Cheapest Car Insurance In Apopka, FL 2025
State Farm has the most affordable minimum coverage car insurance in Apopka, priced at about $73 a month.
We’ve saved shoppers an average of $600 per year on their car insurance.
When hunting for low-cost car insurance in Apopka, FL, expect to see a wide range of price options.
When it comes to liability-only insurance, State Farm has the lowest prices. GEICO is the best option for full coverage, while young drivers can get the cheapest rates from State Farm.
Cheapest Car Insurance Companies In Apopka, FL 2025
Cheapest Liability-only Car Insurance In Apopka: State Farm
At an average monthly rate of $73, State Farm offers the lowest-priced minimum coverage car insurance in Apopka.
Compare rates from different insurance providers using the table below.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $73 | $876 |
| Allstate | $125 | $1,500 |
| GEICO | $76 | $912 |
| Travelers | $147 | $1,764 |
| Mercury | $166 | $1,992 |
Cheapest Full Coverage Insurance Rates In Apopka: GEICO
With an average monthly cost of $91, GEICO offers the most affordable full coverage car insurance in Apopka.
Below is a table showing average insurance quotes from Apopka’s most budget-friendly providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $91 | $1,092 |
| Allstate | $152 | $1,824 |
| Mercury | $204 | $2,448 |
| Progressive | $282 | $3,384 |
| Foremost | $367 | $4,404 |
Cheapest Car Insurance Rates For Seniors: State Farm
Seniors looking for affordable car insurance in Apopka will find the lowest rates with State Farm, averaging $70 per month.
Seniors can compare average insurance rates from the cheapest providers in the table below.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $70 | $840 |
| Allstate | $120 | $1,440 |
| Progressive | $200 | $2,400 |
| Mercury | $162 | $1,944 |
| Direct Auto | $249 | $2,988 |
Cheapest Rates In Apopka For Teenagers: GEICO
For teenage drivers in Apopka, GEICO has the most affordable insurance, with monthly rates averaging $146.
Teen drivers can find the most affordable insurance options in the table below.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $146 | $1,752 |
| Allstate | $273 | $3,276 |
| Travelers | $329 | $3,948 |
| State Farm | $154 | $1,848 |
| Progressive | $490 | $5,880 |
Cheapest Auto Insurance For Young Adults in Apopka: State Farm
The lowest-cost car insurance for young adults in Apopka comes from State Farm, which charges an average of $115 per month.
Compare the cheapest car insurance rates for young adults in Apopka by reviewing the table below.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $115 | $1,380 |
| Liberty Mutual | $140 | $1,680 |
| Mercury | $166 | $1,992 |
| Direct Auto | $232 | $2,784 |
| 21st Century | $199 | $2,388 |
Cheapest Car Insurance In Apopka For Good Drivers: State Farm
For good drivers in Apopka, State Farm stands out as the cheapest car insurance provider, with an average cost of $73 per month.
If you’re a safe driver, the table below can help you compare affordable car insurance quotes.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $73 | $876 |
| Allstate | $125 | $1,500 |
| GEICO | $76 | $912 |
| Travelers | $147 | $1,764 |
| Mercury | $166 | $1,992 |
Find affordable Apopka rates
Cheapest Car Insurance In Apopka After A Speeding Ticket: State Farm
Drivers with a speeding ticket can find affordable coverage with State Farm in Apopka, where rates average $90 per month.
The table below compares insurance rates for motorists with a speeding violation on their record.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $90 | $1,080 |
| Mile Auto | $140 | $1,680 |
| Travelers | $181 | $2,172 |
| Progressive | $226 | $2,712 |
| Allstate | $150 | $1,800 |
Cheapest For Drivers With After At-Fault Accident: GEICO
Among insurers, GEICO stands out with the lowest rates for drivers who have caused an accident, at about $96 monthly.
The following car insurance providers offer the lowest prices for drivers with an at-fault accident.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $96 | $1,152 |
| Allstate | $160 | $1,920 |
| Travelers | $193 | $2,316 |
| Mercury | $233 | $2,796 |
| Progressive | $247 | $2,964 |
Cheapest Rates In Apopka For Drivers After A DUI: State Farm
State Farm stands out as the most affordable insurer for drivers with a DUI in Apopka, charging around $116 per month.
The table below presents the lowest car insurance rates available for drivers in Apopka with a DUI.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $116 | $1,392 |
| Allstate | $196 | $2,352 |
| Direct Auto | $260 | $3,120 |
| Progressive | $294 | $3,528 |
| National General | $446 | $5,352 |
Best Car Insurance Companies In Apopka
Apopka drivers can find the cheapest car insurance with State Farm at $73 per month, though GEICO and Allstate offer reasonable rates at $76 and $125, respectively.
Here are the 10 leading car insurance providers in Apopka, FL ranked by their typical monthly rates.
| Company | Monthly Premium |
| State Farm | $73 |
| Allstate | $125 |
| GEICO | $76 |
| Travelers | $147 |
| Mercury | $166 |
| Root | $149 |
| Direct Auto | $167 |
| Progressive | $188 |
| Foremost | $215 |
| National General | $280 |
Average Auto Insurance Rates In Apopka – By Age
When setting insurance rates, age is a critical factor. Since younger drivers pose a greater risk on the road, they pay more for coverage. Teenagers, for example, face annual premiums of roughly $7,468.
Turning 25 often brings lower car insurance rates, but only if the driver has maintained a clean record.
Drivers in their 50s and early 60s frequently benefit from lower insurance premiums, as providers use age as a key factor in pricing policies.
| Age | Average Yearly Rate |
| Teenagers | $7,468 |
| 20s | $5,061 |
| 30s | $3,191 |
| 40s | $2,693 |
| 50s | $2,631 |
| 60s | $2,409 |
| 70s | $2,954 |
Average Rates In Apopka – By Vehicle
Car insurance costs are largely shaped by the vehicle you own. Insurers evaluate factors such as the car’s make, model, and year, with newer luxury vehicles generally leading to more expensive premiums.
The table below highlights typical insurance premiums in Apopka based on vehicle type.
| Vehicle | Average Monthly Rate |
| Chrysler 300 | $464 |
| Dodge Avenger | $93 |
| Hyundai Tucson | $446 |
| Honda Cr-V | $405 |
| Chevrolet Impala | $495 |
How Much Is Car Insurance In Other Cities in Florida?
Your residence impacts your car insurance premiums, as companies assess risks like theft, vandalism, and accident rates, which are typically elevated in cities, resulting in higher costs.
Those in Miami typically pay $402 a month for car insurance, while Sarasota residents enjoy a lower average of $223.
| City | Average Monthly Rate |
| Miami | $402 |
| Jacksonville | $290 |
| Pensacola | $260 |
| Fort Lauderdale | $378 |
| Tallahassee | $268 |
| Tampa | $293 |
| Sarasota | $223 |
| Fort Myers | $269 |
| Orlando | $321 |
| West Palm Beach | $400 |
Average Cost Of Auto Insurance In Apopka – By Zip Code
Your zip code plays a key role in determining car insurance costs, as insurers use it to assess crime risk in your area.
The table below displays typical car insurance rates for various Apopka zip codes.
| Zip Code | Average Monthly Rate |
| 32703 | $286 |
| 32712 | $303 |
| 32771 | $153 |
Find affordable Apopka rates
Our Methodology
By analyzing customer feedback, coverage options, affordability, and insights from review platforms, I’ve developed a well-rounded perspective on car insurance providers in Apopka, FL.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Apopka?
For Apopka drivers, State Farm offers the best rates on minimum coverage, while GEICO provides the cheapest full coverage plan, including comprehensive and collision protection.
What iWhat is the average cost of car insurance in Apopka?
The average car insurance premium in Apopka is roughly $300 per month, but your rate may be higher or lower depending on factors such as your zip code, car model, and driving history.
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