GMC Yukon Car Insurance Cost 2025
Getting insurance for a GMC Yukon costs, on average, $2,480 per year. However, the actual cost can vary based on factors such as your age, the year of the car model, and other individual considerations. You can use our quote tables below to get an estimate specific to your profile.
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The average annual cost to insure a 2025 GMC Yukon is around $2,480, though individual rates may differ based on several personal factors. Drivers with clean records and standard full coverage typically pay between $2,000 and $2,600 per year.
Because the Yukon is a large SUV with high-end features, insurers often charge more to cover potential repair or replacement costs.
Trim level also plays a role—models like the Denali or AT4 may cost more to insure due to their added value and performance upgrades. Comparing quotes from multiple providers is the best way to secure the most affordable rate.
How Much Does GMC Yukon Car Insurance Cost?
Typically, GMC Yukon drivers can expect to pay around $2,480 per year for car insurance.
It’s crucial to recognize that the cost of car insurance can vary significantly due to several factors. These factors include your location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, while a history of accidents or traffic violations may lead to higher costs.
Moreover, residing in an urban area with heavy traffic might result in higher insurance rates compared to rural areas with less traffic. Additionally, the type of coverage you opt for will impact your premium—comprehensive insurance, which covers both comprehensive and collision, generally costs more than minimum liability coverage.
As you can see from the table below, the cost of insurance for a GMC Yukon is lower compared to the average cost of all GMC models. However, it is still more affordable than the average cost for all cars.
Insuranceopedia is available to assist you in comparing quotes from various auto insurance companies, ensuring you find the best deal for your needs.
| Vehicle | Average Monthly Premium |
| GMC Yukon | $137 |
| All GMC | $141 |
| All Cars | $175 |
Average Insurance Cost Of GMC Yukon By Model Year
| Model Year | Average Premium |
| 2025 GMC Yukon | $2,148 |
| 2024 GMC Yukon | $1,556 |
| 2023 GMC Yukon | $1,329 |
| 2022 GMC Yukon | $1,587 |
| 2021 GMC Yukon | $1,057 |
| 2020 GMC Yukon | $1,171 |
| 2019 GMC Yukon | $1,004 |
| 2018 GMC Yukon | $982 |
| 2017 GMC Yukon | $727 |
| 2016 GMC Yukon | $694 |
| 2015 GMC Yukon | $740 |
| 2014 GMC Yukon | $834 |
| 2013 GMC Yukon | $541 |
| 2012 GMC Yukon | $756 |
| 2011 GMC Yukon | $688 |
| 2010 GMC Yukon | $655 |
2025 GMC Yukon Insurance Rates
The average annual insurance cost for a 2025 GMC Yukon is $2,148. However, GEICO offers the cheapest rates, averaging $1,180 per year.
| Insurance Provider | Average Annual Cost |
| GEICO | $1,980 |
| State Farm | $2,050 |
| Progressive | $2,100 |
| Allstate | $2,200 |
| Farmers | $2,300 |
| Nationwide | $2,400 |
| USAA | $1,950 |
| Liberty Mutual | $2,150 |
| Travelers | $2,250 |
| American Family | $2,100 |
2024 GMC Yukon Insurance Rates
The average annual insurance cost for a 2024 GMC Yukon is $1,556. However, Unitrin offers the cheapest rates, averaging $1,189 per year.
| Insurance Provider | Average Annual Cost |
| California Capital | $1,527 |
| Esurance | $1,366 |
| Grange | $1,521 |
| Farmers | $1,967 |
| USAA | $1,531 |
| 21st Century | $1,465 |
| Mercury | $1,460 |
| Metropolitan | $1,544 |
| Bristol West | $1,986 |
| Unitrin | $1,189 |
2023 GMC Yukon Insurance Rates
The average annual insurance cost for a 2023 GMC Yukon is $1,329. However, Safeco offers the cheapest rates, averaging $712 per year.
| Insurance Provider | Average Annual Cost |
| Country | $1,316 |
| Plymouth Rock | $1,383 |
| Nationwide | $1,467 |
| Unitrin | $1,290 |
| Capital Insurance Group | $1,006 |
| Texas Farm Bureau Group | $1,239 |
| Republic Indemnity | $1,796 |
| Safeco | $712 |
| 21st Century | $1,505 |
| Allied | $1,574 |
2022 GMC Yukon Insurance Rates
The average annual insurance cost for a 2022 GMC Yukon is $1,587. However, Southern Farm Bureau offers the cheapest rates, averaging $1,283 per year.
| Insurance Provider | Average Annual Cost |
| Southern Farm Bureau | $1,283 |
| Auto-Owners Insurance Co | $1,667 |
| Farm Bureau Mutual (IA Group) | $1,646 |
| Country | $1,688 |
| Texas Farm Bureau Group | $1,634 |
| SECURA Insurance | $1,576 |
| PEMCO | $1,631 |
| 21st Century | $1,540 |
| MEEMIC Insurance Company | $1,595 |
| National Farmers Union P | $1,609 |
2021 GMC Yukon Insurance Rates
The average annual insurance cost for a 2021 GMC Yukon is $1,057. However, Buckeye Insurance Group offers the cheapest rates, averaging $553 per year.
| Insurance Provider | Average Annual Cost |
| Buckeye Insurance Group | $553 |
| Penn National | $1,027 |
| Virginia Farm Bureau | $1,264 |
| SECURA Insurance | $1,121 |
| Hastings Mutual Insurance Co | $1,216 |
| Pekin Insurance | $787 |
| Rockford Mutual Insurance | $1,079 |
| Western Reserve | $1,186 |
| Ohio Mutual Ins Group | $1,161 |
| Celina Insurance Group | $1,180 |
2020 GMC Yukon Insurance Rates
The average annual insurance cost for a 2020 GMC Yukon is $1,171. However, PEMCO offers the cheapest rates, averaging $820 per year.
| Insurance Provider | Average Annual Cost |
| Oregon Mutual | $1,350 |
| Capital Insurance Group | $1,002 |
| Tennessee Farmers | $1,260 |
| PEMCO | $820 |
| Georgia Farm Bureau | $1,299 |
| Colorado Farm Bureau Mutual | $1,405 |
| Unigard | $1,513 |
| Direct Auto | $748 |
| New York Central Mutual Fire | $889 |
| 21st Century | $1,424 |
2019 GMC Yukon Insurance Rates
The average annual insurance cost for a 2019 GMC Yukon is $1,004. However, Pekin Insurance offers the cheapest rates, averaging $757 per year.
| Insurance Provider | Average Annual Cost |
| Indiana Farmers Mutual Ins | $1,036 |
| SECURA Insurance | $1,066 |
| Country | $1,068 |
| Direct Auto | $872 |
| Buckeye Insurance Group | $944 |
| Texas Farm Bureau Group | $1,005 |
| Auto-Owners Insurance Co | $1,145 |
| Pekin Insurance | $757 |
| Wolverine Mutual | $1,120 |
| Rockford Mutual Insurance | $1,029 |
2018 GMC Yukon Insurance Rates
The average annual insurance cost for a 2018 GMC Yukon is $982. However, Safeco offers the cheapest rates, averaging $302 per year.
| Insurance Provider | Average Annual Cost |
| North Carolina Farm Bureau | $1,061 |
| Mississippi Farm Bureau | $1,348 |
| GMAC Insurance Group | $1,317 |
| Kemper Auto | Infinity | $512 |
| New Jersey Manufacturers | $1,183 |
| Texas Farm Bureau Group | $1,058 |
| Safeco | $302 |
| Mercury Insurance | $664 |
| Western National | $1,327 |
| Direct Auto | $1,047 |
2017 GMC Yukon Insurance Rates
The average annual insurance cost for a 2017 GMC Yukon is $727. However, Safeco offers the cheapest rates, averaging $425 per year.
| Insurance Provider | Average Annual Cost |
| Pekin Insurance | $788 |
| West Bend Mutual | $749 |
| American National P | $426 |
| Rockford Mutual Insurance | $861 |
| Direct Auto | $947 |
| Safeco | $425 |
| Buckeye Insurance Group | $670 |
| Rural Mutual Insurance | $869 |
| Utica National Ins Group | $659 |
| PEMCO | $875 |
Find Affordable GMC Yukon Insurance Rates
2016 GMC Yukon Insurance Rates
The average annual insurance cost for a 2016 GMC Yukon is $694. However, Safeco offers the cheapest rates, averaging $22 per year.
| Insurance Provider | Average Annual Cost |
| Direct Auto | $974 |
| Mercury Insurance | $208 |
| Texas Farm Bureau Group | $1,160 |
| American National P | $507 |
| Buckeye Insurance Group | $1,081 |
| NatGen Advantage | $341 |
| Kemper Premium | $310 |
| Safeco | $22 |
| West Bend Mutual | $1,193 |
| Mississippi Farm Bureau | $1,143 |
2015 GMC Yukon Insurance Rates
The average annual insurance cost for a 2015 GMC Yukon is $740. However, American National P offers the cheapest rates, averaging $467 per year.
| Insurance Provider | Average Annual Cost |
| Arbella Insurance Group | $962 |
| Norfolk and Dedham Group | $831 |
| American National P | $467 |
| Kemper Auto | Infinity | $929 |
| North Carolina Farm Bureau | $832 |
| New York Central Mutual Fire | $703 |
| Virginia Farm Bureau | $814 |
| Safety Group | $587 |
| NatGen Custom 360 | $664 |
| PEMCO | $609 |
2014 GMC Yukon Insurance Rates
The average annual insurance cost for a 2014 GMC Yukon is $834. However, American National P offers the cheapest rates, averaging $387 per year.
| Insurance Provider | Average Annual Cost |
| PEMCO | $846 |
| American National P | $387 |
| North Carolina Farm Bureau | $826 |
| SafeAuto | $899 |
| Texas Farm Bureau Group | $997 |
| Capital Insurance Group | $969 |
| Tennessee Farmers | $919 |
| Oklahoma Farmers Union | $1,018 |
| Utica National Ins Group | $684 |
| SECURA Insurance | $796 |
2013 GMC Yukon Insurance Rates
The average annual insurance cost for a 2013 GMC Yukon is $541. However, Safeco offers the cheapest rates, averaging $242 per year.
| Insurance Provider | Average Annual Cost |
| Buckeye Insurance Group | $459 |
| American National P | $457 |
| Wolverine Mutual | $812 |
| Mercury Insurance | $292 |
| Safeco | $242 |
| Western Reserve | $728 |
| North Carolina Farm Bureau | $743 |
| Ohio Mutual Ins Group | $858 |
| Kentucky Farm Bureau | $489 |
| AssuranceAmerica Mobile Max | $334 |
2012 GMC Yukon Insurance Rates
The average annual insurance cost for a 2012 GMC Yukon is $756. However, Safeco offers the cheapest rates, averaging $411 per year.
| Insurance Provider | Average Annual Cost |
| SECURA Insurance | $831 |
| North Carolina Farm Bureau | $1,006 |
| First Chicago Insurance | $998 |
| Mercury Insurance | $826 |
| Southern Farm Bureau | $912 |
| Mississippi Farm Bureau | $873 |
| Safeco | $411 |
| American National P | $390 |
| Dairyland | $330 |
| Pekin Insurance | $984 |
2011 GMC Yukon Insurance Rates
The average annual insurance cost for a 2011 GMC Yukon is $688. However, Safeco offers the cheapest rates, averaging $166 per year.
| Insurance Provider | Average Annual Cost |
| IMT Insurance Company | $831 |
| North Carolina Farm Bureau | $725 |
| Farm Bureau Mutual (IA Group) | $922 |
| Rural Mutual Insurance | $593 |
| West Bend Mutual | $892 |
| North Star | $855 |
| Kemper Personal Insurance | $780 |
| Kemper Auto | Infinity | $182 |
| Safeco | $166 |
| Partners Mutual Insurance Co | $930 |
2010 GMC Yukon Insurance Rates
The average annual insurance cost for a 2010 GMC Yukon is $655. However, Safeco offers the cheapest rates, averaging $79 per year.
| Insurance Provider | Average Annual Cost |
| Kentucky Farm Bureau | $942 |
| Safeco | $79 |
| American National P | $555 |
| SECURA Insurance | $822 |
| National General RAD | $745 |
| NatGen Value | $877 |
| National General Value | $727 |
| Pekin Insurance | $734 |
| Mercury Insurance | $377 |
| Direct Auto | $688 |
Find Affordable GMC Yukon Insurance Rates
Are GMC Yukons Expensive To Insure?
The GMC Yukon is generally more expensive to insure than smaller vehicles due to its classification as a full-size SUV and its higher market value. On average, insuring a 2025 Yukon costs around $2,480 per year, or roughly $207 per month. This premium reflects the Yukon’s powerful engine options, advanced tech features, and larger repair or replacement costs. Additionally, insurance rates may be higher for trims like the Denali or AT4. However, drivers with clean records, good credit, or those who bundle policies can often secure lower rates. Overall, while the Yukon isn’t the cheapest to insure, its premium is reasonable for its class.
Cost of GMC Yukon Car Insurance By Age
Age plays a significant role in determining insurance rates for any vehicle. Teenagers typically pay the highest premiums, as statistically, they are more likely to be involved in car accidents than any other age group. As you get older, your premiums generally decrease as you become a lower risk to insure.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $8,182 | $12,129 | $14,148 |
| 18 | $7,691 | $11,250 | $13,172 |
| 19 | $6,803 | $9,990 | $11,607 |
| 20 | $5,944 | $8,640 | $10,134 |
| 21 | $4,949 | $7,232 | $8,469 |
| 22 | $4,862 | $7,128 | $8,305 |
| 23 | $4,222 | $6,232 | $7,227 |
| 24 | $4,018 | $5,926 | $6,888 |
| 25 | $3,480 | $5,040 | $5,898 |
| 30 | $2,728 | $3,989 | $4,597 |
| 35 | $2,540 | $3,674 | $4,293 |
| 40 | $2,431 | $3,601 | $4,144 |
| 45 | $2,365 | $3,473 | $4,020 |
| 55 | $2,200 | $3,161 | $3,760 |
| 65 | $2,270 | $3,311 | $3,923 |
| 75 | $2,895 | $4,150 | $4,940 |
GMC Yukon Car Insurance Rates By State
Where you live plays a significant role in how insurance companies calculate rates. Each state regulates its own auto insurance policies, and for instance, drivers in Michigan tend to pay higher premiums due to the state’s requirement for higher coverage limits. Additionally, the climate in your location can impact your rates—states that experience extreme weather conditions, like hurricanes, storms, and flooding, are more prone to higher insurance costs. Furthermore, each area has its own statistics on crime and auto accidents, including car thefts, crashes, and vehicle fatality rates. Insurance companies take all of these factors into account when determining the cost of insuring your GMC Yukon.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,555 | $3,739 | $4,789 |
| Alaska | $2,113 | $2,933 | $2,874 |
| Arizona | $2,445 | $3,512 | $5,154 |
| Arkansas | $2,601 | $4,178 | $4,537 |
| California | $2,892 | $5,208 | $2,974 |
| Colorado | $2,786 | $3,822 | $4,882 |
| Connecticut | $3,532 | $5,432 | $6,891 |
| Delaware | $2,934 | $3,846 | $4,939 |
| Florida | $3,475 | $4,779 | $6,238 |
| Georgia | $2,823 | $4,199 | $4,245 |
| Hawaii | $1,077 | $1,540 | $1,138 |
| Idaho | $1,916 | $2,582 | $3,149 |
| Illinois | $2,065 | $3,046 | $3,547 |
| Indiana | $2,123 | $3,207 | $3,599 |
| Iowa | $1,683 | $2,252 | $2,687 |
| Kansas | $2,186 | $3,207 | $3,811 |
| Kentucky | $3,203 | $4,664 | $5,582 |
| Louisiana | $4,067 | $6,190 | $6,738 |
| Maine | $1,532 | $2,173 | $3,216 |
| Maryland | $2,502 | $3,612 | $4,048 |
| Massachusetts | $2,017 | $3,539 | $1,966 |
| Michigan | $4,876 | $7,394 | $11,718 |
| Minnesota | $2,051 | $2,706 | $3,771 |
| Mississippi | $2,425 | $3,431 | $3,474 |
| Missouri | $2,230 | $3,285 | $4,308 |
| Montana | $2,314 | $3,186 | $3,743 |
| Nebraska | $1,975 | $2,867 | $3,126 |
| Nevada | $3,251 | $4,836 | $5,106 |
| New Hampshire | $2,293 | $3,549 | $4,535 |
| New Jersey | $2,497 | $3,876 | $5,089 |
| New Mexico | $2,565 | $3,733 | $3,898 |
| New York | $2,385 | $2,912 | $4,956 |
| North Carolina | $1,489 | $2,492 | $1,762 |
| North Dakota | $2,026 | $3,047 | $3,591 |
| Ohio | $1,721 | $2,761 | $2,817 |
| Oklahoma | $2,868 | $4,015 | $4,532 |
| Oregon | $2,586 | $3,417 | $4,144 |
| Pennsylvania | $2,203 | $3,153 | $3,672 |
| Rhode Island | $3,591 | $5,344 | $5,996 |
| South Carolina | $2,447 | $3,372 | $4,688 |
| South Dakota | $2,253 | $3,209 | $3,641 |
| Tennessee | $2,559 | $3,819 | $5,119 |
| Texas | $2,576 | $3,757 | $4,682 |
| Utah | $2,209 | $3,129 | $4,330 |
| Vermont | $1,703 | $2,605 | $2,782 |
| Virginia | $1,652 | $2,519 | $2,448 |
| Washington | $2,177 | $2,848 | $3,417 |
| West Virginia | $2,171 | $3,081 | $3,895 |
| Wisconsin | $2,105 | $3,299 | $3,763 |
| Wyoming | $1,987 | $2,775 | $2,964 |
Find Affordable GMC Yukon Insurance Rates
Cheapest Car Insurance Companies For A GMC Yukon
Nationwide offers the most competitive rate at approximately $1,050 annually, equating to about $87 monthly. Vermont Mutual follows with an estimated annual premium of $1,100, or $91 per month. Arbella provides coverage at approximately $1,400 annually, translating to $116.67 monthly. Auto-Owners’ rates are around $1,450 per year, or $120 per month. Plymouth Rock rounds out the list with an estimated annual premium of $1,600, equating to $134 monthly.
| Company | Average Monthly Rate |
| Nationwide | $87 |
| Vermont Mutual | $91 |
| Arbella | $117 |
| Auto-Owners | $120 |
| Plymouth Rock | $134 |
Common GMC Yukon Insurance Discounts
Discounts are a great way to lower your car insurance costs. While each auto insurance provider will offer their own discounts, there are some common ones you can check your eligibility for:
- Multi-policy: If you bundle your home and auto insurance policies with one provider, you can often get a discounted rate.
- Pay annually: This option allows you to pay your premium all at once, rather than spreading the payments out monthly.
- Defensive driving: By taking defensive driving courses from a certified institution, you may become eligible for discounted rates.
There are other discounts you could apply for as well. It’s best to speak to your insurance agent, as they can help you find the ones you are eligible for.
Ways To Save On GMC Yukon Insurance Costs
Maintaining a clean driving record is one of the best ways to keep your GMC Yukon insurance costs down. Getting a speeding ticket or being involved in an accident can significantly raise your premiums. GMC Yukon drivers with a ticket on their record can expect to pay around $92 per month, while those with multiple accidents will pay an average of $141 per month. By avoiding these incidents, you can help keep your insurance costs low.
Additionally, drivers with low annual mileage generally pay less for GMC Yukon insurance, as they spend fewer hours on the road, which reduces the risk of accidents. GMC Yukon drivers who drive between 7,501 and 10,000 miles per year will pay around $82 per month for car insurance. In contrast, those who drive over 10,000 miles per year can expect to pay approximately $76 per month.
Compare GMC Yukon To Other GMC Models
Looking for other GMC model insurance costs?
Our Methodology
To calculate average car insurance costs, Insuranceopedia aggregated thousands of quotes from leading auto insurance providers. The sample profile used was for a 40-year-old male driver purchasing full-coverage car insurance, with coverage limits of $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. However, it’s important to note that these figures may vary based on your individual circumstances.
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FAQs
Do You Need Insurance Before You Can Purchase A GMC Yukon?
Yes, you will need to provide proof of insurance before you can drive your GMC Yukon off the dealership lot. The best approach is to purchase a policy beforehand and then notify your insurance company about your new car. This way, you ensure you have coverage without relying solely on the dealership for insurance.
How Can You Get The Cheapest Insurance For Your GMC Yukon?
The best way to find the cheapest rates for your GMC Yukon is by shopping around and comparing quotes from various auto insurance providers. Fortunately, Insuranceopedia makes it easy by allowing you to compare quotes from multiple companies directly on our website.
