KIA Rio Car Insurance Cost

If you’re seeking insurance for a KIA Rio, the estimated annual cost is around $281 with Kemper Personal Insurance. However, this figure may vary depending on factors like your age, the car’s model year, and other individual considerations. For a more precise estimate suited to your situation, utilize the quote tables below.

min read
Updated: 31 March 2024
Written by
Bob Phillips
On this page Open

If you’re contemplating purchasing a KIA Rio, one key factor to consider is the cost of insurance. Insurance is a crucial aspect of owning a car, and it’s vital to grasp its implications before making a decision.

Selecting the right insurance policy is essential to avoid unexpected and potentially high expenses down the line. Having sufficient coverage is crucial to prevent financial strain in the event of an accident. Additionally, being deemed at fault in an accident could lead to hikes in your premiums.

With over a decade of experience studying insurance rates, I’ve noticed significant variations in costs. Factors such as age, driving record, and location play significant roles in determining insurance premiums.

How Much Does KIA Rio Car Insurance Cost?

Typically, Kemper Personal Insurance offers the most attractive rate, averaging about $281 per year for comprehensive insurance coverage on a 2023 KIA Rio.

While Kemper Personal Insurance’s pricing provides a helpful starting point, it’s important to understand that auto insurance expenses can vary significantly due to several factors. These factors include where you live, your driving history, the age of your vehicle, and the specific coverage options you choose. Maintaining a clean driving record often results in lower premiums, but a history of accidents or traffic violations can increase your insurance costs.

Moreover, living in an urban area with heavy traffic may lead to higher insurance rates compared to rural areas with lighter traffic. Additionally, the type of coverage you select will impact your premium; comprehensive coverage, which offers broader protection, typically comes at a higher cost than basic liability coverage.

Insuranceopedia is here to assist you in exploring your options and comparing insurance quotes from various providers, ensuring you find the best deal for your particular needs.

2023 KIA Rio Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $281
Safeco $290
Mercury Insurance $461
AssuranceAmerica Mobile Max $497
Texas Farm Bureau Group $991
American National P $1,100
Central Mutual Insurance Co $1,404
SECURA Insurance $1,423
National Farmers Union P $1,466
North Carolina Farm Bureau $1,537

2022 KIA Rio Insurance Rates

Insurance Provider Average Annual Cost
Safeco $388
Kemper Auto Premier $525
Victoria $656
Indiana Farmers Mutual Ins $833
Mercury Insurance $997
Titan $1,022
American National P $1,091
Texas Farm Bureau Group $1,271
North Carolina Farm Bureau $1,284
Farmers Mutual of Nebraska $1,301

2021 KIA Rio Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $106
AssuranceAmerica Mobile Max $410
Victoria $398
National General Value $649
Plymouth Rock $690
Kemper Premium $716
Mercury Insurance $737
Safeco $895
EMC Insurance $1,115
Texas Farm Bureau Group $1,137

2020 KIA Rio Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto | Infinity $242
Kemper Auto Premium $490
SAFECO $606
Mercury Insurance Company $733
Mercury Insurance $833
American National P&C $975
American National P $1,178
National General Value $1,250
Utica National Ins Group $1,284
Pure Companies Grp $1,277

2019 KIA Rio Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto $131
AssuranceAmerica $380
SAFECO $387
Dairyland FR Bond $513
NatGen PPA $527
Kemper Auto Premier $567
NatGen Advantage $598
Mercury Insurance $845
Kemper Premium $829
Nationwide ThreeSixZero $1,013

2018 KIA Rio Insurance Rates

Insurance Provider Average Annual Cost
Safeco $319
Concord Group $637
AssuranceAmerica Economy $692
Nationwide ThreeSixZero $763
Dairyland Broadform $797
NatGen PPA $900
MMG Insurance Company $924
Countryway Insurance $947
Patriot Group $1,012
AssuranceAmerica Elite $1,042

2017 KIA Rio Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto | Infinity $578
SAFECO $646
American National P $752
NatGen Advantage $792
Mercury Insurance $759
Wolverine Mutual $1,029
IMT Insurance Company $1,058
Mississippi Farm Bureau $1,072
Plymouth Rock Assurance $1,147
Indiana Farmers Mutual Ins $1,178

2016 KIA Rio Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $434
Kemper Auto $640
Mercury Insurance $714
National General Value $761
NatGen PPA $752
Indiana Farmers Mutual Ins $866
North Carolina Farm Bureau $937
Utica National Ins Group $1,036
Countryway Insurance $1,068
West Bend Mutual $1,079

2015 KIA Rio Insurance Rates

Insurance Provider Average Annual Cost
NatGen Custom 360 $246
Jupiter Auto Insurance $280
AssuranceAmerica Economy $335
SAFECO $451
AssuranceAmerica $525
Buckeye Insurance Group $611
AssuranceAmerica Elite $676
Kemper Personal Insurance $721
Mercury Insurance $773
Indiana Farmers Mutual Ins $883

2014 KIA Rio Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $149
AssuranceAmerica Mobile Max $395
Kemper Auto | Infinity $477
Kemper Premium $531
AssuranceAmerica $625
Nodak Mutual $759
EMC Insurance $784
Clearcover $844
Concord Group $897
Buckeye Insurance Group $893

2013 KIA Rio Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $169
AssuranceAmerica Mobile Max $349
SAFECO $362
NatGen Custom 360 $337
Kemper Auto Premium $454
Mercury Insurance $573
Concord Group $689
Commerce Group Inc $703
MMG Insurance Company $838
Dairyland Broadform $891

2012 KIA Rio Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $18
Mercury Insurance $79
SAFECO $387
Dairyland Broadform $618
NatGen Custom 360 $697
Concord Group $686
Nodak Mutual $773
EMC Insurance $753
Kemper Auto | Infinity $765
Utica National Ins Group $795

2011 KIA Rio Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $287
SAFECO $352
American National P&C $585
Concord Group $595
American National P $584
Kemper Personal Insurance $600
MMG Insurance Company $616
PEMCO $666
NatGen Value $697
North Carolina Farm Bureau $754

2010 KIA Rio Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto | Infinity $241
Dairyland Broadform $353
SAFECO $428
American National P $478
American National P&C $528
Dairyland FR Bond $621
North Carolina Farm Bureau $729
PEMCO $767
Safety Group $744
IMT Insurance Company $740

Cost of KIA Rio Car Insurance By Age

Driver Age Good Driver Recent Accident Poor Credit
17 $5,796 $8,504 $9,951
18 $5,420 $7,940 $9,268
19 $4,789 $6,999 $8,211
20 $4,160 $6,110 $7,148
21 $3,506 $5,129 $5,981
22 $3,396 $5,004 $5,848
23 $2,958 $4,391 $5,098
24 $2,829 $4,149 $4,874
25 $2,452 $3,595 $4,189
30 $1,888 $2,810 $3,273
35 $1,765 $2,619 $3,071
40 $1,693 $2,496 $2,947
45 $1,682 $2,447 $2,884
55 $1,533 $2,231 $2,622
65 $1,609 $2,353 $2,757
75 $2,003 $2,950 $3,477

KIA Rio Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $1,815 $2,644 $3,354
Alaska $1,503 $2,089 $2,034
Arizona $1,677 $2,438 $3,627
Arkansas $1,861 $2,920 $3,207
California $2,061 $3,678 $2,085
Colorado $1,937 $2,690 $3,427
Connecticut $2,462 $3,847 $4,843
Delaware $2,063 $2,707 $3,486
Florida $2,437 $3,348 $4,401
Hawaii $801 $1,079 $807
Idaho $1,387 $1,807 $2,218
Illinois $1,425 $2,167 $2,497
Indiana $1,467 $2,276 $2,534
Iowa $1,162 $1,599 $1,902
Kansas $1,575 $2,270 $2,645
Kentucky $2,260 $3,330 $3,919
Louisiana $2,914 $4,397 $4,730
Maine $1,087 $1,535 $2,222
Maryland $1,762 $2,570 $2,884
Massachusetts $1,407 $2,499 $1,409
Michigan $3,420 $5,211 $8,235
Minnesota $1,426 $1,898 $2,654
Mississippi $1,710 $2,434 $2,460
Missouri $1,624 $2,285 $3,010
Montana $1,648 $2,288 $2,658
Nebraska $1,373 $2,058 $2,213
Nevada $2,286 $3,391 $3,582
New Hampshire $1,602 $2,520 $3,164
New Jersey $1,732 $2,757 $3,595
New Mexico $1,777 $2,646 $2,762
New York $1,651 $2,058 $3,472
North Carolina $1,009 $1,760 $1,265
North Dakota $1,397 $2,124 $2,528
Ohio $1,263 $1,913 $1,958
Oklahoma $2,008 $2,874 $3,234
Oregon $1,831 $2,432 $2,913
Pennsylvania $1,517 $2,223 $2,619
Rhode Island $2,539 $3,729 $4,211
South Carolina $1,752 $2,395 $3,322
South Dakota $1,536 $2,261 $2,586
Tennessee $1,842 $2,695 $3,596
Texas $1,859 $2,665 $3,311
Utah $1,584 $2,203 $3,015
Vermont $1,210 $1,861 $1,981
Virginia $1,145 $1,730 $1,729
Washington $1,485 $2,029 $2,427
West Virginia $1,522 $2,160 $2,715
Wisconsin $1,519 $2,344 $2,674
Wyoming $1,393 $1,966 $2,082
Georgia $1,969 $2,974 $3,009

FAQs

Who has the cheapest car insurance for a KIA Rio?

Kemper Personal Insurance provides the cheapest car insurance option for the 2023 KIA Rio.

Which company offers the best car insurance for a KIA Rio?

We believe that Kemper Personal Insurance offers the top car insurance option for a KIA Rio because of its blend of affordable rates, extensive coverage, and highly regarded customer service.

Go back to top