, Insuranceopedia collected thousands of quotes from top auto insurance providers. The sample profile used was a 40-year-old male driver purchasing full-coverage insurance, which included $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. However, it’s important to note that these figures are averages, and your individual results may vary depending on your unique circumstances and driver profile.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A GMC Yukon XL?
Yes, you must provide proof of insurance before driving your GMC Yukon XL off the dealership lot. The best approach is to purchase a policy in advance and inform your insurance company about your impending car purchase. This ensures you have adequate coverage without relying on the dealership’s insurance options.
How Can You Get The Cheapest Insurance For Your GMC Yukon XL?
The best way to secure the cheapest rates for your GMC Yukon XL is to shop around and compare quotes from various auto insurance providers. Insuranceopedia simplifies this process by allowing you to compare quotes from multiple companies conveniently on our website.
