Car Insurance In Fort Myers, FL For 2024
Fort Myers residents can save with GEICO, which has the cheapest minimum coverage rates at $37 per month on average.
We’ve saved shoppers an average of $600 per year on their car insurance.
Looking for the lowest-priced car insurance in Fort Myers, FL, highlights how much rates can fluctuate.
If liability-only coverage is your goal, GEICO is the most affordable. For full coverage, Progressive offers the lowest rates, and State Farm is the best option for young drivers.
Cheapest Car Insurance In Fort Myers, FL
Cheapest Liability-only Car Insurance In Fort Myers: Cincinnati
At just $37 a month, GEICO offers the cheapest minimum coverage car insurance in Fort Myers.
Use the table below to examine and compare the rates from various insurance providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Cincinnati Insurance | $30 | $360 |
| Travelers | $41 | $490 |
| Auto-Owners | $37 | $443 |
| State Farm | $50 | $596 |
| Nationwide | $43 | $520 |
Cheapest Full Coverage Insurance Rates In Fort Myers: Auto-Owners
In Fort Myers, Progressive’s full coverage car insurance comes at the lowest rate, averaging $92 each month.
In the table below, you can compare the average auto insurance quotes from Fort Myers’s budget-friendly insurers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $73 | $871 |
| Cincinnati | $80 | $962 |
| Nationwide | $74 | $884 |
| Shelter | $92 | $1,107 |
| Allstate | $124 | $1,490 |
Cheapest Car Insurance Rates For Seniors: Auto-Owners
In Fort Myers, State Farm leads the way for affordable car insurance for seniors, with an average rate of $87 a month.
Below, you can see a table comparing the average quotes from affordable auto insurance providers for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $68 | $814 |
| State Farm | $86 | $1,036 |
| Allstate | $133 | $1,590 |
| Shelter | $95 | $1,135 |
| GEICO | $112 | $1,344 |
Cheapest Rates In Fort Myers For Teenagers: Nationwide
For teenage drivers in Fort Myers, State Farm has the lowest rates, averaging $313 per month.
The following table provides a list of the insurers with the cheapest rates for teenage drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $155 | $1,865 |
| State Farm | $176 | $2,109 |
| Allstate | $167 | $2,007 |
| Travelers | $198 | $2,370 |
| Auto-Owners | $243 | $2,913 |
Cheapest Auto Insurance For Young Adults in Fort Myers: Travelers
At an average of $238 per month, State Farm offers the most competitive car insurance rates for young adults in Myers.
Use the table below to compare the best car insurance rates for young adults in Myers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Travelers | $91 | $1,092 |
| State Farm | $119 | $1,422 |
| Nationwide | $99 | $1,192 |
| Auto-Owners | $100 | $1,197 |
| Allstate | $130 | $1,560 |
Find affordable Fort Myers rates
Cheapest Car Insurance In Fort Myers For Good Drivers: Cincinnati
For safe drivers in Fort Myers, GEICO is the most affordable option, with car insurance averaging $37 per month.
The table below shows a comparison of average quotes from the most affordable insurers for good drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Cincinnati Insurance | $30 | $360 |
| Shelter | $48 | $576 |
| Auto-Owners | $37 | $443 |
| State Farm | $50 | $596 |
| Nationwide | $43 | $520 |
Cheapest Car Insurance In Fort Myers After A Speeding Ticket: Auto-Owners
Drivers with a speeding ticket can find cheap car insurance with State Farm in Fort Myers, where the average cost is $176 per month.
Use the table below to view the average car insurance rates for drivers with a speeding ticket.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $80 | $964 |
| State Farm | $107 | $1,280 |
| Cincinnati Insurance | $95 | $1,140 |
| Allstate | $148 | $1,772 |
| Progressive | $136 | $1,632 |
Cheapest For Drivers With After At-Fault Accident: Auto-Owners
The lowest car insurance rates for drivers with an at-fault accident are offered by State Farm, with premiums averaging $193 a month.
These are the car insurance companies that offer the lowest premiums for drivers with an at-fault accident on their record.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $99 | $1,197 |
| Cincinnati Insurance | $167 | $2,004 |
| State Farm | $116 | $1,391 |
| GEICO | $217 | $2,600 |
| Progressive | $124 | $1,490 |
Cheapest Rates In Fort Myers For Drivers After A DUI: State Farm
The most affordable insurance for drivers after a DUI in Fort Myers is provided by State Farm, with rates averaging $188 a month.
Find the cheapest car insurance rates for drivers with a DUI in Fort Myers in the table below.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $107 | $1,282 |
| Nationwide | $138 | $1,657 |
| Allstate | $166 | $1,992 |
| Auto-Owners | $171 | $2,051 |
| Cincinnati | $213 | $2,555 |
Best Car Insurance Companies In Fort Myers
In Fort Myers, AAA provides the most affordable car insurance, costing $83 per month. You could also consider Progressive at $90 a month or GEICO at $93 per month.
The following are the top 10 car insurance companies in Fort Myers, FL, based on their average monthly rates.
| Company | Monthly Premium |
| Cincinnati Insurance | $30 |
| Kentucky Farm Bureau | $39 |
| Travelers | $41 |
| Auto-Owners | $37 |
| State Farm | $50 |
| Nationwide | $43 |
| Allstate | $76 |
| GEICO | $53 |
| Shelter | $50 |
| Westfield | $62 |
| Grange Insurance | $89 |
Average Auto Insurance Rates In Fort Myers – By Age
Younger drivers are typically charged higher car insurance premiums due to their lack of experience and increased risk of traffic violations and accidents. Teenagers can expect to pay about $7,599 each year for coverage.
When drivers reach the age of 25, their insurance premiums often decrease, as long as their driving history is clean.
Drivers in their 50s and early 60s typically get the best insurance rates, as their age suggests more driving experience and a lower risk of claims.
| Age | Average Yearly Rate |
| Teenagers | $4,080 |
| 20s | $2,100 |
| 30s | $1,704 |
| 40s | $1,500 |
| 50s | $1,370 |
| 60s | $1,440 |
| 70s | $1,632 |
Average Rates In Fort Myers – By Vehicle
Car insurance premiums are influenced by the type of car you drive. Factors like make, model, year, and body style matter, with newer and luxury cars generally costing more to insure because of their advanced features and higher replacement or repair expenses.
Below is a table showing average car insurance rates in Fort Myers for different vehicle categories.
| Vehicle | Average Monthly Rate |
| Toyota Camry | $127 |
| Honda Civic | $1,214 |
| Mercury Grand Marquis | $115 |
| Chevrolet Malibu | $710 |
| Nissan Altima | $708 |
Average Cost Of Auto Insurance In Fort Myers – By Zip Code
Zip codes allow insurers to assess the crime levels in your area, which means that car insurance rates can vary depending on your location.
The table below shows the typical car insurance rates for different Fort Myers zip codes.
| Zip Code | Average Monthly Rate |
| 40509 | $153 |
| 40511 | $130 |
| 40516 | $105 |
| 40504 | $124 |
| 40515 | $165 |
How Much Is Car Insurance In Other Cities in Florida ?
Where you live plays a major role in your car insurance rates. Urban areas, with increased risks of accidents, theft, and vandalism, generally result in higher premiums.
For instance, car insurance rates in Los Angeles average $243 a month, while in San Diego, drivers pay about $176 per month.
| City | Average Monthly Rate |
| Sunrise | $347 |
| Lake City | $200 |
| Plantation | $360 |
| Hallandale Beach | $310 |
| Daytona Beach | $181 |
| Gainesville | $250 |
| Apopka | $215 |
| Pinellas Park | $223 |
| Kissimmee | $220 |
| West Palm Beach | $280 |
Find affordable Fort Myers rates
Our Methodology
Through a comprehensive review of customer feedback, pricing, product options, and online review sites, I’ve gathered insights to present an in-depth view of car insurance providers in Fort Myers, CA.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Fort Myers?
In Fort Myers, the most affordable car insurance for minimum coverage is provided by GEICO, while Progressive offers the best prices for full coverage, including collision and comprehensive insurance.
What is the average cost of car insurance in Fort Myers?
In Fort Myers, the monthly cost of car insurance is usually around $180, though prices differ depending on your location, car make and model, and driving history.
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