Cheapest Car Insurance In Kissimmee, FL 2025
GEICO leads as the most budget-friendly insurer in Kissimmee, with minimum coverage available for about $92 a month.
We’ve saved shoppers an average of $600 per year on their car insurance.
Finding affordable car insurance in Kissimmee, FL, involves comparing a wide range of rates.
GEICO offers the most affordable liability-only coverage. For full coverage, State Farm provides the best rates, and Travelers stands out with low premiums for young drivers.
Cheapest Car Insurance Companies In Kissimmee, FL






Cheapest Liability-only Car Insurance In Kissimmee: Chubb
GEICO is the most budget-friendly option for minimum coverage car insurance in Kissimmee, with an average monthly rate of $92.
Compare the rates from multiple insurance providers using the table provided below.
Provider | Average Monthly Cost | Average Annual Cost |
GEICO | $92 | $1,104 |
Travelers | $183 | $2,196 |
Allstate | $156 | $1,872 |
Mercury | $206 | $2,472 |
Infinity | $251 | $3,012 |
Cheapest Full Coverage Insurance Rates In Kissimmee: State Farm
For full coverage car insurance in Kissimmee, State Farm delivers the best rates at an average of $109 per month.
The table provides a comparison of average auto insurance rates from cost-effective insurers in Kissimmee.
Provider | Average Monthly Cost | Average Annual Cost |
State Farm | $109 | $1,308 |
Allstate | $188 | $2,256 |
GEICO | $112 | $1,344 |
Travelers | $225 | $2,700 |
Progressive | $350 | $4,200 |
Cheapest Rates In Kissimmee For Teenagers: State Farm
With an average cost of $190 per month, State Farm offers the cheapest car insurance for teen drivers in Kissimmee.
The table below highlights the companies offering the most affordable car insurance for teenagers.
Provider | Average Monthly Cost | Average Annual Cost |
State Farm | $190 | $2,280 |
Travelers | $404 | $4,848 |
Allstate | $345 | $4,140 |
Mercury | $440 | $5,280 |
progressive | $610 | $7,320 |
Cheapest Auto Insurance For Young Adults in Kissimmee: Travelers
With an average rate of $91 per month, Travelers offers the lowest-priced car insurance for young adults in Kissimmee.
Check the table below to compare the best auto insurance rates for young adults in Kissimmee.
Provider | Average Monthly Cost | Average Annual Cost |
Travelers | $91 | $1,092 |
GEICO | $96 | $1,152 |
State Farm | $108 | $1,296 |
Mercury | $99 | $1,188 |
Allstate | $110 | $1,320 |
Cheapest Car Insurance Rates For Seniors: GEICO
At $90 month, GEICO delivers the cheapest car insurance rates for seniors in Kissimmee.
The table presents average quotes from the most affordable car insurance options for seniors.
Provider | Average Monthly Cost | Average Annual Cost |
GEICO | $90 | $1,080 |
Allstate | $150 | $1,800 |
Travelers | $174 | $2,088 |
Root | $257 | $3,084 |
Mercury | $200 | $2,400 |
Cheapest Car Insurance In Kissimmee For Good Drivers: GEICO
Good drivers in Kissimmee can find the best car insurance rates from GEICO, averaging $92 month.
The table below allows good drivers to compare average quotes from affordable car insurance providers.
Provider | Average Monthly Cost | AverageAnnual Cost |
GEICO | $92 | $1,104 |
Travelers | $183 | $2,196 |
Allstate | $156 | $1,872 |
Mercury | $206 | $2,472 |
Infinity | $251 | $3,012 |
Find affordable Kissimmee rates
Cheapest Car Insurance In Kissimmee After A Speeding Ticket: GEICO
GEICO is among the cheapest insurance providers in Kissimmee, offering drivers with a speeding ticket an average rate of $111 monthly.
You can refer to the table below to find average insurance rates for drivers with a speeding ticket.
Provider | Average Monthly Cost | Average Annual Cost |
GEICO | $111 | $1,332 |
Progressive | $280 | $3,360 |
State Farm | $114 | $1,368 |
Allstate | $190 | $2,280 |
Travelers | $270 | $3,240 |
Cheapest For Drivers With After At-Fault Accident: GEICO
GEICO offers very competitive rates for drivers with an at-fault incident, averaging $119 per month for car insurance.
The list below shows the car insurance companies with the cheapest rates for drivers with an at-fault incident.
Provider | Average Monthly Cost | Average Annual Cost |
GEICO | $119 | $1,428 |
Mile Auto | $192 | $2,304 |
Travelers | $240 | $2,880 |
Mercury | $291 | $3,492 |
Foremost | $370 | $4,440 |
Cheapest Rates In Kissimmee For Drivers After A DUI: State Farm
With average premiums of $143 per month, State Farm offers the best rates for drivers with a DUI in Kissimmee.
In the table below, you’ll find the best car insurance rates for drivers in Kissimmee with a DUI.
Provider | Average Monthly Cost | Average Annual Cost |
State Farm | $143 | $1,716 |
Allstate | $244 | $2,928 |
Travelers | $290 | $3,480 |
Foremost | $426 | $5,112 |
National General | $554 | $6,648 |
Best Car Insurance Companies In Kissimmee
For the most budget-friendly car insurance in Kissimmee, GEICO offers rates starting at $92 per month. State Farm and Allstate are close behind, at $94 and $156 monthly.
Listed below are the top 10 car insurance companies in Kissimmee, FL, ranked by their average monthly premiums.
Company | Monthly Premium |
GEICO | $92 |
Travelers | $183 |
State Farm | $94 |
Allstate | $156 |
Mercury | $206 |
Infinity | $251 |
Progressive | $233 |
Direct Auto | $206 |
Root | $184 |
National General | $350 |
Average Rates In Kissimmee – By Vehicle
Your car’s make, model, year, and body type all play a part in determining your insurance rates. Typically, luxury cars and newer models with advanced technology and higher replacement costs lead to higher insurance premiums.
Below is a table showing the average rates in Kissimmee for a variety of vehicles.
Vehicle | Average Monthly Rate |
Buick Enclave | $312 |
Toyota Highlander | $457 |
Toyota Camry | $343 |
Nissan Altima | $698 |
MAZDA MPV WAGON | $179 |
Average Auto Insurance Rates In Kissimmee – By Age
When it comes to car insurance, age is an important factor. Younger drivers are charged higher premiums due to their inexperience and increased risk of traffic incidents. Teenagers generally pay an average of $8,541 annually for insurance.
After turning 25, drivers can expect their insurance rates to go down, as long as they maintain a spotless driving history.
Insurance premiums are often lower for drivers in their 50s and early 60s, as their age typically signals more driving experience and less risk to insurers.
Age | Average Yearly Rate |
Teenagers | $8,541 |
20s | $4,967 |
30s | $3,197 |
40s | $2,907 |
50s | $2,596 |
60s | $2,469 |
70s | $2,737 |
Average Cost Of Auto Insurance In Kissimmee – By Zip Code
Different zip codes come with varying car insurance rates, as insurers rely on them to evaluate local crime statistics.
The following table shows the average insurance rates for different Kissimmee zip codes.
Zip Code | Average Monthly Rate |
34744 | $284 |
34759 | $290 |
34743 | $293 |
33896 | $232 |
32837 | $98 |
How Much Is Car Insurance In Other Cities in Florida?
The city where you live affects your car insurance premiums. Areas with higher risks of accidents, theft, and vandalism, which are more common in cities, tend to have higher insurance costs.
To give an example, car insurance in Miami averages $400 per month, while in Fort Myers, the average monthly rate is $193.
City | Average Monthly Rate |
Plantation | $365 |
Daytona Beach | $182 |
Fort Myers | $193 |
Miami | $400 |
Gainesville | $179 |
Sunrise | $349 |
Lake City | $206 |
Pensacola | $260 |
West Palm Beach | $281 |
Pinellas Park | $224 |
Find affordable Kissimmee rates
Our Methodology
Drawing from a comprehensive evaluation of customer service, product choices, pricing, and various user reviews, I’ve developed an in-depth understanding of the car insurance landscape in Kissimmee, FL.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Kissimmee?
GEICO provides the most affordable rates in Kissimmee for the minimum required coverage, while State Farm is the top choice for full coverage, which includes both comprehensive and collision protection.
What is the average cost of car insurance in Kissimmee?
In Kissimmee, the average car insurance cost is around $300 per month, though rates can change based on factors such as your zip code, vehicle type, and driving history.