KIA Rio Car Insurance Cost
If you’re seeking insurance for a KIA Rio, the estimated annual cost is around $281 with Kemper Personal Insurance. However, this figure may vary depending on factors like your age, the car’s model year, and other individual considerations. For a more precise estimate suited to your situation, utilize the quote tables below.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re contemplating purchasing a KIA Rio, one key factor to consider is the cost of insurance. Insurance is a crucial aspect of owning a car, and it’s vital to grasp its implications before making a decision.
Selecting the right insurance policy is essential to avoid unexpected and potentially high expenses down the line. Having sufficient coverage is crucial to prevent financial strain in the event of an accident. Additionally, being deemed at fault in an accident could lead to hikes in your premiums.
With over a decade of experience studying insurance rates, I’ve noticed significant variations in costs. Factors such as age, driving record, and location play significant roles in determining insurance premiums.
How Much Does KIA Rio Car Insurance Cost?
Typically, Kemper Personal Insurance offers the most attractive rate, averaging about $281 per year for comprehensive insurance coverage on a 2023 KIA Rio.
While Kemper Personal Insurance’s pricing provides a helpful starting point, it’s important to understand that auto insurance expenses can vary significantly due to several factors. These factors include where you live, your driving history, the age of your vehicle, and the specific coverage options you choose. Maintaining a clean driving record often results in lower premiums, but a history of accidents or traffic violations can increase your insurance costs.
Moreover, living in an urban area with heavy traffic may lead to higher insurance rates compared to rural areas with lighter traffic. Additionally, the type of coverage you select will impact your premium; comprehensive coverage, which offers broader protection, typically comes at a higher cost than basic liability coverage.
Insuranceopedia is here to assist you in exploring your options and comparing insurance quotes from various providers, ensuring you find the best deal for your particular needs.
2023 KIA Rio Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $281 |
| Safeco | $290 |
| Mercury Insurance | $461 |
| AssuranceAmerica Mobile Max | $497 |
| Texas Farm Bureau Group | $991 |
| American National P | $1,100 |
| Central Mutual Insurance Co | $1,404 |
| SECURA Insurance | $1,423 |
| National Farmers Union P | $1,466 |
| North Carolina Farm Bureau | $1,537 |
2022 KIA Rio Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $388 |
| Kemper Auto Premier | $525 |
| Victoria | $656 |
| Indiana Farmers Mutual Ins | $833 |
| Mercury Insurance | $997 |
| Titan | $1,022 |
| American National P | $1,091 |
| Texas Farm Bureau Group | $1,271 |
| North Carolina Farm Bureau | $1,284 |
| Farmers Mutual of Nebraska | $1,301 |
2021 KIA Rio Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $106 |
| AssuranceAmerica Mobile Max | $410 |
| Victoria | $398 |
| National General Value | $649 |
| Plymouth Rock | $690 |
| Kemper Premium | $716 |
| Mercury Insurance | $737 |
| Safeco | $895 |
| EMC Insurance | $1,115 |
| Texas Farm Bureau Group | $1,137 |
2020 KIA Rio Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $242 |
| Kemper Auto Premium | $490 |
| SAFECO | $606 |
| Mercury Insurance Company | $733 |
| Mercury Insurance | $833 |
| American National P&C | $975 |
| American National P | $1,178 |
| National General Value | $1,250 |
| Utica National Ins Group | $1,284 |
| Pure Companies Grp | $1,277 |
2019 KIA Rio Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto | $131 |
| AssuranceAmerica | $380 |
| SAFECO | $387 |
| Dairyland FR Bond | $513 |
| NatGen PPA | $527 |
| Kemper Auto Premier | $567 |
| NatGen Advantage | $598 |
| Mercury Insurance | $845 |
| Kemper Premium | $829 |
| Nationwide ThreeSixZero | $1,013 |
2018 KIA Rio Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $319 |
| Concord Group | $637 |
| AssuranceAmerica Economy | $692 |
| Nationwide ThreeSixZero | $763 |
| Dairyland Broadform | $797 |
| NatGen PPA | $900 |
| MMG Insurance Company | $924 |
| Countryway Insurance | $947 |
| Patriot Group | $1,012 |
| AssuranceAmerica Elite | $1,042 |
2017 KIA Rio Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $578 |
| SAFECO | $646 |
| American National P | $752 |
| NatGen Advantage | $792 |
| Mercury Insurance | $759 |
| Wolverine Mutual | $1,029 |
| IMT Insurance Company | $1,058 |
| Mississippi Farm Bureau | $1,072 |
| Plymouth Rock Assurance | $1,147 |
| Indiana Farmers Mutual Ins | $1,178 |
2016 KIA Rio Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $434 |
| Kemper Auto | $640 |
| Mercury Insurance | $714 |
| National General Value | $761 |
| NatGen PPA | $752 |
| Indiana Farmers Mutual Ins | $866 |
| North Carolina Farm Bureau | $937 |
| Utica National Ins Group | $1,036 |
| Countryway Insurance | $1,068 |
| West Bend Mutual | $1,079 |
2015 KIA Rio Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $246 |
| Jupiter Auto Insurance | $280 |
| AssuranceAmerica Economy | $335 |
| SAFECO | $451 |
| AssuranceAmerica | $525 |
| Buckeye Insurance Group | $611 |
| AssuranceAmerica Elite | $676 |
| Kemper Personal Insurance | $721 |
| Mercury Insurance | $773 |
| Indiana Farmers Mutual Ins | $883 |
2014 KIA Rio Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $149 |
| AssuranceAmerica Mobile Max | $395 |
| Kemper Auto | Infinity | $477 |
| Kemper Premium | $531 |
| AssuranceAmerica | $625 |
| Nodak Mutual | $759 |
| EMC Insurance | $784 |
| Clearcover | $844 |
| Concord Group | $897 |
| Buckeye Insurance Group | $893 |
2013 KIA Rio Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $169 |
| AssuranceAmerica Mobile Max | $349 |
| SAFECO | $362 |
| NatGen Custom 360 | $337 |
| Kemper Auto Premium | $454 |
| Mercury Insurance | $573 |
| Concord Group | $689 |
| Commerce Group Inc | $703 |
| MMG Insurance Company | $838 |
| Dairyland Broadform | $891 |
2012 KIA Rio Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $18 |
| Mercury Insurance | $79 |
| SAFECO | $387 |
| Dairyland Broadform | $618 |
| NatGen Custom 360 | $697 |
| Concord Group | $686 |
| Nodak Mutual | $773 |
| EMC Insurance | $753 |
| Kemper Auto | Infinity | $765 |
| Utica National Ins Group | $795 |
2011 KIA Rio Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $287 |
| SAFECO | $352 |
| American National P&C | $585 |
| Concord Group | $595 |
| American National P | $584 |
| Kemper Personal Insurance | $600 |
| MMG Insurance Company | $616 |
| PEMCO | $666 |
| NatGen Value | $697 |
| North Carolina Farm Bureau | $754 |
2010 KIA Rio Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $241 |
| Dairyland Broadform | $353 |
| SAFECO | $428 |
| American National P | $478 |
| American National P&C | $528 |
| Dairyland FR Bond | $621 |
| North Carolina Farm Bureau | $729 |
| PEMCO | $767 |
| Safety Group | $744 |
| IMT Insurance Company | $740 |
Cost of KIA Rio Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $5,796 | $8,504 | $9,951 |
| 18 | $5,420 | $7,940 | $9,268 |
| 19 | $4,789 | $6,999 | $8,211 |
| 20 | $4,160 | $6,110 | $7,148 |
| 21 | $3,506 | $5,129 | $5,981 |
| 22 | $3,396 | $5,004 | $5,848 |
| 23 | $2,958 | $4,391 | $5,098 |
| 24 | $2,829 | $4,149 | $4,874 |
| 25 | $2,452 | $3,595 | $4,189 |
| 30 | $1,888 | $2,810 | $3,273 |
| 35 | $1,765 | $2,619 | $3,071 |
| 40 | $1,693 | $2,496 | $2,947 |
| 45 | $1,682 | $2,447 | $2,884 |
| 55 | $1,533 | $2,231 | $2,622 |
| 65 | $1,609 | $2,353 | $2,757 |
| 75 | $2,003 | $2,950 | $3,477 |
KIA Rio Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $1,815 | $2,644 | $3,354 |
| Alaska | $1,503 | $2,089 | $2,034 |
| Arizona | $1,677 | $2,438 | $3,627 |
| Arkansas | $1,861 | $2,920 | $3,207 |
| California | $2,061 | $3,678 | $2,085 |
| Colorado | $1,937 | $2,690 | $3,427 |
| Connecticut | $2,462 | $3,847 | $4,843 |
| Delaware | $2,063 | $2,707 | $3,486 |
| Florida | $2,437 | $3,348 | $4,401 |
| Hawaii | $801 | $1,079 | $807 |
| Idaho | $1,387 | $1,807 | $2,218 |
| Illinois | $1,425 | $2,167 | $2,497 |
| Indiana | $1,467 | $2,276 | $2,534 |
| Iowa | $1,162 | $1,599 | $1,902 |
| Kansas | $1,575 | $2,270 | $2,645 |
| Kentucky | $2,260 | $3,330 | $3,919 |
| Louisiana | $2,914 | $4,397 | $4,730 |
| Maine | $1,087 | $1,535 | $2,222 |
| Maryland | $1,762 | $2,570 | $2,884 |
| Massachusetts | $1,407 | $2,499 | $1,409 |
| Michigan | $3,420 | $5,211 | $8,235 |
| Minnesota | $1,426 | $1,898 | $2,654 |
| Mississippi | $1,710 | $2,434 | $2,460 |
| Missouri | $1,624 | $2,285 | $3,010 |
| Montana | $1,648 | $2,288 | $2,658 |
| Nebraska | $1,373 | $2,058 | $2,213 |
| Nevada | $2,286 | $3,391 | $3,582 |
| New Hampshire | $1,602 | $2,520 | $3,164 |
| New Jersey | $1,732 | $2,757 | $3,595 |
| New Mexico | $1,777 | $2,646 | $2,762 |
| New York | $1,651 | $2,058 | $3,472 |
| North Carolina | $1,009 | $1,760 | $1,265 |
| North Dakota | $1,397 | $2,124 | $2,528 |
| Ohio | $1,263 | $1,913 | $1,958 |
| Oklahoma | $2,008 | $2,874 | $3,234 |
| Oregon | $1,831 | $2,432 | $2,913 |
| Pennsylvania | $1,517 | $2,223 | $2,619 |
| Rhode Island | $2,539 | $3,729 | $4,211 |
| South Carolina | $1,752 | $2,395 | $3,322 |
| South Dakota | $1,536 | $2,261 | $2,586 |
| Tennessee | $1,842 | $2,695 | $3,596 |
| Texas | $1,859 | $2,665 | $3,311 |
| Utah | $1,584 | $2,203 | $3,015 |
| Vermont | $1,210 | $1,861 | $1,981 |
| Virginia | $1,145 | $1,730 | $1,729 |
| Washington | $1,485 | $2,029 | $2,427 |
| West Virginia | $1,522 | $2,160 | $2,715 |
| Wisconsin | $1,519 | $2,344 | $2,674 |
| Wyoming | $1,393 | $1,966 | $2,082 |
| Georgia | $1,969 | $2,974 | $3,009 |
Compare KIA Rio To Other KIA Models
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FAQs
Who has the cheapest car insurance for a KIA Rio?
Kemper Personal Insurance provides the cheapest car insurance option for the 2023 KIA Rio.
Which company offers the best car insurance for a KIA Rio?
We believe that Kemper Personal Insurance offers the top car insurance option for a KIA Rio because of its blend of affordable rates, extensive coverage, and highly regarded customer service.
