GMC Acadia Car Insurance Cost
Getting insurance for a GMC Acadia typically amounts to about $635 annually through Direct Auto. However, the specific costs can vary based on factors such as your age, the year of your car model, and other relevant considerations. Please refer to our quote tables below to determine the potential cost tailored to your situation.
If you’re thinking about buying a GMC Acadia, it’s important to consider the cost of insurance. Insurance is a significant aspect of owning a car, and it’s crucial to understand its implications before making a purchase.
Selecting the right car insurance policy is essential to avoid unexpected and potentially high expenses in the future. It’s vital to ensure you have adequate coverage in case of an accident to avoid significant out-of-pocket costs. Additionally, there’s the possibility of premium increases if you’re deemed responsible for an accident.
With over ten years of experience analyzing car insurance rates, I’ve observed how much these costs can vary. Factors such as your age, driving record, and even your location can significantly impact your insurance premiums.
How Much Does GMC Acadia Car Insurance Cost?
Typically, Direct Auto provides the most competitive price, averaging $635 annually, for full coverage insurance on a 2023 GMC Acadia.
While Direct Auto’s pricing sets a solid standard, it’s crucial to recognize that the cost of car insurance can fluctuate significantly based on various factors. These factors include your location, driving history, the year of your car model, and the specific coverage options you select. Maintaining a clean driving record may result in lower premiums, whereas a record of accidents or traffic violations could elevate your costs.
Furthermore, residing in urban areas with heavy traffic may lead to higher rates compared to rural areas with lighter traffic. The type of coverage you opt for will also affect your premium; comprehensive coverage, encompassing both comprehensive and collision coverage, generally costs more than minimum liability coverage.
Insuranceopedia is available to assist you in comparing quotes from different insurance companies to ensure you secure the best deal.
2023 GMC Acadia Insurance Rates
| Insurance Provider | Average Annual Cost |
| Direct Auto | $635 |
| Rural Mutual Insurance | $920 |
| West Bend Mutual | $1,006 |
| Pekin Insurance | $1,017 |
| Rockford Mutual Insurance | $1,040 |
| SECURA Insurance | $1,165 |
| American Family | $1,225 |
| Dairyland Auto | $1,226 |
| Safeco | $1,240 |
| Clearcover | $1,281 |
2022 GMC Acadia Insurance Rates
| Insurance Provider | Average Annual Cost |
| Victoria | $194 |
| American National P | $576 |
| Safeco | $644 |
| Concord Group | $692 |
| Clearcover | $928 |
| Pekin Insurance | $931 |
| NatGen Value | $979 |
| Mercury Insurance | $1,001 |
| Countryway Insurance | $1,055 |
| Tennessee Farmers | $1,138 |
2021 GMC Acadia Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $335 |
| Victoria | $578 |
| National General Value | $680 |
| Capital Insurance Group | $994 |
| Clearcover | $978 |
| Virginia Farm Bureau | $1,011 |
| Titan | $1,044 |
| American National P | $1,050 |
| Mercury Insurance | $1,075 |
| NatGen Value | $1,115 |
2020 GMC Acadia Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $155 |
| SAFECO | $307 |
| American National P&C | $532 |
| American National P | $847 |
| Concord Group | $998 |
| Pekin Insurance | $1,037 |
| NatGen Value | $1,051 |
| Kemper Personal Insurance | $1,109 |
| Texas Farm Bureau Group | $1,143 |
| Verti Insurance | $1,193 |
2019 GMC Acadia Insurance Rates
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica | $147 |
| Dairyland FR Bond | $257 |
| NatGen Custom 360 | $324 |
| AssuranceAmerica Mobile Max | $318 |
| Mercury Insurance | $322 |
| SAFECO | $348 |
| NatGen PPA | $363 |
| Dairyland Broadform | $353 |
| Kemper Auto | $658 |
| American National P&C | $691 |
2018 GMC Acadia Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $310 |
| NatGen Advantage | $292 |
| Dairyland FR Bond | $365 |
| American National P | $556 |
| Safeco | $609 |
| Kemper Auto | Infinity | $659 |
| Mercury Insurance | $723 |
| Jupiter Auto Insurance | $768 |
| Concord Group | $935 |
| Countryway Insurance | $954 |
2017 GMC Acadia Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $190 |
| NatGen Custom 360 | $298 |
| SAFECO | $403 |
| Kemper Auto Premium | $482 |
| Mercury Insurance | $647 |
| Concord Group | $695 |
| Bear River | $734 |
| PEMCO | $875 |
| Countryway Insurance | $875 |
| American National P | $872 |
2016 GMC Acadia Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $250 |
| NatGen Custom 360 | $520 |
| Dairyland FR Bond | $543 |
| Jupiter Auto Insurance | $626 |
| SAFECO | $653 |
| Countryway Insurance | $700 |
| NatGen Value | $785 |
| Concord Group | $823 |
| NatGen PPA | $830 |
| Nodak Mutual | $867 |
2015 GMC Acadia Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $87 |
| NatGen Custom 360 | $139 |
| Jupiter Auto Insurance | $189 |
| SAFECO | $275 |
| Kemper Auto Premium | $320 |
| Mercury Insurance | $504 |
| Kemper Auto | Infinity | $699 |
| American National P | $733 |
| Concord Group | $787 |
| Dairyland FR Bond | $843 |
2014 GMC Acadia Insurance Rates
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $182 |
| SAFECO | $343 |
| Dairyland Broadform | $372 |
| American National P | $452 |
| Mercury Insurance | $496 |
| MMG Insurance Company | $687 |
| Concord Group | $711 |
| Kemper Auto Premium | $730 |
| Commerce Group Inc | $757 |
| Pure Companies Grp | $861 |
2013 GMC Acadia Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $133 |
| Infinity Special | $225 |
| SAFECO | $362 |
| AssuranceAmerica Mobile Max | $407 |
| Kemper Auto Premier | $416 |
| American National P&C | $438 |
| Kemper Auto | Infinity | $498 |
| Kemper Personal Insurance | $572 |
| Concord Group | $586 |
| Commerce Group Inc | $727 |
2012 GMC Acadia Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $154 |
| SAFECO | $300 |
| Jupiter Auto Insurance | $347 |
| AssuranceAmerica Mobile Max | $333 |
| Infinity Special | $386 |
| Dairyland Broadform | $469 |
| American National P | $519 |
| Kemper Personal Insurance | $523 |
| American National P&C | $534 |
| Dairyland FR Bond | $566 |
2011 GMC Acadia Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $65 |
| Dairyland Broadform | $269 |
| American National P&C | $432 |
| SAFECO | $548 |
| American National P | $569 |
| Mercury Insurance | $661 |
| MMG Insurance Company | $671 |
| Countryway Insurance | $687 |
| Buckeye Insurance Group | $711 |
| Concord Group | $713 |
2010 GMC Acadia Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $130 |
| Jupiter Auto Insurance | $175 |
| NatGen Custom 360 | $215 |
| National General Value | $359 |
| Mercury Insurance | $434 |
| American National P&C | $511 |
| NatGen PPA | $510 |
| Concord Group | $555 |
| American National P | $565 |
| MMG Insurance Company | $563 |
Cost of GMC Acadia Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $5,560 | $8,124 | $9,504 |
| 18 | $5,152 | $7,596 | $8,883 |
| 19 | $4,569 | $6,694 | $7,858 |
| 20 | $3,971 | $5,841 | $6,816 |
| 21 | $3,349 | $4,902 | $5,753 |
| 22 | $3,260 | $4,752 | $5,601 |
| 23 | $2,852 | $4,184 | $4,901 |
| 24 | $2,704 | $3,963 | $4,633 |
| 25 | $2,346 | $3,413 | $3,989 |
| 30 | $1,834 | $2,647 | $3,124 |
| 35 | $1,722 | $2,502 | $2,933 |
| 40 | $1,649 | $2,403 | $2,805 |
| 45 | $1,600 | $2,358 | $2,749 |
| 55 | $1,441 | $2,146 | $2,488 |
| 65 | $1,532 | $2,238 | $2,627 |
| 75 | $1,922 | $2,837 | $3,305 |
GMC Acadia Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $1,716 | $2,525 | $3,194 |
| Alaska | $1,428 | $2,006 | $1,917 |
| Arizona | $1,621 | $2,352 | $3,433 |
| Arkansas | $1,790 | $2,783 | $3,087 |
| California | $1,965 | $3,493 | $1,977 |
| Colorado | $1,833 | $2,604 | $3,293 |
| Connecticut | $2,348 | $3,647 | $4,654 |
| Delaware | $1,936 | $2,610 | $3,326 |
| Florida | $2,339 | $3,230 | $4,174 |
| Hawaii | $761 | $1,020 | $738 |
| Idaho | $1,312 | $1,756 | $2,137 |
| Illinois | $1,375 | $2,076 | $2,381 |
| Indiana | $1,402 | $2,145 | $2,426 |
| Iowa | $1,109 | $1,543 | $1,789 |
| Kansas | $1,502 | $2,183 | $2,535 |
| Kentucky | $2,172 | $3,181 | $3,757 |
| Louisiana | $2,758 | $4,182 | $4,555 |
| Maine | $1,052 | $1,459 | $2,140 |
| Maryland | $1,699 | $2,462 | $2,754 |
| Massachusetts | $1,365 | $2,368 | $1,352 |
| Michigan | $3,282 | $4,984 | $7,881 |
| Minnesota | $1,354 | $1,815 | $2,539 |
| Mississippi | $1,638 | $2,309 | $2,352 |
| Missouri | $1,543 | $2,175 | $2,868 |
| Montana | $1,565 | $2,156 | $2,540 |
| Nebraska | $1,327 | $1,970 | $2,125 |
| Nevada | $2,193 | $3,239 | $3,394 |
| New Hampshire | $1,527 | $2,399 | $3,034 |
| New Jersey | $1,683 | $2,614 | $3,404 |
| New Mexico | $1,721 | $2,532 | $2,614 |
| New York | $1,574 | $1,987 | $3,315 |
| North Carolina | $966 | $1,667 | $1,181 |
| North Dakota | $1,342 | $2,028 | $2,409 |
| Ohio | $1,200 | $1,849 | $1,907 |
| Oklahoma | $1,891 | $2,737 | $3,069 |
| Oregon | $1,729 | $2,326 | $2,765 |
| Pennsylvania | $1,440 | $2,147 | $2,507 |
| Rhode Island | $2,426 | $3,588 | $4,045 |
| South Carolina | $1,648 | $2,307 | $3,178 |
| South Dakota | $1,484 | $2,121 | $2,451 |
| Tennessee | $1,738 | $2,580 | $3,417 |
| Texas | $1,755 | $2,547 | $3,174 |
| Utah | $1,506 | $2,096 | $2,871 |
| Vermont | $1,168 | $1,778 | $1,895 |
| Virginia | $1,097 | $1,681 | $1,619 |
| Washington | $1,437 | $1,961 | $2,329 |
| West Virginia | $1,432 | $2,064 | $2,593 |
| Wisconsin | $1,425 | $2,236 | $2,576 |
| Wyoming | $1,345 | $1,872 | $1,996 |
| Georgia | $1,903 | $2,850 | $2,840 |
Compare GMC Acadia To Other GMC Models
FAQs
Who has the cheapest car insurance for a GMC Acadia?
For the 2023 model year, Direct Auto offers the most affordable car insurance for the GMC Acadia.
Which company offers the best car insurance for a GMC Acadia?
Considering its combination of competitive rates, comprehensive coverage, and highly rated customer service, we believe Direct Autos provides the best car insurance option for a GMC Acadia.
