KIA Forte Car Insurance Cost
Getting insurance for a KIA Forte typically amounts to approximately $760 annually through Pekin Insurance. However, the exact costs can vary depending on factors like your age, the car’s model year, and other relevant factors. You can refer to our provided quote tables below to obtain an estimate of the potential cost for you.
If you’re thinking about buying a KIA Forte, you’ll need to think about the cost of insurance. Insurance is an important part of owning a car, so it’s essential to understand it before you make a purchase.
Choosing the right car insurance is crucial to avoid unexpected and potentially high expenses later on. It’s important to have enough coverage if you have an accident to avoid paying a lot out of pocket. Plus, if you’re found at fault in an accident, your premiums could go up.
With over ten years of experience analyzing car insurance rates, I’ve seen how much these costs can vary. Things like your age, driving record, and where you live can all affect how much you’ll pay for insurance.
How Much Does KIA Forte Car Insurance Cost?
Typically, Pekin Insurance provides the most competitive rate, averaging $760 per year for full coverage insurance on a 2024 KIA Forte.
While Pekin Insurance’s pricing is a valuable point of reference, it’s essential to recognize that car insurance costs can vary significantly based on various factors. These factors include your location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, whereas a history of accidents or traffic violations can raise your insurance costs.
Moreover, residing in an urban area with heavy traffic may lead to higher rates compared to rural areas with lighter traffic. The type of coverage you opt for will also affect your premium; comprehensive coverage, which includes both comprehensive and collision coverage, typically carries a higher cost than minimum liability coverage.
Insuranceopedia is available to assist you in comparing quotes from different insurance companies to ensure that you secure the best deal for your needs.
2024 KIA Forte Insurance Rates
| Insurance Provider | Average Annual Cost |
| Pekin Insurance | $760 |
| NatGen Value | $798 |
| Titan | $841 |
| Buckeye Insurance Group | $953 |
| SECURA Insurance | $993 |
| North Carolina Farm Bureau | $999 |
| Utica National Ins Group | $1,027 |
| New York Central Mutual Fire | $1,116 |
| Unitrin | $1,163 |
| Capital Insurance Group | $1,193 |
2023 KIA Forte Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $379 |
| Dairyland Broadform | $428 |
| Victoria | $507 |
| Dairyland FR Bond | $735 |
| Buckeye Insurance Group | $794 |
| Titan | $788 |
| Kemper Auto Premier | $780 |
| Pekin Insurance | $888 |
| American National P | $924 |
| Capital Insurance Group | $1,001 |
2022 KIA Forte Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $89 |
| Kemper Personal Insurance | $129 |
| Kemper Auto Premier | $209 |
| Safeco | $304 |
| Kemper Auto | $382 |
| AssuranceAmerica Mobile Max | $413 |
| Dairyland Broadform | $422 |
| Victoria | $474 |
| Dairyland FR Bond | $652 |
| Mercury Insurance | $936 |
2021 KIA Forte Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $67 |
| Kemper Auto Premier | $145 |
| Dairyland Broadform | $221 |
| Kemper Premium | $271 |
| Jupiter Auto Insurance | $329 |
| NatGen Custom 360 | $363 |
| Dairyland Auto 1 Month | $538 |
| AssuranceAmerica Mobile Max | $586 |
| Victoria | $658 |
| Safeco | $694 |
2020 KIA Forte Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto Premium | $134 |
| NatGen Custom 360 | $165 |
| Kemper Auto Premier | $201 |
| Kemper Personal Insurance | $222 |
| Dairyland FR Bond | $341 |
| Dairyland Auto 1 Month | $450 |
| Dairyland Broadform | $534 |
| SAFECO | $530 |
| NatGen PPA | $532 |
| Jupiter Auto Insurance | $571 |
2019 KIA Forte Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $78 |
| AssuranceAmerica Mobile Max | $156 |
| Kemper Auto Premier | $158 |
| NatGen Custom 360 | $246 |
| Dairyland FR Bond | $373 |
| Kemper Personal Insurance | $576 |
| NatGen Advantage | $657 |
| Dairyland Auto 1 Month | $655 |
| SAFECO | $707 |
| American National P&C | $776 |
2018 KIA Forte Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $149 |
| Kemper Auto Premier | $189 |
| Dairyland Auto 1 Month | $284 |
| Dairyland Broadform | $371 |
| Dairyland FR Bond | $475 |
| SAFECO | $578 |
| NatGen PPA | $735 |
| AssuranceAmerica Economy | $984 |
| Mercury Insurance | $1,040 |
| Verti Insurance | $1,065 |
2017 KIA Forte Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto Premier | $80 |
| AssuranceAmerica Mobile Max | $134 |
| Jupiter Auto Insurance | $110 |
| Kemper Premium | $183 |
| Kemper Personal Insurance | $164 |
| Dairyland Broadform | $415 |
| SAFECO | $460 |
| Direct General | $564 |
| NatGen PPA | $594 |
| Dairyland Auto 1 Month | $659 |
2016 KIA Forte Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $57 |
| Kemper Auto Premier | $88 |
| Kemper Personal Insurance | $102 |
| Dairyland Auto 1 Month | $241 |
| AssuranceAmerica Mobile Max | $233 |
| Kemper Auto Premium | $340 |
| Dairyland FR Bond | $374 |
| Kemper Premium | $387 |
| Dairyland Broadform | $434 |
| SAFECO | $440 |
2015 KIA Forte Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $24 |
| Dairyland Auto 1 Month | $90 |
| Kemper Auto Premier | $157 |
| Kemper Personal Insurance | $419 |
| SAFECO | $559 |
| AssuranceAmerica Mobile Max | $612 |
| Concord Group | $609 |
| Patriot Group | $928 |
| Mercury Insurance | $924 |
| MMG Insurance Company | $981 |
2014 KIA Forte Insurance Rates
| Insurance Provider | Average Annual Cost |
| Dairyland FR Bond | $217 |
| SAFECO | $432 |
| NatGen PPA | $478 |
| Dairyland Broadform | $547 |
| AssuranceAmerica Mobile Max | $595 |
| Mercury Insurance | $916 |
| Dairyland® | $1,002 |
| PEMCO | $1,030 |
| Dairyland Auto 1 Month | $1,077 |
| Safety Group | $1,125 |
2013 KIA Forte Insurance Rates
| Insurance Provider | Average Annual Cost |
| Dairyland Auto 1 Month | $123 |
| Kemper Personal Insurance | $198 |
| Dairyland FR Bond | $264 |
| Mercury Insurance | $320 |
| Dairyland Broadform | $389 |
| SAFECO | $442 |
| NatGen PPA | $524 |
| Clearcover | $683 |
| National General Value | $731 |
| Countryway Insurance | $982 |
2012 KIA Forte Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $153 |
| Kemper Auto Premium | $321 |
| Dairyland Auto 1 Month | $357 |
| SAFECO | $403 |
| American National P&C | $548 |
| Kemper Auto Premier | $615 |
| American National P | $714 |
| Mercury Insurance | $741 |
| Nodak Mutual | $763 |
| Dairyland FR Bond | $807 |
2011 KIA Forte Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $61 |
| SAFECO | $212 |
| NatGen PPA | $400 |
| Mercury Insurance Company | $439 |
| American National P&C | $464 |
| Mercury Insurance | $624 |
| American National P | $686 |
| National General RAD | $672 |
| Co-Operative Ins Companies | $699 |
| Partners Mutual Insurance Co | $825 |
2010 KIA Forte Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $47 |
| Dairyland FR Bond | $73 |
| Jupiter Auto Insurance | $57 |
| Dairyland Broadform | $172 |
| Dairyland Auto 1 Month | $185 |
| NatGen Custom 360 | $190 |
| SAFECO | $278 |
| Kemper Auto Premier | $550 |
| AssuranceAmerica Mobile Max | $547 |
| Safety Group | $709 |
Cost of KIA Forte Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $5,912 | $8,661 | $10,109 |
| 18 | $5,506 | $8,078 | $9,427 |
| 19 | $4,839 | $7,110 | $8,326 |
| 20 | $4,218 | $6,198 | $7,277 |
| 21 | $3,562 | $5,216 | $6,115 |
| 22 | $3,448 | $5,093 | $5,938 |
| 23 | $3,014 | $4,428 | $5,210 |
| 24 | $2,868 | $4,242 | $4,927 |
| 25 | $2,471 | $3,657 | $4,277 |
| 30 | $1,923 | $2,844 | $3,333 |
| 35 | $1,830 | $2,668 | $3,109 |
| 40 | $1,733 | $2,560 | $3,011 |
| 45 | $1,707 | $2,482 | $2,914 |
| 55 | $1,555 | $2,267 | $2,662 |
| 65 | $1,619 | $2,376 | $2,766 |
| 75 | $2,027 | $3,015 | $3,518 |
KIA Forte Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $1,842 | $2,696 | $3,415 |
| Alaska | $1,514 | $2,128 | $2,046 |
| Arizona | $1,742 | $2,493 | $3,670 |
| Arkansas | $1,871 | $2,970 | $3,255 |
| California | $2,113 | $3,726 | $2,122 |
| Colorado | $1,978 | $2,740 | $3,508 |
| Connecticut | $2,512 | $3,879 | $4,934 |
| Delaware | $2,085 | $2,753 | $3,575 |
| Florida | $2,459 | $3,408 | $4,454 |
| Hawaii | $799 | $1,093 | $793 |
| Idaho | $1,421 | $1,843 | $2,276 |
| Illinois | $1,457 | $2,217 | $2,524 |
| Indiana | $1,517 | $2,285 | $2,563 |
| Iowa | $1,197 | $1,632 | $1,909 |
| Kansas | $1,585 | $2,313 | $2,702 |
| Kentucky | $2,312 | $3,385 | $3,984 |
| Louisiana | $2,935 | $4,440 | $4,836 |
| Maine | $1,101 | $1,540 | $2,287 |
| Maryland | $1,821 | $2,604 | $2,902 |
| Massachusetts | $1,465 | $2,526 | $1,459 |
| Michigan | $3,467 | $5,295 | $8,387 |
| Minnesota | $1,452 | $1,922 | $2,688 |
| Mississippi | $1,751 | $2,477 | $2,494 |
| Missouri | $1,613 | $2,337 | $3,051 |
| Montana | $1,646 | $2,308 | $2,700 |
| Nebraska | $1,396 | $2,094 | $2,270 |
| Nevada | $2,314 | $3,430 | $3,645 |
| New Hampshire | $1,629 | $2,552 | $3,235 |
| New Jersey | $1,785 | $2,778 | $3,633 |
| New Mexico | $1,803 | $2,706 | $2,792 |
| New York | $1,662 | $2,128 | $3,541 |
| North Carolina | $1,052 | $1,790 | $1,294 |
| North Dakota | $1,423 | $2,167 | $2,539 |
| Ohio | $1,264 | $1,950 | $2,023 |
| Oklahoma | $2,040 | $2,908 | $3,249 |
| Oregon | $1,860 | $2,459 | $2,964 |
| Pennsylvania | $1,574 | $2,289 | $2,650 |
| Rhode Island | $2,610 | $3,789 | $4,298 |
| South Carolina | $1,744 | $2,447 | $3,350 |
| South Dakota | $1,562 | $2,260 | $2,637 |
| Tennessee | $1,845 | $2,735 | $3,652 |
| Texas | $1,858 | $2,704 | $3,376 |
| Utah | $1,596 | $2,212 | $3,071 |
| Vermont | $1,242 | $1,898 | $1,987 |
| Virginia | $1,168 | $1,755 | $1,737 |
| Washington | $1,513 | $2,082 | $2,474 |
| West Virginia | $1,537 | $2,200 | $2,779 |
| Wisconsin | $1,518 | $2,408 | $2,747 |
| Wyoming | $1,422 | $2,008 | $2,122 |
| Georgia | $2,022 | $3,036 | $3,023 |
FAQs
Who has the cheapest car insurance for a KIA Forte?
For the 2024 model year, Pekin Insurance offers the most affordable car insurance for the KIA Forte.
Which company offers the best car insurance for a KIA Forte?
Considering their combination of low rates, comprehensive coverage, and highly rated customer service, we believe that Pekin Insurance provides the best car insurance option for a KIA Forte.
