KIA Sorrento Car Insurance Cost 2025
Getting insurance for a KIA Sorrento costs $746 per year on average. However, the exact cost may vary based on factors such as your age, the model year of the car, your driving history, location, and the coverage options you select. To get a more accurate estimate, you can use our quote tables below to compare different rates and find the best option for your needs.
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If you’re considering purchasing a KIA Sorento, it’s important to factor in the cost of insurance. On average, insurance for a KIA Sorento costs $746 per year. Insurance plays a crucial role in car ownership, and it’s vital to understand its implications before making a decision.
Choosing the wrong insurance policy could lead to unexpected and potentially high expenses down the line. Having sufficient coverage in the event of an accident is essential to avoid hefty out-of-pocket costs. Additionally, being found at fault in an accident could result in increased insurance premiums.
Through years of analyzing car insurance rates, I’ve seen how much these costs can vary. Factors such as age, driving history, and location can have a significant impact on insurance rates. It’s important to carefully consider these factors when selecting insurance for your KIA Sorento.
How Much Does A KIA Sorrento Car Insurance Cost?
Typically, KIA Sorrento drivers can expect to pay an average of $746 per year for car insurance. However, the cost may vary depending on factors such as the driver’s age, driving history, location, and the level of coverage selected.
It’s important to note that car insurance costs can vary widely based on factors like location, driving history, car model year, and the type of coverage you choose. Drivers who maintain a clean driving record typically enjoy lower premiums, while those with a history of accidents or traffic violations may face higher rates.
Urban areas with heavy traffic tend to have higher insurance premiums compared to rural regions with fewer vehicles on the road. Additionally, the level of coverage selected will directly affect the cost—comprehensive coverage, which includes both collision and other damage, is usually more expensive than basic liability coverage.
In the case of the KIA Sorento, its insurance costs are lower compared to the average for all KIA models, and it is more affordable than the average for all cars. To ensure you’re getting the best rates, Insuranceopedia is here to help you compare quotes from a variety of auto insurance providers, making it easier to find a deal that suits your needs.
Vehicle | Average Monthly Premium |
KIA Sorrento | $146 |
All KIAs | $171 |
All Cars | $175 |
Average Insurance Cost Of KIA Sorrento By Model Year
Model Year | Average Premium |
2024 KIA Sorrento | $1,499 |
2023 KIA Sorrento | $1,034 |
2022 KIA Sorrento | $839 |
2021 KIA Sorrento | $631 |
2020 KIA Sorrento | $535 |
2019 KIA Sorrento | $467 |
2018 KIA Sorrento | $679 |
2017 KIA Sorrento | $557 |
2016 KIA Sorrento | $541 |
2015 KIA Sorrento | $589 |
2014 KIA Sorrento | $491 |
2013 KIA Sorrento | $485 |
2012 KIA Sorrento | $563 |
2011 KIA Sorrento | $560 |
2010 KIA Sorrento | $762 |
2024 KIA Sorento Insurance Rates
The average annual insurance cost for a 2024 KIA Sorrento is $1,499. However, Direct Auto offers the cheapest rates, averaging $792 per year.
Insurance Provider | Average Annual Cost |
USAA | $1,659 |
Nationwide | $1,866 |
Mercury | $1,644 |
Hastings Mutual Insurance Co | $1,566 |
Erie | $1,491 |
Direct Auto | $792 |
Safeco | $1,205 |
New York Central Mutual Fire | $1,207 |
Travelers | $1,683 |
NatGen Value | $1,878 |
2023 KIA Sorento Insurance Rates
The average annual insurance cost for a 2023 KIA Sorrento is $1,034. However, Kemper Auto | Infinity offers the cheapest rates, averaging $204 per year.
Insurance Provider | Average Annual Cost |
Clearcover | $1,359 |
SECURA Insurance | $976 |
SafeAuto | $1,368 |
Kemper Auto | Infinity | $204 |
New York Central Mutual Fire | $1,152 |
USAA | $1,370 |
NatGen Value | $1,091 |
Capital Insurance Group | $1,331 |
Texas Farm Bureau Group | $1,043 |
Safeco | $445 |
2022 KIA Sorento Insurance Rates
The average annual insurance cost for a 2022 KIA Sorrento is $839. However, Kemper Auto offers the cheapest rates, averaging $31 per year.
Insurance Provider | Average Annual Cost |
Victoria | $767 |
NatGen Value | $362 |
Tennessee Farmers | $1,180 |
National General Value | $1,049 |
Safeco | $612 |
Kemper Auto | $31 |
Direct Auto | $1,223 |
Buckeye Insurance Group | $1,033 |
Farm Bureau Mutual (IA Group) | $1,185 |
Kemper Auto | Infinity | $952 |
2021 KIA Sorento Insurance Rates
The average annual insurance cost for a 2021 KIA Sorrento is $839. However, Mercury Insurance offers the cheapest rates, averaging $27 per year.
Insurance Provider | Average Annual Cost |
Buckeye Insurance Group | $1,056 |
Mercury Insurance | $27 |
Victoria | $536 |
National General Value | $564 |
American National P | $391 |
Safeco | $497 |
Kemper Auto | Infinity | $933 |
Virginia Farm Bureau | $769 |
NatGen Custom 360 | $483 |
Clearcover | $1,056 |
2020 KIA Sorento Insurance Rates
The average annual insurance cost for a 2020 KIA Sorrento is $535. However, Kemper Auto offers the cheapest rates, averaging $50 per year.
Insurance Provider | Average Annual Cost |
American National P | $455 |
Safeco | $197 |
Kemper Auto | $50 |
Oregon Mutual | $927 |
PEMCO | $794 |
NatGen PPA | $710 |
AssuranceAmerica Mobile Max | $859 |
Kemper Auto | Infinity | $178 |
Mercury Insurance | $448 |
Capital Insurance Group | $728 |
2019 KIA Sorento Insurance Rates
The average annual insurance cost for a 2019 KIA Sorrento is $467. However, AssuranceAmerica Mobile Max offers the cheapest rates, averaging $133 per year.
Insurance Provider | Average Annual Cost |
NatGen PPA | $810 |
NatGen Advantage | $505 |
American National P | $623 |
AssuranceAmerica Mobile Max | $133 |
Concord Group | $683 |
Mercury Insurance | $708 |
Safeco | $208 |
Kemper Personal Insurance | $238 |
AssuranceAmerica | $495 |
NatGen Value | $265 |
2018 KIA Sorento Insurance Rates
The average annual insurance cost for a 2018 KIA Sorrento is $679. However, Safeco offers the cheapest rates, averaging $176 per year.
Insurance Provider | Average Annual Cost |
Utica National Ins Group | $954 |
AssuranceAmerica Economy | $800 |
NatGen PPA | $703 |
Kemper Personal Insurance | $198 |
Safeco | $176 |
AssuranceAmerica | $559 |
Nationwide ThreeSixZero | $961 |
American National P | $923 |
PEMCO | $974 |
NatGen Value | $539 |
2017 KIA Sorento Insurance Rates
The average annual insurance cost for a 2017 KIA Sorrento is $557. However, Safeco offers the cheapest rates, averaging $228 per year.
Insurance Provider | Average Annual Cost |
Dairyland Broadform | $369 |
Mercury Insurance | $801 |
Infinity Special | $470 |
AssuranceAmerica Economy | $837 |
Safeco | $228 |
Dairyland FR Bond | $525 |
American National P | $608 |
Kemper Auto Premier | $572 |
NatGen PPA | $408 |
Mercury Insurance Company | $750 |
2016 KIA Sorento Insurance Rates
The average annual insurance cost for a 2016 KIA Sorrento is $541. However, AssuranceAmerica offers the cheapest rates, averaging $36 per year.
Insurance Provider | Average Annual Cost |
Utica National Ins Group | $750 |
Safeco | $269 |
Dairyland Broadform | $675 |
North Carolina Farm Bureau | $936 |
Kemper Premium | $710 |
AssuranceAmerica | $36 |
NatGen PPA | $252 |
Kemper Personal Insurance | $508 |
American National P | $605 |
NatGen Value | $673 |
Find Affordable KIA Sorrento Insurance Rates
2015 KIA Sorento Insurance Rates
The average annual insurance cost for a 2015 KIA Sorrento is $589. However, Kemper Personal Insurance offers the cheapest rates, averaging $162 per year.
Insurance Provider | Average Annual Cost |
Dairyland FR Bond | $583 |
Safeco | $211 |
PEMCO | $776 |
Mercury Insurance | $442 |
American National P&C | $419 |
American National P | $792 |
North Carolina Farm Bureau | $880 |
Buckeye Insurance Group | $888 |
NatGen PPA | $737 |
Kemper Personal Insurance | $162 |
2014 KIA Sorento Insurance Rates
The average annual insurance cost for a 2014 KIA Sorrento is $491. However, Kemper Personal Insurance offers the cheapest rates, averaging $18 per year.
Insurance Provider | Average Annual Cost |
Kemper Personal Insurance | $18 |
Safeco | $161 |
AssuranceAmerica Mobile Max | $336 |
Concord Group | $867 |
Utica National Ins Group | $607 |
American National P | $513 |
MMG Insurance Company | $823 |
Buckeye Insurance Group | $664 |
Mercury Insurance | $533 |
Dairyland FR Bond | $384 |
2013 KIA Sorento Insurance Rates
The average annual insurance cost for a 2013 KIA Sorrento is $485. However, Safeco offers the cheapest rates, averaging $71 per year.
Insurance Provider | Average Annual Cost |
Dairyland FR Bond | $280 |
Patriot Group | $708 |
Mercury Insurance Company | $505 |
Mercury Insurance | $356 |
AssuranceAmerica Mobile Max | $737 |
North Carolina Farm Bureau | $739 |
American National P | $553 |
Kemper Personal Insurance | $547 |
Safeco | $71 |
Dairyland Broadform | $357 |
2012 KIA Sorento Insurance Rates
The average annual insurance cost for a 2012 KIA Sorrento is $563. However, Safeco offers the cheapest rates, averaging $117 per year.
Insurance Provider | Average Annual Cost |
Dairyland Broadform | $773 |
Kemper Personal Insurance | $301 |
PEMCO | $593 |
American National P | $644 |
Mercury Insurance | $479 |
AssuranceAmerica Mobile Max | $233 |
Kemper Auto Premier | $841 |
Buckeye Insurance Group | $867 |
North Carolina Farm Bureau | $780 |
Safeco | $117 |
2011 KIA Sorento Insurance Rates
The average annual insurance cost for a 2011 KIA Sorrento is $560. However, Safeco offers the cheapest rates, averaging $62 per year.
Insurance Provider | Average Annual Cost |
Kemper Auto Premier | $630 |
Mississippi Farm Bureau | $765 |
Safeco | $62 |
Dairyland Broadform | $703 |
Mercury Insurance | $205 |
American National P | $643 |
Dairyland FR Bond | $302 |
EMC Insurance | $707 |
National General Value | $716 |
Kemper Auto Premium | $331 |
2010 KIA Sorento Insurance Rates
The average annual insurance cost for a 2010 KIA Sorrento is $762. However, Ohio Mutual Ins Group offers the cheapest rates, averaging $594 per year.
Insurance Provider | Average Annual Cost |
SECURA Insurance | $569 |
Atlantic States Insurance | $796 |
Western Reserve | $848 |
Ohio Mutual Ins Group | $594 |
Texas Farm Bureau Group | $597 |
Buckeye Insurance Group | $610 |
Erie | $954 |
Cincinnati Insurance | $979 |
Celina Insurance Group | $658 |
American Family | $1,016 |
Find Affordable KIA Sorrento Insurance Rates
Is A KIA Sorrento Expensive To Insure?
The cost of insuring a KIA Sorento is generally lower than the average for all cars. However, the exact amount you’ll pay for coverage depends on multiple factors, including your age, the model year of your vehicle, your location, and your driving history. Other considerations, such as the level of coverage you choose and any available discounts, can also impact your final insurance premium.
Cost of KIA Sorento Car Insurance By Age
Age is a key factor in determining car insurance rates for any vehicle. Teenagers generally face the highest premiums since they have a higher likelihood of being involved in accidents. However, as drivers gain experience and establish a safer driving record, their insurance costs tend to decrease. Older drivers, particularly those in their 30s and beyond, often benefit from lower rates due to their reduced risk profile.
Driver Age | Good Driver | Recent Accident | Poor Credit |
17 | $6,499 | $9,584 | $11,235 |
18 | $6,129 | $8,936 | $10,444 |
19 | $5,362 | $7,898 | $9,197 |
20 | $4,645 | $6,830 | $8,063 |
21 | $3,904 | $5,750 | $6,743 |
22 | $3,790 | $5,632 | $6,577 |
23 | $3,393 | $4,920 | $5,763 |
24 | $3,214 | $4,627 | $5,442 |
25 | $2,736 | $4,077 | $4,691 |
30 | $2,098 | $3,158 | $3,720 |
35 | $2,028 | $2,892 | $3,486 |
40 | $1,889 | $2,841 | $3,308 |
45 | $1,876 | $2,801 | $3,196 |
55 | $1,769 | $2,499 | $2,933 |
65 | $1,799 | $2,585 | $3,101 |
75 | $2,288 | $3,345 | $3,917 |
KIA Sorento Car Insurance Rates By State
Your location is a major factor in determining car insurance rates. Each state has its own insurance regulations, which can significantly impact costs. For instance, Michigan drivers tend to pay higher premiums due to the state’s requirement for extensive coverage. Additionally, local climate conditions play a role—states prone to hurricanes, storms, or flooding may have higher insurance rates due to increased risk. Crime and accident statistics in your area also influence pricing, with higher rates in regions that experience more thefts, crashes, and vehicle-related fatalities. Insurers assess all these factors when determining your KIA Sorento’s insurance premium.
State | Good Driver | Recent Accident | Poor Credit |
Alabama | $2,082 | $2,926 | $3,763 |
Alaska | $1,687 | $2,327 | $2,316 |
Arizona | $1,898 | $2,724 | $4,090 |
Arkansas | $2,050 | $3,305 | $3,634 |
California | $2,312 | $4,079 | $2,313 |
Colorado | $2,153 | $3,067 | $3,843 |
Connecticut | $2,807 | $4,260 | $5,420 |
Delaware | $2,286 | $3,056 | $3,982 |
Florida | $2,713 | $3,752 | $4,890 |
Georgia | $2,270 | $3,295 | $3,394 |
Hawaii | $875 | $1,209 | $848 |
Idaho | $1,578 | $2,058 | $2,508 |
Illinois | $1,576 | $2,445 | $2,782 |
Indiana | $1,625 | $2,579 | $2,898 |
Iowa | $1,367 | $1,794 | $2,090 |
Kansas | $1,789 | $2,565 | $3,009 |
Kentucky | $2,507 | $3,690 | $4,445 |
Louisiana | $3,238 | $4,954 | $5,300 |
Maine | $1,264 | $1,702 | $2,467 |
Maryland | $1,988 | $2,920 | $3,191 |
Massachusetts | $1,626 | $2,761 | $1,562 |
Michigan | $3,887 | $5,886 | $9,242 |
Minnesota | $1,596 | $2,101 | $2,978 |
Mississippi | $1,925 | $2,734 | $2,755 |
Missouri | $1,761 | $2,591 | $3,394 |
Montana | $1,803 | $2,606 | $2,984 |
Nebraska | $1,551 | $2,303 | $2,530 |
Nevada | $2,566 | $3,768 | $4,045 |
New Hampshire | $1,765 | $2,840 | $3,535 |
New Jersey | $1,917 | $3,084 | $3,992 |
New Mexico | $2,027 | $2,992 | $3,106 |
New York | $1,843 | $2,347 | $3,898 |
North Carolina | $1,143 | $1,929 | $1,399 |
North Dakota | $1,552 | $2,365 | $2,788 |
Ohio | $1,452 | $2,199 | $2,185 |
Oklahoma | $2,219 | $3,174 | $3,600 |
Oregon | $2,078 | $2,760 | $3,229 |
Pennsylvania | $1,683 | $2,570 | $2,932 |
Rhode Island | $2,858 | $4,230 | $4,767 |
South Carolina | $1,967 | $2,685 | $3,731 |
South Dakota | $1,707 | $2,493 | $2,954 |
Tennessee | $2,034 | $2,997 | $4,025 |
Texas | $2,021 | $3,033 | $3,676 |
Utah | $1,774 | $2,491 | $3,429 |
Vermont | $1,345 | $2,121 | $2,210 |
Virginia | $1,309 | $1,963 | $1,919 |
Washington | $1,703 | $2,286 | $2,728 |
West Virginia | $1,715 | $2,446 | $3,075 |
Wisconsin | $1,706 | $2,684 | $3,047 |
Wyoming | $1,595 | $2,189 | $2,342 |
Find Affordable KIA Sorento Insurance Rates
Cheapest Car Insurance Companies For A KIA Sorento
If you’re looking to purchase a new car insurance policy for your KIA Sorento, finding the most affordable provider is important. Mapfre offers the lowest average premium at $35 per month, making it the cheapest option for Sorento drivers. However, actual rates can vary based on factors such as your driving history, location, and coverage needs. Since insurance costs are highly personalized, the best approach is to compare quotes from multiple providers to ensure you get the best rate for your specific profile.
Company | Average Monthly Rate |
Mapfre | $35 |
NationalGeneral | $38 |
MetroMile | $40 |
FirstChicago | $43 |
AnswerFinancial | $44 |
Common KIA Sorento Insurance Discounts
Discounts are an excellent way to lower your car insurance costs. While each provider offers different discounts, some common ones you may qualify for include:
- Multi-policy: Bundling your home and auto insurance with the same provider can result in a discounted rate.
- Pay annually: Paying your premium in full rather than in monthly installments can save you money.
- Defensive driving: Completing a certified defensive driving course can make you eligible for lower rates.
Other discounts may also be available, depending on your provider. It’s best to consult your insurance agent to explore all the discounts you qualify for and maximize your savings.
Ways To Save On KIA Sorento Insurance Costs
Maintaining a clean driving record is one of the most effective ways to keep your KIA Sorento insurance costs low. Speeding tickets and accidents can significantly increase your premiums. For instance, Sorento drivers with a ticket on their record may pay around $90 per month, while those with multiple accidents could see their rates rise to an average of $131 per month.
Additionally, annual mileage plays a role in insurance costs. Drivers who travel between 7,501 and 10,000 miles per year typically pay about $85 per month, while those exceeding 10,000 miles per year may pay slightly less, around $81 per month. By maintaining a safe driving record and keeping mileage low, you can reduce your insurance expenses.
Compare KIA Sorento To Other KIA Models
Looking for other Kia model insurance costs?
Our Methodology
To determine the average cost of car insurance, Insuranceopedia analyzed thousands of quotes from top auto insurance providers. The sample profile used for these calculations represents a 40-year-old male driver purchasing a full-coverage policy with the following limits: $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. However, it’s important to note that individual rates may vary based on factors such as age, driving history, location, and specific coverage selections.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A KIA Sorento?
Yes, you must provide proof of insurance before driving your KIA Sorento off the dealership lot. The best approach is to purchase a policy in advance and inform your insurance company about your upcoming vehicle purchase. This ensures you have coverage from the start and can avoid potentially higher rates or limited options if you opt for insurance through the dealership.
How Can You Get The Cheapest Insurance For Your KIA Sorento?
The best way to secure the lowest rates for your KIA Sorento insurance is by shopping around and comparing quotes from different providers. Fortunately, Insuranceopedia makes this process easy by allowing you to compare quotes from multiple insurers directly on their website.