GMC Terrain Car Insurance Cost

Getting insurance for a GMC Terrain typically amounts to about $837 annually through Buckeye Insurance Group. However, the exact costs can vary based on factors such as your age, the year of your car model, and other relevant considerations. Please refer to our quote tables below to determine the potential cost tailored to your situation.

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Updated: 04 April 2024
Written by
Bob Phillips
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If you’re thinking about buying a GMC Terrain, you’ll need to consider the cost of insurance. Insurance is a significant aspect of owning a car, and it’s essential to understand its implications before making a purchase.

Choosing the right car insurance policy is crucial to avoid unexpected and potentially high expenses in the future. It’s important to ensure you have adequate coverage in case of an accident to avoid significant out-of-pocket costs. Additionally, there’s the possibility of premium increases if you’re found responsible for an accident.

With over a decade of experience analyzing car insurance rates, I’ve noticed how much these costs can vary. Factors such as your age, driving record, and even your location can significantly impact your insurance premiums.

How Much Does GMC Terrain Car Insurance Cost?

Typically, Buckeye Insurance Group provides the most competitive price, averaging $837 annually, for full coverage insurance on a 2024 GMC Terrain.

While Buckeye Insurance Group’s pricing serves as a useful reference point, it’s essential to recognize that the cost of car insurance can vary significantly based on various factors. These factors include your location, driving history, the year of your car model, and the specific coverage options you select. Maintaining a clean driving record may result in lower premiums, while a history of accidents or traffic violations could raise your costs.

Furthermore, residing in urban areas with heavy traffic may lead to higher rates compared to rural areas with lighter traffic. The type of coverage you opt for will also affect your premium; comprehensive coverage, including both comprehensive and collision coverage, generally costs more than minimum liability coverage.

Insuranceopedia is available to assist you in comparing quotes from different insurance companies to ensure you secure the best deal.

2024 GMC Terrain Insurance Rates

Insurance Provider Average Annual Cost
Buckeye Insurance Group $837
Central Mutual Insurance Co $892
Erie $912
Frankenmuth Mutual $1,157
Ohio Mutual Ins Group $1,273
Westfield $1,282
Atlantic States Insurance $1,381
Esurance $1,379
Allied $1,440
National General RAD $1,509

2023 GMC Terrain Insurance Rates

Insurance Provider Average Annual Cost
Safeco $250
Pekin Insurance $871
Texas Farm Bureau Group $1,011
Erie $1,091
Buckeye Insurance Group $1,179
SECURA Insurance $1,214
National General Value $1,440
Nationwide $1,548
USAA $1,556
Travelers $1,586

2022 GMC Terrain Insurance Rates

Insurance Provider Average Annual Cost
NatGen Advantage $188
Victoria $298
Safeco $583
NatGen Value $898
MMG Insurance Company $987
Buckeye Insurance Group $1,029
Virginia Farm Bureau $1,117
Oregon Mutual $1,112
NatGen Custom 360 $1,125
Capital Insurance Group $1,153

2021 GMC Terrain Insurance Rates

Insurance Provider Average Annual Cost
Safeco $358
Dairyland FR Bond $359
NatGen Custom 360 $502
Kemper Auto | Infinity $495
American National P $607
Mercury Insurance $704
NatGen Value $898
Dairyland Broadform $907
Victoria $912
Countryway Insurance $931

2020 GMC Terrain Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $63
NatGen Advantage $189
Dairyland Broadform $247
NatGen Custom 360 $310
SAFECO $504
Dairyland Scored $544
National General Value $580
Concord Group $711
PEMCO $788
American National P $830

2019 GMC Terrain Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $309
Dairyland Broadform $334
Jupiter Auto Insurance $437
NatGen Custom 360 $515
American National P&C $541
SAFECO $578
Dairyland FR Bond $561
American National P $614
Mercury Insurance $952
PEMCO $1,049

2018 GMC Terrain Insurance Rates

Insurance Provider Average Annual Cost
Dairyland Broadform $214
NatGen Custom 360 $339
AssuranceAmerica Mobile Max $448
SAFECO $455
Dairyland FR Bond $536
American National P&C $522
American National P $552
Dairyland Auto 1 Month $533
Mercury Insurance $595
National General Value $591

2017 GMC Terrain Insurance Rates

Insurance Provider Average Annual Cost
Dairyland Auto 1 Month $138
Kemper Personal Insurance $246
SAFECO $450
American National P&C $477
Dairyland Broadform $563
NatGen Custom 360 $596
American National P $695
Verti Insurance $898
Utica National Ins Group $935
National General RAD $929

2016 GMC Terrain Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $321
NatGen Custom 360 $482
SAFECO $495
Concord Group $586
American National P&C $623
American National P $654
Dairyland Broadform $733
Union Mutual Fire Group $793
Countryway Insurance $820
MMG Insurance Company $858

2015 GMC Terrain Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $232
NatGen Custom 360 $266
Dairyland FR Bond $462
SAFECO $468
American National P $647
NatGen PPA $816
Countryway Insurance $924
Concord Group $937
North Carolina Farm Bureau $935
Ameriprise Group $935

2014 GMC Terrain Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $262
NatGen Custom 360 $400
SAFECO $492
Jupiter Auto Insurance $544
Dairyland Broadform $564
Mercury Insurance $676
Concord Group $712
American National P $752
NatGen PPA $787
Dairyland FR Bond $823

2013 GMC Terrain Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $319
Dairyland FR Bond $383
SAFECO $372
NatGen Custom 360 $488
Jupiter Auto Insurance $479
Kemper Auto Premium $547
Dairyland Broadform $602
Dairyland® $609
American National P $634
Bear River $680

2012 GMC Terrain Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $245
NatGen Custom 360 $254
Jupiter Auto Insurance $283
SAFECO $298
American National P&C $471
AssuranceAmerica Mobile Max $584
NatGen PPA $642
Dairyland Broadform $659
Mercury Insurance $693
Concord Group $749

2011 GMC Terrain Insurance Rates

Insurance Provider Average Annual Cost
Dairyland FR Bond $126
Jupiter Auto Insurance $134
Dairyland Broadform $226
NatGen Custom 360 $250
AssuranceAmerica Mobile Max $332
SAFECO $399
Nodak Mutual $387
American National P $485
Kemper Personal Insurance $482
Concord Group $633

2010 GMC Terrain Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $210
SAFECO $210
Kemper Personal Insurance $353
National General Value $478
Mercury Insurance $480
American National P $521
Concord Group $592
Patriot Group $603
MMG Insurance Company $641
Countryway Insurance $713

Cost of GMC Terrain Car Insurance By Age

Driver Age Good Driver Recent Accident Poor Credit
17 $4,910 $7,244 $8,453
18 $4,584 $6,741 $7,897
19 $4,056 $5,947 $6,945
20 $3,520 $5,189 $6,084
21 $2,976 $4,364 $5,106
22 $2,905 $4,230 $4,961
23 $2,516 $3,691 $4,355
24 $2,420 $3,529 $4,110
25 $2,079 $3,024 $3,562
30 $1,627 $2,380 $2,777
35 $1,509 $2,210 $2,578
40 $1,460 $2,119 $2,478
45 $1,406 $2,068 $2,424
55 $1,281 $1,910 $2,228
65 $1,339 $2,001 $2,335
75 $1,707 $2,525 $2,940

Cost of GMC Terrain Car Insurance By State

State Good Driver Recent Accident Poor Credit
Alabama $1,529 $2,218 $2,850
Alaska $1,272 $1,756 $1,719
Arizona $1,458 $2,079 $3,047
Arkansas $1,571 $2,499 $2,722
California $1,778 $3,119 $1,744
Colorado $1,655 $2,295 $2,920
Connecticut $2,101 $3,267 $4,134
Delaware $1,749 $2,332 $2,956
Florida $2,057 $2,863 $3,720
Hawaii $688 $927 $679
Idaho $1,176 $1,555 $1,877
Illinois $1,224 $1,859 $2,092
Indiana $1,240 $1,933 $2,163
Iowa $987 $1,367 $1,589
Kansas $1,317 $1,922 $2,267
Kentucky $1,915 $2,823 $3,302
Louisiana $2,440 $3,703 $4,024
Maine $940 $1,268 $1,901
Maryland $1,513 $2,196 $2,446
Massachusetts $1,198 $2,097 $1,201
Michigan $2,915 $4,424 $7,005
Minnesota $1,209 $1,607 $2,243
Mississippi $1,432 $2,076 $2,090
Missouri $1,375 $1,969 $2,550
Montana $1,377 $1,933 $2,229
Nebraska $1,173 $1,717 $1,871
Nevada $1,934 $2,855 $3,009
New Hampshire $1,341 $2,144 $2,699
New Jersey $1,480 $2,307 $3,022
New Mexico $1,515 $2,267 $2,352
New York $1,407 $1,771 $2,952
North Carolina $877 $1,497 $1,062
North Dakota $1,173 $1,809 $2,142
Ohio $1,058 $1,626 $1,664
Oklahoma $1,685 $2,414 $2,735
Oregon $1,532 $2,086 $2,472
Pennsylvania $1,314 $1,907 $2,236
Rhode Island $2,149 $3,172 $3,561
South Carolina $1,457 $2,047 $2,827
South Dakota $1,304 $1,895 $2,183
Tennessee $1,554 $2,287 $3,032
Texas $1,554 $2,249 $2,824
Utah $1,310 $1,870 $2,572
Vermont $1,040 $1,568 $1,667
Virginia $980 $1,481 $1,432
Washington $1,273 $1,713 $2,065
West Virginia $1,273 $1,820 $2,293
Wisconsin $1,273 $2,018 $2,271
Wyoming $1,197 $1,683 $1,780
Georgia $1,675 $2,508 $2,555

FAQs

Who has the cheapest car insurance for a GMC Terrain?

For the 2024 model year, Buckeye Insurance Group offers the most affordable car insurance for the GMC Terrain.

Which company offers the best car insurance for a GMC Terrain?

Considering its combination of competitive pricing, comprehensive coverage, and top-rated customer service, we believe Buckeye Insurance Group provides the best car insurance option for a GMC Terrain.

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