KIA Soul Car Insurance Cost

We think SECURA Insurance provides the best car insurance choice for a KIA Soul, taking into account their competitive prices, comprehensive coverage, and excellent customer service.

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Updated: 31 March 2024
Written by
Bob Phillips
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If you’re thinking about buying a KIA Soul, it’s crucial to consider the cost of insurance. Insurance is a fundamental aspect of car ownership, and understanding its implications is essential before making a decision.

Choosing the right car insurance is vital to avoid unexpected and potentially high expenses in the future. Insufficient coverage in the event of an accident could lead to significant out-of-pocket costs. Additionally, being at fault in an accident could result in increased insurance rates.

With over a decade of experience analyzing car insurance rates, I’ve observed significant variations in these costs. Factors such as age, driving history, and location can greatly impact insurance premiums. Therefore, it’s important to carefully evaluate these factors when selecting a policy.

How Much Does KIA Soul Car Insurance Cost?

Typically, SECURA Insurance provides a competitive rate, averaging around $736 annually for comprehensive insurance coverage on a 2024 KIA Soul.

While SECURA Insurance’s pricing offers a useful point of reference, it’s essential to recognize that car insurance costs can vary significantly due to various factors. These factors include where you live, your driving record, the age of your vehicle, and the specific coverage options you select. Having a clean driving history can result in lower premiums, while past accidents or traffic violations may increase your expenses.

Moreover, residing in urban areas with heavy traffic often leads to higher insurance rates compared to rural areas with lighter traffic. Your choice of coverage also affects your premium; comprehensive insurance, which provides extensive protection including theft and collisions, generally carries a higher cost than basic liability coverage.

Insuranceopedia can help you navigate the insurance market by offering quotes from different providers, enabling you to find the most suitable and cost-effective option for your requirements.

2024 KIA Soul Insurance Rates

Insurance Provider Average Annual Cost
SECURA Insurance $736
Erie $801
New York Central Mutual Fire $809
Direct Auto $918
Travelers $1,021
USAA $1,100
Unigard $1,263
Preferred Mutual $1,303
Unitrin $1,353
Mercury Insurance Company $1,392

2023 KIA Soul Insurance Rates

Insurance Provider Average Annual Cost
Kemper Premium $162
Kemper Auto | Infinity $257
Kemper Personal Insurance $281
Safeco $435
Mercury Insurance $498
American National P $594
NatGen Value $756
New York Central Mutual Fire $813
Titan $950
North Carolina Farm Bureau $1,036

2022 KIA Soul Insurance Rates

Insurance Provider Average Annual Cost
AssuranceAmerica Mobile Max $207
Safeco $224
Victoria $465
NatGen Advantage $539
Dairyland Broadform $561
Mercury Insurance $691
American National P $822
Concord Group $864
National General RAD $883
Countryway Insurance $925

2021 KIA Soul Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $337
Kemper Personal Insurance $359
NatGen Value $404
Mercury Insurance $541
National General Value $564
Victoria $607
American National P $806
Concord Group $834
Nationwide ThreeSixZero $811
AssuranceAmerica Mobile Max $888

2020 KIA Soul Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $288
Kemper Auto Premium $288
Kemper Auto $352
SAFECO $458
NatGen PPA $561
National General RAD $617
NatGen Value $691
NatGen Advantage $750
Mercury Insurance $774
American National P $801

2019 KIA Soul Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $244
AssuranceAmerica Mobile Max $364
Kemper Auto Premier $343
SAFECO $481
AssuranceAmerica $484
American National P&C $484
NatGen Value $792
Kemper Auto Premium $776
Dairyland FR Bond $833
Nationwide ThreeSixZero $831

2018 KIA Soul Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $84
Kemper Personal Insurance $215
Kemper Auto Premier $265
Dairyland Broadform $345
SAFECO $509
Union Mutual Fire Group $552
Dairyland FR Bond $603
American National P&C $634
AssuranceAmerica Economy $668
American National P $726

2017 KIA Soul Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto Premium $31
NatGen PPA $154
Jupiter Auto Insurance $235
Mercury Insurance $267
AssuranceAmerica Mobile Max $297
Dairyland Broadform $334
SAFECO $369
AssuranceAmerica $379
American National P&C $614
Concord Group $705

2016 KIA Soul Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $10
Kemper Personal Insurance $120
Kemper Auto Premier $203
NatGen Value $309
Dairyland Broadform $465
SAFECO $464
AssuranceAmerica Mobile Max $494
American National P&C $545
American National P $644
Mercury Insurance $683

2015 KIA Soul Insurance Rates

Insurance Provider Average Annual Cost
AssuranceAmerica $210
Dairyland FR Bond $301
Kemper Personal Insurance $382
SAFECO $428
Union Mutual Fire Group $486
Dairyland Broadform $557
NatGen Advantage $612
American National P $616
American National P&C $619
Bear River $722

2014 KIA Soul Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $158
Jupiter Auto Insurance $231
AssuranceAmerica Mobile Max $257
SAFECO $280
Dairyland Auto 1 Month $301
American National P&C $497
Mercury Insurance $503
Commerce Group Inc $623
Concord Group $666
Dairyland Broadform $655

2013 KIA Soul Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $124
AssuranceAmerica Mobile Max $294
Kemper Auto Premium $302
NatGen PPA $425
SAFECO $422
Dairyland Auto 1 Month $457
GAINSCO Auto Insurance $518
American National P&C $531
Union Mutual Fire Group $630
Dairyland FR Bond $622

2012 KIA Soul Insurance Rates

Insurance Provider Average Annual Cost
AssuranceAmerica Mobile Max $112
Jupiter Auto Insurance $145
Dairyland Broadform $140
Kemper Personal Insurance $193
Kemper Auto Premier $185
SAFECO $375
NatGen PPA $511
American National P&C $516
Union Mutual Fire Group $531
Mercury Insurance $614

2011 KIA Soul Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $107
Jupiter Auto Insurance $105
Dairyland Broadform $277
AssuranceAmerica Mobile Max $284
Dairyland FR Bond $289
SAFECO $273
American National P&C $456
NatGen Advantage $490
Mercury Insurance $521
MMG Insurance Company $552

2010 KIA Soul Insurance Rates

Insurance Provider Average Annual Cost
NatGen Custom 360 $67
AssuranceAmerica Mobile Max $132
Kemper Personal Insurance $195
American National P&C $376
Dairyland Realtime $359
SAFECO $396
Infinity Special $598
MMG Insurance Company $576
Commerce Group Inc $616
Patriot Group $662

Cost of KIA Soul Car Insurance By Age

Driver Age Good Driver Recent Accident Poor Credit
17 $6,033 $8,855 $10,399
18 $5,654 $8,257 $9,683
19 $4,987 $7,327 $8,549
20 $4,320 $6,383 $7,474
21 $3,629 $5,353 $6,258
22 $3,558 $5,213 $6,090
23 $3,089 $4,553 $5,346
24 $2,966 $4,343 $5,076
25 $2,563 $3,723 $4,384
30 $1,981 $2,926 $3,393
35 $1,839 $2,735 $3,179
40 $1,794 $2,611 $3,054
45 $1,734 $2,543 $2,995
55 $1,590 $2,345 $2,735
65 $1,654 $2,436 $2,845
75 $2,111 $3,099 $3,614

KIA Soul Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $1,892 $2,754 $3,504
Alaska $1,557 $2,155 $2,116
Arizona $1,773 $2,547 $3,753
Arkansas $1,943 $3,026 $3,333
California $2,140 $3,821 $2,176
Colorado $2,022 $2,837 $3,562
Connecticut $2,571 $4,003 $5,050
Delaware $2,131 $2,854 $3,655
Florida $2,521 $3,519 $4,565
Hawaii $806 $1,107 $817
Idaho $1,456 $1,891 $2,320
Illinois $1,522 $2,274 $2,603
Indiana $1,544 $2,340 $2,634
Iowa $1,230 $1,682 $1,992
Kansas $1,618 $2,386 $2,772
Kentucky $2,337 $3,466 $4,062
Louisiana $3,017 $4,565 $4,928
Maine $1,157 $1,585 $2,325
Maryland $1,861 $2,689 $2,968
Massachusetts $1,493 $2,601 $1,491
Michigan $3,555 $5,432 $8,571
Minnesota $1,485 $1,982 $2,768
Mississippi $1,781 $2,529 $2,555
Missouri $1,684 $2,375 $3,155
Montana $1,690 $2,380 $2,747
Nebraska $1,429 $2,142 $2,307
Nevada $2,387 $3,503 $3,727
New Hampshire $1,638 $2,620 $3,298
New Jersey $1,832 $2,868 $3,751
New Mexico $1,856 $2,773 $2,870
New York $1,706 $2,157 $3,595
North Carolina $1,073 $1,826 $1,298
North Dakota $1,449 $2,200 $2,620
Ohio $1,310 $1,989 $2,066
Oklahoma $2,071 $2,967 $3,356
Oregon $1,876 $2,542 $3,018
Pennsylvania $1,595 $2,355 $2,742
Rhode Island $2,647 $3,914 $4,381
South Carolina $1,814 $2,491 $3,448
South Dakota $1,634 $2,341 $2,674
Tennessee $1,887 $2,796 $3,738
Texas $1,912 $2,763 $3,444
Utah $1,645 $2,305 $3,126
Vermont $1,247 $1,955 $2,024
Virginia $1,170 $1,826 $1,799
Washington $1,572 $2,109 $2,542
West Virginia $1,588 $2,266 $2,841
Wisconsin $1,560 $2,458 $2,807
Wyoming $1,480 $2,050 $2,186
Georgia $2,079 $3,097 $3,121

FAQs

Who has the cheapest car insurance for a KIA Soul?

SECURA Insurance offers the most affordable car insurance for the 2024 KIA Soul.

Which company offers the best car insurance for a KIA Soul?

We consider SECURA Insurance to provide the best car insurance choice for a KIA Soul, given their competitive pricing, comprehensive coverage, and highly regarded customer service.

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