KIA Forte Car Insurance Cost

Getting insurance for a KIA Forte typically amounts to approximately $760 annually through Pekin Insurance. However, the exact costs can vary depending on factors like your age, the car’s model year, and other relevant factors. You can refer to our provided quote tables below to obtain an estimate of the potential cost for you.

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Updated: 31 March 2024
Written by
Bob Phillips
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If you’re thinking about buying a KIA Forte, you’ll need to think about the cost of insurance. Insurance is an important part of owning a car, so it’s essential to understand it before you make a purchase.

Choosing the right car insurance is crucial to avoid unexpected and potentially high expenses later on. It’s important to have enough coverage if you have an accident to avoid paying a lot out of pocket. Plus, if you’re found at fault in an accident, your premiums could go up.

With over ten years of experience analyzing car insurance rates, I’ve seen how much these costs can vary. Things like your age, driving record, and where you live can all affect how much you’ll pay for insurance.

How Much Does KIA Forte Car Insurance Cost?

Typically, Pekin Insurance provides the most competitive rate, averaging $760 per year for full coverage insurance on a 2024 KIA Forte.

While Pekin Insurance’s pricing is a valuable point of reference, it’s essential to recognize that car insurance costs can vary significantly based on various factors. These factors include your location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, whereas a history of accidents or traffic violations can raise your insurance costs.

Moreover, residing in an urban area with heavy traffic may lead to higher rates compared to rural areas with lighter traffic. The type of coverage you opt for will also affect your premium; comprehensive coverage, which includes both comprehensive and collision coverage, typically carries a higher cost than minimum liability coverage.

Insuranceopedia is available to assist you in comparing quotes from different insurance companies to ensure that you secure the best deal for your needs.

2024 KIA Forte Insurance Rates

Insurance Provider Average Annual Cost
Pekin Insurance $760
NatGen Value $798
Titan $841
Buckeye Insurance Group $953
SECURA Insurance $993
North Carolina Farm Bureau $999
Utica National Ins Group $1,027
New York Central Mutual Fire $1,116
Unitrin $1,163
Capital Insurance Group $1,193

2023 KIA Forte Insurance Rates

Insurance Provider Average Annual Cost
Safeco $379
Dairyland Broadform $428
Victoria $507
Dairyland FR Bond $735
Buckeye Insurance Group $794
Titan $788
Kemper Auto Premier $780
Pekin Insurance $888
American National P $924
Capital Insurance Group $1,001

2022 KIA Forte Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto | Infinity $89
Kemper Personal Insurance $129
Kemper Auto Premier $209
Safeco $304
Kemper Auto $382
AssuranceAmerica Mobile Max $413
Dairyland Broadform $422
Victoria $474
Dairyland FR Bond $652
Mercury Insurance $936

2021 KIA Forte Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $67
Kemper Auto Premier $145
Dairyland Broadform $221
Kemper Premium $271
Jupiter Auto Insurance $329
NatGen Custom 360 $363
Dairyland Auto 1 Month $538
AssuranceAmerica Mobile Max $586
Victoria $658
Safeco $694

2020 KIA Forte Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto Premium $134
NatGen Custom 360 $165
Kemper Auto Premier $201
Kemper Personal Insurance $222
Dairyland FR Bond $341
Dairyland Auto 1 Month $450
Dairyland Broadform $534
SAFECO $530
NatGen PPA $532
Jupiter Auto Insurance $571

2019 KIA Forte Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $78
AssuranceAmerica Mobile Max $156
Kemper Auto Premier $158
NatGen Custom 360 $246
Dairyland FR Bond $373
Kemper Personal Insurance $576
NatGen Advantage $657
Dairyland Auto 1 Month $655
SAFECO $707
American National P&C $776

2018 KIA Forte Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $149
Kemper Auto Premier $189
Dairyland Auto 1 Month $284
Dairyland Broadform $371
Dairyland FR Bond $475
SAFECO $578
NatGen PPA $735
AssuranceAmerica Economy $984
Mercury Insurance $1,040
Verti Insurance $1,065

2017 KIA Forte Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto Premier $80
AssuranceAmerica Mobile Max $134
Jupiter Auto Insurance $110
Kemper Premium $183
Kemper Personal Insurance $164
Dairyland Broadform $415
SAFECO $460
Direct General $564
NatGen PPA $594
Dairyland Auto 1 Month $659

2016 KIA Forte Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $57
Kemper Auto Premier $88
Kemper Personal Insurance $102
Dairyland Auto 1 Month $241
AssuranceAmerica Mobile Max $233
Kemper Auto Premium $340
Dairyland FR Bond $374
Kemper Premium $387
Dairyland Broadform $434
SAFECO $440

2015 KIA Forte Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $24
Dairyland Auto 1 Month $90
Kemper Auto Premier $157
Kemper Personal Insurance $419
SAFECO $559
AssuranceAmerica Mobile Max $612
Concord Group $609
Patriot Group $928
Mercury Insurance $924
MMG Insurance Company $981

2014 KIA Forte Insurance Rates

Insurance Provider Average Annual Cost
Dairyland FR Bond $217
SAFECO $432
NatGen PPA $478
Dairyland Broadform $547
AssuranceAmerica Mobile Max $595
Mercury Insurance $916
Dairyland® $1,002
PEMCO $1,030
Dairyland Auto 1 Month $1,077
Safety Group $1,125

2013 KIA Forte Insurance Rates

Insurance Provider Average Annual Cost
Dairyland Auto 1 Month $123
Kemper Personal Insurance $198
Dairyland FR Bond $264
Mercury Insurance $320
Dairyland Broadform $389
SAFECO $442
NatGen PPA $524
Clearcover $683
National General Value $731
Countryway Insurance $982

2012 KIA Forte Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $153
Kemper Auto Premium $321
Dairyland Auto 1 Month $357
SAFECO $403
American National P&C $548
Kemper Auto Premier $615
American National P $714
Mercury Insurance $741
Nodak Mutual $763
Dairyland FR Bond $807

2011 KIA Forte Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $61
SAFECO $212
NatGen PPA $400
Mercury Insurance Company $439
American National P&C $464
Mercury Insurance $624
American National P $686
National General RAD $672
Co-Operative Ins Companies $699
Partners Mutual Insurance Co $825

2010 KIA Forte Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $47
Dairyland FR Bond $73
Jupiter Auto Insurance $57
Dairyland Broadform $172
Dairyland Auto 1 Month $185
NatGen Custom 360 $190
SAFECO $278
Kemper Auto Premier $550
AssuranceAmerica Mobile Max $547
Safety Group $709

Cost of KIA Forte Car Insurance By Age

Driver Age Good Driver Recent Accident Poor Credit
17 $5,912 $8,661 $10,109
18 $5,506 $8,078 $9,427
19 $4,839 $7,110 $8,326
20 $4,218 $6,198 $7,277
21 $3,562 $5,216 $6,115
22 $3,448 $5,093 $5,938
23 $3,014 $4,428 $5,210
24 $2,868 $4,242 $4,927
25 $2,471 $3,657 $4,277
30 $1,923 $2,844 $3,333
35 $1,830 $2,668 $3,109
40 $1,733 $2,560 $3,011
45 $1,707 $2,482 $2,914
55 $1,555 $2,267 $2,662
65 $1,619 $2,376 $2,766
75 $2,027 $3,015 $3,518

KIA Forte Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $1,842 $2,696 $3,415
Alaska $1,514 $2,128 $2,046
Arizona $1,742 $2,493 $3,670
Arkansas $1,871 $2,970 $3,255
California $2,113 $3,726 $2,122
Colorado $1,978 $2,740 $3,508
Connecticut $2,512 $3,879 $4,934
Delaware $2,085 $2,753 $3,575
Florida $2,459 $3,408 $4,454
Hawaii $799 $1,093 $793
Idaho $1,421 $1,843 $2,276
Illinois $1,457 $2,217 $2,524
Indiana $1,517 $2,285 $2,563
Iowa $1,197 $1,632 $1,909
Kansas $1,585 $2,313 $2,702
Kentucky $2,312 $3,385 $3,984
Louisiana $2,935 $4,440 $4,836
Maine $1,101 $1,540 $2,287
Maryland $1,821 $2,604 $2,902
Massachusetts $1,465 $2,526 $1,459
Michigan $3,467 $5,295 $8,387
Minnesota $1,452 $1,922 $2,688
Mississippi $1,751 $2,477 $2,494
Missouri $1,613 $2,337 $3,051
Montana $1,646 $2,308 $2,700
Nebraska $1,396 $2,094 $2,270
Nevada $2,314 $3,430 $3,645
New Hampshire $1,629 $2,552 $3,235
New Jersey $1,785 $2,778 $3,633
New Mexico $1,803 $2,706 $2,792
New York $1,662 $2,128 $3,541
North Carolina $1,052 $1,790 $1,294
North Dakota $1,423 $2,167 $2,539
Ohio $1,264 $1,950 $2,023
Oklahoma $2,040 $2,908 $3,249
Oregon $1,860 $2,459 $2,964
Pennsylvania $1,574 $2,289 $2,650
Rhode Island $2,610 $3,789 $4,298
South Carolina $1,744 $2,447 $3,350
South Dakota $1,562 $2,260 $2,637
Tennessee $1,845 $2,735 $3,652
Texas $1,858 $2,704 $3,376
Utah $1,596 $2,212 $3,071
Vermont $1,242 $1,898 $1,987
Virginia $1,168 $1,755 $1,737
Washington $1,513 $2,082 $2,474
West Virginia $1,537 $2,200 $2,779
Wisconsin $1,518 $2,408 $2,747
Wyoming $1,422 $2,008 $2,122
Georgia $2,022 $3,036 $3,023

FAQs

Who has the cheapest car insurance for a KIA Forte?

For the 2024 model year, Pekin Insurance offers the most affordable car insurance for the KIA Forte.

Which company offers the best car insurance for a KIA Forte?

Considering their combination of low rates, comprehensive coverage, and highly rated customer service, we believe that Pekin Insurance provides the best car insurance option for a KIA Forte.

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