Cheapest Car Insurance In Tallahassee, FL 2025
Tallahassee drivers can get the cheapest minimum coverage car insurance from State Farm for just $62 a month.
We’ve saved shoppers an average of $600 per year on their car insurance.
The price of car insurance in Tallahassee, FL, isn’t consistent, making it important to shop around for the best deal.
State Farm is the cheapest option for liability-only coverage, but for full coverage, GEICO takes the lead. Young drivers will find Liberty Mutual to be the most budget-friendly choice.
Cheapest Car Insurance In Tallahassee, FL 2025
Cheapest Liability-only Car Insurance In Tallahassee: State Farm
The most affordable minimum coverage car insurance in Tallahassee comes from State Farm, with an average cost of $62 per month.
The following table helps you compare insurance costs across multiple companies.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $62 | $744 |
| Allstate | $109 | $1,308 |
| GEICO | $65 | $780 |
| Mercury | $144 | $1,728 |
| Progressive | $161 | $1,932 |
Cheapest Full Coverage Insurance Rates In Tallahassee: GEICO
GEICO provides Tallahassee drivers with the most cost-effective full coverage insurance, averaging $82 monthly.
This table outlines average insurance quotes from the most affordable providers in Tallahassee.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $82 | $984 |
| Allstate | $137 | $1,644 |
| Mercury | $184 | $2,208 |
| Travelers | $163 | $1,956 |
| Progressive | $241 | $2,892 |
Cheapest Auto Insurance For Young Adults in Tallahassee: Liberty Mutual
If you’re a young adult in Tallahassee, Liberty Mutual has the lowest insurance rates, averaging $120 per month.
Find the most affordable auto insurance for young adults in Tallahassee by checking the table below.
| Provider | Average Monthly Cost | Average Annual Cost |
| Liberty Mutual | $120 | $1,440 |
| State Farm | $159 | $1,908 |
| Mercury | $154 | $1,848 |
| Direct Auto | $222 | $2,664 |
| 21st Century | $198 | $2,376 |
Cheapest Car Insurance Rates For Seniors: State Farm
For senior drivers in Tallahassee, State Farm provides the lowest-priced car insurance at $63 a month.
The following table shows a breakdown of average quotes from the lowest-priced insurers for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $63 | $756 |
| Travelers | $125 | $1,500 |
| GEICO | $66 | $792 |
| Allstate | $110 | $1,320 |
| Progressive | $172 | $2,064 |
Cheapest Rates In Tallahassee For Teenagers: GEICO
The best car insurance rates for teen drivers in Tallahassee come from GEICO, with an average premium of $134 per month.
The following table shows which insurers offer the most cost-effective car insurance for teenagers.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $134 | $1,608 |
| Mercury | $325 | $3,900 |
| State Farm | $142 | $1,704 |
| Progressive | $423 | $5,076 |
| Allstate | $250 | $3,000 |
Cheapest Car Insurance In Tallahassee For Good Drivers: State Farm
The most affordable car insurance for good drivers in Tallahassee comes from State Farm, with rates around $62 per month.
If you have a good driving record, check the table below for a breakdown of affordable insurance rates.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $62 | $744 |
| Allstate | $109 | $1,308 |
| GEICO | $65 | $780 |
| Mercury | $144 | $1,728 |
| Progressive | $161 | $1,932 |
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Cheapest For Drivers With After At-Fault Accident: State Farm
State Farm stands out as the most affordable insurer for drivers with an at-fault accident, charging around $79 monthly.
If you’ve had an at-fault accident, these insurers provide the most cost-effective coverage options.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $79 | $948 |
| Travelers | $166 | $1,992 |
| GEICO | $84 | $1,008 |
| Direct Auto | $184 | $2,208 |
| Allstate | $140 | $1,680 |
Cheapest Car Insurance In Tallahassee After A Speeding Ticket: State Farm
Compared to other companies, State Farm offers cheaper insurance in Tallahassee, with an average monthly cost of $74 for those with a speeding ticket.
Use the following table to compare insurance costs for drivers with a speeding violation on their record.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $74 | $888 |
| Allstate | $132 | $1,584 |
| GEICO | $78 | $936 |
| Mercury | $188 | $2,256 |
| Travelers | $156 | $1,872 |
Cheapest Rates In Tallahassee For Drivers After A DUI: State Farm
With an average monthly rate of $96, State Farm offers the lowest-cost insurance for Tallahassee drivers with a DUI.
The following table provides a breakdown of the most affordable insurance rates for Tallahassee drivers with a DUI.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $96 | $1,152 |
| Direct Auto | $216 | $2,592 |
| GEICO | $100 | $1,200 |
| Allstate | $169 | $2,028 |
| Mercury | $214 | $2,568 |
Average Auto Insurance Rates In Tallahassee – By Age
Car insurance rates are based on several factors, with age being a major one. Younger drivers, especially teens, pay higher premiums—about $7,154 annually—because of their inexperience and accident risk.
Once a driver reaches 25, they can expect lower insurance rates—if they’ve maintained a good driving record.
Drivers in their 50s and early 60s typically enjoy the best car insurance rates because insurers consider age when evaluating risk.
| Age | Average Yearly Rate |
| Teenagers | $7,154 |
| 20s | $4,484 |
| 30s | $2,773 |
| 40s | $2,670 |
| 50s | $2,083 |
| 60s | $2,252 |
| 70s | $2,245 |
Best Car Insurance Companies In Tallahassee
For Tallahassee drivers, State Farm has the best price at $62 per month, though GEICO ($65) and Allstate ($109) are also affordable.
The chart below showcases the 10 best car insurance companies in Tallahassee, FL, sorted by their average premium costs.
| Company | Monthly Premium |
| State Farm | $62 |
| Allstate | $109 |
| GEICO | $65 |
| Mercury | $144 |
| Progressive | $161 |
| Direct Auto | $140 |
| Travelers | $126 |
| Root | $155 |
| Infinity | $172 |
| Mile Auto | $110 |
Average Rates In Tallahassee – By Vehicle
The type of car you own is a key factor in your insurance cost. Insurance companies take into account the model, year, and features, and luxury vehicles with advanced technology often come with higher premiums.
Use the chart below to explore average insurance costs for different vehicle types in Tallahassee.
| Vehicle | Average Monthly Rate |
| Chevrolet Silverado | $176 |
| Honda Accord | $147 |
| Hyundai Sonata | $438 |
| Jeep Renegade | $131 |
| Chrysler Pacifica | $402 |
Average Cost Of Auto Insurance In Tallahassee – By Zip Code
Your zip code plays a role in car insurance pricing, as insurers consider local crime data when calculating rates.
You’ll find average insurance costs by Tallahassee zip code listed in the table below.
| City | Average Monthly Rate |
| 32305 | $239 |
| 32304 | $327 |
| 32303 | $270 |
| 32311 | $250 |
| 32313 | $146 |
How Much Is Car Insurance In Other Cities in Florida?
Car insurance rates vary by location. If you live in an area with high accident or crime rates, like many cities, your premium will likely be higher.
Car insurance in Miami averages $410 per month, but in Gainesville, the cost is lower at $250 per month.
| City | Average Monthly Rate |
| St. Petersburg | $260 |
| Tampa | $394 |
| Pensacola | $261 |
| Jacksonville | $290 |
| Miami | $410 |
| Gainesville | $250 |
| Orlando | $322 |
| Fort Myers | $268 |
| Kissimmee | $260 |
| West Palm Beach | $405 |
Our Methodology
By considering customer experience, pricing, coverage options, and online ratings, I’ve assembled an in-depth perspective on car insurance providers in Tallahassee, FL.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
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FAQs
Who has the lowest car insurance rates in Tallahassee?
State Farm provides the cheapest car insurance for minimum coverage in Tallahassee, whereas GEICO has the best-priced full coverage policy, including comprehensive and collision insurance.
What is the average cost of car insurance in Tallahassee?
Tallahassee drivers pay an average of $270 per month for car insurance, though prices change depending on zip code, vehicle type, and driving experience.
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