If you’ve ever been pulled over and handed a ticket, you’ve probably noticed that your car insurance rates can go up, especially if you’re a younger driver. The severity of the offense, like DUI, DWI, or reckless driving, usually determines how much your rates increase.
When it comes to forgiving driving violations, USAA stands out. While drivers with a history of violations may still experience rate increases with USAA, they tend to be smaller compared to other auto insurers.
USAA provides standard liability coverage, comprehensive insurance, and collision insurance, just like other car insurance companies. They also offer popular additional coverage options such as roadside assistance, rental car and travel reimbursement, and accident forgiveness.
However, it’s important to note that USAA exclusively serves active military personnel, veterans, and their families.