KIA Soul Car Insurance Cost
We think SECURA Insurance provides the best car insurance choice for a KIA Soul, taking into account their competitive prices, comprehensive coverage, and excellent customer service.
If you’re thinking about buying a KIA Soul, it’s crucial to consider the cost of insurance. Insurance is a fundamental aspect of car ownership, and understanding its implications is essential before making a decision.
Choosing the right car insurance is vital to avoid unexpected and potentially high expenses in the future. Insufficient coverage in the event of an accident could lead to significant out-of-pocket costs. Additionally, being at fault in an accident could result in increased insurance rates.
With over a decade of experience analyzing car insurance rates, I’ve observed significant variations in these costs. Factors such as age, driving history, and location can greatly impact insurance premiums. Therefore, it’s important to carefully evaluate these factors when selecting a policy.
How Much Does KIA Soul Car Insurance Cost?
Typically, SECURA Insurance provides a competitive rate, averaging around $736 annually for comprehensive insurance coverage on a 2024 KIA Soul.
While SECURA Insurance’s pricing offers a useful point of reference, it’s essential to recognize that car insurance costs can vary significantly due to various factors. These factors include where you live, your driving record, the age of your vehicle, and the specific coverage options you select. Having a clean driving history can result in lower premiums, while past accidents or traffic violations may increase your expenses.
Moreover, residing in urban areas with heavy traffic often leads to higher insurance rates compared to rural areas with lighter traffic. Your choice of coverage also affects your premium; comprehensive insurance, which provides extensive protection including theft and collisions, generally carries a higher cost than basic liability coverage.
Insuranceopedia can help you navigate the insurance market by offering quotes from different providers, enabling you to find the most suitable and cost-effective option for your requirements.
2024 KIA Soul Insurance Rates
| Insurance Provider | Average Annual Cost |
| SECURA Insurance | $736 |
| Erie | $801 |
| New York Central Mutual Fire | $809 |
| Direct Auto | $918 |
| Travelers | $1,021 |
| USAA | $1,100 |
| Unigard | $1,263 |
| Preferred Mutual | $1,303 |
| Unitrin | $1,353 |
| Mercury Insurance Company | $1,392 |
2023 KIA Soul Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Premium | $162 |
| Kemper Auto | Infinity | $257 |
| Kemper Personal Insurance | $281 |
| Safeco | $435 |
| Mercury Insurance | $498 |
| American National P | $594 |
| NatGen Value | $756 |
| New York Central Mutual Fire | $813 |
| Titan | $950 |
| North Carolina Farm Bureau | $1,036 |
2022 KIA Soul Insurance Rates
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $207 |
| Safeco | $224 |
| Victoria | $465 |
| NatGen Advantage | $539 |
| Dairyland Broadform | $561 |
| Mercury Insurance | $691 |
| American National P | $822 |
| Concord Group | $864 |
| National General RAD | $883 |
| Countryway Insurance | $925 |
2021 KIA Soul Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $337 |
| Kemper Personal Insurance | $359 |
| NatGen Value | $404 |
| Mercury Insurance | $541 |
| National General Value | $564 |
| Victoria | $607 |
| American National P | $806 |
| Concord Group | $834 |
| Nationwide ThreeSixZero | $811 |
| AssuranceAmerica Mobile Max | $888 |
2020 KIA Soul Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $288 |
| Kemper Auto Premium | $288 |
| Kemper Auto | $352 |
| SAFECO | $458 |
| NatGen PPA | $561 |
| National General RAD | $617 |
| NatGen Value | $691 |
| NatGen Advantage | $750 |
| Mercury Insurance | $774 |
| American National P | $801 |
2019 KIA Soul Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $244 |
| AssuranceAmerica Mobile Max | $364 |
| Kemper Auto Premier | $343 |
| SAFECO | $481 |
| AssuranceAmerica | $484 |
| American National P&C | $484 |
| NatGen Value | $792 |
| Kemper Auto Premium | $776 |
| Dairyland FR Bond | $833 |
| Nationwide ThreeSixZero | $831 |
2018 KIA Soul Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $84 |
| Kemper Personal Insurance | $215 |
| Kemper Auto Premier | $265 |
| Dairyland Broadform | $345 |
| SAFECO | $509 |
| Union Mutual Fire Group | $552 |
| Dairyland FR Bond | $603 |
| American National P&C | $634 |
| AssuranceAmerica Economy | $668 |
| American National P | $726 |
2017 KIA Soul Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto Premium | $31 |
| NatGen PPA | $154 |
| Jupiter Auto Insurance | $235 |
| Mercury Insurance | $267 |
| AssuranceAmerica Mobile Max | $297 |
| Dairyland Broadform | $334 |
| SAFECO | $369 |
| AssuranceAmerica | $379 |
| American National P&C | $614 |
| Concord Group | $705 |
2016 KIA Soul Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $10 |
| Kemper Personal Insurance | $120 |
| Kemper Auto Premier | $203 |
| NatGen Value | $309 |
| Dairyland Broadform | $465 |
| SAFECO | $464 |
| AssuranceAmerica Mobile Max | $494 |
| American National P&C | $545 |
| American National P | $644 |
| Mercury Insurance | $683 |
2015 KIA Soul Insurance Rates
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica | $210 |
| Dairyland FR Bond | $301 |
| Kemper Personal Insurance | $382 |
| SAFECO | $428 |
| Union Mutual Fire Group | $486 |
| Dairyland Broadform | $557 |
| NatGen Advantage | $612 |
| American National P | $616 |
| American National P&C | $619 |
| Bear River | $722 |
2014 KIA Soul Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $158 |
| Jupiter Auto Insurance | $231 |
| AssuranceAmerica Mobile Max | $257 |
| SAFECO | $280 |
| Dairyland Auto 1 Month | $301 |
| American National P&C | $497 |
| Mercury Insurance | $503 |
| Commerce Group Inc | $623 |
| Concord Group | $666 |
| Dairyland Broadform | $655 |
2013 KIA Soul Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $124 |
| AssuranceAmerica Mobile Max | $294 |
| Kemper Auto Premium | $302 |
| NatGen PPA | $425 |
| SAFECO | $422 |
| Dairyland Auto 1 Month | $457 |
| GAINSCO Auto Insurance | $518 |
| American National P&C | $531 |
| Union Mutual Fire Group | $630 |
| Dairyland FR Bond | $622 |
2012 KIA Soul Insurance Rates
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $112 |
| Jupiter Auto Insurance | $145 |
| Dairyland Broadform | $140 |
| Kemper Personal Insurance | $193 |
| Kemper Auto Premier | $185 |
| SAFECO | $375 |
| NatGen PPA | $511 |
| American National P&C | $516 |
| Union Mutual Fire Group | $531 |
| Mercury Insurance | $614 |
2011 KIA Soul Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $107 |
| Jupiter Auto Insurance | $105 |
| Dairyland Broadform | $277 |
| AssuranceAmerica Mobile Max | $284 |
| Dairyland FR Bond | $289 |
| SAFECO | $273 |
| American National P&C | $456 |
| NatGen Advantage | $490 |
| Mercury Insurance | $521 |
| MMG Insurance Company | $552 |
2010 KIA Soul Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $67 |
| AssuranceAmerica Mobile Max | $132 |
| Kemper Personal Insurance | $195 |
| American National P&C | $376 |
| Dairyland Realtime | $359 |
| SAFECO | $396 |
| Infinity Special | $598 |
| MMG Insurance Company | $576 |
| Commerce Group Inc | $616 |
| Patriot Group | $662 |
Cost of KIA Soul Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $6,033 | $8,855 | $10,399 |
| 18 | $5,654 | $8,257 | $9,683 |
| 19 | $4,987 | $7,327 | $8,549 |
| 20 | $4,320 | $6,383 | $7,474 |
| 21 | $3,629 | $5,353 | $6,258 |
| 22 | $3,558 | $5,213 | $6,090 |
| 23 | $3,089 | $4,553 | $5,346 |
| 24 | $2,966 | $4,343 | $5,076 |
| 25 | $2,563 | $3,723 | $4,384 |
| 30 | $1,981 | $2,926 | $3,393 |
| 35 | $1,839 | $2,735 | $3,179 |
| 40 | $1,794 | $2,611 | $3,054 |
| 45 | $1,734 | $2,543 | $2,995 |
| 55 | $1,590 | $2,345 | $2,735 |
| 65 | $1,654 | $2,436 | $2,845 |
| 75 | $2,111 | $3,099 | $3,614 |
KIA Soul Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $1,892 | $2,754 | $3,504 |
| Alaska | $1,557 | $2,155 | $2,116 |
| Arizona | $1,773 | $2,547 | $3,753 |
| Arkansas | $1,943 | $3,026 | $3,333 |
| California | $2,140 | $3,821 | $2,176 |
| Colorado | $2,022 | $2,837 | $3,562 |
| Connecticut | $2,571 | $4,003 | $5,050 |
| Delaware | $2,131 | $2,854 | $3,655 |
| Florida | $2,521 | $3,519 | $4,565 |
| Hawaii | $806 | $1,107 | $817 |
| Idaho | $1,456 | $1,891 | $2,320 |
| Illinois | $1,522 | $2,274 | $2,603 |
| Indiana | $1,544 | $2,340 | $2,634 |
| Iowa | $1,230 | $1,682 | $1,992 |
| Kansas | $1,618 | $2,386 | $2,772 |
| Kentucky | $2,337 | $3,466 | $4,062 |
| Louisiana | $3,017 | $4,565 | $4,928 |
| Maine | $1,157 | $1,585 | $2,325 |
| Maryland | $1,861 | $2,689 | $2,968 |
| Massachusetts | $1,493 | $2,601 | $1,491 |
| Michigan | $3,555 | $5,432 | $8,571 |
| Minnesota | $1,485 | $1,982 | $2,768 |
| Mississippi | $1,781 | $2,529 | $2,555 |
| Missouri | $1,684 | $2,375 | $3,155 |
| Montana | $1,690 | $2,380 | $2,747 |
| Nebraska | $1,429 | $2,142 | $2,307 |
| Nevada | $2,387 | $3,503 | $3,727 |
| New Hampshire | $1,638 | $2,620 | $3,298 |
| New Jersey | $1,832 | $2,868 | $3,751 |
| New Mexico | $1,856 | $2,773 | $2,870 |
| New York | $1,706 | $2,157 | $3,595 |
| North Carolina | $1,073 | $1,826 | $1,298 |
| North Dakota | $1,449 | $2,200 | $2,620 |
| Ohio | $1,310 | $1,989 | $2,066 |
| Oklahoma | $2,071 | $2,967 | $3,356 |
| Oregon | $1,876 | $2,542 | $3,018 |
| Pennsylvania | $1,595 | $2,355 | $2,742 |
| Rhode Island | $2,647 | $3,914 | $4,381 |
| South Carolina | $1,814 | $2,491 | $3,448 |
| South Dakota | $1,634 | $2,341 | $2,674 |
| Tennessee | $1,887 | $2,796 | $3,738 |
| Texas | $1,912 | $2,763 | $3,444 |
| Utah | $1,645 | $2,305 | $3,126 |
| Vermont | $1,247 | $1,955 | $2,024 |
| Virginia | $1,170 | $1,826 | $1,799 |
| Washington | $1,572 | $2,109 | $2,542 |
| West Virginia | $1,588 | $2,266 | $2,841 |
| Wisconsin | $1,560 | $2,458 | $2,807 |
| Wyoming | $1,480 | $2,050 | $2,186 |
| Georgia | $2,079 | $3,097 | $3,121 |
FAQs
Who has the cheapest car insurance for a KIA Soul?
SECURA Insurance offers the most affordable car insurance for the 2024 KIA Soul.
Which company offers the best car insurance for a KIA Soul?
We consider SECURA Insurance to provide the best car insurance choice for a KIA Soul, given their competitive pricing, comprehensive coverage, and highly regarded customer service.
