KIA Sportage Car Insurance Cost
If you’re looking to insure a KIA Sportage, it typically costs around $572 per year through Pekin Insurance. However, insurance rates can vary based on factors like your age, the model year of your car, and other considerations. You can use our quote tables below to get a personalized estimate for your situation.
If you’re thinking about buying a KIA Sportage, one important aspect to consider is the price of insurance. Insurance plays a crucial role in owning a car, and it’s essential to understand the costs before making a decision.
Selecting the right insurance policy is vital to avoid unexpected and potentially high expenses later on. You don’t want to be caught without adequate coverage in the event of an accident, which could leave you facing significant out-of-pocket costs. Moreover, there’s the possibility of premium increases if you’re found at fault in an accident.
With my extensive experience analyzing car insurance rates spanning over a decade, I’ve observed how much these costs can vary. Factors such as your age, driving history, and even your location can have a significant impact on the premiums you’ll pay for insurance.
How Much Does KIA Sportage Car Insurance Cost?
Typically, Pekin Insurance provides the most competitive pricing, averaging at $572 per year for comprehensive insurance coverage on a 2024 KIA Sportage.
While Pekin Insurance’s pricing serves as a valuable reference point, it’s crucial to recognize that the expense of car insurance can fluctuate significantly due to various factors. These factors encompass your geographical location, driving history, the model year of your vehicle, and the specific coverage options you select. Maintaining a clean driving record can result in reduced premiums, whereas a past of accidents or traffic violations may escalate your expenses.
Furthermore, residing in an urban setting characterized by heavy traffic might lead to higher insurance rates compared to rural areas with lighter traffic. Your choice of coverage will also influence your premium; full coverage insurance, encompassing comprehensive and collision protection, generally carries a higher cost than minimum liability coverage.
Insuranceopedia stands prepared to assist you in exploring options and comparing quotes from multiple insurance providers to secure the most advantageous deal.
2024 KIA Sportage Insurance Rates
| Insurance Provider | Average Annual Cost |
| Pekin Insurance | $572 |
| New York Central Mutual Fire | $628 |
| Rockford Mutual Insurance | $982 |
| Country | $1,074 |
| USAA | $1,174 |
| First Chicago Insurance | $1,228 |
| SECURA Insurance | $1,264 |
| Oregon Mutual | $1,268 |
| Mercury | $1,327 |
| AssuranceAmerica Economy | $1,356 |
2023 KIA Sportage Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $50 |
| Kemper Personal Insurance | $117 |
| Safeco | $326 |
| Buckeye Insurance Group | $448 |
| Victoria | $525 |
| Mercury Insurance | $604 |
| New York Central Mutual Fire | $660 |
| Texas Farm Bureau Group | $810 |
| Pekin Insurance | $813 |
| PEMCO | $835 |
2022 KIA Sportage Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $183 |
| Jupiter Auto Insurance | $319 |
| Kemper Personal Insurance | $449 |
| MMG Insurance Company | $602 |
| NatGen Custom 360 | $607 |
| Victoria | $598 |
| American National P | $640 |
| Concord Group | $758 |
| NatGen PPA | $754 |
| Buckeye Insurance Group | $811 |
2021 KIA Sportage Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Value | $240 |
| Safeco | $304 |
| American National P | $549 |
| Victoria | $699 |
| NatGen PPA | $726 |
| Concord Group | $832 |
| AssuranceAmerica Mobile Max | $914 |
| Titan | $939 |
| Countryway Insurance | $973 |
| MMG Insurance Company | $1,010 |
2020 KIA Sportage Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $142 |
| NatGen Advantage | $158 |
| NatGen PPA | $287 |
| SAFECO | $422 |
| American National P&C | $432 |
| American National P | $686 |
| NatGen Value | $773 |
| Buckeye Insurance Group | $825 |
| Concord Group | $821 |
| Kemper Auto | $843 |
2019 KIA Sportage Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $224 |
| NatGen PPA | $338 |
| American National P | $481 |
| Mercury Insurance | $536 |
| Dairyland Broadform | $555 |
| American National P&C | $537 |
| Kemper Auto Premium | $565 |
| Jupiter Auto Insurance | $685 |
| Union Mutual Fire Group | $870 |
| SAFECO | $869 |
2018 KIA Sportage Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $79 |
| NatGen PPA | $378 |
| Jupiter Auto Insurance | $399 |
| SAFECO | $394 |
| Kemper Auto Premium | $418 |
| AssuranceAmerica Economy | $425 |
| American National P | $543 |
| AssuranceAmerica Elite | $549 |
| American National P&C | $616 |
| Kemper Auto Premier | $784 |
2017 KIA Sportage Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $114 |
| SAFECO | $338 |
| Dairyland Broadform | $345 |
| American National P&C | $384 |
| AssuranceAmerica Mobile Max | $522 |
| Dairyland Auto 1 Month | $522 |
| American National P | $605 |
| NatGen PPA | $725 |
| AssuranceAmerica | $719 |
| Kemper Auto | $816 |
2016 KIA Sportage Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $151 |
| Jupiter Auto Insurance | $200 |
| SAFECO | $489 |
| AssuranceAmerica | $485 |
| Dairyland Broadform | $491 |
| Kemper Auto Premium | $531 |
| Mercury Insurance | $599 |
| Concord Group | $658 |
| Partners Mutual Insurance Co | $829 |
| MMG Insurance Company | $863 |
2015 KIA Sportage Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $258 |
| National General RAD | $591 |
| AssuranceAmerica | $595 |
| AssuranceAmerica Economy | $798 |
| United Farm Bureau of IN Group | $792 |
| PEMCO | $818 |
| NatGen PPA | $833 |
| Tennessee Farmers | $844 |
| AssuranceAmerica Elite | $865 |
| Clearcover | $870 |
2014 KIA Sportage Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $133 |
| Kemper Personal Insurance | $293 |
| SAFECO | $327 |
| AssuranceAmerica Mobile Max | $366 |
| Kemper Auto | Infinity | $685 |
| SECURA Insurance | $755 |
| Plymouth Rock | $769 |
| EMC Insurance | $798 |
| American National P | $785 |
| Concord Group | $810 |
2013 KIA Sportage Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto Premier | $196 |
| Dairyland Broadform | $332 |
| SAFECO | $353 |
| American National P | $459 |
| Union Mutual Fire Group | $497 |
| Jupiter Auto Insurance | $496 |
| Mercury Insurance | $563 |
| AssuranceAmerica Mobile Max | $638 |
| Concord Group | $698 |
| EMC Insurance | $699 |
2012 KIA Sportage Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $137 |
| NatGen Value | $159 |
| SAFECO | $404 |
| Concord Group | $528 |
| MMG Insurance Company | $537 |
| Patriot Group | $585 |
| American National P | $618 |
| Mississippi Farm Bureau | $684 |
| Mercury Insurance | $763 |
| North Carolina Farm Bureau | $759 |
2011 KIA Sportage Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $154 |
| NatGen PPA | $217 |
| Dairyland FR Bond | $420 |
| Mercury Insurance Company | $488 |
| American National P&C | $540 |
| Bear River | $577 |
| Ameriprise Group | $625 |
| Plymouth Rock | $601 |
| Concord Group | $668 |
| SAFECO | $682 |
2010 KIA Sportage Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $165 |
| Jupiter Auto Insurance | $253 |
| Dairyland Auto | $307 |
| Buckeye Insurance Group | $659 |
| North Carolina Farm Bureau | $724 |
| SECURA Insurance | $746 |
| Concord Group | $769 |
| Indiana Farmers Mutual Ins | $771 |
| American National P | $773 |
| MMG Insurance Company | $784 |
Cost of KIA Sportage Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $4,877 | $7,192 | $8,408 |
| 18 | $4,578 | $6,708 | $7,841 |
| 19 | $4,024 | $5,904 | $6,917 |
| 20 | $3,498 | $5,178 | $6,035 |
| 21 | $2,942 | $4,322 | $5,052 |
| 22 | $2,865 | $4,196 | $4,944 |
| 23 | $2,511 | $3,698 | $4,325 |
| 24 | $2,400 | $3,511 | $4,112 |
| 25 | $2,043 | $3,001 | $3,515 |
| 30 | $1,617 | $2,372 | $2,755 |
| 35 | $1,496 | $2,224 | $2,566 |
| 40 | $1,429 | $2,131 | $2,487 |
| 45 | $1,394 | $2,055 | $2,415 |
| 55 | $1,280 | $1,911 | $2,226 |
| 65 | $1,326 | $1,986 | $2,322 |
| 75 | $1,704 | $2,497 | $2,926 |
KIA Sportage Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $1,542 | $2,223 | $2,834 |
| Alaska | $1,250 | $1,775 | $1,689 |
| Arizona | $1,440 | $2,084 | $3,046 |
| Arkansas | $1,568 | $2,450 | $2,733 |
| California | $1,734 | $3,109 | $1,732 |
| Colorado | $1,642 | $2,261 | $2,880 |
| Connecticut | $2,063 | $3,221 | $4,104 |
| Delaware | $1,740 | $2,305 | $2,943 |
| Florida | $2,066 | $2,856 | $3,689 |
| Hawaii | $670 | $900 | $661 |
| Idaho | $1,160 | $1,535 | $1,856 |
| Illinois | $1,200 | $1,833 | $2,112 |
| Indiana | $1,242 | $1,907 | $2,156 |
| Iowa | $1,000 | $1,358 | $1,608 |
| Kansas | $1,335 | $1,928 | $2,229 |
| Kentucky | $1,920 | $2,792 | $3,313 |
| Louisiana | $2,439 | $3,681 | $4,006 |
| Maine | $939 | $1,285 | $1,886 |
| Maryland | $1,474 | $2,186 | $2,405 |
| Massachusetts | $1,179 | $2,108 | $1,187 |
| Michigan | $2,897 | $4,426 | $6,968 |
| Minnesota | $1,193 | $1,569 | $2,251 |
| Mississippi | $1,458 | $2,031 | $2,043 |
| Missouri | $1,353 | $1,956 | $2,528 |
| Montana | $1,383 | $1,939 | $2,236 |
| Nebraska | $1,178 | $1,703 | $1,880 |
| Nevada | $1,940 | $2,845 | $2,996 |
| New Hampshire | $1,345 | $2,095 | $2,658 |
| New Jersey | $1,471 | $2,292 | $3,019 |
| New Mexico | $1,489 | $2,237 | $2,316 |
| New York | $1,408 | $1,757 | $2,942 |
| North Carolina | $859 | $1,502 | $1,070 |
| North Dakota | $1,190 | $1,810 | $2,117 |
| Ohio | $1,051 | $1,635 | $1,670 |
| Oklahoma | $1,696 | $2,415 | $2,722 |
| Oregon | $1,516 | $2,067 | $2,461 |
| Pennsylvania | $1,288 | $1,905 | $2,231 |
| Rhode Island | $2,164 | $3,135 | $3,546 |
| South Carolina | $1,476 | $2,007 | $2,797 |
| South Dakota | $1,300 | $1,899 | $2,183 |
| Tennessee | $1,523 | $2,275 | $3,008 |
| Texas | $1,564 | $2,254 | $2,777 |
| Utah | $1,339 | $1,862 | $2,558 |
| Vermont | $1,037 | $1,556 | $1,643 |
| Virginia | $968 | $1,473 | $1,429 |
| Washington | $1,272 | $1,719 | $2,055 |
| West Virginia | $1,295 | $1,841 | $2,277 |
| Wisconsin | $1,266 | $2,000 | $2,243 |
| Wyoming | $1,184 | $1,651 | $1,750 |
| Georgia | $1,654 | $2,485 | $2,518 |
FAQs
Who has the cheapest car insurance for a KIA Sportage?
Pekin Insurance offers the most affordable car insurance for the 2024 model year of the KIA Sportage.
Which company offers the best car insurance for a KIA Sportage?
We believe Pekin Insurance provides the best car insurance for a KIA Sportage, considering their combination of low rates, comprehensive coverage, and top-rated customer service.
