Chevrolet Camaro Car Insurance Cost 2025
Typically, Chevrolet Camaro drivers can expect to pay around $2,800 per year for car insurance. However, the actual cost can vary based on factors such as your age, the model year of your car, your location, and the coverage options you choose. For a more accurate estimate, you can use our quote tables below to calculate your specific insurance costs.
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The average cost to insure a 2025 Chevrolet Camaro typically falls between $1,500 and $2,800 per year. As a performance-oriented sports coupe, the Camaro tends to carry higher insurance premiums than standard sedans or compact SUVs. Factors like powerful engine options, increased risk of accidents, and repair costs contribute to the elevated rates.
However, actual pricing depends heavily on personal variables such as the driver’s age, location, driving history, and coverage level.
While insurance for a Camaro can be pricey, shopping around and taking advantage of discounts can help lower the cost significantly for many drivers.
How Much Does Chevrolet Camaro Car Insurance Cost?
Typically, Chevrolet Camaro drivers can find car insurance at an average rate of $2,800 per year.
It’s crucial to recognize that the cost of car insurance can vary significantly due to several factors. These factors include your location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, while a history of accidents or traffic violations may lead to higher costs.
Moreover, residing in an urban area with heavy traffic might result in higher insurance rates compared to rural areas with less traffic. Additionally, the type of coverage you opt for will impact your premium – comprehensive insurance, covering both comprehensive and collision, generally costs more than minimum liability coverage.
As you can see from the table below, the cost of insurance for a Chevrolet Camaro is more expensive compared to the average cost of all Chevrolets models. However, it is also higher than the average cost for all cars.
Insuranceopedia is available to assist you in comparing quotes from various auto insurance companies, ensuring you find the best deal for your needs.
| Vehicle | Average Monthly Premium |
| Chevrolet Camaro | $212 |
| All Chevrolets | $170 |
| All Cars | $175 |
Average Insurance Cost Of Chevrolet Camaro By Model Year
| Model Year | Average Premium |
| 2025 Chevrolet Camaro | $1,636 |
| 2024 Chevrolet Camaro | $1,687 |
| 2023 Chevrolet Camaro | $1,508 |
| 2022 Chevrolet Camaro | $1,053 |
| 2021 Chevrolet Camaro | $802 |
| 2020 Chevrolet Camaro | $732 |
| 2019 Chevrolet Camaro | $846 |
| 2018 Chevrolet Camaro | $1,076 |
| 2017 Chevrolet Camaro | $838 |
| 2016 Chevrolet Camaro | $937 |
| 2015 Chevrolet Camaro | $701 |
| 2014 Chevrolet Camaro | $698 |
| 2013 Chevrolet Camaro | $684 |
| 2012 Chevrolet Camaro | $783 |
| 2011 Chevrolet Camaro | $580 |
| 2010 Chevrolet Camaro | $588 |
2025 Chevrolet Camaro Insurance Rates
The average annual insurance cost for a 2025 Chevrolet Camaro is $1,636. However, USAA offers the cheapest rates, averaging $1,147 per year.
| Insurance Provider | Average Annual Cost |
| GEICO | $1,254 |
| USAA | $1,147 |
| Auto-Owners Insurance | $1,281 |
| State Farm | $1,364 |
| Progressive | $1,803 |
| Allstate | $1,670 |
| Nationwide | $1,710 |
| Farmers | $1,909 |
| Travelers | $1,628 |
| Kemper | $2,590 |
2024 Chevrolet Camaro Insurance Rates
The average annual insurance cost for a 2024 Chevrolet Camaro is $1,687. However, Pekin Insurance offers the cheapest rates, averaging $772 per year.
| Insurance Provider | Average Annual Cost |
| Auto Club Group | $2,216 |
| SECURA Insurance | $1,593 |
| USAA | $1,944 |
| Pekin Insurance | $772 |
| Unitrin | $1,633 |
| Mercury | $1,813 |
| Hartford | $1,683 |
| Country | $1,553 |
| 21st Century | $1,965 |
| Rockford Mutual Insurance | $1,694 |
2023 Chevrolet Camaro Insurance Rates
The average annual insurance cost for a 2023 Chevrolet Camaro is $1,508. However, SafeAuto offers the cheapest rates, averaging $967 per year.
| Insurance Provider | Average Annual Cost |
| PEMCO | $1,748 |
| Mercury Insurance Company | $1,630 |
| Southern Farm Bureau | $2,018 |
| 21st Century | $1,941 |
| Unigard | $1,454 |
| Kemper Auto | Infinity | $1,423 |
| Texas Farm Bureau Group | $1,198 |
| Country | $1,236 |
| American National P | $1,465 |
| SafeAuto | $967 |
2022 Chevrolet Camaro Insurance Rates
The average annual insurance cost for a 2022 Chevrolet Camaro is $1,053. However, Safeco offers the cheapest rates, averaging $42 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $42 |
| Kemper Auto | Infinity | $1,210 |
| PEMCO | $1,550 |
| Mercury Insurance | $1,326 |
| Utica National Ins Group | $1,017 |
| North Carolina Farm Bureau | $1,228 |
| Georgia Farm Bureau | $1,453 |
| Victoria | $638 |
| Titan | $1,100 |
| NatGen Custom 360 | $963 |
2021 Chevrolet Camaro Insurance Rates
The average annual insurance cost for a 2021 Chevrolet Camaro is $802. However, Safeco offers the cheapest rates, averaging $116 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $116 |
| Buckeye Insurance Group | $851 |
| Mercury Insurance | $793 |
| Western Reserve | $1,177 |
| NatGen Custom 360 | $816 |
| New Jersey Manufacturers | $1,110 |
| Dairyland FR Bond | $444 |
| SafeAuto | $1,127 |
| AssuranceAmerica Mobile Max | $665 |
| Dairyland Broadform | $924 |
2020 Chevrolet Camaro Insurance Rates
The average annual insurance cost for a 2020 Chevrolet Camaro is $732. However, Safeco offers the cheapest rates, averaging $82 per year.
| Insurance Provider | Average Annual Cost |
| Virginia Farm Bureau | $1,036 |
| Dairyland FR Bond | $1,057 |
| Concord Group | $865 |
| Kemper Auto Premier | $657 |
| Safeco | $82 |
| Kemper Personal Insurance | $188 |
| Buckeye Insurance Group | $897 |
| Mercury Insurance | $544 |
| Indiana Farmers Mutual Ins | $1,036 |
| Dairyland Broadform | $955 |
2019 Chevrolet Camaro Insurance Rates
The average annual insurance cost for a 2019 Chevrolet Camaro is $846. However, Safeco offers the cheapest rates, averaging $114 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Auto Premier | $255 |
| Dairyland Broadform | $994 |
| Kemper Auto | $871 |
| PEMCO | $992 |
| Mercury Insurance | $745 |
| Utica National Ins Group | $1,242 |
| Safeco | $114 |
| SECURA Insurance | $1,078 |
| Clearcover | $1,006 |
| Pekin Insurance | $1,163 |
2018 Chevrolet Camaro Insurance Rates
The average annual insurance cost for a 2018 Chevrolet Camaro is $1,076. However, Safeco offers the cheapest rates, averaging $126 per year.
| Insurance Provider | Average Annual Cost |
| Indiana Farmers Mutual Ins | $1,337 |
| AssuranceAmerica Mobile Max | $302 |
| Titan | $1,224 |
| Texas Farm Bureau Group | $1,511 |
| National Farmers Union P | $1,481 |
| NatGen Advantage | $1,320 |
| Safeco | $126 |
| Buckeye Insurance Group | $1,196 |
| Mercury Insurance | $1,143 |
| Colorado Farm Bureau Mutual | $1,120 |
2017 Chevrolet Camaro Insurance Rates
The average annual insurance cost for a 2017 Chevrolet Camaro is $838. However, Safeco offers the cheapest rates, averaging $65 per year.
| Insurance Provider | Average Annual Cost |
| SECURA Insurance | $1,245 |
| Safeco | $65 |
| Concord Group | $740 |
| AssuranceAmerica Mobile Max | $1,131 |
| NatGen Custom 360 | $708 |
| North Carolina Farm Bureau | $1,175 |
| Patriot Group | $1,010 |
| Mercury Insurance | $646 |
| Countryway Insurance | $795 |
| MMG Insurance Company | $861 |
2016 Chevrolet Camaro Insurance Rates
The average annual insurance cost for a 2016 Chevrolet Camaro is $937. However, Safeco offers the cheapest rates, averaging $64 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland Scored | $1,257 |
| Mercury Insurance | $726 |
| North Carolina Farm Bureau | $1,129 |
| Direct Auto | $1,027 |
| Safeco | $64 |
| Kemper Personal Insurance | $871 |
| AssuranceAmerica Mobile Max | $798 |
| Utica National Ins Group | $1,308 |
| American National P | $1,304 |
| American National P&C | $889 |
2015 Chevrolet Camaro Insurance Rates
The average annual insurance cost for a 2015 Chevrolet Camaro is $701. However, Safeco offers the cheapest rates, averaging $54 per year.
| Insurance Provider | Average Annual Cost |
| Countryway Insurance | $921 |
| Buckeye Insurance Group | $1,116 |
| Titan | $1,194 |
| Mercury Insurance | $518 |
| Utica National Ins Group | $824 |
| SafeAuto | $1,164 |
| Safeco | $54 |
| NatGen Custom 360 | $654 |
| Kemper Personal Insurance | $354 |
| AssuranceAmerica Mobile Max | $208 |
2014 Chevrolet Camaro Insurance Rates
The average annual insurance cost for a 2014 Chevrolet Camaro is $698. However, Safeco offers the cheapest rates, averaging $133 per year.
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $418 |
| Utica National Ins Group | $662 |
| North Carolina Farm Bureau | $993 |
| Mercury Insurance | $857 |
| Dairyland Broadform | $272 |
| Farmers Mutual of Nebraska | $1,009 |
| American National P | $842 |
| Nodak Mutual | $982 |
| IMT Insurance Company | $807 |
| Safeco | $133 |
2013 Chevrolet Camaro Insurance Rates
The average annual insurance cost for a 2013 Chevrolet Camaro is $684. However, Safeco offers the cheapest rates, averaging $182 per year.
| Insurance Provider | Average Annual Cost |
| Virginia Farm Bureau | $892 |
| Kemper Auto Premium | $747 |
| North Carolina Farm Bureau | $962 |
| NatGen Custom 360 | $352 |
| Dairyland Broadform | $572 |
| Partners Mutual Insurance Co | $1,012 |
| Utica National Ins Group | $831 |
| Mercury Insurance | $895 |
| Dairyland FR Bond | $396 |
| Safeco | $182 |
2012 Chevrolet Camaro Insurance Rates
The average annual insurance cost for a 2012 Chevrolet Camaro is $783. However, Safeco offers the cheapest rates, averaging $58 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $1,025 |
| SECURA Insurance | $1,095 |
| Safeco | $58 |
| Clearcover | $930 |
| Dairyland Broadform | $788 |
| Kemper Auto Premium | $982 |
| Tennessee Farmers | $1,008 |
| Mercury Insurance | $368 |
| North Carolina Farm Bureau | $887 |
| Plymouth Rock | $692 |
2011 Chevrolet Camaro Insurance Rates
The average annual insurance cost for a 2011 Chevrolet Camaro is $580. However, Safeco offers the cheapest rates, averaging $82 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $453 |
| Safeco | $82 |
| AssuranceAmerica Mobile Max | $636 |
| Jupiter Auto Insurance | $771 |
| Pekin Insurance | $824 |
| Dairyland Broadform | $493 |
| North Carolina Farm Bureau | $786 |
| SECURA Insurance | $996 |
| Mercury Insurance | $110 |
| Utica National Ins Group | $647 |
2010 Chevrolet Camaro Insurance Rates
The average annual insurance cost for a 2010 Chevrolet Camaro is $588. However, Safeco offers the cheapest rates, averaging $51 per year.
| Insurance Provider | Average Annual Cost |
| NatGen PPA | $798 |
| PEMCO | $794 |
| North Carolina Farm Bureau | $708 |
| American National P | $951 |
| NatGen Custom 360 | $221 |
| Dairyland Broadform | $288 |
| Safeco | $51 |
| Kemper Auto | Infinity | $743 |
| Utica National Ins Group | $730 |
| Mercury Insurance | $599 |
Find Affordable Chevrolet Camaro Insurance Rates
Are Chevrolet Camaros Expensive To Insure?
The Chevrolet Camaro is generally more expensive to insure than the average car due to its classification as a sports coupe. Vehicles like the Camaro often come with powerful engines and are associated with higher-speed driving, which increases risk in the eyes of insurers. As a result, annual premiums for a 2025 Camaro typically range from $1,500 to $2,800. Other factors—such as the driver’s age, record, location, and chosen coverage—can push rates even higher. Despite the sporty appeal, comparing quotes and exploring available discounts can help Camaro owners find competitive insurance rates tailored to their individual profiles.
Cost of Chevrolet Camaro Car Insurance By Age
Age plays a significant role in determining insurance rates for any vehicle. Teenagers typically pay the highest premiums, as statistically, they are more likely to be involved in car accidents compared to any other age group. As you get older, your premiums tend to decrease because you are considered a lower insurance risk.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $8,392 | $12,404 | $14,517 |
| 18 | $7,889 | $11,545 | $13,524 |
| 19 | $6,903 | $10,215 | $11,927 |
| 20 | $6,087 | $8,857 | $10,377 |
| 21 | $5,054 | $7,470 | $8,730 |
| 22 | $4,920 | $7,277 | $8,493 |
| 23 | $4,335 | $6,399 | $7,418 |
| 24 | $4,131 | $6,004 | $7,088 |
| 25 | $3,557 | $5,201 | $6,085 |
| 30 | $2,788 | $4,087 | $4,758 |
| 35 | $2,549 | $3,811 | $4,411 |
| 40 | $2,441 | $3,684 | $4,317 |
| 45 | $2,371 | $3,559 | $4,184 |
| 55 | $2,250 | $3,310 | $3,821 |
| 65 | $2,331 | $3,377 | $3,958 |
| 75 | $2,939 | $4,297 | $4,979 |
Chevrolet Camaro Car Insurance Cost – By U.S. State
Where you live plays a significant role in how insurance companies calculate rates. Each state regulates its own auto insurance, and certain states, like Michigan, tend to have higher premiums due to mandated higher levels of coverage. Additionally, the climate in each location varies—some states experience extreme weather like hurricanes, storms, and flooding.
Moreover, each area has its own statistics on crime and auto accidents, including car thefts, crashes, and vehicle fatality rates. Insurance companies take all of these factors into consideration when determining your specific Chevrolet Camaro insurance rate.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,603 | $3,800 | $4,847 |
| Alaska | $2,195 | $3,056 | $2,977 |
| Arizona | $2,497 | $3,613 | $5,221 |
| Arkansas | $2,654 | $4,226 | $4,653 |
| California | $3,055 | $5,352 | $3,019 |
| Colorado | $2,807 | $3,937 | $4,965 |
| Connecticut | $3,623 | $5,611 | $7,033 |
| Delaware | $2,965 | $3,995 | $5,042 |
| Florida | $3,552 | $4,880 | $6,419 |
| Georgia | $2,904 | $4,285 | $4,392 |
| Hawaii | $1,128 | $1,574 | $1,122 |
| Idaho | $2,027 | $2,663 | $3,190 |
| Illinois | $2,070 | $3,150 | $3,562 |
| Indiana | $2,159 | $3,244 | $3,734 |
| Iowa | $1,744 | $2,331 | $2,779 |
| Kansas | $2,242 | $3,255 | $3,845 |
| Kentucky | $3,282 | $4,810 | $5,729 |
| Louisiana | $4,166 | $6,355 | $6,887 |
| Maine | $1,573 | $2,170 | $3,243 |
| Maryland | $2,567 | $3,775 | $4,158 |
| Massachusetts | $2,032 | $3,625 | $2,053 |
| Michigan | $4,963 | $7,607 | $12,018 |
| Minnesota | $2,013 | $2,727 | $3,874 |
| Mississippi | $2,525 | $3,561 | $3,561 |
| Missouri | $2,347 | $3,340 | $4,347 |
| Montana | $2,418 | $3,288 | $3,846 |
| Nebraska | $1,966 | $3,005 | $3,235 |
| Nevada | $3,294 | $4,874 | $5,207 |
| New Hampshire | $2,291 | $3,626 | $4,621 |
| New Jersey | $2,575 | $3,946 | $5,236 |
| New Mexico | $2,556 | $3,876 | $3,996 |
| New York | $2,385 | $3,043 | $5,020 |
| North Carolina | $1,491 | $2,536 | $1,853 |
| North Dakota | $1,999 | $3,116 | $3,631 |
| Ohio | $1,776 | $2,846 | $2,898 |
| Oklahoma | $2,889 | $4,174 | $4,621 |
| Oregon | $2,614 | $3,539 | $4,204 |
| Pennsylvania | $2,237 | $3,220 | $3,780 |
| Rhode Island | $3,754 | $5,402 | $6,165 |
| South Carolina | $2,548 | $3,482 | $4,792 |
| South Dakota | $2,220 | $3,276 | $3,783 |
| Tennessee | $2,698 | $3,915 | $5,205 |
| Texas | $2,701 | $3,813 | $4,758 |
| Utah | $2,264 | $3,232 | $4,430 |
| Vermont | $1,741 | $2,745 | $2,876 |
| Virginia | $1,639 | $2,531 | $2,484 |
| Washington | $2,173 | $3,007 | $3,513 |
| West Virginia | $2,181 | $3,163 | $3,896 |
| Wisconsin | $2,156 | $3,378 | $3,867 |
| Wyoming | $1,996 | $2,877 | $3,011 |
Find Affordable Chevrolet Camaro Insurance Rates
Cheapest Car Insurance Companies For A Chevrolet Camaro
The table above shows the five most affordable insurance providers for the 2025 Chevrolet Camaro, based on adjusted estimates. GEICO offers competitive coverage with an annual premium of $1,254, or about $105 per month. Allied stands out with the lowest rate in this group at $1,164 per year, roughly $97 monthly. Progressive’s coverage comes in at $1,875 annually, equating to $156 per month, while Allstate offers a premium of $2,109, or around $176 monthly. Auto-Owners Insurance rounds out the list with an estimated annual rate of $2,165, or $180 per month. These rates vary by driver profile and location.
| Insurance Company | Average Monthly |
| GEICO | $105 |
| Progressive | $156 |
| Allstate | $176 |
| Auto-Owners Insurance | $180 |
| Allied | $97 |
Common Chevrolet Camaro Insurance Discounts
Discounts are a great way to lower your car insurance costs. While each auto insurance provider will offer their own discounts, there are some common ones which you can check your eligibility for:
- Multi-policy: If you bundle your home and auto insurance policies with one provider, you can often get a discounted rate.
- Pay annually: This is for people who pay their premium all at once, rather than spreading the payments out every month.
- Defensive driving: By taking defensive driving courses from a certified institution, you can become eligible for discounted rates.
There are other discounts you might qualify for, depending on your circumstances. It’s always a good idea to speak to your insurance agent, as they can help you identify the discounts that apply to you.
Ways To Save On Chevrolet Camaro Insurance Costs
Maintaining a clean driving record is one of the best ways to keep your Chevrolet Camaro insurance costs down. Getting a speeding ticket or being involved in an accident can raise your premiums.
Chevrolet Camaro drivers with a ticket on their record can expect to pay $102 per month, while those with multiple accidents will pay an average of $150 per month. By avoiding these incidents, you can keep your insurance costs low.
Additionally, drivers with low annual mileage pay less for Chevrolet Camaro insurance, as drivers on the road less frequently have fewer chances of getting into accidents, making them a lower risk to insure. Chevrolet Camaro drivers who drive between 5,000 and 7,500 miles per year will pay around $87 per month for car insurance. In contrast, those who drive over 10,000 miles per year will pay $91 per month.
Compare Chevrolet Camaro To Other Chevrolet Models
Looking for other Chevrolet model insurance costs?
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Our Methodology
Yes, to calculate average car insurance costs, Insuranceopedia aggregated thousands of quotes from leading auto insurance providers. The sample profile was for a 40-year-old male driver buying full-coverage car insurance with these coverage limits: $100,000 in property damage liability, $100k in bodily injury liability, and a $1,000 deductible. However, the figures in this guide may differ from your own individual results, as insurance rates can vary based on numerous factors like your age, driving history, location, and the specific coverage options you choose.
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FAQs
Do You Need Insurance Before You Can Purchase A Chevrolet Camaro?
Yes, before driving your Chevrolet Camaro off the dealership lot, you’ll need to provide proof of insurance. The best approach is to purchase a policy first, then notify your insurance company about the new car you’re purchasing. This way, you can ensure you have coverage right from the start, rather than relying on the dealership to arrange your insurance.
How Can You Get The Cheapest Insurance For Your Chevrolet Camaro?
The best way to find the cheapest rates for your Chevrolet Camaro is by shopping around and comparing quotes from various auto insurance companies. Fortunately, Insuranceopedia makes it easy to compare quotes from multiple providers directly on our website, helping you secure the most affordable coverage tailored to your needs.
