KIA Sorrento Car Insurance Cost 2025

Getting insurance for a KIA Sorrento costs $746 per year on average. However, the exact cost may vary based on factors such as your age, the model year of the car, your driving history, location, and the coverage options you select. To get a more accurate estimate, you can use our quote tables below to compare different rates and find the best option for your needs.

We’ve saved shoppers an average of $600 per year on their car insurance.

Explore offers from 100's of our trusted partners
Free. Secure. No Spam.
min read -
Updated: 14 February 2025
Written by Bob Phillips
On this page Open

If you’re considering purchasing a KIA Sorento, it’s important to factor in the cost of insurance. On average, insurance for a KIA Sorento costs $746 per year. Insurance plays a crucial role in car ownership, and it’s vital to understand its implications before making a decision.

Choosing the wrong insurance policy could lead to unexpected and potentially high expenses down the line. Having sufficient coverage in the event of an accident is essential to avoid hefty out-of-pocket costs. Additionally, being found at fault in an accident could result in increased insurance premiums.

Through years of analyzing car insurance rates, I’ve seen how much these costs can vary. Factors such as age, driving history, and location can have a significant impact on insurance rates. It’s important to carefully consider these factors when selecting insurance for your KIA Sorento.

How Much Does A KIA Sorrento Car Insurance Cost?

Typically, KIA Sorrento drivers can expect to pay an average of $746 per year for car insurance. However, the cost may vary depending on factors such as the driver’s age, driving history, location, and the level of coverage selected.

It’s important to note that car insurance costs can vary widely based on factors like location, driving history, car model year, and the type of coverage you choose. Drivers who maintain a clean driving record typically enjoy lower premiums, while those with a history of accidents or traffic violations may face higher rates.

Urban areas with heavy traffic tend to have higher insurance premiums compared to rural regions with fewer vehicles on the road. Additionally, the level of coverage selected will directly affect the cost—comprehensive coverage, which includes both collision and other damage, is usually more expensive than basic liability coverage.

In the case of the KIA Sorento, its insurance costs are lower compared to the average for all KIA models, and it is more affordable than the average for all cars. To ensure you’re getting the best rates, Insuranceopedia is here to help you compare quotes from a variety of auto insurance providers, making it easier to find a deal that suits your needs.

Vehicle Average Monthly Premium
KIA Sorrento $146
All KIAs $171
All Cars $175

Average Insurance Cost Of KIA Sorrento By Model Year

Model Year Average Premium
2024 KIA Sorrento $1,499
2023 KIA Sorrento $1,034
2022 KIA Sorrento $839
2021 KIA Sorrento $631
2020 KIA Sorrento $535
2019 KIA Sorrento $467
2018 KIA Sorrento $679
2017 KIA Sorrento $557
2016 KIA Sorrento $541
2015 KIA Sorrento $589
2014 KIA Sorrento $491
2013 KIA Sorrento $485
2012 KIA Sorrento $563
2011 KIA Sorrento $560
2010 KIA Sorrento $762

2024 KIA Sorento Insurance Rates

The average annual insurance cost for a 2024 KIA Sorrento  is $1,499. However, Direct Auto offers the cheapest rates, averaging $792 per year.

Insurance Provider Average Annual Cost
USAA $1,659
Nationwide $1,866
Mercury $1,644
Hastings Mutual Insurance Co $1,566
Erie $1,491
Direct Auto $792
Safeco $1,205
New York Central Mutual Fire $1,207
Travelers $1,683
NatGen Value $1,878

2023 KIA Sorento Insurance Rates

The average annual insurance cost for a 2023 KIA Sorrento  is $1,034. However, Kemper Auto | Infinity offers the cheapest rates, averaging $204 per year.

Insurance Provider Average Annual Cost
Clearcover $1,359
SECURA Insurance $976
SafeAuto $1,368
Kemper Auto | Infinity $204
New York Central Mutual Fire $1,152
USAA $1,370
NatGen Value $1,091
Capital Insurance Group $1,331
Texas Farm Bureau Group $1,043
Safeco $445

2022 KIA Sorento Insurance Rates

The average annual insurance cost for a 2022 KIA Sorrento  is $839. However, Kemper Auto offers the cheapest rates, averaging $31 per year.

Insurance Provider Average Annual Cost
Victoria $767
NatGen Value $362
Tennessee Farmers $1,180
National General Value $1,049
Safeco $612
Kemper Auto $31
Direct Auto $1,223
Buckeye Insurance Group $1,033
Farm Bureau Mutual (IA Group) $1,185
Kemper Auto | Infinity $952

2021 KIA Sorento Insurance Rates

The average annual insurance cost for a 2021 KIA Sorrento  is $839. However, Mercury Insurance offers the cheapest rates, averaging $27 per year.

Insurance Provider Average Annual Cost
Buckeye Insurance Group $1,056
Mercury Insurance $27
Victoria $536
National General Value $564
American National P $391
Safeco $497
Kemper Auto | Infinity $933
Virginia Farm Bureau $769
NatGen Custom 360 $483
Clearcover $1,056

2020 KIA Sorento Insurance Rates

The average annual insurance cost for a 2020 KIA Sorrento  is $535. However, Kemper Auto offers the cheapest rates, averaging $50 per year.

Insurance Provider Average Annual Cost
American National P $455
Safeco $197
Kemper Auto $50
Oregon Mutual $927
PEMCO $794
NatGen PPA $710
AssuranceAmerica Mobile Max $859
Kemper Auto | Infinity $178
Mercury Insurance $448
Capital Insurance Group $728

2019 KIA Sorento Insurance Rates

The average annual insurance cost for a 2019 KIA Sorrento  is $467. However, AssuranceAmerica Mobile Max offers the cheapest rates, averaging $133 per year.

Insurance Provider Average Annual Cost
NatGen PPA $810
NatGen Advantage $505
American National P $623
AssuranceAmerica Mobile Max $133
Concord Group $683
Mercury Insurance $708
Safeco $208
Kemper Personal Insurance $238
AssuranceAmerica $495
NatGen Value $265

2018 KIA Sorento Insurance Rates

The average annual insurance cost for a 2018 KIA Sorrento  is $679. However, Safeco offers the cheapest rates, averaging $176 per year.

Insurance Provider Average Annual Cost
Utica National Ins Group $954
AssuranceAmerica Economy $800
NatGen PPA $703
Kemper Personal Insurance $198
Safeco $176
AssuranceAmerica $559
Nationwide ThreeSixZero $961
American National P $923
PEMCO $974
NatGen Value $539

2017 KIA Sorento Insurance Rates

The average annual insurance cost for a 2017 KIA Sorrento  is $557. However, Safeco offers the cheapest rates, averaging $228 per year.

Insurance Provider Average Annual Cost
Dairyland Broadform $369
Mercury Insurance $801
Infinity Special $470
AssuranceAmerica Economy $837
Safeco $228
Dairyland FR Bond $525
American National P $608
Kemper Auto Premier $572
NatGen PPA $408
Mercury Insurance Company $750

2016 KIA Sorento Insurance Rates

The average annual insurance cost for a 2016 KIA Sorrento  is $541. However, AssuranceAmerica offers the cheapest rates, averaging $36 per year.

Insurance Provider Average Annual Cost
Utica National Ins Group $750
Safeco $269
Dairyland Broadform $675
North Carolina Farm Bureau $936
Kemper Premium $710
AssuranceAmerica $36
NatGen PPA $252
Kemper Personal Insurance $508
American National P $605
NatGen Value $673

Find Affordable KIA Sorrento Insurance Rates

Free. Secure. No Spam.

2015 KIA Sorento Insurance Rates

The average annual insurance cost for a 2015 KIA Sorrento  is $589. However, Kemper Personal Insurance offers the cheapest rates, averaging $162 per year.

Insurance Provider Average Annual Cost
Dairyland FR Bond $583
Safeco $211
PEMCO $776
Mercury Insurance $442
American National P&C $419
American National P $792
North Carolina Farm Bureau $880
Buckeye Insurance Group $888
NatGen PPA $737
Kemper Personal Insurance $162

2014 KIA Sorento Insurance Rates

The average annual insurance cost for a 2014 KIA Sorrento  is $491. However, Kemper Personal Insurance offers the cheapest rates, averaging $18 per year.

Insurance Provider Average Annual Cost
Kemper Personal Insurance $18
Safeco $161
AssuranceAmerica Mobile Max $336
Concord Group $867
Utica National Ins Group $607
American National P $513
MMG Insurance Company $823
Buckeye Insurance Group $664
Mercury Insurance $533
Dairyland FR Bond $384

2013 KIA Sorento Insurance Rates

The average annual insurance cost for a 2013 KIA Sorrento  is $485. However, Safeco offers the cheapest rates, averaging $71 per year.

Insurance Provider Average Annual Cost
Dairyland FR Bond $280
Patriot Group $708
Mercury Insurance Company $505
Mercury Insurance $356
AssuranceAmerica Mobile Max $737
North Carolina Farm Bureau $739
American National P $553
Kemper Personal Insurance $547
Safeco $71
Dairyland Broadform $357

2012 KIA Sorento Insurance Rates

The average annual insurance cost for a 2012 KIA Sorrento  is $563. However, Safeco offers the cheapest rates, averaging $117 per year.

Insurance Provider Average Annual Cost
Dairyland Broadform $773
Kemper Personal Insurance $301
PEMCO $593
American National P $644
Mercury Insurance $479
AssuranceAmerica Mobile Max $233
Kemper Auto Premier $841
Buckeye Insurance Group $867
North Carolina Farm Bureau $780
Safeco $117

2011 KIA Sorento Insurance Rates

The average annual insurance cost for a 2011 KIA Sorrento  is $560. However, Safeco offers the cheapest rates, averaging $62 per year.

Insurance Provider Average Annual Cost
Kemper Auto Premier $630
Mississippi Farm Bureau $765
Safeco $62
Dairyland Broadform $703
Mercury Insurance $205
American National P $643
Dairyland FR Bond $302
EMC Insurance $707
National General Value $716
Kemper Auto Premium $331

2010 KIA Sorento Insurance Rates

The average annual insurance cost for a 2010 KIA Sorrento  is $762. However, Ohio Mutual Ins Group offers the cheapest rates, averaging $594 per year.

Insurance Provider Average Annual Cost
SECURA Insurance $569
Atlantic States Insurance $796
Western Reserve $848
Ohio Mutual Ins Group $594
Texas Farm Bureau Group $597
Buckeye Insurance Group $610
Erie $954
Cincinnati Insurance $979
Celina Insurance Group $658
American Family $1,016

Find Affordable KIA Sorrento Insurance Rates

Free. Secure. No Spam.

Is A KIA Sorrento Expensive To Insure?

The cost of insuring a KIA Sorento is generally lower than the average for all cars. However, the exact amount you’ll pay for coverage depends on multiple factors, including your age, the model year of your vehicle, your location, and your driving history. Other considerations, such as the level of coverage you choose and any available discounts, can also impact your final insurance premium.

Cost of KIA Sorento Car Insurance By Age

Age is a key factor in determining car insurance rates for any vehicle. Teenagers generally face the highest premiums since they have a higher likelihood of being involved in accidents. However, as drivers gain experience and establish a safer driving record, their insurance costs tend to decrease. Older drivers, particularly those in their 30s and beyond, often benefit from lower rates due to their reduced risk profile.

Driver Age Good Driver Recent Accident Poor Credit
17 $6,499 $9,584 $11,235
18 $6,129 $8,936 $10,444
19 $5,362 $7,898 $9,197
20 $4,645 $6,830 $8,063
21 $3,904 $5,750 $6,743
22 $3,790 $5,632 $6,577
23 $3,393 $4,920 $5,763
24 $3,214 $4,627 $5,442
25 $2,736 $4,077 $4,691
30 $2,098 $3,158 $3,720
35 $2,028 $2,892 $3,486
40 $1,889 $2,841 $3,308
45 $1,876 $2,801 $3,196
55 $1,769 $2,499 $2,933
65 $1,799 $2,585 $3,101
75 $2,288 $3,345 $3,917

KIA Sorento Car Insurance Rates By State

Your location is a major factor in determining car insurance rates. Each state has its own insurance regulations, which can significantly impact costs. For instance, Michigan drivers tend to pay higher premiums due to the state’s requirement for extensive coverage. Additionally, local climate conditions play a role—states prone to hurricanes, storms, or flooding may have higher insurance rates due to increased risk. Crime and accident statistics in your area also influence pricing, with higher rates in regions that experience more thefts, crashes, and vehicle-related fatalities. Insurers assess all these factors when determining your KIA Sorento’s insurance premium.

State Good Driver Recent Accident Poor Credit
Alabama $2,082 $2,926 $3,763
Alaska $1,687 $2,327 $2,316
Arizona $1,898 $2,724 $4,090
Arkansas $2,050 $3,305 $3,634
California $2,312 $4,079 $2,313
Colorado $2,153 $3,067 $3,843
Connecticut $2,807 $4,260 $5,420
Delaware $2,286 $3,056 $3,982
Florida $2,713 $3,752 $4,890
Georgia $2,270 $3,295 $3,394
Hawaii $875 $1,209 $848
Idaho $1,578 $2,058 $2,508
Illinois $1,576 $2,445 $2,782
Indiana $1,625 $2,579 $2,898
Iowa $1,367 $1,794 $2,090
Kansas $1,789 $2,565 $3,009
Kentucky $2,507 $3,690 $4,445
Louisiana $3,238 $4,954 $5,300
Maine $1,264 $1,702 $2,467
Maryland $1,988 $2,920 $3,191
Massachusetts $1,626 $2,761 $1,562
Michigan $3,887 $5,886 $9,242
Minnesota $1,596 $2,101 $2,978
Mississippi $1,925 $2,734 $2,755
Missouri $1,761 $2,591 $3,394
Montana $1,803 $2,606 $2,984
Nebraska $1,551 $2,303 $2,530
Nevada $2,566 $3,768 $4,045
New Hampshire $1,765 $2,840 $3,535
New Jersey $1,917 $3,084 $3,992
New Mexico $2,027 $2,992 $3,106
New York $1,843 $2,347 $3,898
North Carolina $1,143 $1,929 $1,399
North Dakota $1,552 $2,365 $2,788
Ohio $1,452 $2,199 $2,185
Oklahoma $2,219 $3,174 $3,600
Oregon $2,078 $2,760 $3,229
Pennsylvania $1,683 $2,570 $2,932
Rhode Island $2,858 $4,230 $4,767
South Carolina $1,967 $2,685 $3,731
South Dakota $1,707 $2,493 $2,954
Tennessee $2,034 $2,997 $4,025
Texas $2,021 $3,033 $3,676
Utah $1,774 $2,491 $3,429
Vermont $1,345 $2,121 $2,210
Virginia $1,309 $1,963 $1,919
Washington $1,703 $2,286 $2,728
West Virginia $1,715 $2,446 $3,075
Wisconsin $1,706 $2,684 $3,047
Wyoming $1,595 $2,189 $2,342

Find Affordable KIA Sorento Insurance Rates

Free. Secure. No Spam.

Cheapest Car Insurance Companies For A KIA Sorento

If you’re looking to purchase a new car insurance policy for your KIA Sorento, finding the most affordable provider is important. Mapfre offers the lowest average premium at $35 per month, making it the cheapest option for Sorento drivers. However, actual rates can vary based on factors such as your driving history, location, and coverage needs. Since insurance costs are highly personalized, the best approach is to compare quotes from multiple providers to ensure you get the best rate for your specific profile.

Company Average Monthly Rate
Mapfre $35
NationalGeneral $38
MetroMile $40
FirstChicago $43
AnswerFinancial $44

Common KIA Sorento Insurance Discounts

Discounts are an excellent way to lower your car insurance costs. While each provider offers different discounts, some common ones you may qualify for include:

  • Multi-policy: Bundling your home and auto insurance with the same provider can result in a discounted rate.
  • Pay annually: Paying your premium in full rather than in monthly installments can save you money.
  • Defensive driving: Completing a certified defensive driving course can make you eligible for lower rates.

Other discounts may also be available, depending on your provider. It’s best to consult your insurance agent to explore all the discounts you qualify for and maximize your savings.

Ways To Save On KIA Sorento Insurance Costs

Maintaining a clean driving record is one of the most effective ways to keep your KIA Sorento insurance costs low. Speeding tickets and accidents can significantly increase your premiums. For instance, Sorento drivers with a ticket on their record may pay around $90 per month, while those with multiple accidents could see their rates rise to an average of $131 per month.

Additionally, annual mileage plays a role in insurance costs. Drivers who travel between 7,501 and 10,000 miles per year typically pay about $85 per month, while those exceeding 10,000 miles per year may pay slightly less, around $81 per month. By maintaining a safe driving record and keeping mileage low, you can reduce your insurance expenses.

Our Methodology

To determine the average cost of car insurance, Insuranceopedia analyzed thousands of quotes from top auto insurance providers. The sample profile used for these calculations represents a 40-year-old male driver purchasing a full-coverage policy with the following limits: $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. However, it’s important to note that individual rates may vary based on factors such as age, driving history, location, and specific coverage selections.

105

Quotes Analyzed

58

Brands Reviewed

40+

Research Hours

15+

Years Of Experience

FAQs

Do You Need Insurance Before You Can Purchase A KIA Sorento?

Yes, you must provide proof of insurance before driving your KIA Sorento off the dealership lot. The best approach is to purchase a policy in advance and inform your insurance company about your upcoming vehicle purchase. This ensures you have coverage from the start and can avoid potentially higher rates or limited options if you opt for insurance through the dealership.

How Can You Get The Cheapest Insurance For Your KIA Sorento?

The best way to secure the lowest rates for your KIA Sorento insurance is by shopping around and comparing quotes from different providers. Fortunately, Insuranceopedia makes this process easy by allowing you to compare quotes from multiple insurers directly on their website.

Go back to top