KIA Sedona Car Insurance Cost

On average, it costs $4,408 annually to insure a KIA Sedona with Mercury Insurance. However, this expense can change based on factors like your age, the car’s model year, and other individual factors. You can utilize the quote tables provided below to obtain a more precise estimate customized to your specific circumstances.

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Updated: 31 March 2024
Written by
Bob Phillips
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If you’re considering purchasing a KIA Sedona, it’s vital to consider the cost of insurance. Insurance is a significant aspect of car ownership, and it’s crucial to understand its implications before making a decision.

Selecting the right car insurance is essential because inadequate coverage could result in unexpected and costly expenses if you’re involved in an accident. You wouldn’t want to face substantial bills if you’re not adequately insured. Additionally, being at fault in an accident could lead to increases in your insurance premiums.

In my experience analyzing car insurance rates, I’ve observed significant variations in costs. Factors such as your age, driving history, and even your location can all play a substantial role in determining your insurance premiums. Therefore, it’s essential to research and find the best insurance policy that suits your needs.

How Much Does KIA Sedona Car Insurance Cost?

Typically, Mercury offers the most competitive rate, averaging $4,408 annually for comprehensive insurance coverage on a 2022 KIA Sedona.

While Mercury’s rate provides a helpful benchmark, it’s crucial to understand that car insurance expenses can vary significantly based on multiple factors. These factors include where you live, your driving record, the age of your vehicle, and the specific coverage options you choose. Having a clean driving history may result in lower premiums, while a record of accidents or traffic violations could mean higher costs.

Furthermore, living in urban areas with heavy traffic may lead to higher insurance premiums compared to rural areas with less traffic congestion. Additionally, the type of coverage you select will impact your premium. Full coverage insurance, which includes comprehensive and collision coverage, typically comes at a higher cost than minimum liability coverage.

Insuranceopedia is here to help you compare quotes from different insurance providers, ensuring you find the best deal for your needs.

2022 KIA Sedona Insurance Rates

Insurance Provider Average Annual Cost
Mercury $4,408
Metropolitan $5,753
Direct General Insurance $5,851

2021 KIA Sedona Insurance Rates

Insurance Provider Average Annual Cost
Safeco $197
Mercury Insurance $217
Pekin Insurance $712
Buckeye Insurance Group $774
Titan $768
American National P $805
Dairyland Auto 6 Month $818
Utica National Ins Group $837
Indiana Farmers Mutual Ins $875
Direct Auto $882

2020 KIA Sedona Insurance Rates

Insurance Provider Average Annual Cost
Safeco $394
American National P $450
Concord Group $898
Clearcover $919
Pekin Insurance $968
Vermont Mutual $939
Buckeye Insurance Group $973
Union Mutual Fire Group $1,035
Co-Operative Ins Companies $1,047
Titan $1,078

2019 KIA Sedona Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $580
American National P $608
Ameriprise Group $685
Mercury Insurance $749
Clearcover $805
Buckeye Insurance Group $832
Oregon Mutual $886
Indiana Farmers Mutual Ins $934
PEMCO $926
Capital Insurance Group $991

2018 KIA Sedona Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto | Infinity $153
American National P $417
AssuranceAmerica Economy $435
Safeco $430
Pekin Insurance $749
AssuranceAmerica Elite $772
Utica National Ins Group $774
Rockford Mutual Insurance $821
North Carolina Farm Bureau $837
Texas Farm Bureau Group $828

2017 KIA Sedona Insurance Rates

Insurance Provider Average Annual Cost
National General Value $110
Mercury Insurance $269
SAFECO $339
American National P $430
AssuranceAmerica Elite $479
NatGen Value $549
AssuranceAmerica Economy $536
New York Central Mutual Fire $687
PEMCO $989
IMT Insurance Company $987

2016 KIA Sedona Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $245
American National P $551
Utica National Ins Group $822
PEMCO $833
North Carolina Farm Bureau $812
NatGen PPA $911
SECURA Insurance $921
Oregon Mutual $935
New Jersey Manufacturers $968
Capital Insurance Group $942

2015 KIA Sedona Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $254
Mercury Insurance $369
NatGen PPA $555
North Carolina Farm Bureau $595
Kemper Auto $625
Dairyland FR Bond $639
PEMCO $698
Utica National Ins Group $728
Buckeye Insurance Group $835
Virginia Farm Bureau $891

2014 KIA Sedona Insurance Rates

Insurance Provider Average Annual Cost
American National P&C $499
American National P $571
Mercury Insurance $616
Texas Farm Bureau Group $710
General Casualty $744
SAFECO $734
SECURA Insurance $835
National General Value $890
Clearcover $915
AssuranceAmerica $917

2013 KIA Sedona Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $273
Countryway Insurance $282
Vermont Mutual $384
Concord Group $391
MMG Insurance Company $458
Patriot Group $494
National General $504
Texas Farm Bureau Group $599
North Carolina Farm Bureau $651
SECURA Insurance $689

2012 KIA Sedona Insurance Rates

Insurance Provider Average Annual Cost
Union Mutual Fire Group $196
Co-Operative Ins Companies $236
Vermont Mutual $260
SAFECO $413
Concord Group $395
American National P $447
AssuranceAmerica Economy $433
Mercury Insurance $527
AssuranceAmerica Elite $604
PEMCO $611

2011 KIA Sedona Insurance Rates

Insurance Provider Average Annual Cost
Countryway Insurance $243
Mercury Insurance $293
SAFECO $324
MMG Insurance Company $310
Vermont Mutual $338
Patriot Group $335
Concord Group $392
American National P $455
Buckeye Insurance Group $626
North Carolina Farm Bureau $620

2010 KIA Sedona Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $119
Jupiter Auto Insurance $108
American National P&C $327
American National P $425
MMG Insurance Company $616
Buckeye Insurance Group $674
Concord Group $755
Mississippi Farm Bureau $762
Clearcover $778
Southern Farm Bureau $764

Cost of KIA Sedona Car Insurance By Age

Driver Age Good Driver Recent Accident Poor Credit
17 $4,971 $7,279 $8,525
18 $4,642 $6,805 $7,947
19 $4,086 $6,014 $7,026
20 $3,551 $5,247 $6,108
21 $3,004 $4,403 $5,142
22 $2,918 $4,290 $5,001
23 $2,556 $3,755 $4,357
24 $2,402 $3,534 $4,162
25 $2,093 $3,052 $3,604
30 $1,621 $2,371 $2,812
35 $1,523 $2,231 $2,605
40 $1,467 $2,142 $2,535
45 $1,444 $2,099 $2,462
55 $1,322 $1,905 $2,231
65 $1,344 $2,024 $2,349
75 $1,708 $2,515 $2,979

KIA Sedona Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $1,539 $2,238 $2,867
Alaska $1,289 $1,793 $1,732
Arizona $1,473 $2,117 $3,091
Arkansas $1,598 $2,487 $2,737
California $1,779 $3,133 $1,779
Colorado $1,660 $2,313 $2,933
Connecticut $2,128 $3,276 $4,165
Delaware $1,754 $2,353 $2,981
Florida $2,085 $2,868 $3,736
Hawaii $662 $933 $693
Idaho $1,178 $1,574 $1,906
Illinois $1,239 $1,855 $2,137
Indiana $1,262 $1,943 $2,188
Iowa $1,013 $1,367 $1,632
Kansas $1,322 $1,956 $2,287
Kentucky $1,915 $2,852 $3,345
Louisiana $2,474 $3,768 $4,043
Maine $931 $1,309 $1,898
Maryland $1,528 $2,225 $2,458
Massachusetts $1,202 $2,143 $1,224
Michigan $2,929 $4,476 $7,040
Minnesota $1,219 $1,596 $2,269
Mississippi $1,459 $2,101 $2,113
Missouri $1,387 $1,976 $2,571
Montana $1,403 $1,947 $2,249
Nebraska $1,198 $1,767 $1,902
Nevada $1,944 $2,905 $3,044
New Hampshire $1,366 $2,131 $2,708
New Jersey $1,500 $2,338 $3,051
New Mexico $1,519 $2,268 $2,376
New York $1,411 $1,759 $2,957
North Carolina $875 $1,491 $1,091
North Dakota $1,205 $1,838 $2,150
Ohio $1,070 $1,661 $1,704
Oklahoma $1,699 $2,435 $2,748
Oregon $1,543 $2,103 $2,490
Pennsylvania $1,311 $1,912 $2,253
Rhode Island $2,175 $3,190 $3,618
South Carolina $1,500 $2,037 $2,857
South Dakota $1,330 $1,913 $2,221
Tennessee $1,544 $2,323 $3,083
Texas $1,561 $2,273 $2,851
Utah $1,357 $1,893 $2,589
Vermont $1,022 $1,604 $1,672
Virginia $956 $1,502 $1,482
Washington $1,284 $1,742 $2,074
West Virginia $1,285 $1,842 $2,318
Wisconsin $1,276 $2,018 $2,300
Wyoming $1,194 $1,703 $1,795
Georgia $1,703 $2,520 $2,579

FAQs

Who has the cheapest car insurance for a KIA Sedona?

Mercury provides the cheapest car insurance option for the 2022 KIA Sedona.

Which company offers the best car insurance for a KIA Sedona?

We believe that Mercury offers the best car insurance option for a KIA Sedona because they offer a blend of low rates, comprehensive coverage, and highly rated customer service.

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