KIA Soul EV Car Insurance Cost 2025
Getting insurance for a KIA Soul EV costs $125 per year, on average. However, the exact cost can vary based on factors such as your age, the year of the car model, location, driving history, and other considerations. You can use our quote tables below to get an estimate of your specific costs.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re considering buying a KIA Soul EV, one important factor to think about is the insurance cost. On average, insurance for a KIA Soul EV costs $125 per year. Insurance is a significant part of car ownership, so it’s crucial to understand this financial commitment before making your decision.
Selecting the right car insurance is essential to avoid unexpected and potentially high costs in the future. Adequate coverage is important to avoid large out-of-pocket expenses if you’re in an accident. Additionally, being at fault in an accident can lead to higher premiums.
From my ten years of experience studying car insurance rates, I’ve seen how much these costs can vary. Your age, driving history, and location all play a significant role in determining your insurance premiums.
How Much Does KIA Soul EV Car Insurance Cost?
Typically, KIA Soul EV drivers can find car insurance at an average rate of $125 per year. However, this can vary based on personal factors such as your driving history, location, and the specific coverage you choose.
While Safeco’s rate is a good benchmark, it’s important to note that car insurance costs can vary widely based on several factors. These include your location, driving history, the age of your car, and the specific coverage options you choose. Typically, a clean driving record results in lower premiums, while a history of accidents or traffic violations can increase your rates.
Additionally, living in a busy urban area generally leads to higher insurance rates compared to quieter rural areas. The type of coverage you select also impacts your premium—comprehensive coverage, which includes both comprehensive and collision coverage, will be more expensive than basic liability coverage.
At Insuranceopedia, we can help you compare quotes from different insurance providers to ensure you get the best deal.
Average Insurance Cost Of KIA Soul EV By Model Year
| Model Year | Average Premium |
| 2023 KIA Soul EV | $1,028 |
| 2022 KIA Soul EV | $1,133 |
| 2021 KIA Soul EV | $683 |
| 2020 KIA Soul EV | $647 |
| 2019 KIA Soul EV | $655 |
| 2018 KIA Soul EV | $679 |
| 2017 KIA Soul EV | $508 |
| 2016 KIA Soul EV | $557 |
| 2015 KIA Soul EV | $591 |
2023 KIA Soul EV Insurance Rates
The average annual insurance cost for a 2023 KIA Soul EV is $1,028. However, Safeco offers the cheapest rates, averaging $125 per year.
| Insurance Provider | Average Annual Cost |
| Travelers | $719 |
| Hastings Mutual Insurance Co | $1,266 |
| Auto-Owners Insurance Co | $1,244 |
| Chubb | $1,060 |
| Pioneer State Mutual Ins Co | $1,460 |
| Safeco | $125 |
| SECURA Insurance | $979 |
| MEEMIC Insurance Company | $1,198 |
| USAA | $1,343 |
| Wolverine Mutual | $889 |
2022 KIA Soul EV Insurance Rates
The average annual insurance cost for a 2022 KIA Soul EV is $1,028. However, Buckeye Insurance Group offers the cheapest rates, averaging $698 per year.
| Insurance Provider | Average Annual Cost |
| Buckeye Insurance Group | $698 |
| Erie | $711 |
| Capital Insurance Group | $1,296 |
| Frankenmuth Mutual | $1,454 |
| Wolverine Mutual | $1,298 |
| MO Farm Bureau Services | $1,240 |
| Ohio Mutual Ins Group | $1,294 |
| Western Reserve | $1,172 |
| Celina Insurance Group | $1,301 |
| SECURA Insurance | $865 |
2021 KIA Soul EV Insurance Rates
The average annual insurance cost for a 2021 KIA Soul EV is $683. However, Safeco offers the cheapest rates, averaging $290 per year.
| Insurance Provider | Average Annual Cost |
| Penn National | $812 |
| Buckeye Insurance Group | $562 |
| Hastings Mutual Insurance Co | $847 |
| National General | $315 |
| Safeco | $290 |
| Texas Farm Bureau Group | $930 |
| Western Reserve | $952 |
| Rockford Mutual Insurance | $871 |
| Capital Insurance Group | $795 |
| Pekin Insurance | $459 |
2020 KIA Soul EV Insurance Rates
The average annual insurance cost for a 2020 KIA Soul EV is $647. However, Safeco offers the cheapest rates, averaging $190 per year.
| Insurance Provider | Average Annual Cost |
| Clearcover | $895 |
| AssuranceAmerica Mobile Max | $868 |
| Safeco | $190 |
| National General Value | $568 |
| MMG Insurance Company | $862 |
| Kemper Auto | Infinity | $375 |
| Buckeye Insurance Group | $638 |
| Pekin Insurance | $670 |
| American National P | $575 |
| Rockford Mutual Insurance | $832 |
2019 KIA Soul EV Insurance Rates
The average annual insurance cost for a 2019 KIA Soul EV is $655. However, Safeco offers the cheapest rates, averaging $265 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $443 |
| Dairyland FR Bond | $851 |
| Safeco | $265 |
| MMG Insurance Company | $966 |
| Buckeye Insurance Group | $470 |
| New Jersey Manufacturers | $932 |
| Texas Farm Bureau Group | $807 |
| Western Reserve | $818 |
| Concord Group | $626 |
| Mercury Insurance | $370 |
Find Affordable KIA Soul EV Insurance Rates
2018 KIA Soul EV Insurance Rates
The average annual insurance cost for a 2018 KIA Soul EV is $679. However, AssuranceAmerica Mobile Max offers the cheapest rates, averaging $182 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $895 |
| AssuranceAmerica Mobile Max | $182 |
| Concord Group | $817 |
| SECURA Insurance | $883 |
| Pekin Insurance | $718 |
| AssuranceAmerica | $366 |
| MMG Insurance Company | $767 |
| SafeAuto | $726 |
| NatGen Value | $579 |
| North Carolina Farm Bureau | $857 |
2017 KIA Soul EV Insurance Rates
The average annual insurance cost for a 2017 KIA Soul EV is $508. However, Safeco offers the cheapest rates, averaging $102 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $102 |
| Pekin Insurance | $771 |
| Texas Farm Bureau Group | $814 |
| AssuranceAmerica Elite | $559 |
| American National P | $401 |
| Buckeye Insurance Group | $635 |
| PEMCO | $564 |
| NatGen Value | $195 |
| AssuranceAmerica Economy | $463 |
| Capital Insurance Group | $574 |
2016 KIA Soul EV Insurance Rates
The average annual insurance cost for a 2016 KIA Soul EV is $508. However, Safeco offers the cheapest rates, averaging $73 per year.
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica | $698 |
| Kemper Auto | Infinity | $643 |
| Clearcover | $372 |
| Dairyland Auto 1 Month | $362 |
| Acuity | $731 |
| Buckeye Insurance Group | $806 |
| Safeco | $73 |
| SECURA Insurance | $817 |
| American National P | $649 |
| National General Value | $423 |
2015 KIA Soul EV Insurance Rates
The average annual insurance cost for a 2015 KIA Soul EV is $591. However, Mercury Insurance offers the cheapest rates, averaging $440 per year.
| Insurance Provider | Average Annual Cost |
| Farm Bureau Mutual (IA Group) | $728 |
| Texas Farm Bureau Group | $731 |
| Safeco | $475 |
| Dairyland | $471 |
| Pekin Insurance | $627 |
| Buckeye Insurance Group | $650 |
| Virginia Farm Bureau | $717 |
| Mercury Insurance | $440 |
| Clearcover | $463 |
| American National P | $603 |
Find Affordable KIA Soul EV Insurance Rates
Common KIA Soul EV Insurance Discounts
Discounts are an excellent way to reduce your car insurance premiums. While different auto insurance providers offer unique discounts, there are some common ones to look out for that could help lower your rate:
- Multi-policy: Bundling your auto insurance with your home or other policies often results in a discounted rate.
- Pay annually: If you pay your premium in a lump sum, instead of spreading it out monthly, many insurers will offer you a discount.
- Defensive driving: Completing a defensive driving course from a certified institution can make you eligible for a discount.
Additionally, there may be other discounts available depending on your insurer and your situation. It’s a good idea to check with your insurance agent to see what discounts you qualify for.
Compare KIA Soul EV To Other KIA Models
Looking for other KIA model insurance costs?
Our Methodology
To determine average car insurance costs, Insuranceopedia compiled data from thousands of quotes provided by top auto insurance companies. The sample profile used was for a 40-year-old male driver purchasing full-coverage car insurance, which included coverage limits of $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. Keep in mind that the figures in this guide are averages and may vary based on your personal information and circumstances.
Quotes Analyzed
Brands Reviewed
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FAQs
Do You Need Insurance Before You Can Purchase A KIA Soul EV?
Yes, it’s essential to provide proof of insurance before driving your KIA Soul EV off the dealership lot. The most efficient way to handle this is to secure your insurance policy in advance and inform your insurance provider that you’re about to purchase the car. This way, you can ensure coverage is in place as soon as you finalize your purchase, without relying on the dealership’s insurance.
How Can You Get The Cheapest Insurance For Your KIA Soul EV?
That’s right! Shopping around and comparing quotes is key to finding the most affordable insurance for your KIA Soul EV. By checking quotes from different auto insurance providers, you can make sure you’re getting the best deal for your needs. Tools like Insuranceopedia make it easier to compare multiple providers in one place, saving you time and potentially money.
