Chevrolet Equinox Car Insurance Cost 2025
The average cost of insuring a Chevrolet Equinox is $1,835 annually. However, your exact rate will depend on factors like your age, the car’s model year, and other details. Check out our quote tables below to estimate your personalized insurance costs.
We’ve saved shoppers an average of $600 per year on their car insurance.
The Chevrolet Equinox, a popular compact SUV known for its affordability and safety, offers lower-than-average insurance rates compared to other vehicles in its class. The average annual insurance cost for a Chevrolet Equinox is around $1,835, making it an attractive option for budget-conscious drivers.
Factors such as its five-star safety rating, affordable MSRP, and various trim levels contribute to its competitive insurance rates. However, insurance costs can vary based on factors like location, driving history, and coverage options. By comparing quotes from multiple insurers, drivers can find the most affordable insurance rates for their Chevrolet Equinox.
How Much Does Chevrolet Equinox Car Insurance Cost?
Chevrolet Equinox drivers usually pay an average of $1,835 annually for car insurance.
Car insurance costs can vary widely based on factors like your location, driving record, the car’s model year, and your chosen coverage options. A clean driving history can lower premiums, while accidents or violations may increase them.
Living in a busy urban area with high traffic often leads to higher rates compared to quieter rural areas. The type of coverage you select also plays a role—comprehensive coverage, which includes collision and non-collision incidents, typically costs more than basic liability coverage.
For Chevrolet Equinox owners, insurance costs are generally lower than the average for all Chevrolet models but remain slightly above the average for all vehicles.
To help you find the best deal, Insuranceopedia offers tools to compare quotes from various auto insurance providers, ensuring you get coverage that meets your needs at a competitive price.
| Vehicle | Average Monthly Premium |
| Chevrolet Equinox | $137 |
| All Chevrolets | $170 |
| All Cars | $175 |
Average Insurance Cost Of Chevrolet Equinox By Model Year
| Model Year | Average Premium |
| 2025 Chevrolet Equinox | $720 |
| 2024 Chevrolet Equinox | $920 |
| 2023 Chevrolet Equinox | $614 |
| 2022 Chevrolet Equinox | $574 |
| 2021 Chevrolet Equinox | $699 |
| 2020 Chevrolet Equinox | $545 |
| 2019 Chevrolet Equinox | $438 |
| 2018 Chevrolet Equinox | $545 |
| 2017 Chevrolet Equinox | $452 |
| 2016 Chevrolet Equinox | $348 |
| 2015 Chevrolet Equinox | $431 |
| 2014 Chevrolet Equinox | $387 |
| 2013 Chevrolet Equinox | $445 |
| 2012 Chevrolet Equinox | $379 |
| 2011 Chevrolet Equinox | $305 |
| 2010 Chevrolet Equinox | $427 |
2025 Chevrolet Equinox Insurance Rates
The average annual insurance cost for a 2025 Chevrolet Equinox is $1,495. However, Mile Auto offers the cheapest rates, averaging $720 per year.
| Insurance Provider | Average Annual Cost |
| Root | $876 |
| Mercury | $1,056 |
| Novo | $540 |
| State Farm | $1,524 |
| Allstate | $2,916 |
| Certainly | $840 |
| Geico | $1,776 |
| Nationwide | $1,800 |
| Mile Auto | $720 |
| Farmers | $2,904 |
2024 Chevrolet Equinox Insurance Rates
The average annual insurance cost for a 2024 Chevrolet Equinox is $920. However, Mercury Insurance offers the cheapest rates, averaging $539 per year.
| Insurance Provider | Average Annual Cost |
| National General Value | $893 |
| NatGen PPA | $1,018 |
| Clearcover | $1,080 |
| Dairyland Broadform | $1,030 |
| Buckeye Insurance Group | $847 |
| NatGen Custom 360 | $835 |
| Western Reserve | $933 |
| NatGen Value | $971 |
| Mercury Insurance | $539 |
| Pekin Insurance | $1,050 |
2023 Chevrolet Equinox Insurance Rates
The average annual insurance cost for a 2023 Chevrolet Equinox is $614. However, Safeco offers the cheapest rates, averaging $336 per year.
| Insurance Provider | Average Annual Cost |
| SafeAuto | $830 |
| Victoria | $338 |
| Capital Insurance Group | $776 |
| Mercury Insurance | $370 |
| Farm Bureau Mutual (IA Group) | $994 |
| Texas Farm Bureau Group | $734 |
| Safeco | $336 |
| NatGen Custom 360 | $447 |
| New York Central Mutual Fire | $592 |
| Pekin Insurance | $722 |
2022 Chevrolet Equinox Insurance Rates
The average annual insurance cost for a 2022 Chevrolet Equinox is $574. However, Victoria offers the cheapest rates, averaging $201 per year.
| Insurance Provider | Average Annual Cost |
| Victoria | $201 |
| Dairyland Broadform | $561 |
| Safeco | $476 |
| Buckeye Insurance Group | $897 |
| American National P | $686 |
| NatGen Value | $322 |
| NatGen Custom 360 | $201 |
| Virginia Farm Bureau | $980 |
| Mercury Insurance | $437 |
| SafeAuto | $974 |
2021 Chevrolet Equinox Insurance Rates
The average annual insurance cost for a 2021 Chevrolet Equinox is $699. However, Safeco offers the cheapest rates, averaging $231 per year.
| Insurance Provider | Average Annual Cost |
| Buckeye Insurance Group | $724 |
| Victoria | $773 |
| MMG Insurance Company | $761 |
| IMT Insurance Company | $898 |
| Mercury Insurance | $678 |
| Dairyland Auto 1 Month | $620 |
| American National P | $732 |
| Safeco | $231 |
| Countryway Insurance | $819 |
| NatGen Value | $749 |
2020 Chevrolet Equinox Insurance Rates
The average annual insurance cost for a 2020 Chevrolet Equinox is $545. However, Safeco offers the cheapest rates, averaging $237 per year.
| Insurance Provider | Average Annual Cost |
| Countryway Insurance | $819 |
| Safeco | $237 |
| Mercury Insurance | $485 |
| Dairyland FR Bond | $794 |
| American National P | $706 |
| AssuranceAmerica Mobile Max | $646 |
| NatGen Custom 360 | $307 |
| American National P&C | $775 |
| Dairyland Broadform | $408 |
| Kemper Personal Insurance | $277 |
2019 Chevrolet Equinox Insurance Rates
The average annual insurance cost for a 2019 Chevrolet Equinox is $438. However, Kemper Auto Premium offers the cheapest rates, averaging $35 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $212 |
| AssuranceAmerica Mobile Max | $399 |
| Safeco | $277 |
| Dairyland Broadform | $660 |
| Countryway Insurance | $680 |
| American National P | $701 |
| Kemper Personal Insurance | $37 |
| Mercury Insurance | $740 |
| Kemper Auto Premium | $35 |
| Concord Group | $641 |
2018 Chevrolet Equinox Insurance Rates
The average annual insurance cost for a 2018 Chevrolet Equinox is $545. However, Kemper Auto Premium offers the cheapest rates, averaging $146 per year.
| Insurance Provider | Average Annual Cost |
| PEMCO | $888 |
| NatGen Custom 360 | $398 |
| Dairyland FR Bond | $790 |
| Kemper Auto Premium | $146 |
| AssuranceAmerica Mobile Max | $468 |
| Safeco | $258 |
| Kemper Personal Insurance | $297 |
| Utica National Ins Group | $762 |
| American National P | $685 |
| NatGen PPA | $756 |
2017 Chevrolet Equinox Insurance Rates
The average annual insurance cost for a 2017 Chevrolet Equinox is $452. However, Kemper Personal Insurance offers the cheapest rates, averaging $110 per year.
| Insurance Provider | Average Annual Cost |
| PEMCO | $749 |
| Dairyland Auto 1 Month | $414 |
| Dairyland FR Bond | $251 |
| AssuranceAmerica Mobile Max | $658 |
| Utica National Ins Group | $787 |
| Kemper Personal Insurance | $110 |
| Kemper Auto Premium | $455 |
| Safeco | $184 |
| NatGen Custom 360 | $310 |
| American National P | $597 |
2016 Chevrolet Equinox Insurance Rates
The average annual insurance cost for a 2016 Chevrolet Equinox is $348. However, Kemper Personal Insurance offers the cheapest rates, averaging $139 per year.
| Insurance Provider | Average Annual Cost |
| NatGen PPA | $728 |
| Dairyland FR Bond | $226 |
| American National P | $590 |
| AssuranceAmerica Mobile Max | $200 |
| NatGen Advantage | $320 |
| Dairyland Broadform | $529 |
| NatGen Custom 360 | $169 |
| Mercury Insurance | $403 |
| Safeco | $175 |
| Kemper Personal Insurance | $139 |
2015 Chevrolet Equinox Insurance Rates
The average annual insurance cost for a 2015 Chevrolet Equinox is $431. However, Dairyland Auto offers the cheapest rates, averaging $106 per year.
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $376 |
| American National P | $520 |
| NatGen Custom 360 | $271 |
| Dairyland Broadform | $671 |
| Kemper Auto Premier | $690 |
| Safeco | $223 |
| Union Mutual Fire Group | $534 |
| Utica National Ins Group | $664 |
| Mercury Insurance | $251 |
| Dairyland Auto | $106 |
2014 Chevrolet Equinox Insurance Rates
The average annual insurance cost for a 2014 Chevrolet Equinox is $387. However, NatGen Custom 360 offers the cheapest rates, averaging $73 per year.
| Insurance Provider | Average Annual Cost |
| Concord Group | $690 |
| Mercury Insurance | $495 |
| Dairyland Broadform | $400 |
| American National P | $498 |
| Kemper Auto Premier | $267 |
| Dairyland FR Bond | $571 |
| Kemper Personal Insurance | $428 |
| Safeco | $136 |
| American National P&C | $307 |
| NatGen Custom 360 | $73 |
2013 Chevrolet Equinox Insurance Rates
The average annual insurance cost for a 2013 Chevrolet Equinox is $445. However, Kemper Auto Premium offers the cheapest rates, averaging $62 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland Broadform | $498 |
| AssuranceAmerica Mobile Max | $570 |
| American National P | $616 |
| NatGen Custom 360 | $179 |
| Safeco | $171 |
| Kemper Auto Premium | $62 |
| North Carolina Farm Bureau | $786 |
| Kemper Personal Insurance | $393 |
| Mercury Insurance | $402 |
| SECURA Insurance | $770 |
2012 Chevrolet Equinox Insurance Rates
The average annual insurance cost for a 2012 Chevrolet Equinox is $379. However, Safeco offers the cheapest rates, averaging $95 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland FR Bond | $369 |
| Kemper Auto Premier | $391 |
| Kemper Auto | Infinity | $640 |
| Mercury Insurance | $294 |
| Kemper Auto Premium | $458 |
| Safeco | $95 |
| American National P | $503 |
| NatGen Custom 360 | $277 |
| Dairyland Broadform | $371 |
| AssuranceAmerica Mobile Max | $393 |
2011 Chevrolet Equinox Insurance Rates
The average annual insurance cost for a 2011 Chevrolet Equinox is $305. However, Safeco offers the cheapest rates, averaging $122 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $180 |
| NatGen Custom 360 | $154 |
| AssuranceAmerica Mobile Max | $203 |
| Kemper Auto | Infinity | $483 |
| Dairyland Broadform | $394 |
| American National P | $528 |
| Safeco | $122 |
| Kemper Auto Premium | $175 |
| Nodak Mutual | $477 |
| Mercury Insurance | $330 |
2010 Chevrolet Equinox Insurance Rates
The average annual insurance cost for a 2010 Chevrolet Equinox is $427. However, Safeco offers the cheapest rates, averaging $78 per year.
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $161 |
| PEMCO | $662 |
| Dairyland Broadform | $403 |
| SECURA Insurance | $794 |
| NatGen Custom 360 | $165 |
| Utica National Ins Group | $748 |
| Safeco | $78 |
| Mercury Insurance | $107 |
| Mississippi Farm Bureau | $603 |
| American National P | $549 |
Find Affordable Chevrolet Equinox Insurance Rates
Is A Chevrolet Equinox Expensive To Insure?
The Chevrolet Equinox is generally considered affordable to insure compared to many other vehicles in its class. On average, full coverage insurance for a 2025 Equinox costs approximately $1,835 per year, or about $107 per month, according to MoneyGeek. This is notably lower than the national average for similar SUVs. Factors contributing to its lower insurance rates include strong safety ratings and moderate repair costs. However, individual premiums can vary based on factors such as the driver’s age, location, driving history, and chosen coverage levels. Overall, the Equinox offers a balance of safety and affordability, making it a cost-effective choice for insurance.
Cost of Chevrolet Equinox Car Insurance By Age
Age is a key factor in determining car insurance rates. Teen drivers often face the highest premiums since they are statistically more likely to be involved in accidents. However, as drivers age and gain experience, their premiums tend to decrease because they are considered lower-risk by insurers.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $7,003 | $10,252 | $11,985 |
| 18 | $6,535 | $9,502 | $11,117 |
| 19 | $5,725 | $8,399 | $9,860 |
| 20 | $4,973 | $7,380 | $8,614 |
| 21 | $4,187 | $6,181 | $7,211 |
| 22 | $4,036 | $6,034 | $7,037 |
| 23 | $3,527 | $5,238 | $6,123 |
| 24 | $3,441 | $4,958 | $5,792 |
| 25 | $2,911 | $4,281 | $5,004 |
| 30 | $2,272 | $3,314 | $3,944 |
| 35 | $2,135 | $3,088 | $3,719 |
| 40 | $2,069 | $2,976 | $3,483 |
| 45 | $2,046 | $2,890 | $3,470 |
| 55 | $1,834 | $2,729 | $3,180 |
| 65 | $1,865 | $2,800 | $3,307 |
| 75 | $2,424 | $3,535 | $4,144 |
Chevrolet Equinox Car Insurance Rates By State
Your location is a major factor in how insurance companies determine rates. Since each state regulates auto insurance differently, premiums can vary widely. For example, Michigan drivers often pay higher rates due to the state’s requirement for more extensive coverage.
Local climate also plays a role, with states prone to extreme weather events like hurricanes, storms, or flooding typically having higher insurance costs.
Additionally, insurers consider regional statistics, such as crime rates, car thefts, accident frequency, and vehicle fatalities, to calculate your specific Chevrolet Equinox insurance rate.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,194 | $3,212 | $4,002 |
| Alaska | $1,787 | $2,539 | $2,460 |
| Arizona | $2,021 | $2,937 | $4,369 |
| Arkansas | $2,207 | $3,519 | $3,867 |
| California | $2,512 | $4,423 | $2,535 |
| Colorado | $2,328 | $3,273 | $4,071 |
| Connecticut | $2,999 | $4,628 | $5,875 |
| Delaware | $2,498 | $3,281 | $4,203 |
| Florida | $2,876 | $3,999 | $5,236 |
| Georgia | $2,368 | $3,580 | $3,612 |
| Hawaii | $915 | $1,336 | $974 |
| Idaho | $1,625 | $2,211 | $2,669 |
| Illinois | $1,760 | $2,594 | $2,983 |
| Indiana | $1,771 | $2,708 | $3,016 |
| Iowa | $1,415 | $1,963 | $2,233 |
| Kansas | $1,876 | $2,699 | $3,211 |
| Kentucky | $2,687 | $3,951 | $4,740 |
| Louisiana | $3,474 | $5,269 | $5,664 |
| Maine | $1,273 | $1,799 | $2,652 |
| Maryland | $2,163 | $3,081 | $3,399 |
| Massachusetts | $1,692 | $2,973 | $1,706 |
| Michigan | $4,114 | $6,248 | $9,890 |
| Minnesota | $1,687 | $2,290 | $3,189 |
| Mississippi | $2,091 | $2,873 | $2,912 |
| Missouri | $1,948 | $2,758 | $3,602 |
| Montana | $1,943 | $2,715 | $3,185 |
| Nebraska | $1,671 | $2,405 | $2,613 |
| Nevada | $2,719 | $4,082 | $4,320 |
| New Hampshire | $1,890 | $2,980 | $3,795 |
| New Jersey | $2,057 | $3,242 | $4,267 |
| New Mexico | $2,140 | $3,185 | $3,286 |
| New York | $1,935 | $2,494 | $4,151 |
| North Carolina | $1,262 | $2,138 | $1,481 |
| North Dakota | $1,665 | $2,541 | $3,043 |
| Ohio | $1,450 | $2,286 | $2,319 |
| Oklahoma | $2,385 | $3,409 | $3,845 |
| Oregon | $2,141 | $2,934 | $3,470 |
| Pennsylvania | $1,837 | $2,742 | $3,153 |
| Rhode Island | $3,021 | $4,536 | $5,033 |
| South Carolina | $2,078 | $2,863 | $3,985 |
| South Dakota | $1,900 | $2,700 | $3,096 |
| Tennessee | $2,193 | $3,240 | $4,253 |
| Texas | $2,189 | $3,192 | $4,008 |
| Utah | $1,916 | $2,631 | $3,619 |
| Vermont | $1,399 | $2,260 | $2,398 |
| Virginia | $1,337 | $2,125 | $2,080 |
| Washington | $1,765 | $2,478 | $2,954 |
| West Virginia | $1,778 | $2,558 | $3,294 |
| Wisconsin | $1,856 | $2,812 | $3,184 |
| Wyoming | $1,737 | $2,394 | $2,518 |
Find Affordable Chevrolet Equinox Insurance Rates
Cheapest Car Insurance Companies For A Chevrolet Equinox
Among these, Novo offers the most affordable monthly premium at $45, making it the cheapest option in this list. On the other hand, Mercury has the highest monthly premium at $89 among the five. These rates are influenced by various factors, including the driver’s profile, location, and coverage options. It’s advisable to compare quotes from multiple providers to find the best rate tailored to individual needs.
| Company | Average Monthly Rate |
| Certainly | $69 |
| Mercury | $89 |
| Root | $71 |
| Mile Auto | $60 |
| Novo | $45 |
Common Chevrolet Equinox Insurance Discounts
Discounts are an excellent way to reduce car insurance costs. While specific discounts vary by provider, here are some common options to explore:
- Multi-policy discount: Bundling your auto and home insurance with the same company often results in lower rates.
- Pay annually: Paying your premium in full instead of monthly can lead to savings.
- Defensive driving discount: Completing a certified defensive driving course may make you eligible for reduced premiums.
Other discounts may also apply based on your situation. It’s best to consult with your insurance agent to identify all the discounts you qualify for.
Ways To Save On Chevrolet Equinox Insurance Costs
Keeping a clean driving record is one of the most effective ways to lower your Chevrolet Equinox insurance costs. Traffic violations, like speeding tickets, or accidents can significantly increase premiums.
For instance, Equinox drivers with a single ticket typically pay around $94 per month, while those with multiple accidents see their rates rise to an average of $138 per month. Avoiding these incidents helps keep your premiums affordable.
Additionally, low annual mileage can also reduce your insurance costs. Drivers who travel less pose a lower risk to insurers, leading to lower rates. Equinox drivers who log between 5,000 and 7,500 miles annually pay about $80 per month, compared to $83 per month for those driving over 10,000 miles.
Compare Chevrolet Equinox To Other Chevrolet Models
Looking for other Chevrolet model insurance costs?
- Chevrolet Blazer Car Insurance
- Chevrolet Camaro Car Insurance
- Chevrolet Bolt EV Car Insurance
- Chevrolet Colorado Car Insurance
- Chevrolet Corvette Car Insurance
- Chevrolet Impala Car Insurance
- Chevrolet Malibu Car Insurance
- Chevrolet Sonic Car Insurance
- Chevrolet Suburban Car Insurance
- Chevrolet Tahoe Car Insurance
- Chevrolet Traverse Car Insurance
- Chevrolet Trax Car Insurance
- Chevrolet Silverado Car Insurance
- Chevrolet Spark EV Car Insurance
- Chevrolet Express G2500 Car Insurance
Our Methodology
To determine average car insurance costs, Insuranceopedia analyzed thousands of quotes from top auto insurance providers. The sample profile used was for a 40-year-old male purchasing full-coverage insurance with the following limits: $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. Keep in mind that the figures in this guide may vary based on your unique circumstances.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A Chevrolet Equinox?
Yes, you’ll need to provide proof of insurance before driving your Chevrolet Equinox off the dealership lot. The best approach is to purchase an insurance policy first and then inform your insurance company that you’re about to buy a new car, rather than getting insurance directly through the dealership.
How Can You Get The Cheapest Insurance For Your Chevrolet Equinox?
The best way to find the most affordable rates for your Chevrolet Equinox is by shopping around and getting quotes from different auto insurance companies. Luckily, Insuranceopedia makes it easy to compare quotes from multiple providers directly on our website.
