KIA Sportage Car Insurance Cost

If you’re looking to insure a KIA Sportage, it typically costs around $572 per year through Pekin Insurance. However, insurance rates can vary based on factors like your age, the model year of your car, and other considerations. You can use our quote tables below to get a personalized estimate for your situation.

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Updated: 31 March 2024
Written by
Bob Phillips
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If you’re thinking about buying a KIA Sportage, one important aspect to consider is the price of insurance. Insurance plays a crucial role in owning a car, and it’s essential to understand the costs before making a decision.

Selecting the right insurance policy is vital to avoid unexpected and potentially high expenses later on. You don’t want to be caught without adequate coverage in the event of an accident, which could leave you facing significant out-of-pocket costs. Moreover, there’s the possibility of premium increases if you’re found at fault in an accident.

With my extensive experience analyzing car insurance rates spanning over a decade, I’ve observed how much these costs can vary. Factors such as your age, driving history, and even your location can have a significant impact on the premiums you’ll pay for insurance.

How Much Does KIA Sportage Car Insurance Cost?

Typically, Pekin Insurance provides the most competitive pricing, averaging at $572 per year for comprehensive insurance coverage on a 2024 KIA Sportage.

While Pekin Insurance’s pricing serves as a valuable reference point, it’s crucial to recognize that the expense of car insurance can fluctuate significantly due to various factors. These factors encompass your geographical location, driving history, the model year of your vehicle, and the specific coverage options you select. Maintaining a clean driving record can result in reduced premiums, whereas a past of accidents or traffic violations may escalate your expenses.

Furthermore, residing in an urban setting characterized by heavy traffic might lead to higher insurance rates compared to rural areas with lighter traffic. Your choice of coverage will also influence your premium; full coverage insurance, encompassing comprehensive and collision protection, generally carries a higher cost than minimum liability coverage.

Insuranceopedia stands prepared to assist you in exploring options and comparing quotes from multiple insurance providers to secure the most advantageous deal.

2024 KIA Sportage Insurance Rates

Insurance Provider Average Annual Cost
Pekin Insurance $572
New York Central Mutual Fire $628
Rockford Mutual Insurance $982
Country $1,074
USAA $1,174
First Chicago Insurance $1,228
SECURA Insurance $1,264
Oregon Mutual $1,268
Mercury $1,327
AssuranceAmerica Economy $1,356

2023 KIA Sportage Insurance Rates

Insurance Provider Average Annual Cost
NatGen Custom 360 $50
Kemper Personal Insurance $117
Safeco $326
Buckeye Insurance Group $448
Victoria $525
Mercury Insurance $604
New York Central Mutual Fire $660
Texas Farm Bureau Group $810
Pekin Insurance $813
PEMCO $835

2022 KIA Sportage Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $183
Jupiter Auto Insurance $319
Kemper Personal Insurance $449
MMG Insurance Company $602
NatGen Custom 360 $607
Victoria $598
American National P $640
Concord Group $758
NatGen PPA $754
Buckeye Insurance Group $811

2021 KIA Sportage Insurance Rates

Insurance Provider Average Annual Cost
NatGen Value $240
Safeco $304
American National P $549
Victoria $699
NatGen PPA $726
Concord Group $832
AssuranceAmerica Mobile Max $914
Titan $939
Countryway Insurance $973
MMG Insurance Company $1,010

2020 KIA Sportage Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $142
NatGen Advantage $158
NatGen PPA $287
SAFECO $422
American National P&C $432
American National P $686
NatGen Value $773
Buckeye Insurance Group $825
Concord Group $821
Kemper Auto $843

2019 KIA Sportage Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $224
NatGen PPA $338
American National P $481
Mercury Insurance $536
Dairyland Broadform $555
American National P&C $537
Kemper Auto Premium $565
Jupiter Auto Insurance $685
Union Mutual Fire Group $870
SAFECO $869

2018 KIA Sportage Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $79
NatGen PPA $378
Jupiter Auto Insurance $399
SAFECO $394
Kemper Auto Premium $418
AssuranceAmerica Economy $425
American National P $543
AssuranceAmerica Elite $549
American National P&C $616
Kemper Auto Premier $784

2017 KIA Sportage Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $114
SAFECO $338
Dairyland Broadform $345
American National P&C $384
AssuranceAmerica Mobile Max $522
Dairyland Auto 1 Month $522
American National P $605
NatGen PPA $725
AssuranceAmerica $719
Kemper Auto $816

2016 KIA Sportage Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $151
Jupiter Auto Insurance $200
SAFECO $489
AssuranceAmerica $485
Dairyland Broadform $491
Kemper Auto Premium $531
Mercury Insurance $599
Concord Group $658
Partners Mutual Insurance Co $829
MMG Insurance Company $863

2015 KIA Sportage Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $258
National General RAD $591
AssuranceAmerica $595
AssuranceAmerica Economy $798
United Farm Bureau of IN Group $792
PEMCO $818
NatGen PPA $833
Tennessee Farmers $844
AssuranceAmerica Elite $865
Clearcover $870

2014 KIA Sportage Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $133
Kemper Personal Insurance $293
SAFECO $327
AssuranceAmerica Mobile Max $366
Kemper Auto | Infinity $685
SECURA Insurance $755
Plymouth Rock $769
EMC Insurance $798
American National P $785
Concord Group $810

2013 KIA Sportage Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto Premier $196
Dairyland Broadform $332
SAFECO $353
American National P $459
Union Mutual Fire Group $497
Jupiter Auto Insurance $496
Mercury Insurance $563
AssuranceAmerica Mobile Max $638
Concord Group $698
EMC Insurance $699

2012 KIA Sportage Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $137
NatGen Value $159
SAFECO $404
Concord Group $528
MMG Insurance Company $537
Patriot Group $585
American National P $618
Mississippi Farm Bureau $684
Mercury Insurance $763
North Carolina Farm Bureau $759

2011 KIA Sportage Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $154
NatGen PPA $217
Dairyland FR Bond $420
Mercury Insurance Company $488
American National P&C $540
Bear River $577
Ameriprise Group $625
Plymouth Rock $601
Concord Group $668
SAFECO $682

2010 KIA Sportage Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $165
Jupiter Auto Insurance $253
Dairyland Auto $307
Buckeye Insurance Group $659
North Carolina Farm Bureau $724
SECURA Insurance $746
Concord Group $769
Indiana Farmers Mutual Ins $771
American National P $773
MMG Insurance Company $784

Cost of KIA Sportage Car Insurance By Age

Driver Age Good Driver Recent Accident Poor Credit
17 $4,877 $7,192 $8,408
18 $4,578 $6,708 $7,841
19 $4,024 $5,904 $6,917
20 $3,498 $5,178 $6,035
21 $2,942 $4,322 $5,052
22 $2,865 $4,196 $4,944
23 $2,511 $3,698 $4,325
24 $2,400 $3,511 $4,112
25 $2,043 $3,001 $3,515
30 $1,617 $2,372 $2,755
35 $1,496 $2,224 $2,566
40 $1,429 $2,131 $2,487
45 $1,394 $2,055 $2,415
55 $1,280 $1,911 $2,226
65 $1,326 $1,986 $2,322
75 $1,704 $2,497 $2,926

KIA Sportage Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $1,542 $2,223 $2,834
Alaska $1,250 $1,775 $1,689
Arizona $1,440 $2,084 $3,046
Arkansas $1,568 $2,450 $2,733
California $1,734 $3,109 $1,732
Colorado $1,642 $2,261 $2,880
Connecticut $2,063 $3,221 $4,104
Delaware $1,740 $2,305 $2,943
Florida $2,066 $2,856 $3,689
Hawaii $670 $900 $661
Idaho $1,160 $1,535 $1,856
Illinois $1,200 $1,833 $2,112
Indiana $1,242 $1,907 $2,156
Iowa $1,000 $1,358 $1,608
Kansas $1,335 $1,928 $2,229
Kentucky $1,920 $2,792 $3,313
Louisiana $2,439 $3,681 $4,006
Maine $939 $1,285 $1,886
Maryland $1,474 $2,186 $2,405
Massachusetts $1,179 $2,108 $1,187
Michigan $2,897 $4,426 $6,968
Minnesota $1,193 $1,569 $2,251
Mississippi $1,458 $2,031 $2,043
Missouri $1,353 $1,956 $2,528
Montana $1,383 $1,939 $2,236
Nebraska $1,178 $1,703 $1,880
Nevada $1,940 $2,845 $2,996
New Hampshire $1,345 $2,095 $2,658
New Jersey $1,471 $2,292 $3,019
New Mexico $1,489 $2,237 $2,316
New York $1,408 $1,757 $2,942
North Carolina $859 $1,502 $1,070
North Dakota $1,190 $1,810 $2,117
Ohio $1,051 $1,635 $1,670
Oklahoma $1,696 $2,415 $2,722
Oregon $1,516 $2,067 $2,461
Pennsylvania $1,288 $1,905 $2,231
Rhode Island $2,164 $3,135 $3,546
South Carolina $1,476 $2,007 $2,797
South Dakota $1,300 $1,899 $2,183
Tennessee $1,523 $2,275 $3,008
Texas $1,564 $2,254 $2,777
Utah $1,339 $1,862 $2,558
Vermont $1,037 $1,556 $1,643
Virginia $968 $1,473 $1,429
Washington $1,272 $1,719 $2,055
West Virginia $1,295 $1,841 $2,277
Wisconsin $1,266 $2,000 $2,243
Wyoming $1,184 $1,651 $1,750
Georgia $1,654 $2,485 $2,518

FAQs

Who has the cheapest car insurance for a KIA Sportage?

Pekin Insurance offers the most affordable car insurance for the 2024 model year of the KIA Sportage.

Which company offers the best car insurance for a KIA Sportage?

We believe Pekin Insurance provides the best car insurance for a KIA Sportage, considering their combination of low rates, comprehensive coverage, and top-rated customer service.

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