KIA Cadenza Car Insurance Cost
Getting insurance for a KIA Cadenza typically amounts to about $532 annually through Hastings Mutual Insurance Co. However, the exact costs can vary depending on factors like your age, the car’s model year, and other relevant factors. You can refer to our provided quote tables below to obtain an estimate of the potential cost for you.
If you’re thinking about buying a KIA Cadenza, you’ll need to consider the cost of insurance. Insurance is a big part of owning a car, so it’s important to understand it before you buy.
Choosing the right car insurance is crucial to avoid unexpected and potentially high expenses later on. It’s important to have enough coverage in case of an accident to avoid paying a lot out of pocket. Plus, if you’re found at fault in an accident, your premiums could go up.
With over ten years of experience analyzing car insurance rates, I’ve seen how much these costs can vary. Things like your age, driving record, and where you live can all affect how much you’ll pay for insurance.
How Much Does KIA Cadenza Car Insurance Cost?
Typically, Hastings Mutual Insurance Co provides the most competitive rate, averaging $532 per year for full coverage insurance on a 2021 KIA Cadenza.
While Hastings Mutual Insurance Co’s pricing serves as a useful reference point, it’s important to understand that car insurance costs can vary significantly due to various factors. These factors include your location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, while a history of accidents or traffic violations can increase your insurance costs.
Moreover, residing in an urban area with heavy traffic may lead to higher rates compared to rural areas with lighter traffic. The type of coverage you choose will also affect your premium; comprehensive coverage, which includes both comprehensive and collision coverage, will typically be more expensive than minimum liability coverage.
Insuranceopedia is available to assist you in shopping around and comparing quotes from different insurance companies to ensure that you get the best deal for your needs.
2021 KIA Cadenza Insurance Rates
| Insurance Provider | Average Annual Cost |
| Hastings Mutual Insurance Co | $532 |
| Victoria | $894 |
| American Family | $1,265 |
| Hanover | $1,290 |
| Plymouth Rock Assurance | $1,373 |
| Auto Club Group | $1,760 |
| Western National | $1,946 |
| Countryway Insurance | $2,197 |
| Direct Auto | $2,293 |
| Unitrin | $2,571 |
2020 KIA Cadenza Insurance Rates
| Insurance Provider | Average Annual Cost |
| New York Central Mutual Fire | $734 |
| Titan | $927 |
| North Carolina Farm Bureau | $1,087 |
| Clearcover | $1,188 |
| Victoria | $1,219 |
| Penn National | $1,259 |
| Utica National Ins Group | $1,267 |
| Erie | $1,366 |
| Safeco | $1,368 |
| GMAC Insurance Group | $1,467 |
2019 KIA Cadenza Insurance Rates
| Insurance Provider | Average Annual Cost |
| Pekin Insurance | $853 |
| Buckeye Insurance Group | $1,003 |
| SECURA Insurance | $1,049 |
| Clearcover | $1,323 |
| Kemper Auto | $1,342 |
| Safety Group | $1,358 |
| Safeco | $1,387 |
| New York Central Mutual Fire | $1,441 |
| Mercury Insurance | $1,513 |
| Rockford Mutual Insurance | $1,501 |
2018 KIA Cadenza Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $712 |
| Direct Auto | $835 |
| Clearcover | $977 |
| PEMCO | $1,108 |
| Farmers Mutual of Nebraska | $1,155 |
| Kemper Premium | $1,199 |
| EMC Insurance | $1,226 |
| Farm Bureau Mutual (IA Group) | $1,279 |
| SECURA Insurance | $1,382 |
| Grange Mutual | $1,371 |
2017 KIA Cadenza Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $247 |
| American National P | $731 |
| American National P&C | $797 |
| Rural Mutual Insurance | $811 |
| SECURA Insurance | $846 |
| Rockford Mutual Insurance | $862 |
| Pekin Insurance | $917 |
| Indiana Farmers Mutual Ins | $994 |
| Kemper Premium | $1,029 |
| Mercury Insurance | $1,085 |
2016 KIA Cadenza Insurance Rates
| Insurance Provider | Average Annual Cost |
| Dairyland Auto 1 Month | $397 |
| SAFECO | $471 |
| Mercury Insurance | $801 |
| MMG Insurance Company | $834 |
| Concord Group | $840 |
| NatGen Value | $884 |
| SECURA Insurance | $985 |
| Buckeye Insurance Group | $1,010 |
| Clearcover | $1,013 |
| Capital Insurance Group | $1,196 |
2015 KIA Cadenza Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $324 |
| Buckeye Insurance Group | $1,030 |
| Mercury Insurance | $1,036 |
| Kemper Auto | $1,121 |
| Capital Insurance Group | $1,162 |
| Virginia Farm Bureau | $1,197 |
| North Carolina Farm Bureau | $1,224 |
| Infinity Special | $1,295 |
| American National P | $1,329 |
| AssuranceAmerica Economy | $1,306 |
2014 KIA Cadenza Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $493 |
| New York Central Mutual Fire | $531 |
| Infinity Special | $703 |
| Kemper Auto | $813 |
| AssuranceAmerica Mobile Max | $796 |
| Mercury Insurance | $835 |
| American National P | $945 |
| Kemper Auto | Infinity | $977 |
| Buckeye Insurance Group | $1,032 |
| Mercury Insurance Company | $1,122 |
Cost of KIA Cadenza Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $6,536 | $9,572 | $11,200 |
| 18 | $6,074 | $8,906 | $10,434 |
| 19 | $5,351 | $7,872 | $9,229 |
| 20 | $4,673 | $6,861 | $8,022 |
| 21 | $3,939 | $5,767 | $6,737 |
| 22 | $3,811 | $5,605 | $6,553 |
| 23 | $3,361 | $4,921 | $5,727 |
| 24 | $3,177 | $4,660 | $5,468 |
| 25 | $2,727 | $4,017 | $4,726 |
| 30 | $2,128 | $3,152 | $3,652 |
| 35 | $2,020 | $2,945 | $3,432 |
| 40 | $1,925 | $2,808 | $3,304 |
| 45 | $1,875 | $2,755 | $3,217 |
| 55 | $1,717 | $2,513 | $2,938 |
| 65 | $1,804 | $2,646 | $3,083 |
| 75 | $2,258 | $3,301 | $3,884 |
KIA Cadenza Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,046 | $2,961 | $3,782 |
| Alaska | $1,666 | $2,326 | $2,290 |
| Arizona | $1,898 | $2,737 | $4,042 |
| Arkansas | $2,104 | $3,296 | $3,623 |
| California | $2,338 | $4,113 | $2,344 |
| Colorado | $2,161 | $3,050 | $3,863 |
| Connecticut | $2,795 | $4,322 | $5,458 |
| Delaware | $2,292 | $3,053 | $3,926 |
| Florida | $2,731 | $3,791 | $4,915 |
| Hawaii | $880 | $1,217 | $889 |
| Idaho | $1,530 | $2,063 | $2,474 |
| Illinois | $1,604 | $2,434 | $2,797 |
| Indiana | $1,659 | $2,540 | $2,856 |
| Iowa | $1,338 | $1,821 | $2,110 |
| Kansas | $1,740 | $2,570 | $2,988 |
| Kentucky | $2,543 | $3,701 | $4,410 |
| Louisiana | $3,239 | $4,935 | $5,350 |
| Maine | $1,215 | $1,694 | $2,506 |
| Maryland | $1,992 | $2,900 | $3,233 |
| Massachusetts | $1,583 | $2,785 | $1,582 |
| Michigan | $3,838 | $5,862 | $9,245 |
| Minnesota | $1,588 | $2,130 | $2,969 |
| Mississippi | $1,931 | $2,749 | $2,729 |
| Missouri | $1,793 | $2,567 | $3,379 |
| Montana | $1,848 | $2,573 | $2,966 |
| Nebraska | $1,563 | $2,308 | $2,483 |
| Nevada | $2,551 | $3,797 | $3,999 |
| New Hampshire | $1,768 | $2,821 | $3,537 |
| New Jersey | $1,949 | $3,081 | $4,026 |
| New Mexico | $1,986 | $2,982 | $3,086 |
| New York | $1,859 | $2,350 | $3,911 |
| North Carolina | $1,157 | $1,975 | $1,412 |
| North Dakota | $1,568 | $2,390 | $2,847 |
| Ohio | $1,412 | $2,155 | $2,217 |
| Oklahoma | $2,234 | $3,220 | $3,619 |
| Oregon | $2,043 | $2,747 | $3,269 |
| Pennsylvania | $1,732 | $2,540 | $2,940 |
| Rhode Island | $2,856 | $4,200 | $4,752 |
| South Carolina | $1,936 | $2,713 | $3,710 |
| South Dakota | $1,750 | $2,503 | $2,904 |
| Tennessee | $2,048 | $3,005 | $4,040 |
| Texas | $2,055 | $3,002 | $3,727 |
| Utah | $1,767 | $2,465 | $3,377 |
| Vermont | $1,372 | $2,091 | $2,184 |
| Virginia | $1,276 | $1,952 | $1,900 |
| Washington | $1,678 | $2,276 | $2,743 |
| West Virginia | $1,689 | $2,439 | $3,038 |
| Wisconsin | $1,701 | $2,651 | $3,017 |
| Wyoming | $1,564 | $2,196 | $2,370 |
| Georgia | $2,217 | $3,319 | $3,372 |
FAQs
Who has the cheapest car insurance for a KIA Cadenza?
For the 2021 model year, Hastings Mutual Insurance Co offers the most affordable car insurance for the KIA Cadenza.
Which company offers the best car insurance for a KIA Cadenza?
Considering their combination of low rates, comprehensive coverage, and highly rated customer service, we believe that Hastings Mutual Insurance Co provides the best car insurance option for a KIA Cadenza.
