KIA Cadenza Car Insurance Cost

Getting insurance for a KIA Cadenza typically amounts to about $532 annually through Hastings Mutual Insurance Co. However, the exact costs can vary depending on factors like your age, the car’s model year, and other relevant factors. You can refer to our provided quote tables below to obtain an estimate of the potential cost for you.

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Updated: 29 March 2024
Written by
Bob Phillips
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If you’re thinking about buying a KIA Cadenza, you’ll need to consider the cost of insurance. Insurance is a big part of owning a car, so it’s important to understand it before you buy.

Choosing the right car insurance is crucial to avoid unexpected and potentially high expenses later on. It’s important to have enough coverage in case of an accident to avoid paying a lot out of pocket. Plus, if you’re found at fault in an accident, your premiums could go up.

With over ten years of experience analyzing car insurance rates, I’ve seen how much these costs can vary. Things like your age, driving record, and where you live can all affect how much you’ll pay for insurance.

How Much Does KIA Cadenza Car Insurance Cost?

Typically, Hastings Mutual Insurance Co provides the most competitive rate, averaging $532 per year for full coverage insurance on a 2021 KIA Cadenza.

While Hastings Mutual Insurance Co’s pricing serves as a useful reference point, it’s important to understand that car insurance costs can vary significantly due to various factors. These factors include your location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, while a history of accidents or traffic violations can increase your insurance costs.

Moreover, residing in an urban area with heavy traffic may lead to higher rates compared to rural areas with lighter traffic. The type of coverage you choose will also affect your premium; comprehensive coverage, which includes both comprehensive and collision coverage, will typically be more expensive than minimum liability coverage.

Insuranceopedia is available to assist you in shopping around and comparing quotes from different insurance companies to ensure that you get the best deal for your needs.

2021 KIA Cadenza Insurance Rates

Insurance Provider Average Annual Cost
Hastings Mutual Insurance Co $532
Victoria $894
American Family $1,265
Hanover $1,290
Plymouth Rock Assurance $1,373
Auto Club Group $1,760
Western National $1,946
Countryway Insurance $2,197
Direct Auto $2,293
Unitrin $2,571

2020 KIA Cadenza Insurance Rates

Insurance Provider Average Annual Cost
New York Central Mutual Fire $734
Titan $927
North Carolina Farm Bureau $1,087
Clearcover $1,188
Victoria $1,219
Penn National $1,259
Utica National Ins Group $1,267
Erie $1,366
Safeco $1,368
GMAC Insurance Group $1,467

2019 KIA Cadenza Insurance Rates

Insurance Provider Average Annual Cost
Pekin Insurance $853
Buckeye Insurance Group $1,003
SECURA Insurance $1,049
Clearcover $1,323
Kemper Auto $1,342
Safety Group $1,358
Safeco $1,387
New York Central Mutual Fire $1,441
Mercury Insurance $1,513
Rockford Mutual Insurance $1,501

2018 KIA Cadenza Insurance Rates

Insurance Provider Average Annual Cost
American National P $712
Direct Auto $835
Clearcover $977
PEMCO $1,108
Farmers Mutual of Nebraska $1,155
Kemper Premium $1,199
EMC Insurance $1,226
Farm Bureau Mutual (IA Group) $1,279
SECURA Insurance $1,382
Grange Mutual $1,371

2017 KIA Cadenza Insurance Rates

Insurance Provider Average Annual Cost
Safeco $247
American National P $731
American National P&C $797
Rural Mutual Insurance $811
SECURA Insurance $846
Rockford Mutual Insurance $862
Pekin Insurance $917
Indiana Farmers Mutual Ins $994
Kemper Premium $1,029
Mercury Insurance $1,085

2016 KIA Cadenza Insurance Rates

Insurance Provider Average Annual Cost
Dairyland Auto 1 Month $397
SAFECO $471
Mercury Insurance $801
MMG Insurance Company $834
Concord Group $840
NatGen Value $884
SECURA Insurance $985
Buckeye Insurance Group $1,010
Clearcover $1,013
Capital Insurance Group $1,196

2015 KIA Cadenza Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $324
Buckeye Insurance Group $1,030
Mercury Insurance $1,036
Kemper Auto $1,121
Capital Insurance Group $1,162
Virginia Farm Bureau $1,197
North Carolina Farm Bureau $1,224
Infinity Special $1,295
American National P $1,329
AssuranceAmerica Economy $1,306

2014 KIA Cadenza Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $493
New York Central Mutual Fire $531
Infinity Special $703
Kemper Auto $813
AssuranceAmerica Mobile Max $796
Mercury Insurance $835
American National P $945
Kemper Auto | Infinity $977
Buckeye Insurance Group $1,032
Mercury Insurance Company $1,122

Cost of KIA Cadenza Car Insurance By Age

Driver Age Good Driver Recent Accident Poor Credit
17 $6,536 $9,572 $11,200
18 $6,074 $8,906 $10,434
19 $5,351 $7,872 $9,229
20 $4,673 $6,861 $8,022
21 $3,939 $5,767 $6,737
22 $3,811 $5,605 $6,553
23 $3,361 $4,921 $5,727
24 $3,177 $4,660 $5,468
25 $2,727 $4,017 $4,726
30 $2,128 $3,152 $3,652
35 $2,020 $2,945 $3,432
40 $1,925 $2,808 $3,304
45 $1,875 $2,755 $3,217
55 $1,717 $2,513 $2,938
65 $1,804 $2,646 $3,083
75 $2,258 $3,301 $3,884

KIA Cadenza Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $2,046 $2,961 $3,782
Alaska $1,666 $2,326 $2,290
Arizona $1,898 $2,737 $4,042
Arkansas $2,104 $3,296 $3,623
California $2,338 $4,113 $2,344
Colorado $2,161 $3,050 $3,863
Connecticut $2,795 $4,322 $5,458
Delaware $2,292 $3,053 $3,926
Florida $2,731 $3,791 $4,915
Hawaii $880 $1,217 $889
Idaho $1,530 $2,063 $2,474
Illinois $1,604 $2,434 $2,797
Indiana $1,659 $2,540 $2,856
Iowa $1,338 $1,821 $2,110
Kansas $1,740 $2,570 $2,988
Kentucky $2,543 $3,701 $4,410
Louisiana $3,239 $4,935 $5,350
Maine $1,215 $1,694 $2,506
Maryland $1,992 $2,900 $3,233
Massachusetts $1,583 $2,785 $1,582
Michigan $3,838 $5,862 $9,245
Minnesota $1,588 $2,130 $2,969
Mississippi $1,931 $2,749 $2,729
Missouri $1,793 $2,567 $3,379
Montana $1,848 $2,573 $2,966
Nebraska $1,563 $2,308 $2,483
Nevada $2,551 $3,797 $3,999
New Hampshire $1,768 $2,821 $3,537
New Jersey $1,949 $3,081 $4,026
New Mexico $1,986 $2,982 $3,086
New York $1,859 $2,350 $3,911
North Carolina $1,157 $1,975 $1,412
North Dakota $1,568 $2,390 $2,847
Ohio $1,412 $2,155 $2,217
Oklahoma $2,234 $3,220 $3,619
Oregon $2,043 $2,747 $3,269
Pennsylvania $1,732 $2,540 $2,940
Rhode Island $2,856 $4,200 $4,752
South Carolina $1,936 $2,713 $3,710
South Dakota $1,750 $2,503 $2,904
Tennessee $2,048 $3,005 $4,040
Texas $2,055 $3,002 $3,727
Utah $1,767 $2,465 $3,377
Vermont $1,372 $2,091 $2,184
Virginia $1,276 $1,952 $1,900
Washington $1,678 $2,276 $2,743
West Virginia $1,689 $2,439 $3,038
Wisconsin $1,701 $2,651 $3,017
Wyoming $1,564 $2,196 $2,370
Georgia $2,217 $3,319 $3,372

FAQs

Who has the cheapest car insurance for a KIA Cadenza?

For the 2021 model year, Hastings Mutual Insurance Co offers the most affordable car insurance for the KIA Cadenza.

Which company offers the best car insurance for a KIA Cadenza?

Considering their combination of low rates, comprehensive coverage, and highly rated customer service, we believe that Hastings Mutual Insurance Co provides the best car insurance option for a KIA Cadenza.

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