Cheapest Car Insurance In West Palm Beach, FL 2025
At an average of $91 per month, State Farm offers the lowest-priced minimum coverage car insurance in West Palm Beach.
We’ve saved shoppers an average of $600 per year on their car insurance.
The search for the cheapest car insurance in West Palm Beach, FL, can uncover many different price points.
If liability-only coverage is your goal, State Farm is the most cost-effective option. GEICO shines for full coverage, while Travelers is perfect for young drivers seeking affordable plans.
Cheapest Car Insurance In West Palm Beach, FL







Cheapest Full Coverage Insurance Rates In West Palm Beach: GEICO
At $112 a month on average, GEICO offers the lowest full coverage car insurance rates in West Palm Beach.
Check the table below to view average quotes for auto insurance from affordable options in West Palm Beach.
Provider | Average Monthly Cost | Average Annual Cost |
GEICO | $112 | $1,344 |
Mercury | $252 | $3,024 |
Allstate | $190 | $2,280 |
Progressive | $351 | $4,212 |
Foremost | $406 | $4,872 |
Cheapest Liability-only Car Insurance In West Palm Beach: State Farm
In West Palm Beach, the cheapest minimum coverage car insurance comes from State Farm, averaging $91 per month.
The table below allows you to examine and compare rates across a range of insurance companies.
Provider | Average Monthly Cost | Average Annual Cost |
State Farm | $91 | $1,092 |
Allstate | $154 | $1,848 |
GEICO | $94 | $1,128 |
Mercury | $207 | $2,484 |
Travelers | $183 | $2,196 |
Cheapest Rates In West Palm Beach For Teenagers: GEICO
Teen drivers in West Palm Beach can get the most affordable car insurance from GEICO, with average monthly premiums of $188.
The table presents the insurance providers with the lowest rates for teenage drivers.
Provider | Average Monthly Cost | Average Annual Cost |
GEICO | $188 | $2,256 |
Travelers | $405 | $4,860 |
Allstate | $350 | $4,200 |
State Farm | $190 | $2,280 |
Mercury | $442 | $5,304 |
Cheapest Car Insurance Rates For Seniors: State Farm
Seniors in West Palm Beach will find State Farm to be the most budget-friendly car insurance option, averaging $84 per month.
Use the table below to review average rates from low-cost auto insurance providers for seniors.
Provider | Average Monthly Cost | Average Annual Cost |
State Farm | $84 | $1,008 |
Allstate | $149 | $1,788 |
GEICO | $90 | $1,080 |
Mercury | $201 | $2,412 |
Bristol West | $350 | $4,200 |
Cheapest Auto Insurance For Young Adults in West Palm Beach: Travelers
Young adults in West Palm Beach can find the best car insurance rates with Travelers, which average $93 per month.
Use the table below to explore the most budget-friendly car insurance options for young adults in West Palm Beach.
Provider | Average Monthly Cost | Average Annual Cost |
Travelers | $93 | $1,116 |
Mercury | $102 | $1,224 |
Allstate | $112 | $1,344 |
GEICO | $98 | $1,176 |
State Farm | $109 | $1,308 |
Cheapest Car Insurance In West Palm Beach For Good Drivers: State Farm
State Farm provides the most budget-friendly car insurance for good drivers in West Palm Beach, with an average cost of $91 a month.
For good drivers, the table below displays average quotes from the most affordable insurance companies.
Provider | Average Monthly Cost | AverageAnnual Cost |
State Farm | $91 | $1,092 |
Allstate | $154 | $1,848 |
GEICO | $94 | $1,128 |
Mercury | $207 | $2,484 |
Travelers | $183 | $2,196 |
Find affordable West Palm Beach rates
Cheapest For Drivers With After At-Fault Accident: State Farm
With an average rate of $115 per month, State Farm offers the cheapest car insurance for drivers with an at-fault accident.
Check out the car insurance companies with the most affordable premiums for drivers with an at-fault accident on their record.
Provider | Average Monthly Cost | Average Annual Cost |
State Farm | $115 | $1,380 |
Allstate | $201 | $2,412 |
GEICO | $120 | $1,440 |
Travelers | $241 | $2,892 |
Mercury | $288 | $3,456 |
Cheapest Rates In West Palm Beach For Drivers After A DUI: State Farm
State Farm provides the most cost-effective car insurance for drivers with a DUI in West Palm Beach, at an average of $142 per month.
Drivers in West Palm Beach with a DUI can find the most affordable rates in the table below.
Provider | Average Monthly Cost | Average Annual Cost |
State Farm | $142 | $1,704 |
Allstate | $244 | $2,928 |
Travelers | $292 | $3,504 |
GEICO | $146 | $1,752 |
Mercury | $304 | $3,648 |
Cheapest Car Insurance In West Palm Beach After A Speeding Ticket: State Farm
Drivers with a speeding ticket in West Palm Beach can find State Farm to be one of the most affordable choices, with rates averaging $107 per month.
Check the table below for the average car insurance rates for drivers with a speeding ticket.
Provider | Average Monthly Cost | Average Annual Cost |
State Farm | $107 | $1,284 |
Progressive | $281 | $3,372 |
GEICO | $112 | $1,344 |
Allstate | $186 | $2,232 |
Mercury | $269 | $3,228 |
Best Car Insurance Companies In West Palm Beach
West Palm Beach drivers can find affordable car insurance with State Farm for $91 a month, or check out GEICO at $94 and Allstate at $154.
The table below displays the top 10 car insurance companies in West Palm Beach, FL, ordered by their average monthly rates.
Company | Monthly Premium |
State Farm | $91 |
Allstate | $154 |
GEICO | $94 |
Mercury | $207 |
Travelers | $183 |
Mile Auto | $146 |
Root | $183 |
Infinity | $250 |
Progressive | $232 |
Bristol West | $311 |
Average Auto Insurance Rates In West Palm Beach – By Age
Car insurance rates vary by age, with younger drivers facing higher costs. This is due to their lack of experience and greater chances of being involved in accidents. Teenagers, for example, can expect to pay about $11,973 per year.
Car insurance rates typically decrease when drivers reach 25, assuming they have no accidents or violations on their record.
Drivers in their 50s and early 60s are usually offered the most competitive insurance rates due to their greater experience and lower risk of accidents.
Age Group | Average Yearly Rate |
Teenagers | $11,973 |
20s | $6,587 |
30s | $4,581 |
40s | $4,092 |
50s | $3,536 |
60s | $3,203 |
70s | $3,775 |
Average Rates In West Palm Beach – By Vehicle
The make, model, year, and body type of your vehicle are essential factors when it comes to insurance rates. Newer cars, especially luxury ones with expensive features and higher repair costs, tend to have higher premiums.
The table below outlines the average car insurance rates for different vehicles in West Palm Beach.
Vehicle | Average Monthly Rate |
Kia K5 | $862 |
Buick Century | $426 |
CHEVROLET CORVETTE | $382 |
Nissan Rogue Sport | $517 |
Toyota Corolla | $614 |
Average Cost Of Auto Insurance In West Palm Beach – By Zip Code
Zip codes help insurance companies determine the crime rates in your neighborhood, which is why rates can differ from one zip code to another.
Use the table below to explore average car insurance rates by zip code in West Palm Beach.
Zip Code | Average Monthly Rate |
33413 | $463 |
33417 | $370 |
33404 | $517 |
33409 | $429 |
33418 | $360 |
How Much Is Car Insurance In Other Cities in Florida?
Insurance companies consider your city when calculating premiums. Urban areas often have higher rates of accidents, vehicle theft, and vandalism, contributing to higher insurance rates.
For example, Miami drivers pay about $402 per month for car insurance, while drivers in Pensacola pay an average of $261 per month.
City | Average Monthly Rate |
Pensacola | $261 |
Plantation | $363 |
Daytona Beach | $181 |
Sunrise | $349 |
Lake City | $205 |
Fort Myers | $193 |
Kissimmee | $222 |
Miami | $402 |
Gainesville | $178 |
Pinellas Park | $223 |
Find affordable West Palm Beach rates
Our Methodology
After thoroughly assessing customer service ratings, pricing, product options, and online user feedback, I’ve crafted an extensive review of the car insurance providers in West Palm Beach, FL.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in West Palm Beach?
The lowest premiums for minimum coverage in West Palm Beach are from State Farm, while GEICO offers the best rates for full coverage, including comprehensive and collision coverage.
What is the average cost of car insurance in West Palm Beach?
On average, West Palm Beach drivers pay about $400 per month for car insurance, but your rate could vary based on factors like the zip code you live in, the make and model of your car, and your driving record.