If you’ve ever been pulled over and received a ticket, you probably noticed that your car insurance rates went up, especially if you were a younger driver. The seriousness of the offense, like DUI, DWI, or reckless driving, often determines how much your rates increase.
When it comes to forgiving driving violations, USAA shines. While drivers with a history of violations may still see rate increases with USAA, they tend to be smaller compared to other auto insurers.
USAA offers standard liability coverage, comprehensive insurance, and collision insurance, just like other car insurance companies. They also provide popular additional coverage options such as roadside assistance, rental car and travel reimbursement, and accident forgiveness.
However, it’s important to keep in mind that USAA is exclusively available to active military personnel, veterans, and their families.