Kia Soul Ev Car Insurance Cost

Insuring a Kia Soul EV usually costs around $113 per year with Safeco. However, the actual cost can differ depending on factors like your age, the car’s model year, and other details. You can refer to the quote tables below for a personalized estimate.

min read -
Updated: 13 June 2024
Written by Bob Phillips
On this page Open

If you’re considering buying a Kia Soul EV, one important factor to think about is the insurance cost. Insurance is a significant part of car ownership, so it’s crucial to understand this financial commitment before making your decision.

Selecting the right car insurance is essential to avoid unexpected and potentially high costs in the future. Adequate coverage is important to avoid large out-of-pocket expenses if you’re in an accident. Additionally, being at fault in an accident can lead to higher premiums.

From my ten years of experience studying car insurance rates, I’ve seen how much these costs can vary. Your age, driving history, and location all play a significant role in determining your insurance premiums.

How Much Does Kia Soul Ev Car Insurance Cost?

Usually, Safeco offers the best rate, charging about $113 per year for full coverage insurance on a 2023 Kia Soul EV.

While Safeco’s rate is a good benchmark, it’s important to note that car insurance costs can vary widely based on several factors. These include your location, driving history, the age of your car, and the specific coverage options you choose. Typically, a clean driving record results in lower premiums, while a history of accidents or traffic violations can increase your rates.

Additionally, living in a busy urban area generally leads to higher insurance rates compared to quieter rural areas. The type of coverage you select also impacts your premium—comprehensive coverage, which includes both comprehensive and collision coverage, will be more expensive than basic liability coverage.

At Insuranceopedia, we can help you compare quotes from different insurance providers to ensure you get the best deal.

2023 Kia Soul Ev Insurance Rates

Insurance Provider Average Annual Cost
Safeco $113
Travelers $776
Wolverine Mutual $924
SECURA Insurance $953
Chubb $1,083
MEEMIC Insurance Company $1,207
Auto-Owners Insurance Co $1,269
Hastings Mutual Insurance Co $1,290
USAA $1,320
Pioneer State Mutual Ins Co $1,502

2022 Kia Soul Ev Insurance Rates

Insurance Provider Average Annual Cost
Buckeye Insurance Group $691
Erie $752
SECURA Insurance $906
Western Reserve $1,164
MO Farm Bureau Services $1,189
Celina Insurance Group $1,271
Ohio Mutual Ins Group $1,264
Wolverine Mutual $1,306
Capital Insurance Group $1,329
Frankenmuth Mutual $1,395

2021 Kia Soul Ev Insurance Rates

Insurance Provider Average Annual Cost
Safeco $295
National General $316
Pekin Insurance $519
Buckeye Insurance Group $576
Capital Insurance Group $754
Penn National $789
Rockford Mutual Insurance $850
Hastings Mutual Insurance Co $877
Western Reserve $887
Texas Farm Bureau Group $928

2020 Kia Soul Ev Insurance Rates

Insurance Provider Average Annual Cost
Safeco $224
Kemper Auto | Infinity $360
American National P $562
National General Value $613
Pekin Insurance $678
Buckeye Insurance Group $680
AssuranceAmerica Mobile Max $840
Rockford Mutual Insurance $856
MMG Insurance Company $884
Clearcover $857

2019 Kia Soul Ev Insurance Rates

Insurance Provider Average Annual Cost
Safeco $271
Mercury Insurance $326
American National P $399
Buckeye Insurance Group $482
Concord Group $605
Texas Farm Bureau Group $812
Western Reserve $808
Dairyland FR Bond $819
New Jersey Manufacturers $880
MMG Insurance Company $967

2018 Kia Soul Ev Insurance Rates

Insurance Provider Average Annual Cost
AssuranceAmerica Mobile Max $231
AssuranceAmerica $362
NatGen Value $589
Pekin Insurance $660
MMG Insurance Company $750
SafeAuto $775
North Carolina Farm Bureau $831
Concord Group $843
Mercury Insurance $874
SECURA Insurance $879

2017 Kia Soul Ev Insurance Rates

Insurance Provider Average Annual Cost
Safeco $137
NatGen Value $226
American National P $420
AssuranceAmerica Economy $499
AssuranceAmerica Elite $557
Capital Insurance Group $577
PEMCO $600
Buckeye Insurance Group $667
Pekin Insurance $798
Texas Farm Bureau Group $779

2016 Kia Soul Ev Insurance Rates

Insurance Provider Average Annual Cost
Safeco $81
Dairyland Auto 1 Month $363
Clearcover $401
National General Value $430
American National P $607
Kemper Auto | Infinity $665
AssuranceAmerica $748
Acuity $780
SECURA Insurance $794
Buckeye Insurance Group $836

2015 Kia Soul Ev Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $429
Safeco $412
Dairyland $497
Clearcover $496
Buckeye Insurance Group $603
American National P $618
Pekin Insurance $634
Virginia Farm Bureau $753
Farm Bureau Mutual (IA Group) $789
Texas Farm Bureau Group $779

FAQs

Who has the cheapest car insurance for a Kia Soul Ev?

For the 2023 model year, Safeco provides the lowest car insurance rates for the Kia Soul EV.

Which company offers the best car insurance for a Kia Soul Ev?

With their combination of the lowest prices, comprehensive coverage, and excellent customer service ratings, we believe Safeco offers the best car insurance option for a Kia Soul EV.

Go back to top