Chevrolet Trax Car Insurance Cost 2025
The average cost to insure a Chevrolet Trax is $1,497 annually. However, the exact price depends on factors like your age, the car’s model year, and other variables. Check out our quote tables below to get a personalized estimate.
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The Chevrolet Trax is generally considered affordable to insure compared to other vehicles in its class. On average, full coverage insurance for a Chevrolet Trax costs approximately $1,497 per year, or about $125 per month, according to Insurance.com. This is notably lower than the national average for similar compact SUVs.
Factors contributing to its lower insurance rates include strong safety ratings and moderate repair costs. However, individual premiums can vary based on factors such as the driver’s age, location, driving history, and chosen coverage levels. Overall, the Trax offers a balance of safety and affordability, making it a cost-effective choice for insurance.
How Much Does Chevrolet Trax Car Insurance Cost?
Chevrolet Trax drivers usually pay an average of $1,497 annually for car insurance.
Car insurance costs can vary widely depending on factors such as your location, driving history, the model year of your vehicle, and the coverage options you choose. A clean driving record often leads to lower premiums, while accidents or traffic violations may increase costs.
Living in a city with heavy traffic can also drive up insurance rates compared to rural areas with less congestion. Additionally, your choice of coverage plays a role—comprehensive insurance, which includes both collision and comprehensive coverage, is typically more expensive than basic liability coverage.
As shown in the table below, insuring a Chevrolet Trax is more affordable than the average cost for all Chevrolet models but remains higher than the average for all vehicles combined.
Insuranceopedia can help you compare quotes from multiple auto insurance providers to ensure you secure the best deal for your needs.
| Vehicle | Average Monthly Premium |
| Chevrolet Trax | $141 |
| All Chevrolets | $170 |
| All Cars | $175 |
Average Insurance Cost Of Chevrolet Trax By Model Year
| Model Year | Average Premium |
| 2025 Chevrolet Trax | $3,871 |
| 2024 Chevrolet Trax | $797 |
| 2022 Chevrolet Trax | $592 |
| 2021 Chevrolet Trax | $798 |
| 2020 Chevrolet Trax | $490 |
| 2019 Chevrolet Trax | $592 |
| 2018 Chevrolet Trax | $598 |
| 2017 Chevrolet Trax | $694 |
| 2016 Chevrolet Trax | $510 |
| 2015 Chevrolet Trax | $482 |
| 2014 Chevrolet Trax | $2,095 |
| 2013 Chevrolet Trax | $1,052 |
2025 Chevrolet Trax Insurance Rates
The average annual insurance cost for a 2025 Chevrolet Trax is $3,871. However, Dairyland Broadform offers the cheapest rates, averaging $290 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland Broadform | $290 |
| Safeco | $490 |
| Virginia Farm Bureau | $910 |
| National General Value | $890 |
| SECURA Insurance | $1,000 |
| NatGen Custom 360 | $1,350 |
| AssuranceAmerica | $3,360 |
| Aspire Savings Triple Deductible | $9,600 |
| Aspire Savings Roadside | $10,280 |
| Aspire Advantage Roadside | $10,540 |
2024 Chevrolet Trax Insurance Rates
The average annual insurance cost for a 2024 Chevrolet Trax is $797. However, Safeco offers the cheapest rates, averaging $204 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland Broadform | $222 |
| Dairyland | $505 |
| Pekin Insurance | $776 |
| Norfolk and Dedham Group | $1,180 |
| Safeco | $204 |
| SECURA Insurance | $910 |
| Texas Farm Bureau Group | $983 |
| National General Value | $1,169 |
| Plymouth Rock Assurance | $1,126 |
| Virginia Farm Bureau | $892 |
2022 Chevrolet Trax Insurance Rates
The average annual insurance cost for a 2022 Chevrolet Trax is $592. However, AssuranceAmerica Economy offers the cheapest rates, averaging $95 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $249 |
| AssuranceAmerica Elite | $232 |
| Mercury Insurance | $640 |
| Virginia Farm Bureau | $931 |
| AssuranceAmerica Economy | $95 |
| AssuranceAmerica Mobile Max | $688 |
| Capital Insurance Group | $674 |
| Indiana Farmers Mutual Ins | $952 |
| Dairyland FR Bond | $789 |
| Dairyland Broadform | $666 |
2021 Chevrolet Trax Insurance Rates
The average annual insurance cost for a 2021 Chevrolet Trax is $798. However, Safeco offers the cheapest rates, averaging $429 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $684 |
| Titan | $789 |
| NatGen Value | $795 |
| Utica National Ins Group | $876 |
| Safeco | $429 |
| Mercury Insurance | $896 |
| Kemper Auto | Infinity | $905 |
| Kemper Auto | $941 |
| National General Value | $850 |
| Countryway Insurance | $815 |
2020 Chevrolet Trax Insurance Rates
The average annual insurance cost for a 2020 Chevrolet Trax is $490. However, Dairyland FR Bond offers the cheapest rates, averaging $151 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $230 |
| Kemper Personal Insurance | $188 |
| Safeco | $289 |
| Countryway Insurance | $759 |
| Dairyland FR Bond | $151 |
| AssuranceAmerica Mobile Max | $638 |
| Concord Group | $771 |
| Kemper Auto Premier | $776 |
| Mercury Insurance | $770 |
| Kemper Auto Premium | $325 |
2019 Chevrolet Trax Insurance Rates
The average annual insurance cost for a 2019 Chevrolet Trax is $592. However, Safeco offers the cheapest rates, averaging $246 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $289 |
| AssuranceAmerica Mobile Max | $379 |
| Kemper Personal Insurance | $483 |
| Countryway Insurance | $836 |
| Safeco | $246 |
| Concord Group | $702 |
| Mercury Insurance | $772 |
| Kemper Auto Premier | $752 |
| Dairyland Auto 6 Month | $785 |
| Union Mutual Fire Group | $674 |
2018 Chevrolet Trax Insurance Rates
The average annual insurance cost for a 2018 Chevrolet Trax is $598. However, Safeco offers the cheapest rates, averaging $202 per year.
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $313 |
| Dairyland FR Bond | $393 |
| American National P | $621 |
| NatGen PPA | $808 |
| Safeco | $202 |
| NatGen Custom 360 | $622 |
| Concord Group | $796 |
| PEMCO | $868 |
| Countryway Insurance | $799 |
| Mercury Insurance | $561 |
2017 Chevrolet Trax Insurance Rates
The average annual insurance cost for a 2017 Chevrolet Trax is $694. However, Safeco offers the cheapest rates, averaging $177 per year.
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $415 |
| Mercury Insurance | $632 |
| American National P | $674 |
| Concord Group | $909 |
| Safeco | $177 |
| National General RAD | $798 |
| PEMCO | $787 |
| North Carolina Farm Bureau | $914 |
| IMT Insurance Company | $842 |
| Buckeye Insurance Group | $795 |
2016 Chevrolet Trax Insurance Rates
The average annual insurance cost for a 2016 Chevrolet Trax is $510. However, Safeco offers the cheapest rates, averaging $159 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland Broadform | $189 |
| Mercury Insurance | $174 |
| NatGen Custom 360 | $333 |
| New York Central Mutual Fire | $772 |
| Safeco | $159 |
| Union Mutual Fire Group | $662 |
| Concord Group | $681 |
| MMG Insurance Company | $841 |
| PEMCO | $710 |
| American National P | $579 |
2015 Chevrolet Trax Insurance Rates
The average annual insurance cost for a 2015 Chevrolet Trax is $482. However, Safeco offers the cheapest rates, averaging $85 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland Broadform | $290 |
| AssuranceAmerica Mobile Max | $349 |
| Kemper Premium | $339 |
| Mercury Insurance | $687 |
| Safeco | $85 |
| American National P | $564 |
| Kemper Auto Premium | $691 |
| North Carolina Farm Bureau | $687 |
| Kemper Personal Insurance | $639 |
| Infinity Special | $488 |
2014 Chevrolet Trax Insurance Rates
The average annual insurance cost for a 2014 Chevrolet Trax is $2,095. However, Clearcover offers the cheapest rates, averaging $1,020 per year.
| Insurance Provider | Average Annual Cost |
| Virginia Farm Bureau | $1,005 |
| Mercury | $1,806 |
| Unitrin | $1,867 |
| Direct General Insurance | $3,055 |
| Clearcover | $1,020 |
| Dairyland | $2,058 |
| Travelers | $2,208 |
| Allied | $3,227 |
| Nationwide | $2,818 |
| Metropolitan | $1,890 |
2013 Chevrolet Trax Insurance Rates
The average annual insurance cost for a 2013 Chevrolet Trax is $1,052. However, Auto-Owners Insurance Co offers the cheapest rates, averaging $839 per year.
| Insurance Provider | Average Annual Cost |
| Country | $861 |
| Auto-Owners Insurance Co | $839 |
| State Farm | $1,020 |
| Travelers | $1,213 |
| SECURA Insurance | $862 |
| Mercury | $1,130 |
| Pekin Insurance | $1,105 |
| Nationwide | $1,268 |
| Grange Mutual | $1,166 |
| Rockford Mutual Insurance | $1,058 |
Find Affordable Chevrolet Trax Insurance Rates
Is A Chevrolet Trax Expensive To Insure?
The Chevrolet Trax is generally affordable to insure compared to other vehicles in its class. Insurance rates for the Trax can vary based on factors such as the driver’s age, location, driving history, and the level of coverage selected. On average, the cost of insuring a Chevrolet Trax falls within a reasonable range, making it an attractive option for budget-conscious drivers. Additionally, the Trax’s safety features and reliability contribute to lower insurance premiums. To find the best rates, it’s advisable to compare quotes from multiple insurance providers and consider any available discounts or incentives.
Cost of Chevrolet Trax Car Insurance By Age
Age is a key factor in determining car insurance rates. Teenagers often face the highest premiums due to their higher likelihood of being involved in accidents. However, as drivers age and are seen as lower-risk, their insurance costs tend to decrease.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $6,514 | $9,647 | $11,253 |
| 18 | $6,131 | $8,957 | $10,509 |
| 19 | $5,357 | $7,896 | $9,302 |
| 20 | $4,683 | $6,929 | $8,101 |
| 21 | $3,908 | $5,778 | $6,827 |
| 22 | $3,803 | $5,675 | $6,648 |
| 23 | $3,355 | $4,907 | $5,750 |
| 24 | $3,180 | $4,706 | $5,510 |
| 25 | $2,699 | $4,092 | $4,696 |
| 30 | $2,195 | $3,192 | $3,713 |
| 35 | $1,960 | $2,972 | $3,472 |
| 40 | $1,888 | $2,886 | $3,283 |
| 45 | $1,915 | $2,723 | $3,233 |
| 55 | $1,756 | $2,558 | $2,981 |
| 65 | $1,827 | $2,587 | $3,087 |
| 75 | $2,284 | $3,356 | $3,897 |
Chevrolet Trax Car Insurance Rates By State
Your location significantly influences how insurance rates are determined. Each state has its own auto insurance regulations, which impact costs. For instance, Michigan drivers often face higher premiums due to the state’s requirement for more extensive coverage.
The local climate also plays a role, as states prone to extreme weather like hurricanes, storms, or flooding may lead to higher rates. Additionally, regional statistics on crime, car accidents, thefts, and vehicle fatalities are considered by insurers when calculating your specific Chevrolet Trax insurance premium.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,054 | $2,984 | $3,806 |
| Alaska | $1,715 | $2,353 | $2,231 |
| Arizona | $1,917 | $2,777 | $4,044 |
| Arkansas | $2,078 | $3,246 | $3,581 |
| California | $2,349 | $4,156 | $2,303 |
| Colorado | $2,225 | $3,043 | $3,901 |
| Connecticut | $2,825 | $4,360 | $5,466 |
| Delaware | $2,274 | $3,105 | $3,915 |
| Florida | $2,800 | $3,822 | $5,004 |
| Hawaii | $901 | $1,231 | $897 |
| Idaho | $1,549 | $2,012 | $2,450 |
| Illinois | $1,577 | $2,450 | $2,789 |
| Indiana | $1,712 | $2,603 | $2,864 |
| Iowa | $1,287 | $1,849 | $2,124 |
| Kansas | $1,758 | $2,576 | $2,964 |
| Kentucky | $2,568 | $3,730 | $4,369 |
| Louisiana | $3,259 | $4,910 | $5,351 |
| Maine | $1,183 | $1,737 | $2,557 |
| Maryland | $1,981 | $2,956 | $3,277 |
| Massachusetts | $1,560 | $2,807 | $1,636 |
| Michigan | $3,862 | $5,952 | $9,344 |
| Minnesota | $1,556 | $2,128 | $2,977 |
| Mississippi | $1,912 | $2,747 | $2,779 |
| Missouri | $1,857 | $2,578 | $3,378 |
| Montana | $1,825 | $2,523 | $2,958 |
| Nebraska | $1,504 | $2,342 | $2,502 |
| Nevada | $2,549 | $3,790 | $4,070 |
| New Hampshire | $1,737 | $2,836 | $3,606 |
| New Jersey | $1,984 | $3,110 | $4,031 |
| New Mexico | $2,033 | $3,046 | $3,071 |
| New York | $1,839 | $2,348 | $3,932 |
| North Carolina | $1,151 | $1,945 | $1,427 |
| North Dakota | $1,610 | $2,414 | $2,796 |
| Ohio | $1,391 | $2,163 | $2,230 |
| Oklahoma | $2,292 | $3,168 | $3,608 |
| Oregon | $2,102 | $2,693 | $3,262 |
| Pennsylvania | $1,678 | $2,572 | $2,978 |
| Rhode Island | $2,832 | $4,225 | $4,772 |
| South Carolina | $1,975 | $2,743 | $3,774 |
| South Dakota | $1,714 | $2,582 | $2,895 |
| Tennessee | $2,066 | $3,036 | $4,002 |
| Texas | $2,027 | $2,999 | $3,678 |
| Utah | $1,736 | $2,517 | $3,456 |
| Vermont | $1,308 | $2,089 | $2,269 |
| Virginia | $1,317 | $2,022 | $1,951 |
| Washington | $1,643 | $2,342 | $2,729 |
| West Virginia | $1,750 | $2,421 | $3,066 |
| Wisconsin | $1,732 | $2,613 | $3,060 |
| Wyoming | $1,642 | $2,173 | $2,363 |
| Georgia | $2,214 | $3,375 | $3,344 |
Find Affordable Chevrolet Trax Insurance Rates
Cheapest Car Insurance Companies For A Chevrolet Trax
If you’re searching for a new car insurance policy for your Chevrolet Trax, identifying the most affordable providers is essential. Safeco offers the cheapest monthly rate at $41, while Aspire Savings Triple Deductible is the most expensive among the top 5 with a monthly rate of $800. The other companies fall in between these rates, providing a range of options for insuring a Chevrolet Trax.
| Company | Average Monthly Rate |
| Safeco | $41 |
| National General Value | $74 |
| NatGen Custom 360 | $113 |
| AssuranceAmerica | $280 |
| Aspire Savings Triple Deductible | $800 |
Common Chevrolet Trax Insurance Discounts
Discounts can be an excellent way to reduce your car insurance premiums. While each insurance provider offers unique discounts, here are some common ones to explore:
- Multi-policy discount: Bundling your auto and home insurance with the same provider can result in significant savings.
- Pay annually: Paying your premium in full, rather than in monthly installments, often comes with a discount.
- Defensive driving: Completing a certified defensive driving course may qualify you for reduced rates.
Other discounts may also be available depending on your provider and circumstances. To maximize your savings, consult with your insurance agent to identify discounts you’re eligible for.
Ways To Save On Chevrolet Trax Insurance Costs
Keeping a clean driving record is one of the most effective ways to reduce your Chevrolet Trax insurance costs. Traffic violations like speeding tickets or accidents can significantly increase your premiums.
For example, Chevrolet Trax drivers with a speeding ticket typically pay about $97 per month, while those with multiple accidents face an average of $124 per month. Avoiding such incidents helps keep your rates lower.
Additionally, low annual mileage can lead to reduced insurance costs. Drivers who log between 5,000 and 7,500 miles per year pay an average of $86 per month, while those exceeding 10,000 miles annually pay around $89 per month. Driving less often makes you a lower risk, resulting in more affordable premiums.
Compare Chevrolet Trax To Other Chevrolet Models
Looking for other Chevrolet model insurance costs?
- Chevrolet Blazer Car Insurance
- Chevrolet Camaro Car Insurance
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- Chevrolet Sonic Car Insurance
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Our Methodology
To calculate average car insurance costs, Insuranceopedia gathered thousands of quotes from top auto insurance providers. The sample profile used was for a 40-year-old male driver purchasing full-coverage insurance, including coverage limits of $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. However, keep in mind that the figures in this guide may not reflect your specific insurance costs, as rates can vary based on individual factors like age, location, driving history, and coverage preferences.
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FAQs
Do You Need Insurance Before You Can Purchase A Chevrolet Trax?
Yes, you’ll need to provide proof of insurance before driving your Chevrolet Trax off the dealership lot. It’s best to purchase a policy in advance and inform your insurance company that you plan to buy the car, rather than getting insurance directly through the dealership. This way, you can compare quotes and find the most suitable coverage for your needs.
How Can You Get The Cheapest Insurance For Your Chevrolet Trax?
The best way to secure the cheapest rates for your Chevrolet Trax is by shopping around and comparing quotes from different auto insurance companies. Luckily, Insuranceopedia makes this easy by allowing you to compare quotes from multiple providers directly on our website.
