Cheapest Car Insurance In Waldorf, MD 2024
At an average cost of $60 a month, State Farm is the top choice for cheap minimum coverage auto insurance in Waldorf.
We’ve saved shoppers an average of $600 per year on their car insurance.
Hunting for cheap car insurance in Waldorf, MD, may bring up a lot of different possibilities.
State Farm is the top pick for affordable liability-only insurance. For full coverage, Nationwide offers the best deals, and Nationwide again is the most cost-effective option for young drivers.
Cheapest And Best Car Insurance Companies In Waldorf, MD 2024
Cheapest Full Coverage Insurance Rates In Waldorf: Nationwide
Nationwide offers Waldorf’s lowest full coverage car insurance rates, averaging $109 monthly.
The table below presents a comparison of average insurance rates from budget-friendly auto insurers in Waldorf.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $109 | $1,315 |
| State Farm | $111 | $1,331 |
| GEICO | $110 | $1,320 |
| Kemper | $126 | $1,509 |
| Allstate | $183 | $2,196 |
Cheapest Liability-only Car Insurance In Waldorf: State Farm
State Farm stands out as the least expensive choice for minimum car insurance coverage in Waldorf, at an average of $60 per month.
Compare the rates of various insurance providers using the table below.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $60 | $714 |
| GEICO | $68 | $815 |
| Nationwide | $81 | $975 |
| Allstate | $140 | $1,677 |
| Travelers | $89 | $1,062 |
Cheapest Rates In Waldorf For Teenagers: GEICO
GEICO has the most affordable rates for teen drivers in Waldorf, with an average monthly cost of $139.
In the table below, you’ll find the companies with the most affordable rates for teenage insurance.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $139 | $1,674 |
| Progressive | $156 | $1,870 |
| Allstate | $204 | $2,446 |
| State Farm | $254 | $3,042 |
| Kemper | $153 | $1,830 |
Cheapest Car Insurance Rates For Seniors: State Farm
The most affordable car insurance for seniors in Waldorf is offered by State Farm, with rates averaging $115 monthly.
The table below provides average rates from the cheapest auto insurance providers for senior drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $115 | $1,380 |
| Nationwide | $122 | $1,460 |
| Travelers | $147 | $1,765 |
| Allstate | $204 | $2,448 |
| Kemper | $155 | $1,857 |
Cheapest Car Insurance In Waldorf For Good Drivers: State Farm
With an average rate of $60 per month, State Farm offers the most affordable car insurance for good drivers in Waldorf.
If you’re a good driver, you can use the table below to find average rates from the cheapest insurance providers.
| Provider | Average Monthly Cost | AverageAnnual Cost |
| State Farm | $60 | $714 |
| GEICO | $68 | $815 |
| Nationwide | $81 | $975 |
| Allstate | $140 | $1,677 |
| Travelers | $89 | $1,062 |
Cheapest Auto Insurance For Young Adults in Waldorf: Nationwide
The cheapest quotes for young adults in Waldorf are available through Nationwide, at an average of $131 monthly.
Refer to the table below to see a comparison of the lowest insurance rates in Waldorf for young adult drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $131 | $1,570 |
| State Farm | $138 | $1,652 |
| GEICO | $144 | $1,730 |
| Kemper | $146 | $1,750 |
| Allstate | $185 | $2,217 |
Find affordable Waldorf rates
Cheapest For Drivers With After At-Fault Accident: State Farm
For drivers in Waldorf with an at-fault accident, State Farm is the most affordable option, offering rates of about $136 a month.
This list shows the car insurance companies with the most budget-friendly rates for drivers with an at-fault accident.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $136 | $1,450 |
| Nationwide | $169 | $2,047 |
| Erie | $171 | $2,056 |
| Kemper | $248 | $2,981 |
| Allstate | $253 | $3,037 |
Cheapest Car Insurance In Waldorf After A Speeding Ticket: State Farm
State Farm is one of the most cost-effective insurers in Waldorf, with monthly premiums averaging $121 for drivers with a speeding ticket.
The table below helps you find average car insurance rates for drivers with a speeding ticket.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $121 | $1,450 |
| Nationwide | $139 | $1,664 |
| GEICO | $128 | $1,538 |
| Travelers | $161 | $1,928 |
| Allstate | $205 | $2,455 |
Cheapest Rates In Waldorf For Drivers After A DUI: State Farm
State Farm provides the cheapest rates for Waldorf drivers with a DUI, averaging $122 monthly.
The following table shows the most budget-friendly insurance rates for drivers with a DUI in Waldorf.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $122 | $1,459 |
| Allstate | $184 | $2,208 |
| GEICO | $142 | $1,705 |
| Nationwide | $207 | $2,480 |
| Kemper | $337 | $4,044 |
Best Car Insurance Companies In Waldorf
Drivers in Waldorf can save with State Farm insurance rates at $60 per month, or consider Progressive at $68 and GEICO at $67 a month.
The top 10 car insurance companies in Waldorf, MD, are ranked below by the average monthly premiums they offer.
| Company | Monthly Premium |
| State Farm | $60 |
| GEICO | $67 |
| Nationwide | $81 |
| Allstate | $140 |
| Travelers | $89 |
| Progressive | $68 |
| Kemper | $94 |
| Erie | $72 |
Average Rates In Waldorf – By Vehicle
The type of car you drive is a key factor in your insurance premiums. Insurers assess the make, model, year, and body style, and newer luxury vehicles with expensive parts and high tech features usually lead to higher premiums.
Check the table below for a breakdown of average insurance rates in Waldorf based on vehicle type.
| Vehicle | Average Monthly Rate |
| BMW M3 | $504 |
| Chevrolet Equinox | $167 |
| Nissan Rogue | $198 |
| GMC Arcadia | $237 |
| Ford Fusion | $279 |
Average Auto Insurance Rates In Waldorf – By Age
Younger drivers typically face higher insurance premiums because they are more likely to be involved in accidents or traffic violations. As a result, teens can expect to pay about $2,050 annually for their car insurance
Drivers’ rates generally begin to fall at age 25, provided they don’t have any accidents or violations on their record
Drivers in their 50s and early 60s often receive the lowest insurance premiums, as insurers use age to evaluate both experience and risk factors..
| Age | Average Yearly Rate |
| Teenagers | $2,050 |
| 20s | $1,636 |
| 30s | $1,265 |
| 40s | $1,194 |
| 50s | $1,169 |
| 60s | $1,072 |
| 70s | $1,398 |
Average Cost Of Auto Insurance In Waldorf- By Zip Code
The crime rate in your zip code helps insurers set your car insurance premiums, meaning rates can differ by location.
Below is a table showing the average car insurance premiums for various Waldorf zip codes.
| Zip Code | Average Monthly Rate |
| 20601 | $148 |
| 20603 | $146 |
| 20602 | $150 |
How Much Is Car Insurance In Other Cities in Maryland?
Car insurance rates are strongly influenced by your location. Urban areas tend to have higher accident, theft, and vandalism rates, which results in higher insurance premiums.
Drivers in Baltimore can expect an average monthly car insurance cost of $255, while those in Hagerstown pay about $149 per month.
| City | Average Monthly Rate |
| Baltimore | $255 |
| Columbia | $176 |
| Germantown | $172 |
| Silver Spring | $227 |
| Frederick | $148 |
| Rockville | $173 |
| Gaithersburg | $170 |
| Bowie | $189 |
| Hagerstown | $149 |
| Annapolis | $168 |
Find affordable Waldorf rates
Our Methodology
Combining insights from customer service ratings, pricing, product range, and online reviews, I’ve put together a comprehensive analysis of the car insurance landscape in Waldorf, MD.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Waldorf?
In Waldorf, State Farm offers the most budget-friendly minimum coverage car insurance, and Nationwide gives the best prices for full coverage, including both comprehensive and collision.
What is the average cost of car insurance in Waldorf?
Car insurance in Waldorf typically runs about $190 per month, with rates varying depending on your zip code, vehicle year, and driving record.
