GMC Yukon Car Insurance Cost 2025

Getting insurance for a GMC Yukon costs, on average, $1,366 per year. However, the actual cost can vary based on factors such as your age, the year of the car model, and other individual considerations. You can use our quote tables below to get an estimate specific to your profile.

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Updated: 22 January 2025
Written by Bob Phillips
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If you’re thinking about buying a GMC Yukon, it’s essential to consider the cost of insurance. On average, insurance for a GMC Yukon costs $1,366 per year. Insurance is a significant aspect of owning a car, and it’s crucial to understand its implications before making a purchase.

Choosing the right car insurance policy is vital to avoid unexpected and potentially high expenses in the future. It’s essential to ensure you have adequate coverage in case of an accident to avoid significant out-of-pocket costs. Additionally, there’s the possibility of premium increases if you’re deemed responsible for an accident.

With over ten years of experience analyzing car insurance rates, I’ve observed how much these costs can vary. Factors such as your age, driving record, and even your location can significantly impact your insurance premiums.

How Much Does A GMC Yukon Car Insurance Cost?

Typically, GMC Yukon drivers can expect to pay around $1,366 per year for car insurance.

It’s crucial to recognize that the cost of car insurance can vary significantly due to several factors. These factors include your location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, while a history of accidents or traffic violations may lead to higher costs.

Moreover, residing in an urban area with heavy traffic might result in higher insurance rates compared to rural areas with less traffic. Additionally, the type of coverage you opt for will impact your premium—comprehensive insurance, which covers both comprehensive and collision, generally costs more than minimum liability coverage.

As you can see from the table below, the cost of insurance for a GMC Yukon is lower compared to the average cost of all GMC models. However, it is still more affordable than the average cost for all cars.

Insuranceopedia is available to assist you in comparing quotes from various auto insurance companies, ensuring you find the best deal for your needs.

Vehicle Average Monthly Premium
GMC Yukon $137
All GMC $141
All Cars $175

Average Insurance Cost Of GMC Yukon By Model Year

Model Year Average Premium
2024 GMC Yukon $1,556
2023 GMC Yukon $1,329
2022 GMC Yukon $1,587
2021 GMC Yukon $1,057
2020 GMC Yukon $1,171
2019 GMC Yukon $1,004
2018 GMC Yukon $982
2017 GMC Yukon $727
2016 GMC Yukon $694
2015 GMC Yukon $740
2014 GMC Yukon $834
2013 GMC Yukon $541
2012 GMC Yukon $756
2011 GMC Yukon $688
2010 GMC Yukon $655

2024 GMC Yukon Insurance Rates

The average annual insurance cost for a 2024 GMC Yukon is $1,556. However, Unitrin offers the cheapest rates, averaging $1,189 per year.

Insurance Provider Average Annual Cost
California Capital $1,527
Esurance $1,366
Grange $1,521
Farmers $1,967
USAA $1,531
21st Century $1,465
Mercury $1,460
Metropolitan $1,544
Bristol West $1,986
Unitrin $1,189

2023 GMC Yukon Insurance Rates

The average annual insurance cost for a 2023 GMC Yukon is $1,329. However, Safeco offers the cheapest rates, averaging $712 per year.

Insurance Provider Average Annual Cost
Country $1,316
Plymouth Rock $1,383
Nationwide $1,467
Unitrin $1,290
Capital Insurance Group $1,006
Texas Farm Bureau Group $1,239
Republic Indemnity $1,796
Safeco $712
21st Century $1,505
Allied $1,574

2022 GMC Yukon Insurance Rates

The average annual insurance cost for a 2022 GMC Yukon is $1,587. However, Southern Farm Bureau offers the cheapest rates, averaging $1,283 per year.

Insurance Provider Average Annual Cost
Southern Farm Bureau $1,283
Auto-Owners Insurance Co $1,667
Farm Bureau Mutual (IA Group) $1,646
Country $1,688
Texas Farm Bureau Group $1,634
SECURA Insurance $1,576
PEMCO $1,631
21st Century $1,540
MEEMIC Insurance Company $1,595
National Farmers Union P $1,609

2021 GMC Yukon Insurance Rates

The average annual insurance cost for a 2021 GMC Yukon is $1,057. However, Buckeye Insurance Group offers the cheapest rates, averaging $553 per year.

Insurance Provider Average Annual Cost
Buckeye Insurance Group $553
Penn National $1,027
Virginia Farm Bureau $1,264
SECURA Insurance $1,121
Hastings Mutual Insurance Co $1,216
Pekin Insurance $787
Rockford Mutual Insurance $1,079
Western Reserve $1,186
Ohio Mutual Ins Group $1,161
Celina Insurance Group $1,180

2020 GMC Yukon Insurance Rates

The average annual insurance cost for a 2020 GMC Yukon is $1,171. However, PEMCO offers the cheapest rates, averaging $820 per year.

Insurance Provider Average Annual Cost
Oregon Mutual $1,350
Capital Insurance Group $1,002
Tennessee Farmers $1,260
PEMCO $820
Georgia Farm Bureau $1,299
Colorado Farm Bureau Mutual $1,405
Unigard $1,513
Direct Auto $748
New York Central Mutual Fire $889
21st Century $1,424

2019 GMC Yukon Insurance Rates

The average annual insurance cost for a 2019 GMC Yukon is $1,004. However, Pekin Insurance offers the cheapest rates, averaging $757 per year.

Insurance Provider Average Annual Cost
Indiana Farmers Mutual Ins $1,036
SECURA Insurance $1,066
Country $1,068
Direct Auto $872
Buckeye Insurance Group $944
Texas Farm Bureau Group $1,005
Auto-Owners Insurance Co $1,145
Pekin Insurance $757
Wolverine Mutual $1,120
Rockford Mutual Insurance $1,029

2018 GMC Yukon Insurance Rates

The average annual insurance cost for a 2018 GMC Yukon is $982. However, Safeco offers the cheapest rates, averaging $302 per year.

Insurance Provider Average Annual Cost
North Carolina Farm Bureau $1,061
Mississippi Farm Bureau $1,348
GMAC Insurance Group $1,317
Kemper Auto | Infinity $512
New Jersey Manufacturers $1,183
Texas Farm Bureau Group $1,058
Safeco $302
Mercury Insurance $664
Western National $1,327
Direct Auto $1,047

2017 GMC Yukon Insurance Rates

The average annual insurance cost for a 2017 GMC Yukon is $727. However, Safeco offers the cheapest rates, averaging $425 per year.

Insurance Provider Average Annual Cost
Pekin Insurance $788
West Bend Mutual $749
American National P $426
Rockford Mutual Insurance $861
Direct Auto $947
Safeco $425
Buckeye Insurance Group $670
Rural Mutual Insurance $869
Utica National Ins Group $659
PEMCO $875

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2016 GMC Yukon Insurance Rates

The average annual insurance cost for a 2016 GMC Yukon is $694. However, Safeco offers the cheapest rates, averaging $22 per year.

Insurance Provider Average Annual Cost
Direct Auto $974
Mercury Insurance $208
Texas Farm Bureau Group $1,160
American National P $507
Buckeye Insurance Group $1,081
NatGen Advantage $341
Kemper Premium $310
Safeco $22
West Bend Mutual $1,193
Mississippi Farm Bureau $1,143

2015 GMC Yukon Insurance Rates

The average annual insurance cost for a 2015 GMC Yukon is $740. However, American National P offers the cheapest rates, averaging $467 per year.

Insurance Provider Average Annual Cost
Arbella Insurance Group $962
Norfolk and Dedham Group $831
American National P $467
Kemper Auto | Infinity $929
North Carolina Farm Bureau $832
New York Central Mutual Fire $703
Virginia Farm Bureau $814
Safety Group $587
NatGen Custom 360 $664
PEMCO $609

2014 GMC Yukon Insurance Rates

The average annual insurance cost for a 2014 GMC Yukon is $834. However, American National P offers the cheapest rates, averaging $387 per year.

Insurance Provider Average Annual Cost
PEMCO $846
American National P $387
North Carolina Farm Bureau $826
SafeAuto $899
Texas Farm Bureau Group $997
Capital Insurance Group $969
Tennessee Farmers $919
Oklahoma Farmers Union $1,018
Utica National Ins Group $684
SECURA Insurance $796

2013 GMC Yukon Insurance Rates

The average annual insurance cost for a 2013 GMC Yukon is $541. However, Safeco offers the cheapest rates, averaging $242 per year.

Insurance Provider Average Annual Cost
Buckeye Insurance Group $459
American National P $457
Wolverine Mutual $812
Mercury Insurance $292
Safeco $242
Western Reserve $728
North Carolina Farm Bureau $743
Ohio Mutual Ins Group $858
Kentucky Farm Bureau $489
AssuranceAmerica Mobile Max $334

2012 GMC Yukon Insurance Rates

The average annual insurance cost for a 2012 GMC Yukon is $756. However, Safeco offers the cheapest rates, averaging $411 per year.

Insurance Provider Average Annual Cost
SECURA Insurance $831
North Carolina Farm Bureau $1,006
First Chicago Insurance $998
Mercury Insurance $826
Southern Farm Bureau $912
Mississippi Farm Bureau $873
Safeco $411
American National P $390
Dairyland $330
Pekin Insurance $984

2011 GMC Yukon Insurance Rates

The average annual insurance cost for a 2011 GMC Yukon is $688. However, Safeco offers the cheapest rates, averaging $166 per year.

Insurance Provider Average Annual Cost
IMT Insurance Company $831
North Carolina Farm Bureau $725
Farm Bureau Mutual (IA Group) $922
Rural Mutual Insurance $593
West Bend Mutual $892
North Star $855
Kemper Personal Insurance $780
Kemper Auto | Infinity $182
Safeco $166
Partners Mutual Insurance Co $930

2010 GMC Yukon Insurance Rates

The average annual insurance cost for a 2010 GMC Yukon is $655. However, Safeco offers the cheapest rates, averaging $79 per year.

Insurance Provider Average Annual Cost
Kentucky Farm Bureau $942
Safeco $79
American National P $555
SECURA Insurance $822
National General RAD $745
NatGen Value $877
National General Value $727
Pekin Insurance $734
Mercury Insurance $377
Direct Auto $688

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Is A GMC Yukon Expensive To Insure?

The cost to insure a GMC Yukon is lower than the overall average for all cars. However, the actual amount you’ll pay for car insurance depends on various factors, such as your age, the age of your car, location, and more.

Cost of GMC Yukon Car Insurance By Age

Age plays a significant role in determining insurance rates for any vehicle. Teenagers typically pay the highest premiums, as statistically, they are more likely to be involved in car accidents than any other age group. As you get older, your premiums generally decrease as you become a lower risk to insure.

Driver Age Good Driver Recent Accident Poor Credit
17 $8,182 $12,129 $14,148
18 $7,691 $11,250 $13,172
19 $6,803 $9,990 $11,607
20 $5,944 $8,640 $10,134
21 $4,949 $7,232 $8,469
22 $4,862 $7,128 $8,305
23 $4,222 $6,232 $7,227
24 $4,018 $5,926 $6,888
25 $3,480 $5,040 $5,898
30 $2,728 $3,989 $4,597
35 $2,540 $3,674 $4,293
40 $2,431 $3,601 $4,144
45 $2,365 $3,473 $4,020
55 $2,200 $3,161 $3,760
65 $2,270 $3,311 $3,923
75 $2,895 $4,150 $4,940

GMC Yukon Car Insurance Rates By State

Where you live plays a significant role in how insurance companies calculate rates. Each state regulates its own auto insurance policies, and for instance, drivers in Michigan tend to pay higher premiums due to the state’s requirement for higher coverage limits. Additionally, the climate in your location can impact your rates—states that experience extreme weather conditions, like hurricanes, storms, and flooding, are more prone to higher insurance costs. Furthermore, each area has its own statistics on crime and auto accidents, including car thefts, crashes, and vehicle fatality rates. Insurance companies take all of these factors into account when determining the cost of insuring your GMC Yukon.

State Good Driver Recent Accident Poor Credit
Alabama $2,555 $3,739 $4,789
Alaska $2,113 $2,933 $2,874
Arizona $2,445 $3,512 $5,154
Arkansas $2,601 $4,178 $4,537
California $2,892 $5,208 $2,974
Colorado $2,786 $3,822 $4,882
Connecticut $3,532 $5,432 $6,891
Delaware $2,934 $3,846 $4,939
Florida $3,475 $4,779 $6,238
Georgia $2,823 $4,199 $4,245
Hawaii $1,077 $1,540 $1,138
Idaho $1,916 $2,582 $3,149
Illinois $2,065 $3,046 $3,547
Indiana $2,123 $3,207 $3,599
Iowa $1,683 $2,252 $2,687
Kansas $2,186 $3,207 $3,811
Kentucky $3,203 $4,664 $5,582
Louisiana $4,067 $6,190 $6,738
Maine $1,532 $2,173 $3,216
Maryland $2,502 $3,612 $4,048
Massachusetts $2,017 $3,539 $1,966
Michigan $4,876 $7,394 $11,718
Minnesota $2,051 $2,706 $3,771
Mississippi $2,425 $3,431 $3,474
Missouri $2,230 $3,285 $4,308
Montana $2,314 $3,186 $3,743
Nebraska $1,975 $2,867 $3,126
Nevada $3,251 $4,836 $5,106
New Hampshire $2,293 $3,549 $4,535
New Jersey $2,497 $3,876 $5,089
New Mexico $2,565 $3,733 $3,898
New York $2,385 $2,912 $4,956
North Carolina $1,489 $2,492 $1,762
North Dakota $2,026 $3,047 $3,591
Ohio $1,721 $2,761 $2,817
Oklahoma $2,868 $4,015 $4,532
Oregon $2,586 $3,417 $4,144
Pennsylvania $2,203 $3,153 $3,672
Rhode Island $3,591 $5,344 $5,996
South Carolina $2,447 $3,372 $4,688
South Dakota $2,253 $3,209 $3,641
Tennessee $2,559 $3,819 $5,119
Texas $2,576 $3,757 $4,682
Utah $2,209 $3,129 $4,330
Vermont $1,703 $2,605 $2,782
Virginia $1,652 $2,519 $2,448
Washington $2,177 $2,848 $3,417
West Virginia $2,171 $3,081 $3,895
Wisconsin $2,105 $3,299 $3,763
Wyoming $1,987 $2,775 $2,964

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Cheapest Car Insurance Companies For A GMC Yukon

If you’re looking to purchase a new car insurance policy for your GMC Yukon, you might want to know who the cheapest insurance companies are. For drivers solely looking for the most affordable policy, AnswerFinancial offers a premium of $22 per month, making them the cheapest provider for a GMC Yukon. However, rates can fluctuate based on your driver profile, so this rate is just an average. To find the best rates for your specific situation, the best thing to do is shop around and compare quotes.

Company Average Monthly Rate
AnswerFinancial $22
MetroMile $32
StateAuto $31
Mapfre $39
Elephant $37

Common GMC Yukon Insurance Discounts

Discounts are a great way to lower your car insurance costs. While each auto insurance provider will offer their own discounts, there are some common ones you can check your eligibility for:

  • Multi-policy: If you bundle your home and auto insurance policies with one provider, you can often get a discounted rate.
  • Pay annually: This option allows you to pay your premium all at once, rather than spreading the payments out monthly.
  • Defensive driving: By taking defensive driving courses from a certified institution, you may become eligible for discounted rates.

There are other discounts you could apply for as well. It’s best to speak to your insurance agent, as they can help you find the ones you are eligible for.

Ways To Save On GMC Yukon Insurance Costs

Maintaining a clean driving record is one of the best ways to keep your GMC Yukon insurance costs down. Getting a speeding ticket or being involved in an accident can significantly raise your premiums. GMC Yukon drivers with a ticket on their record can expect to pay around $92 per month, while those with multiple accidents will pay an average of $141 per month. By avoiding these incidents, you can help keep your insurance costs low.

Additionally, drivers with low annual mileage generally pay less for GMC Yukon insurance, as they spend fewer hours on the road, which reduces the risk of accidents. GMC Yukon drivers who drive between 7,501 and 10,000 miles per year will pay around $82 per month for car insurance. In contrast, those who drive over 10,000 miles per year can expect to pay approximately $76 per month.

Our Methodology

To calculate average car insurance costs, Insuranceopedia aggregated thousands of quotes from leading auto insurance providers. The sample profile used was for a 40-year-old male driver purchasing full-coverage car insurance, with coverage limits of $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. However, it’s important to note that these figures may vary based on your individual circumstances.

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FAQs

Do You Need Insurance Before You Can Purchase A GMC Yukon?

Yes, you will need to provide proof of insurance before you can drive your GMC Yukon off the dealership lot. The best approach is to purchase a policy beforehand and then notify your insurance company about your new car. This way, you ensure you have coverage without relying solely on the dealership for insurance.

How Can You Get The Cheapest Insurance For Your GMC Yukon?

The best way to find the cheapest rates for your GMC Yukon is by shopping around and comparing quotes from various auto insurance providers. Fortunately, Insuranceopedia makes it easy by allowing you to compare quotes from multiple companies directly on our website.

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