KIA Sedona Car Insurance Cost
On average, it costs $4,408 annually to insure a KIA Sedona with Mercury Insurance. However, this expense can change based on factors like your age, the car’s model year, and other individual factors. You can utilize the quote tables provided below to obtain a more precise estimate customized to your specific circumstances.
If you’re considering purchasing a KIA Sedona, it’s vital to consider the cost of insurance. Insurance is a significant aspect of car ownership, and it’s crucial to understand its implications before making a decision.
Selecting the right car insurance is essential because inadequate coverage could result in unexpected and costly expenses if you’re involved in an accident. You wouldn’t want to face substantial bills if you’re not adequately insured. Additionally, being at fault in an accident could lead to increases in your insurance premiums.
In my experience analyzing car insurance rates, I’ve observed significant variations in costs. Factors such as your age, driving history, and even your location can all play a substantial role in determining your insurance premiums. Therefore, it’s essential to research and find the best insurance policy that suits your needs.
How Much Does KIA Sedona Car Insurance Cost?
Typically, Mercury offers the most competitive rate, averaging $4,408 annually for comprehensive insurance coverage on a 2022 KIA Sedona.
While Mercury’s rate provides a helpful benchmark, it’s crucial to understand that car insurance expenses can vary significantly based on multiple factors. These factors include where you live, your driving record, the age of your vehicle, and the specific coverage options you choose. Having a clean driving history may result in lower premiums, while a record of accidents or traffic violations could mean higher costs.
Furthermore, living in urban areas with heavy traffic may lead to higher insurance premiums compared to rural areas with less traffic congestion. Additionally, the type of coverage you select will impact your premium. Full coverage insurance, which includes comprehensive and collision coverage, typically comes at a higher cost than minimum liability coverage.
Insuranceopedia is here to help you compare quotes from different insurance providers, ensuring you find the best deal for your needs.
2022 KIA Sedona Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury | $4,408 |
| Metropolitan | $5,753 |
| Direct General Insurance | $5,851 |
2021 KIA Sedona Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $197 |
| Mercury Insurance | $217 |
| Pekin Insurance | $712 |
| Buckeye Insurance Group | $774 |
| Titan | $768 |
| American National P | $805 |
| Dairyland Auto 6 Month | $818 |
| Utica National Ins Group | $837 |
| Indiana Farmers Mutual Ins | $875 |
| Direct Auto | $882 |
2020 KIA Sedona Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $394 |
| American National P | $450 |
| Concord Group | $898 |
| Clearcover | $919 |
| Pekin Insurance | $968 |
| Vermont Mutual | $939 |
| Buckeye Insurance Group | $973 |
| Union Mutual Fire Group | $1,035 |
| Co-Operative Ins Companies | $1,047 |
| Titan | $1,078 |
2019 KIA Sedona Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $580 |
| American National P | $608 |
| Ameriprise Group | $685 |
| Mercury Insurance | $749 |
| Clearcover | $805 |
| Buckeye Insurance Group | $832 |
| Oregon Mutual | $886 |
| Indiana Farmers Mutual Ins | $934 |
| PEMCO | $926 |
| Capital Insurance Group | $991 |
2018 KIA Sedona Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $153 |
| American National P | $417 |
| AssuranceAmerica Economy | $435 |
| Safeco | $430 |
| Pekin Insurance | $749 |
| AssuranceAmerica Elite | $772 |
| Utica National Ins Group | $774 |
| Rockford Mutual Insurance | $821 |
| North Carolina Farm Bureau | $837 |
| Texas Farm Bureau Group | $828 |
2017 KIA Sedona Insurance Rates
| Insurance Provider | Average Annual Cost |
| National General Value | $110 |
| Mercury Insurance | $269 |
| SAFECO | $339 |
| American National P | $430 |
| AssuranceAmerica Elite | $479 |
| NatGen Value | $549 |
| AssuranceAmerica Economy | $536 |
| New York Central Mutual Fire | $687 |
| PEMCO | $989 |
| IMT Insurance Company | $987 |
2016 KIA Sedona Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $245 |
| American National P | $551 |
| Utica National Ins Group | $822 |
| PEMCO | $833 |
| North Carolina Farm Bureau | $812 |
| NatGen PPA | $911 |
| SECURA Insurance | $921 |
| Oregon Mutual | $935 |
| New Jersey Manufacturers | $968 |
| Capital Insurance Group | $942 |
2015 KIA Sedona Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $254 |
| Mercury Insurance | $369 |
| NatGen PPA | $555 |
| North Carolina Farm Bureau | $595 |
| Kemper Auto | $625 |
| Dairyland FR Bond | $639 |
| PEMCO | $698 |
| Utica National Ins Group | $728 |
| Buckeye Insurance Group | $835 |
| Virginia Farm Bureau | $891 |
2014 KIA Sedona Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P&C | $499 |
| American National P | $571 |
| Mercury Insurance | $616 |
| Texas Farm Bureau Group | $710 |
| General Casualty | $744 |
| SAFECO | $734 |
| SECURA Insurance | $835 |
| National General Value | $890 |
| Clearcover | $915 |
| AssuranceAmerica | $917 |
2013 KIA Sedona Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $273 |
| Countryway Insurance | $282 |
| Vermont Mutual | $384 |
| Concord Group | $391 |
| MMG Insurance Company | $458 |
| Patriot Group | $494 |
| National General | $504 |
| Texas Farm Bureau Group | $599 |
| North Carolina Farm Bureau | $651 |
| SECURA Insurance | $689 |
2012 KIA Sedona Insurance Rates
| Insurance Provider | Average Annual Cost |
| Union Mutual Fire Group | $196 |
| Co-Operative Ins Companies | $236 |
| Vermont Mutual | $260 |
| SAFECO | $413 |
| Concord Group | $395 |
| American National P | $447 |
| AssuranceAmerica Economy | $433 |
| Mercury Insurance | $527 |
| AssuranceAmerica Elite | $604 |
| PEMCO | $611 |
2011 KIA Sedona Insurance Rates
| Insurance Provider | Average Annual Cost |
| Countryway Insurance | $243 |
| Mercury Insurance | $293 |
| SAFECO | $324 |
| MMG Insurance Company | $310 |
| Vermont Mutual | $338 |
| Patriot Group | $335 |
| Concord Group | $392 |
| American National P | $455 |
| Buckeye Insurance Group | $626 |
| North Carolina Farm Bureau | $620 |
2010 KIA Sedona Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $119 |
| Jupiter Auto Insurance | $108 |
| American National P&C | $327 |
| American National P | $425 |
| MMG Insurance Company | $616 |
| Buckeye Insurance Group | $674 |
| Concord Group | $755 |
| Mississippi Farm Bureau | $762 |
| Clearcover | $778 |
| Southern Farm Bureau | $764 |
Cost of KIA Sedona Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $4,971 | $7,279 | $8,525 |
| 18 | $4,642 | $6,805 | $7,947 |
| 19 | $4,086 | $6,014 | $7,026 |
| 20 | $3,551 | $5,247 | $6,108 |
| 21 | $3,004 | $4,403 | $5,142 |
| 22 | $2,918 | $4,290 | $5,001 |
| 23 | $2,556 | $3,755 | $4,357 |
| 24 | $2,402 | $3,534 | $4,162 |
| 25 | $2,093 | $3,052 | $3,604 |
| 30 | $1,621 | $2,371 | $2,812 |
| 35 | $1,523 | $2,231 | $2,605 |
| 40 | $1,467 | $2,142 | $2,535 |
| 45 | $1,444 | $2,099 | $2,462 |
| 55 | $1,322 | $1,905 | $2,231 |
| 65 | $1,344 | $2,024 | $2,349 |
| 75 | $1,708 | $2,515 | $2,979 |
KIA Sedona Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $1,539 | $2,238 | $2,867 |
| Alaska | $1,289 | $1,793 | $1,732 |
| Arizona | $1,473 | $2,117 | $3,091 |
| Arkansas | $1,598 | $2,487 | $2,737 |
| California | $1,779 | $3,133 | $1,779 |
| Colorado | $1,660 | $2,313 | $2,933 |
| Connecticut | $2,128 | $3,276 | $4,165 |
| Delaware | $1,754 | $2,353 | $2,981 |
| Florida | $2,085 | $2,868 | $3,736 |
| Hawaii | $662 | $933 | $693 |
| Idaho | $1,178 | $1,574 | $1,906 |
| Illinois | $1,239 | $1,855 | $2,137 |
| Indiana | $1,262 | $1,943 | $2,188 |
| Iowa | $1,013 | $1,367 | $1,632 |
| Kansas | $1,322 | $1,956 | $2,287 |
| Kentucky | $1,915 | $2,852 | $3,345 |
| Louisiana | $2,474 | $3,768 | $4,043 |
| Maine | $931 | $1,309 | $1,898 |
| Maryland | $1,528 | $2,225 | $2,458 |
| Massachusetts | $1,202 | $2,143 | $1,224 |
| Michigan | $2,929 | $4,476 | $7,040 |
| Minnesota | $1,219 | $1,596 | $2,269 |
| Mississippi | $1,459 | $2,101 | $2,113 |
| Missouri | $1,387 | $1,976 | $2,571 |
| Montana | $1,403 | $1,947 | $2,249 |
| Nebraska | $1,198 | $1,767 | $1,902 |
| Nevada | $1,944 | $2,905 | $3,044 |
| New Hampshire | $1,366 | $2,131 | $2,708 |
| New Jersey | $1,500 | $2,338 | $3,051 |
| New Mexico | $1,519 | $2,268 | $2,376 |
| New York | $1,411 | $1,759 | $2,957 |
| North Carolina | $875 | $1,491 | $1,091 |
| North Dakota | $1,205 | $1,838 | $2,150 |
| Ohio | $1,070 | $1,661 | $1,704 |
| Oklahoma | $1,699 | $2,435 | $2,748 |
| Oregon | $1,543 | $2,103 | $2,490 |
| Pennsylvania | $1,311 | $1,912 | $2,253 |
| Rhode Island | $2,175 | $3,190 | $3,618 |
| South Carolina | $1,500 | $2,037 | $2,857 |
| South Dakota | $1,330 | $1,913 | $2,221 |
| Tennessee | $1,544 | $2,323 | $3,083 |
| Texas | $1,561 | $2,273 | $2,851 |
| Utah | $1,357 | $1,893 | $2,589 |
| Vermont | $1,022 | $1,604 | $1,672 |
| Virginia | $956 | $1,502 | $1,482 |
| Washington | $1,284 | $1,742 | $2,074 |
| West Virginia | $1,285 | $1,842 | $2,318 |
| Wisconsin | $1,276 | $2,018 | $2,300 |
| Wyoming | $1,194 | $1,703 | $1,795 |
| Georgia | $1,703 | $2,520 | $2,579 |
FAQs
Who has the cheapest car insurance for a KIA Sedona?
Mercury provides the cheapest car insurance option for the 2022 KIA Sedona.
Which company offers the best car insurance for a KIA Sedona?
We believe that Mercury offers the best car insurance option for a KIA Sedona because they offer a blend of low rates, comprehensive coverage, and highly rated customer service.
