GMC Terrain Car Insurance Cost
Getting insurance for a GMC Terrain typically amounts to about $837 annually through Buckeye Insurance Group. However, the exact costs can vary based on factors such as your age, the year of your car model, and other relevant considerations. Please refer to our quote tables below to determine the potential cost tailored to your situation.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a GMC Terrain, you’ll need to consider the cost of insurance. Insurance is a significant aspect of owning a car, and it’s essential to understand its implications before making a purchase.
Choosing the right car insurance policy is crucial to avoid unexpected and potentially high expenses in the future. It’s important to ensure you have adequate coverage in case of an accident to avoid significant out-of-pocket costs. Additionally, there’s the possibility of premium increases if you’re found responsible for an accident.
With over a decade of experience analyzing car insurance rates, I’ve noticed how much these costs can vary. Factors such as your age, driving record, and even your location can significantly impact your insurance premiums.
How Much Does GMC Terrain Car Insurance Cost?
Typically, Buckeye Insurance Group provides the most competitive price, averaging $837 annually, for full coverage insurance on a 2024 GMC Terrain.
While Buckeye Insurance Group’s pricing serves as a useful reference point, it’s essential to recognize that the cost of car insurance can vary significantly based on various factors. These factors include your location, driving history, the year of your car model, and the specific coverage options you select. Maintaining a clean driving record may result in lower premiums, while a history of accidents or traffic violations could raise your costs.
Furthermore, residing in urban areas with heavy traffic may lead to higher rates compared to rural areas with lighter traffic. The type of coverage you opt for will also affect your premium; comprehensive coverage, including both comprehensive and collision coverage, generally costs more than minimum liability coverage.
Insuranceopedia is available to assist you in comparing quotes from different insurance companies to ensure you secure the best deal.
2024 GMC Terrain Insurance Rates
| Insurance Provider | Average Annual Cost |
| Buckeye Insurance Group | $837 |
| Central Mutual Insurance Co | $892 |
| Erie | $912 |
| Frankenmuth Mutual | $1,157 |
| Ohio Mutual Ins Group | $1,273 |
| Westfield | $1,282 |
| Atlantic States Insurance | $1,381 |
| Esurance | $1,379 |
| Allied | $1,440 |
| National General RAD | $1,509 |
2023 GMC Terrain Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $250 |
| Pekin Insurance | $871 |
| Texas Farm Bureau Group | $1,011 |
| Erie | $1,091 |
| Buckeye Insurance Group | $1,179 |
| SECURA Insurance | $1,214 |
| National General Value | $1,440 |
| Nationwide | $1,548 |
| USAA | $1,556 |
| Travelers | $1,586 |
2022 GMC Terrain Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Advantage | $188 |
| Victoria | $298 |
| Safeco | $583 |
| NatGen Value | $898 |
| MMG Insurance Company | $987 |
| Buckeye Insurance Group | $1,029 |
| Virginia Farm Bureau | $1,117 |
| Oregon Mutual | $1,112 |
| NatGen Custom 360 | $1,125 |
| Capital Insurance Group | $1,153 |
2021 GMC Terrain Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $358 |
| Dairyland FR Bond | $359 |
| NatGen Custom 360 | $502 |
| Kemper Auto | Infinity | $495 |
| American National P | $607 |
| Mercury Insurance | $704 |
| NatGen Value | $898 |
| Dairyland Broadform | $907 |
| Victoria | $912 |
| Countryway Insurance | $931 |
2020 GMC Terrain Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $63 |
| NatGen Advantage | $189 |
| Dairyland Broadform | $247 |
| NatGen Custom 360 | $310 |
| SAFECO | $504 |
| Dairyland Scored | $544 |
| National General Value | $580 |
| Concord Group | $711 |
| PEMCO | $788 |
| American National P | $830 |
2019 GMC Terrain Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $309 |
| Dairyland Broadform | $334 |
| Jupiter Auto Insurance | $437 |
| NatGen Custom 360 | $515 |
| American National P&C | $541 |
| SAFECO | $578 |
| Dairyland FR Bond | $561 |
| American National P | $614 |
| Mercury Insurance | $952 |
| PEMCO | $1,049 |
2018 GMC Terrain Insurance Rates
| Insurance Provider | Average Annual Cost |
| Dairyland Broadform | $214 |
| NatGen Custom 360 | $339 |
| AssuranceAmerica Mobile Max | $448 |
| SAFECO | $455 |
| Dairyland FR Bond | $536 |
| American National P&C | $522 |
| American National P | $552 |
| Dairyland Auto 1 Month | $533 |
| Mercury Insurance | $595 |
| National General Value | $591 |
2017 GMC Terrain Insurance Rates
| Insurance Provider | Average Annual Cost |
| Dairyland Auto 1 Month | $138 |
| Kemper Personal Insurance | $246 |
| SAFECO | $450 |
| American National P&C | $477 |
| Dairyland Broadform | $563 |
| NatGen Custom 360 | $596 |
| American National P | $695 |
| Verti Insurance | $898 |
| Utica National Ins Group | $935 |
| National General RAD | $929 |
2016 GMC Terrain Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $321 |
| NatGen Custom 360 | $482 |
| SAFECO | $495 |
| Concord Group | $586 |
| American National P&C | $623 |
| American National P | $654 |
| Dairyland Broadform | $733 |
| Union Mutual Fire Group | $793 |
| Countryway Insurance | $820 |
| MMG Insurance Company | $858 |
2015 GMC Terrain Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $232 |
| NatGen Custom 360 | $266 |
| Dairyland FR Bond | $462 |
| SAFECO | $468 |
| American National P | $647 |
| NatGen PPA | $816 |
| Countryway Insurance | $924 |
| Concord Group | $937 |
| North Carolina Farm Bureau | $935 |
| Ameriprise Group | $935 |
2014 GMC Terrain Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $262 |
| NatGen Custom 360 | $400 |
| SAFECO | $492 |
| Jupiter Auto Insurance | $544 |
| Dairyland Broadform | $564 |
| Mercury Insurance | $676 |
| Concord Group | $712 |
| American National P | $752 |
| NatGen PPA | $787 |
| Dairyland FR Bond | $823 |
2013 GMC Terrain Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $319 |
| Dairyland FR Bond | $383 |
| SAFECO | $372 |
| NatGen Custom 360 | $488 |
| Jupiter Auto Insurance | $479 |
| Kemper Auto Premium | $547 |
| Dairyland Broadform | $602 |
| Dairyland® | $609 |
| American National P | $634 |
| Bear River | $680 |
2012 GMC Terrain Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $245 |
| NatGen Custom 360 | $254 |
| Jupiter Auto Insurance | $283 |
| SAFECO | $298 |
| American National P&C | $471 |
| AssuranceAmerica Mobile Max | $584 |
| NatGen PPA | $642 |
| Dairyland Broadform | $659 |
| Mercury Insurance | $693 |
| Concord Group | $749 |
2011 GMC Terrain Insurance Rates
| Insurance Provider | Average Annual Cost |
| Dairyland FR Bond | $126 |
| Jupiter Auto Insurance | $134 |
| Dairyland Broadform | $226 |
| NatGen Custom 360 | $250 |
| AssuranceAmerica Mobile Max | $332 |
| SAFECO | $399 |
| Nodak Mutual | $387 |
| American National P | $485 |
| Kemper Personal Insurance | $482 |
| Concord Group | $633 |
2010 GMC Terrain Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $210 |
| SAFECO | $210 |
| Kemper Personal Insurance | $353 |
| National General Value | $478 |
| Mercury Insurance | $480 |
| American National P | $521 |
| Concord Group | $592 |
| Patriot Group | $603 |
| MMG Insurance Company | $641 |
| Countryway Insurance | $713 |
Cost of GMC Terrain Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $4,910 | $7,244 | $8,453 |
| 18 | $4,584 | $6,741 | $7,897 |
| 19 | $4,056 | $5,947 | $6,945 |
| 20 | $3,520 | $5,189 | $6,084 |
| 21 | $2,976 | $4,364 | $5,106 |
| 22 | $2,905 | $4,230 | $4,961 |
| 23 | $2,516 | $3,691 | $4,355 |
| 24 | $2,420 | $3,529 | $4,110 |
| 25 | $2,079 | $3,024 | $3,562 |
| 30 | $1,627 | $2,380 | $2,777 |
| 35 | $1,509 | $2,210 | $2,578 |
| 40 | $1,460 | $2,119 | $2,478 |
| 45 | $1,406 | $2,068 | $2,424 |
| 55 | $1,281 | $1,910 | $2,228 |
| 65 | $1,339 | $2,001 | $2,335 |
| 75 | $1,707 | $2,525 | $2,940 |
Cost of GMC Terrain Car Insurance By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $1,529 | $2,218 | $2,850 |
| Alaska | $1,272 | $1,756 | $1,719 |
| Arizona | $1,458 | $2,079 | $3,047 |
| Arkansas | $1,571 | $2,499 | $2,722 |
| California | $1,778 | $3,119 | $1,744 |
| Colorado | $1,655 | $2,295 | $2,920 |
| Connecticut | $2,101 | $3,267 | $4,134 |
| Delaware | $1,749 | $2,332 | $2,956 |
| Florida | $2,057 | $2,863 | $3,720 |
| Hawaii | $688 | $927 | $679 |
| Idaho | $1,176 | $1,555 | $1,877 |
| Illinois | $1,224 | $1,859 | $2,092 |
| Indiana | $1,240 | $1,933 | $2,163 |
| Iowa | $987 | $1,367 | $1,589 |
| Kansas | $1,317 | $1,922 | $2,267 |
| Kentucky | $1,915 | $2,823 | $3,302 |
| Louisiana | $2,440 | $3,703 | $4,024 |
| Maine | $940 | $1,268 | $1,901 |
| Maryland | $1,513 | $2,196 | $2,446 |
| Massachusetts | $1,198 | $2,097 | $1,201 |
| Michigan | $2,915 | $4,424 | $7,005 |
| Minnesota | $1,209 | $1,607 | $2,243 |
| Mississippi | $1,432 | $2,076 | $2,090 |
| Missouri | $1,375 | $1,969 | $2,550 |
| Montana | $1,377 | $1,933 | $2,229 |
| Nebraska | $1,173 | $1,717 | $1,871 |
| Nevada | $1,934 | $2,855 | $3,009 |
| New Hampshire | $1,341 | $2,144 | $2,699 |
| New Jersey | $1,480 | $2,307 | $3,022 |
| New Mexico | $1,515 | $2,267 | $2,352 |
| New York | $1,407 | $1,771 | $2,952 |
| North Carolina | $877 | $1,497 | $1,062 |
| North Dakota | $1,173 | $1,809 | $2,142 |
| Ohio | $1,058 | $1,626 | $1,664 |
| Oklahoma | $1,685 | $2,414 | $2,735 |
| Oregon | $1,532 | $2,086 | $2,472 |
| Pennsylvania | $1,314 | $1,907 | $2,236 |
| Rhode Island | $2,149 | $3,172 | $3,561 |
| South Carolina | $1,457 | $2,047 | $2,827 |
| South Dakota | $1,304 | $1,895 | $2,183 |
| Tennessee | $1,554 | $2,287 | $3,032 |
| Texas | $1,554 | $2,249 | $2,824 |
| Utah | $1,310 | $1,870 | $2,572 |
| Vermont | $1,040 | $1,568 | $1,667 |
| Virginia | $980 | $1,481 | $1,432 |
| Washington | $1,273 | $1,713 | $2,065 |
| West Virginia | $1,273 | $1,820 | $2,293 |
| Wisconsin | $1,273 | $2,018 | $2,271 |
| Wyoming | $1,197 | $1,683 | $1,780 |
| Georgia | $1,675 | $2,508 | $2,555 |
Compare GMC Terrain To Other GMC Models
FAQs
Who has the cheapest car insurance for a GMC Terrain?
For the 2024 model year, Buckeye Insurance Group offers the most affordable car insurance for the GMC Terrain.
Which company offers the best car insurance for a GMC Terrain?
Considering its combination of competitive pricing, comprehensive coverage, and top-rated customer service, we believe Buckeye Insurance Group provides the best car insurance option for a GMC Terrain.
